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551 | What Elephants Can Teach You About Property Growth

By in Podcast, Property Investment

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Charlie Munger once said that reading widely is the key to wisdom — and in this episode, we’re channelling that spirit. 📚 

What do elephants, electricity grids, and economic growth have in common? 🐘⚡ 

They’re all governed by scaling laws — and today, we’re diving into the groundbreaking work of Professor Geoffrey West to show you how biology, cities, and even companies follow predictable mathematical patterns as they grow.   

And here’s the twist: when cities grow, they don’t just get bigger — they get smarter, more efficient, and more valuable per person. 

You’ll learn:

📈 What scaling laws are and why they matter to property investors 

📈 The 15% rule: why incomes, innovation, and land values rise faster in big cities 

📈 The critical difference between growth driven by hype… and growth backed by science 

📈 How to identify “superorganism” cities where value compounds over time   

Tune in now to find out why cities don’t just house people — they accelerate life itself! 

Resources Mentioned: 

  • TPC Gold…on YouTube!
    Want more bite-sized property wisdom? Our team has curated short, high-impact snippets covering everything from lending to tax and beyond.   
  • Our Book Is Charting
    How to Retire on $3,000 a Week has hit #1 in Finance and cracked the Top 100 overall! Grab your copy at your favourite bookseller or at the link above.   
  • Meet Bryce & Ben LIVE at Dymocks!
    Tuesday 1 July, 6pm – 7:30pm AEST 
    We’re heading to Dymocks George Street, Sydney, for a live book Q&A and meet & greet. Come say hi, ask your burning questions, and grab a signed copy! Tickets are just $12 and include light refreshments. 😊  
  • Resources from Ben’s “What’s Making Property News”: 
    Ep 551 - What's Making Property News
     

Timestamps  

  • 0:00 – 551 | What Elephants Can Teach You About Property Growth 
  • 1:26 – Our new book is climbing the charts — join us live at Dymocks! 
  • 5:19 – Looking to expand you knowledge? Check out our TPC Gold on YouTube…  
  • 6:24 – Mindset Minute: “Surround yourself with people that push you to be better.” 
  • 8:04 – The Power of Scaling Laws in Property & Charlie Munger  
  • 10:05 – Famous mathematical formulas you use (but probably don’t know!) 
  • 12:21 – What elephants can teach us about property growth 🐘🏙️ 
  • 13:34 – Sublinear Scaling: Why bigger = more efficient 
  • 15:05 – Cities as “living organisms”? Prof. Geoffrey West’s big idea 
  • 17:22 – The 85% rule: How cities scale infrastructure 
  • 18:28 – But here’s the twist… human behaviour doesn’t scale like pipes 
  • 21:00 – Why cities accelerate as they grow 
  • 26:29 – Innovation, wages and even crime… all scale 15% faster 
  • 29:32 – Superorganisms, social reactors & urban compounding 
  • 33:22 – Why this all matters to you as a property investor 
  • 36:35 – Margin of Safety: The danger of investing in hype vs. sustainable growth 
  • 38:27 – Do scaling laws apply to regional towns too? (Yes… but with caveats) 
  • 42:06 – The science-backed case for “Location, Location, Location”  
  • 45:02 – Key Takeaways: Cities don’t just house people. They accelerate life. 

And… 

  • 47:28 – Lifehack: The “Timer Trick” to get stuff done by Comedian, Limmy  
  • 49:44 – WMPN:  Hype Merchants: Are we really heading for the next property boom?  

TPC Gold | Can I Use One Property to Fund Two More?

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This snippet is from one of our previous episodes: Q&A – How to Avoid Poor Loan Structure 

Got equity in one property and wondering if you can use it to buy two more? You’re not alone! 

In this TPC Gold snippet, Bryce and Ben answer a listener’s question about using equity as a deposit across multiple investment properties — and why the way you structure your loans can make or break your long-term strategy. 

They unpack: 

  • How you can use one property’s equity to help fund more than one purchase 
  • Why standalone lending (not cross-securitisation) matters 
  • The dangers of “lazy” loan structuring from brokers and banks 
  • Why flexible splits now can mean greater borrowing power later 
  • A hidden tip on how loan-to-value ratios (LVRs) can boost your serviceability 

It’s a must-listen for anyone in the accumulation phase who wants to keep their strategy clean, flexible and growth-ready. 

Tapping into Equity? What to Watch Out For!

Setting up your investment loans correctly from day one is critical — especially if you’re planning to build a multi-property portfolio. 

Book a free consultation with Empower Wealth’s Mortgage Broking team to check your structure, protect your borrowing power and avoid costly traps like cross-securitisation. 

__________________

If You Enjoyed TPC Gold | Can I Use One Property to Fund Two More? You Might Also Like:

Transcript

Bryce Holdaway
Alright, so we’ve got another question here from Shanki, Ben. Regarding loan structure, can I use the equity from one property to pay the deposit for two separate investment properties? And the last part of the question, is it similar to collateral?  

Ben Kingsley
So the answer to that is yes, you can and you don’t have to cross-securitise to do that. In fact what you could do depending on how much visibility you want to have on your loan splits… So let’s say, some people in Sydney who might have a lot of equity; let’s say they’ve got $300,000 or $400,000 worth of equity and they want to get that out as a lump sum. They could potentially use that for four properties, subject to them having strong enough income to get the borrowing power to buy all of those properties.  

Now some might choose to just have that as one loan split, knowing that it’s a deposit for each of those properties, but others potentially like to split it out to say maybe the 25%. So it’s the 25% because the property itself is going to have 80% against it, and that makes up the 105% that they’re going to borrow to get that particular property.  

So the answer to that is yes, you can. And depending on how you want your investment savvy broker to work with you, they will sort of make some recommendations on the different types of ways in which you can structure it. But the fundamental thing is that it would be a separate loan structure from your non-deductible home, if it’s your home you’re releasing it from. And you might split that out again into a couple of extra splits, but that’s how it’s done.  

Bryce Holdaway
Because that came from the fact that one of the sins we talked about in the webinar, Ben, was to not cross-securitise your lending. You gotta do it standalone. So it’s a good question. It’s a variation. We’re still doing standalone, but you can see where Shanki was going with that because it can be confusing.  

Ben Kingsley
Because what a lot of lazy brokers and bankers do, okay, because it gets a little bit more complex… in some cases you might have two or three loan splits. Now it doesn’t matter what they’re secured against, but there’s two or three loans, and the purpose of that money might have been for 1 Smith Street, right? And it doesn’t matter that it’s come from 1 Jones Street and 1 Errol Street and 1 Johnson Street. It doesn’t matter if there’s a split from that. But that just means that that property might have three or four loans that you’ve got to remember the purpose of that money was for that property. But the lazy ones, the ones who think “I don’t want to teach my clients how to do this” will just go, let’s combine them all together and let’s cross securitise them. And then it’s nice and easy for you. So that investment property just has one loan and that’s all you need to worry about. For me, I think you’re robbing the customer of flexibility, you’re robbing the customer of future potential, you’re robbing the customer of getting extra borrowing power. All of that. 

Bryce Holdaway
The money they pay in LMI.  

Ben Kingsley
Yeah, well, that’s right. If it’s global and they go over that 80% and in some cases, as we’re seeing now, some lenders, and this is a new bit of gold… is some lenders are servicing using their servicing calculator based on LVRs. So if you can get that LVR down to 70 or even below 60, their servicing calculators are more relaxed, which means you can borrow more money. So again, if you’re in the accumulation phase and you can control a bigger asset, then the reality is there’s going to be more in your back pocket.   

Now that always still comes back to the one fundamental thing, and that is the income to support it and not just for today but into the future. We cannot stress enough that our podcast is not about gung-ho, must get out there, must do everything now. It’s about sensible, strategic, well thought out, tailored money management solutions and then execution and implementation.   

Bryce Holdaway
We’re not get rich quick Ben. We’re get rich safe. 

Ben Kingsley
We are. 

Bryce Holdaway
So there you go folks. 

 

550 | How to Stack the Pain (and Why It Works): A Behavioural Guide to Better Money Habits (LIVE Q&A from Bali)

By in Podcast, Property Investment, Q&A

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Folks, this week we’re reporting LIVE from… BALI?! 🎉 

That’s right — we travelled to Indonesia with some amazing TPC community members to support the John Fawcett Foundation, where we witnessed firsthand the life-changing impact of their work restoring sight through cataract surgery. 

Together, we raised an incredible $74,592.98, which funded 368 cataract surgeries, 1,901 patient screenings, 719 pairs of glasses, 12 prosthetic eyes, and 600 bottles of eye drops — changing lives in the most powerful way. 💛 

And while we were there, we thought… 

What better moment to hit record and answer some of the most insightful, practical, and real-world property questions from the legends who joined us on the ground? 

Here’s what we cover in this special ep: 

🔹 “What buffers?” — Katrina & Rhys get honest about money habits and building a safety net when saving feels out of reach. 

🔹 “How do you invest with lumpy income?” — Prue, a farmer with teens in boarding school, asks about structuring loans when cashflow isn’t consistent. 

🔹 “How do you find an accountant who actually gets property strategy?” — Will wants more than generic advice. 

🔹 “What happens when your IO loans expire?” — Adam shares his $3.4M portfolio dilemma. 

🔹 Plus: Are lifestyle apartments in places like Noosa or the Gold Coast really worth it? 

A HUGE thank you to each and every one of the amazing TPC community members who joined us on this life-changing trip and helped us create this unforgettable episode. Listen now!  

Resources Mentioned: 

  • Bryce’s 50th Charity Event: Together, we raised an incredible $74,592.98! 
    In honour of this milestone, Bryce, the TPC team, and 22 amazing community members travelled to Bali to support the John Fawcett Foundation.  
     
    Together, this donation funded 368 cataract surgeries,1,901 patient screenings, 719 pairs of glasses, 12 prosthetic eyes, 600 bottles of eye drops, and more — changing lives in the most powerful way. 💛  
     
    To everyone who donated, shared, or supported in any way — thank you. This wouldn’t have been possible without you. If you’d like to learn more about this incredible cause, or still wish to contribute, you can do so here >> 

Questions We Answer 

Q1) “Are apartments and townhouses in premium lifestyle markets like Gold Coast and Noosa a smart investment?” from Carolyn

Hi Bryce and Ben,

My questions are largely around the Gold Coast and Sunshine Coast Property Markets and particularly Apartments/Villas/Townhouses. I hear the land does the heavy lifting and houses are a better investment (and yes for the primary residence) but I’d like your thoughts on buying into apartments in quality developments e.g. the Gold Coast and Noosa. Does location do the heavy lifting?

Do you have any stats on capital appreciation of buying new vs buying older in these or similar areas?

Seems to be greater value in depreciation in the first five years of a new build? And then when do extra costs e.g. increases in body corp/maintenance etc. kick in on both in terms of timeframes?

Is there an ideal hold time for an investment property for it to break even for portfolio growth and to leverage to the next one? (Assuming you are starting to grow a portfolio)

Also, is it generally 2 years of capital appreciation to cover stamp duty, purchasing and selling costs as a rule of thumb? When is buying off the plan a good idea vs established, depending on availability, location and personal requirements.

The Select Residential Reports we had access to from yourselves 2 years ago indicated growth percentages for Noosaville Units ( and Gold Coast was much the same) as:

  • 2024: 3.6%
  • 2025: 7.2%
  • 2026: 10.3%
  • 2027: 13.2%
  • 2028: 16.4%

Do you feel this remains relevant with such economic uncertainty and do you have any update on this for the next 5 years?

Having 2 daughters in their early 20s who will want to stay in SE QLD, what is the future of development with access to first home buyers schemes etc. likely to be like? Is it better to help them out in a family trust situation with property? I’m sure some of this will be covered in your new book however any insights would be greatly appreciated.

I’d also like to say thank you for your podcast which did lead me to the Advisors day in Brisbane last year and I am now the proud owner of a CERT IV in Mortgage Broking, it’s like getting a pen license. Ha Ha

I’ve secured an opportunity to commence a Part Time Mentorship in July with a Broker aligned with Purple Circle who is located in Redcliffe, north of Brisbane.

If you have 5 minutes over the course of the trip I’d love to make sure I’m on the right track to becoming an “investment savvy mortgage broker” and combining my love of property and finance. Ultimately, I’d love to work in the buyers agency area also. Whilst I’m currently ensconced in my own swimwear retail businesses I feel this is a good sideways move and a great basis to learn lots more about the property world.

Thanks so much

Carolyn

 

Q2) “What buffers?” from Katrina & Rhys  

Bryce and Ben, we are terrible savers. So bad we buy houses so we don’t spend money. We have had a budget for years so have always known we overspend. If we want to do something, we make it happen. I can hear you saying “pay yourself first” and “put the money somewhere you can’t see it”. The reality is we are flying through life on a buffer of luck with the flag of determination waving in the air.

Picture that little car on the monopoly board, $20 to their name and looking at what they can mortgage to buy park land. That’s us.

No amount of self help books or podcasts can save us. We have 2 investment properties now, but by not building up our savings buffer and reducing what we owe on our PPR, we are concerned we are going to fall short of our retirement goal.

What’s the secret Bryce and Ben, tell us how we can build up our savings buffer?

My other question is, how do you find like minded individuals to spend time with and discuss property. I’d love to talk about investment properties all day but Rhys would find a deserted island and set up a new 1 bedroom PPR. 

 

Q3) “Is there such thing as a savvy-structure based accountant?” from Will  

My partner and I spend a lot of time learning about different ways just trying to structure bank accounts, companies, trusts, etc. so much so we’re totally confused. We ask accounts and they give us very basic responses. Are we asking the wrong questions? Are we asking the wrong people?  

Is there such thing as a savvy-structure based accountant that sees the future and gets excited about how to strategically build a small, everyday couples’ portfolio? One that understands business and personal investment portfolios and how to have the two complementing each other, not working in isolation. Or is it only the spruikers that make us believe that such people exist?” 

 

Q4) “Finance, loan structures and investment properties for business owners with a highly variable income (farmers)?” from Prue 

Hi Ben and Bryce, 

Thanks so much for this incredible opportunity to travel with you and your families on this life changing event. I have learnt so much from both of you through all the wisdom you have given. 

My question relates to being a business owner with a highly variable income (farmers). What suggestions do you both have in relation to obtaining finance, loan structures and investment property purchases for people in this situation? 

We have made a profit farming for the last 20 years except last year due to terrible farming conditions. 

My husband and I are both 43 with 3 teenagers, (2 of them are at boarding school $$). We have one investment property in Adelaide being used as an Airbnb, that we can access when we visit our daughters. Are investment properties a good idea when we have a lot of capital already tied up in farming land? 

Thanks so much. 

  

Q5) “What if serviceability becomes an issue when IO loans expire?” from Adam  

My current portfolio is $3.4mill. LVR = 59%. Loans all IO. $1.64mill in personal name (x3 resi), $380k in a trust for one commercial property. Personal income $100-120k (happy to share more details of portfolio if needed). I’m concerned when these come off IO in 2027 and I go to refinance that banks will not lend to me due to serviceability of income. 

Ideally, I would like to keep all (as I’m servicing these fine), but if I did have to have to sell, how should I assess which property/s to sell? Considering location, yield, future growth potential, land size for future development etc. If I had to sell, I am considering re-investing profits into commercial to help supplement my income. Turn the portfolio cashflow positive to help with future lending and live a more fulfilling/adventure rich lifestyle sooner than planned. Would love to talk in depth with you guys on this and share any advice you might have.

Thanks, Adam. 

 

Timestamps  

  • 0:00 – How to Stack the Pain (and Why It Works): A Behavioural Guide to Better Money Habits (LIVE Q&A from Bali)  
  • 1:22 – We’re recording this from Bali for Bryce’s 50th!  
  • 3:32 – Q1) Are apartments and townhouses in premium lifestyle markets like Gold Coast and Noosa a smart investment? from Carolyn  
  • 4:16 – The fundamental drivers of long-term growth in coastal markets 
  • 6:55 – What really makes a property “investment grade” in these lifestyle locations? 
  • 9:13 – Role of Depreciation in New Builds vs. Established Properties  
  • 11:11 – Lifestyle drivers in Noosa  
  • 13:04 – How to find where the next generation wants to live (+ why this research matters!)  
  • 16:51 – Why caravans are still holding their value  
  • 17:53 – Q2) “What buffers?” from Katrina & Rhys 
  • 20:50 – What does providing the best opportunity for your kids look like?  
  • 22:59 – How does NOT having a buffer affect them?  
  • 27:17 – The #1 driver for behaviour change  
  • 29:45 – What does stacking the pain look like?  
  • 35:05 – Q3) “Is there such thing as a savvy-structure based accountant?” from Will 
  • 36:03 – What an honest, professional Accountant looks like   
  • 40:42 – The complexity of structures & trusts  
  • 46:32 – Is there a single best solution?  
  • 48:42 – Q4) “Finance, loan structures and investment properties for business owners with a highly variable income (farmers)?” from Prue 
  • 49:47 – Dealing with inconsistent income  
  • 53:00 – The importance of liquidity & diversity for farmers  
  • 57:00 – Q5) “What if serviceability becomes an issue when IO loans expire?” from Adam  
  • 58:44 – Forming lender relationships & building buffers  
  • 1:04:22 – How to build a portfolio that balances growth today and cashflow later 
  • 1:08:57 – Thank you to all our amazing guests + wrap up from Bali!  
  • 1:10:19 – Together, we raised an incredible $74,592.98!

 

TPC Gold | Is Lifestyle Creep Holding You Back?

By in Podcast

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This snippet is from one of our previous episodes: Seven Tips to Trap Your Surplus Cash 

They say “success leaves clues” – but so does a bank balance that never seems to grow, no matter how much your income increases.  

In this bonus TPC Gold snippet, Bryce and Ben unpack one of the most common (and quietest) traps that can sabotage your financial freedom: lifestyle creep. 

If you’ve ever found yourself upgrading from budget wine to boutique wine… or wondering where your surplus went after a pay rise… this one’s for you. 

Tune in as the boys break down: 

  • What lifestyle creep really looks like (and how to spot it in your own spending) 
  • The difference between conscious lifestyle upgrades and unconscious spending 
  • Real-life examples from Bryce, Ben and some of the wealthiest people we all know 

Because it’s not about depriving yourself. It’s about being intentional with your money – so you can spend more on what really matters, and less on what doesn’t. 

The Silent Killer of Your Wealth Plan

Lifestyle creep is sneaky—but you don’t have to let it win. 

Moorr is our smart money platform designed to help you build wealth on your terms. Powered by the MoneySMARTS system, it’s perfect for everyday Aussies who want more control and clarity over their finances. 

Achieve more with Moorr >>

__________________

If You Enjoyed TPC Gold | Is Lifestyle Creep Holding You Back? You Might Also Like:

Transcript

Bryce Holdaway
So number one, stop checking out the Joneses. Number two, stop and consider before you tap and go. Number three is get Money SMART. Number four is have difficult conversations early, Ben. Number five… this is a big one.  

Ben Kingsley
What’s number five? 

Bryce Holdaway
Avoid lifestyle creep. So what does that mean? It means that when you are a uni student on casual wages, Ben, you went and got down to the bottle shop and you got the really cheap wine. And then as you get your advanced roles, you might start to… I don’t drink so I’m going to sound like a nut to you, but Dom Perignon or some fancy bottle of…  

Ben Kingsley
…Penfolds? 

Bryce Holdaway
There you go, thanks for rescuing me there. But does this $27 bottle of wine really taste any better than the $9 bottle? Now, I’m not qualified to answer, but people who do drink a lot, they tell me that there’s not a lot of difference right? …Ivise is not agreeing with that.  

Ben Kingsley
She’s a single malt whiskey drinker. But this is my point. The point is, if that is what you want to have, then don’t neglect yourself from the things you enjoy… just in moderation. And a lot of people might be thinking, how’s that different from keeping up with the Joneses? Well, here’s the deal. I drive a 2012 Volkswagen Golf. I could afford to drive a better car and a newer car. And the area that I live, it’s full of new Mercs and new Audis. I don’t have new cars, right? So that to me is like, if you judge me on my car, you don’t know who I am, right? But coming down to this one about the lifestyle creep… it’s going from the budget beer to the boutique beer to the craft beer to the imported beer, whatever it looks like.  

Bryce Holdaway
It’s the tickets in the outer to the tickets in the medallion club. And so the point here is to just be aware that just because your income’s increased doesn’t mean your lifestyle has to increase, if it doesn’t add any extra happiness to your life. If you love a really expensive bottle of red, knock yourself out. Again, I’m not qualified to talk about that. But the point is it’s a cup size. And be aware that you have a cup and you’ve got to consciously expand that cup. By cup size I mean the difference between what your income is and your expenses is your cup. Now if your income rises, your cup size remains the same. It’s gonna drag your expenses with you. What’s ideal is the income increasing and your expenses not tracking up at the same rate. It means you get more surplus, you get to trap that and you get to put more into what you want to do.  

Ben Kingsley
And you can have more experiences. So what’s a good example of that? Let’s say you love live music, and let’s say you have your favourite two live concerts that you will do anything to get to. They’re your favourite bands in the world. Coldplay might be one. They do amazing concerts, right? So if Coldplay was coming out again, I’d probably want to get on the floor. I’d probably want to immerse myself; be close to the band. But if, you know, I went to Pink when she came out, I didn’t care where I sat. I was still happy for the experience.  

Bryce Holdaway
Well, she came to you. 

Ben Kingsley
Yeah, she flew all around but that’s the point isn’t it? I chose to pay less for that ticket but more for the ones that meant more to me. You know… Australia are playing the US in basketball (and) basketball is the game that I grew up with and I played for all my life. So it’s like: okay well am I ready to get that really ultimate experience? Can I afford to… because I’ve made some sacrifices in the past to be in the position that I’m in today and they’re the types of things that are going to fill my bucket? It’s not so much about how many material things I’ve got, that’s the thing. They’re the decisions we make. But we bring it down to day to day, because that’s what we’re talking about, trapping more surplus. If we bring it down to those day-to-day things, it is a choice of that $14 bottle of wine (and you find a really nice one) versus the $25 bottle of wine. Because chances are if it’s any good, it’ll go to $25 next year. So hook into it early.  

Bryce Holdaway
There’s a tip for ya!  

Ben Kingsley
Buy a dozen bottles of it. But it is things like that, in terms of being conscious about that. Because it’s amazing what $10 here, $50 there, $100 there does over the course. Because that money sitting either in a savings account or sitting in an offset account… it’s making your money work harder for you.  

Bryce Holdaway
Yeah, I’m with you Ben. Jan Somers drives around in a 2004 320 BMW. That’s what I drive around in a 2004 320.  

Ben Kingsley
Go to bigger than that. Go to Warren Buffett. He drove around in a middle class, standard American car and I think he’s upgraded to a Toyota Camry.  

Bryce Holdaway
And he gets his $3.20 that he gives to McDonald’s in the morning. 

Ben Kingsley
And that’s a good market day. 

Bryce Holdaway
But success leaves clues. 

Ben Kingsley
It does. 

Bryce Holdaway
Jan Somers… she hasn’t got lifestyle creep. She can afford whatever she wants.  

Ben Kingsley
Gerry Harvey’s another one; flies cattle class, so doesn’t go up the front of the bus. Doesn’t see the need to go up the front of the bus. Doesn’t see that that warrants the money, the experience, the value for a short period of time. 

Bryce Holdaway
And so for the avoidance of doubt, just to make sure I haven’t said anything that upsets anyone…. Do what you want with your money, just the overarching principle here is (to) be conscious of the cup. Be conscious of the lifestyle creep. And be aware of: do you actually need it or you just doing it because you’ve got more income? 

Ben Kingsley
Can I summarise that? Money has consequences. You make a decision and there’s a consequence. There’s an opportunity cost in every dollar that you spend.  

Bryce Holdaway
Love it. 

 

549 | The Insider’s 6-Step Checklist for Choosing the Right Buyer’s Agent

By in Podcast, Property Investment

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Last week in Episode 548, we unpacked the hidden advantages of using a buyer’s agent — from accessing off-markets to negotiating like a pro. 

But this week? 

We’re lifting the lid on the other side of the coin… 

👉 What are the cons of using a buyer’s agent?
👉 What are the 6 hidden risks you need to know before you sign anything?
👉 And how do you tell the difference between a true professional… and someone who’s just good at marketing themselves online? 

In Part 2 of our deep dive into the world of Buyer’s Agents, we’re walking you through: 

✔️ The #1 complaint most people have about buyer’s agents
✔️ Why trust really matters (and how to tell if it’s being broken)
✔️ And our foolproof 6-step checklist for choosing a buyer’s agent that won’t let you down 

If you’re even thinking about using a buyer’s agent — or just want to avoid costly mistakes — this episode is your ultimate guide. 

P.S. Want a quick, foolproof way to make sure you’re choosing the right buyer’s agent? Here’s a checklist you can download!

Free Stuff  

  • Want to meet Bryce & Ben? We’re going LIVE in Sydney! 📍
    To celebrate the book launch, we’re also hosting a special LIVE Book Launch event in partnership with Dymocks:
    🗓 Tuesday, 1st July
    🕕 6:00pm – 7:30pm
    📍 Dymocks Flagship Store, George Street, SYDNEY
    🎟 Entry is $12 (As set by Dymocks 😊 This includes light refreshments + alcohol) 
    👉  Secure your seat here
    (Note: The 5 free tickets have all been taken by our TPC community, but tickets are still available for purchase. Books are not included with your ticket but will be available to purchase on the night.)
  • Not sure how to select a Buyer’s Agent? Here’s your checklist!
    To make sure you’ve got all the great tips from this episode, we’ve created your ultimate checklist on what is a Buyer’s Agent and how to select one. 👉 Read it now!
  • Searching for a home? Work with our owner occupier-focused Buyer’s Agents!
    As mentioned at 32:28 — Having a Buyer’s Agent who specialises in finding your forever home can make a huge difference to both your financial outcome and peace of mind. If you’re thinking about using one, why not book a free initial chat with our team? No pressure — just a chance to explore whether it’s the right move for you.👉 Book your free appointment here and select “Finding a Home” from the drop-down menu, and our team will be in contact with you shortly!  
  •  Moorr’s MyKNOWLEDGE is now LIVE! 💻
    And in case you missed it — our brand-new educational platform inside Moorr is officially live. Packed with bite-sized lessons to level up your money and property game, you’ll find it under “MyKNOWLEDGE” in your Moorr dashboard.
    👉  Check it out now!

Timestamps  

  • 0:00 – The Insider’s 6-Step Checklist for Choosing the Right Buyer’s Agent 
  • 1:23 – It’s Tax Season! Here’s how to prepare for it.  
  • 2:40 – How To Retire on $3,000 a Week has been out for 2 weeks!  
  • 3:03 – Want to meet Bryce & Ben in person? Sydney LIVE book launch 
  • 4:37 – Expand your knowledge with Moorr’s MyKNOWLEDGE!  
  • 5:11 – Thank you to our amazing community for supporting Bryce’s 50th charity event!  
  • 6:55 – Mindset Minute: Don’t aim to be happy — aim to be content 
  • 12:22 – PART 2: How to choose a Buyer’s Agent (Without getting burnt) 
  • 13:05 – The 5 Cons of Using a Buyer’s Agent – Con #1: The C_s_ 
  • 14:52 – Con #2: T_u_t Matters! (Listen to a real horror to healing story here) 
  • 16:05 – Con #3: All Buyer’s Agents Are Created E_u_l 
  • 20:09 – Con #4: Why C_ _m_ _i_a_ion can make or break the experience 
  • 24:11 – Con #5: You’re still Responsible for the D_ _i_i_n 
  • 26:48 – Who are the Buyers?  
  • 30:48 – Ask your Buyer’s Agent these 2 questions!  
  • 32:28 – The difference an owner occupier-focused Buyer’s Agent makes  
  • 36:04 – Fees: Flat vs. Percentage 
  • 39:55 – The 7 Greatest Risks of Using a Buyer’s Agent – Risk #1: The “One Hat, Many Agendas” 
  • 42:30 – Risk #2: Transparency  
  • 44:17 – Risk #3: Hidden Fees 
  • 47:00 – Risk #4: Great Salesperson ≠ Great Buyer’s Agent 
  • 50:57 – Risk #5: New to the Game? Beware of this… 
  • 53:46 – Risk #6: Pumping the market  
  • 58:02 – Your Foolproof 6-Step Checklist for Choosing a Buyer’s Agent  

And… 

  • 1:07:37 – Key Takeaways  
  • 1:09:57 – “What value are you bringing for the price point you’re asking for?” 
  • 1:14:56 – Life By Design hack: Questions Every Parent Should Ask (8-13 Year Olds!) 
  • 1:17:07 – WMPN:  What we’re seeing across Australia following Labor’s 5% deposit scheme 

 

Free Checklist: How to Choose the Right Buyer’s Agent

By in Free Resources

TPC - Buyers Agent checklist

Thinking about hiring a buyer’s agent but not sure where to start? Or maybe you’re wondering what a buyer’s agent actually does?

You’re in the right place.

What is a Buyer’s Agent?

A buyer’s agent (also known as a buyer’s advocate) is a licensed professional who represents the buyer (that’s you!) throughout the property purchasing process.

Unlike real estate agents (also known as selling agents) who are paid to get the best price for the vendor, a buyer’s agent acts exclusively on your behalf.

Here’s what they typically help with:

  • Finding properties that match your needs and budget
  • Accessing off-market or pre-market deals (very important in a competitive market!)
  • Conducting research and due diligence
  • Managing inspections, building reports and paperwork
  • Negotiating the best possible terms and price for you

In short, they’re your personal strategist in the property market — making sure you don’t overpay, rush into the wrong deal, or get swayed by sales tactics.

Should I Use a Buyer’s Agent?

Not everyone needs a buyer’s agent — but here’s when they make a big difference:

  • You’re time-poor and overwhelmed
  • You’ve been burnt or missed out on properties before
  • You want expert guidance to avoid overpaying
  • You’re buying interstate or from overseas
  • You value confidence, clarity, and independent advice

If you’re juggling work, kids, and life — or simply don’t want to go head-to-head with trained sales agents alone — a buyer’s agent can be well worth the fee.

On the other hand, you might not need one if:

  • You love the hunt and have plenty of time to do inspections and research
  • You’re a seasoned buyer with deep knowledge of the market
  • You’re confident negotiating and reading the fine print yourself

How to Find the Right Buyer’s Agent

Here’s the truth: not all buyer’s agents are created equal.

The right one can save you thousands — the wrong one can cost you even more.

That’s exactly why we created this free printable checklist, which walks you through the key questions to ask before engaging a buyer’s agent, including:

✔️ How to verify experience, licensing and specialisation
✔️ What to ask about their own investment track record
✔️ Why communication and fee structure really matter
✔️ How to spot hidden agendas and avoid rookie mistakes
✔️ Bonus space for your own notes and reflections

 

Download Your Free Checklist

Fill out the form below and we’ll email you the checklist instantly.

No jargon. No fluff. Just practical, proven questions to help you find the right buyer’s agent with confidence.






 

As Heard on The Property Couch

This checklist was featured in Episode 549 | The Insider’s 6-Step Checklist for Choosing the Right Buyer’s Agent, where Bryce and Ben break down what to look for, what to avoid, and how to tell if a buyer’s agent is truly working in your best interest.

Want to know more about Buyer’s Agents?

Make sure you also check out these episodes:

 

TPC Gold | You’re Rentvesting… But Have You Set It Up Right?

By in Podcast

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This snippet is from one of our previous episodes: Q&A: Loan Structure for Rentvestors and more! 

More and more Aussies are turning to rentvesting—renting where they want to live while investing where they can afford. 

But while rentvesting is a smart strategy for many, there’s a crucial piece of the puzzle most investors overlook… 

Have you set up your bank accounts and loan structure correctly? 

In this bonus snippet, Bryce and Ben answer listener Aaron’s question about how to manage money when rentvesting—and break down the banking structure you should be using to get the most out of your investment properties. 

They unpack: 

  • Why your offset account placement matters (and how it can save you money) 
  • Whether to have one account or multiple for different properties 
  • The bucket system that simplifies cash flow and protects tax deductions 
  • Why filling your offsets before making extra repayments could be a game-changer 
  • How to structure your loans from day one to keep your options open later 

Don’t let a poor setup derail your rentvesting strategy…

Far too many investors lose thousands by not getting their structure right from the start. 
 
Book a free consultation with the Mortgage Broking team at our sister company Empower Wealth and make sure your rentvesting strategy is built to perform—today, tomorrow and long into the future. 

__________________

If You Enjoyed TPC Gold | You’re Rentvesting… But Have You Set It Up Right? You Might Also Like:

Transcript

Bryce Holdaway
Here’s the next one Ben, from Aaron. 

Aaron
Hi, Ben and Bryce. My name’s Aaron. Absolutely love your podcast. I binge listened to 220 odd episodes in three months when I first found out about it. I’ve just got a question in regards to structuring your bank accounts. We rentvest. Understand if it was a principal place of residence, you’d want all income coming into that offset account. But because we rentvest, just wondering, do you have one bank account where all the rent and all the mortgages come out from? Or do you have a separate bank account for each property where the rent and subsequent mortgage repayment comes out of? Didn’t manage to hear anything about structural bank accounts in any of the podcasts. So apologies if I’ve missed it and you have discussed it. But I don’t think I have heard anything about it. So very interested to hear your response on that. Thanks again guys, you guys are absolute legends. Cheers. 

Bryce Holdaway
Thank you Aaron for binge listening to 222 episodes in three months. I think that would have been some effort. They probably don’t want to hear our voice for a bit there.  

Ben Kingsley
Well, he’s probably right too, in the sense that we do a lot of our lending structure explanations in some of the webinars we do and certainly in some of the visual teachings we do because it’s hard to talk about without demos. But I’m going to have a go, Bryce. I’m going to have a go. So here we go, Aaron. In theory, you’ll always have a minimum of two accounts relating to your investment purchase. You will have, because we uncross-securitise, so we don’t cross-securitise in terms of the lending structures that we do. So you’ll have a loan of up to 80% against the investment property.  

Now we all know that when we purchase a property, we need to work out what the remaining costs will be to finish off that purchase. So if we’ve got 80% against that property, the other 25% (meaning the other 20% of the value of that property plus the 5% for costs) have to come from somewhere else to complete. We call that funds to complete. So in a lot of cases we want to use equity out of an existing property, which is hence introducing that second loan as opposed to paying cash. So some people might choose to pay a portion cash or they may choose to pay a portion equity.  

Our best structures are that once the property investment is set up, you’ve got 105% lending against that property which allows you to move forward with that purchase. Now, in terms of all of the payments and the money flow, this is where it’s really important to follow our rules. And our rules are based on our MoneySMARTS money system where we have (and even though you’re rentvesting which means you don’t have an offset against your principal home), you must have an offset against one of your investment properties. And so we would always say, depending on which lender you’ve chosen for price and also feature, that we want at least one of your lenders to have an offset. Now if both of your lenders have offset opportunities, then we would put the offset against the lender that has the highest interest rate.  

Bryce Holdaway
So it’s a mathematical discussion, isn’t it? 

Ben Kingsley
It is. It’s all about the numbers, right? So in theory, you put your offset – your primary account against the highest interest account, and you fill that bucket. Okay? You do not pay the loan down; you fill the offset bucket next to that loan. And all rent goes into that account. It’s really important that you understand that. So all monies flow into that account, and then all repayments are made out of that account. We would also say to you as well, because that offset is a standalone account and not a loan account, by doing so, you would also be putting all your income into that account. Now you might be saying, well, I’m not saving interest in doing so because ultimately it’s not my principal place of residence, so you’re reducing my interest costs, which means I may not get as much back.  

Now we don’t know whether you’re negatively or positively geared so we would always still say, organize your money that way. In terms of making your expenses, you’ll have a choice there. If you’ve got some money in available redraw or still some buffer lending, then we would say for expenses, use that money as opposed to using the money that you have in your offset account. Because ultimately, over the course of time, you’re going to do one of two things. You’re going to fill up all of your offset buckets which means that technically you’ll have no debt if you were to give that money back to the bank.  

Or if in 20 years’ time, 10 years’ time… you do choose to change your strategy, which we always say if you’re gonna be rentvesting, it’s probably for the longer term. But if you do choose to sell those properties, take that bucket of money and you put that, because it’s obviously after tax, all of your income going in there, take that money to put against your principal home, which reduces your non-deductible debt and it also ensures that your deductible debt against your investment properties are giving you the best advantages for you and your family.  

Bryce Holdaway
Yep.  

Ben Kingsley
So, I mean I could draw that but that’s how I would say it in words.  

Bryce Holdaway
I think the buckets is the best visualization for a podcast, Ben. It’s like, just line up your buckets against the debts. And if you visualize that the bucket that’s the most expensive, Ben, just have that as the biggest one. That’s the one you fill up. And when it’s filled, where does it overflow? Onto the next one, which is the next biggest one. I haven’t seen a better analogy than that. You’re just filling up buckets. I’ve got a private loan where offset’s full at the moment, Ben. So I just found, then I’ll just put an offset against the most expensive investment debt that I have so that I can reduce some of the interest that I’m paying, which is important.  

Hey, another extension of that, Aaron, and we have talked about this previously, but it’s worth mentioning is that some people have big cash when they’re buying their principal place of residence, and therefore, because of this huge cash component, they then go to the bank and say, well, I’ll only borrow a smaller amount, whereas our recommendation is you go and borrow the maximum amount that you possibly can and then put your money into the offset account. So say the net was, you had $300,000 in cash, Ben, and you were gonna buy a million dollar home and so you’re only gonna borrow the difference. No, that’s not a good example. $300,000 cash and $500,000. So you’d only borrow the difference of $200,000. We’d actually say: no, go and borrow the full $400,000. And then actually put the whole $300,000… well you’ll tip off $100,000, you’ll just have $200,000 in offset.  

That allows you to control your cash, it allows you to control your liquidity; make sure you don’t sleep with one eye open at night. And if you’re disciplined with that money, it’s actually really, really good because if you at some point pay off the home and then realize that the house is actually a good investment, probably we’ve talked about this previously, you would just move that bucket of money and you’d go and lean it against the next optimal interest rate loan that you have.  

Ben Kingsley
Brilliant. 

Bryce Holdaway
So it’s very good, Aaron. Very good question. Thanks again for binge listening to 220 episodes in three months. 

 

548 | Would You Trust the Other Side’s Lawyer? Why a Selling Agent Isn’t on Your Side

By in Podcast, Property Investment

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Is a Buyer’s Agent worth it… or just another costly expense? 

In today’s episode, we’re unpacking one of the most misunderstood roles in the property game: 

The Buyer’s Agent (BA). 

Following the cautionary tale from Jayson in episode 545, we’re diving deep into: 

✅ What a buyer’s agent actually does (and what they shouldn’t be doing)
✅ Who needs one — and who probably doesn’t 
✅ How to tell if your buyer’s agent is working in your best interest
✅ The red flags to avoid (like hidden commissions, rookie mistakes, and slick sales tactics)
✅ And the 8-step process great BAs use to deliver results 

Whether you’re an overwhelmed first-time buyer, a busy professional, or just wondering if a buyer’s agent is worth the fee, this episode will give you clarity, confidence, and the right questions to ask. 

Tune in now!  

Free Stuff  

Timestamps  

  • 0:00 – Would You Trust the Other Side’s Lawyer? Why a Selling Agent Isn’t on Your Side 
  • 1:24 – Our book is OFFICIALLY out!   
  • 2:58 – Mindset Minute: The #1 thing holding most people back 
  • 5:52 – PART 1: Should You Use a Buyer’s Agent?  
  • 8:15 – Reason 1) You’ve been through the wringer 
  • 11:40 – Reason 2) You’re time-poor, stressed and stuck  
  • 14:10 – What a Buyer’s Agent is NOT 
  • 16:21 – What is a Buyer’s Agent, really? 
  • 18:08 – The ‘Counsellor’ effect: Managing emotion in the buy 
  • 20:41 – The negotiation gap: Why most buyers are outmatched 
  • 23:07 – Bryce’s backstory: From accounting to BA to national TV 
  • 26:10 – Ben’s journey: Tourism to property strategy to real estate 
  • 28:39 – Who the selling agent really works for (and why it matters) 
  • 33:28 – Courtroom analogy: Would you trust the opposing lawyer? 
  • 35:55 – Who should and shouldn’t use a Buyer’s Agent? 
  • 43:40 – The 8-step Buyer’s Agent process explained 
  • 46:48 – Off-market deals: Why they’re not all created equal 
  • 50:12 – Negotiation logic vs emotional decisions 
  • 51:04 – Post-settlement support & final inspection tips 
  • 54:25 – Let’s talk pros: Buy back time, save stress & more!  
  • 56:20 – Spend smart, not more 
  • 1:01:44 – Knowing the streets, not just the suburbs 
  • 1:02:42 – Hidden deals and the insider’s advantage 
  • 1:04:54 – Stress less & reclaim your weekends 
  • 1:07:00 – Level the playing field against career negotiators 
  • 1:08:30 – Avoiding costly surprises: The BA safeguard 
  • 1:11:18 – Wrap up & next week: The cons, risks & choosing the right agent 

And… 

  • 1:11:33 – Life By Design hack: Spotify’s screenshot to share your bookmark  
  • 1:14:41 – WMPN: No grounds evictions banned in NSW  

 

TPC Gold | Come Celebrate with Us: Our Book Launch & Live Event!

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In today’s celebratory episode, Bryce & Ben share behind-the-scenes stories of our brand-new book: How to Retire on $3,000 a Week – The Property Couch’s Playbook for Passive Property Investing… which hits stores TODAY!  

It’s the ultimate culmination of ten seasons of property investing insights, sharpened and refined through years learning with (and from) our community and clients. 

This isn’t just an updated version of The Armchair Guide—it’s a full rewrite, packed with new strategies, insights, and a fresh, easier-to-read structure to help everyday Aussies map out their property investing journey. 

Find out: 

  • What inspired this new book 
  • Why the first two books weren’t enough—and how this version fills the gaps 
  • How you can join Bryce & Ben LIVE in Sydney to celebrate 

Live in Sydney? Come Say Hi!

Ben and Bryce are doing a one-night-only event at Dymocks’ flagship George Street store on Tuesday, 1st July from 6:00pm–7:30pm. Tickets are just $12 and include light refreshments. Plus, you can purchase the book and get it signed on the night! 

BONUS: We’ve got 5 FREE tickets available for our TPC community! First in, best dressed… head here to claim yours. 

__________________

How to Retire on $3,000 a Week – The Property Couch’s Playbook for Passive Property Investing is available now at all major booksellers, including: 

Transcript

Ben Kingsley
G’day folks, it’s Ben and Bryce here and this is one of our little bonus episodes, but it is an important bonus episode, isn’t it Bryce? Because today is the launch of our brand-new book: How to Retire on $3,000 a Week – The Property Couch’s Playbook. So mate, congratulations. And yeah, what inspired us to pull this together, mate?  

Bryce Holdaway
Well, I’m glad you asked, Ben. It sounds like we’ve rehearsed that. But look, the idea was very, very straightforward. We were super proud of our first book. But when you’ve been in the game like we had (the first book was prior to the podcast), and one of the things that the podcast has been able to give both you and me… Well, I shouldn’t speak for you; I’ll speak for myself. It’s given me an opportunity to sharpen the way that I think about the concepts around property investing because we’ve had to over (the last) 10 years. 

Ben Kingsley
Yeah. 

Bryce Holdaway
So it’s like we had another go at it. It’s like: Okay, if we were going to do that again, what would we do different? So the truth be known, when we started out, it was going to be a revised and updated book. But then by the time that we finished the scribing Ben, it was 90% different. Therefore, hence the reason why it’s new rather than revised and updated.  

Ben Kingsley
I just sort of describe it as: you’re doing a new build and you’re doing a custom build or you’re doing a significant renovation on a property and you do all your planning and you speak to your architect or designer, draftsman or whatever, and you build it and you think… If you have the benefit of hindsight and you go, maybe, probably next time we could have done that, next time we could have done that. But effectively it’s fusing these two books into this (one book). But it’s completely refreshed and rewritten in certainly a lot easier reading style, takes people on the journey that they need to go on. And as you say, there’s some fresh content, new content in there. Obviously, it’s been a long time since we put the Armchair Guide to bed. And so this one now has got, yeah, a whole new section of new insights around different types of markets. When we start talking about entry level markets and blue-chip markets and those types of things…  

Bryce Holdaway
Then there’s just stuff that we just had another opportunity to talk about. So to say we’re proud of this would be understatement folks. We’d love for you to get your hands on it… and look, it’s 20+ years for Ben and I that you can just fill into a weekend. So get yourself your hands on it. There’s a couple of ways that you can do that, if you go to the big bookstores Ben. But we’ll rattle off a few that’ll help you: QBD’s got it, Big W has got it, Amazon, Dymocks, Booktopia. So go to all the big booksellers. They’ll have their hands on it. But we’d also like you to just check where you normally pick up your books. That’ll be a start. And Ben one of the things that we’re excited about doing… correct me if I’m wrong, I’m not sure if we did this on the first one sort of 11 years ago, but we’re cutting a lap up to Sydney and Dymocks have invited us into their flagship store, Ben.  

Ben Kingsley
They have. 

Bryce Holdaway
On George Street, no less, in the winter in Sydney. So that’s happening on Tuesday, 1st of July at 6.00pm to 7.30pm. So we want to invite our audience. Wouldn’t it be great, Ben, if Dymocks was just full of Couch-ers? If they all turned up and wanted to say hey. 

Ben Kingsley
Yeah, would be nice to meet some of our community up in New South and the Sydney market. So tickets are $12. It is a paid event, but you’re going to get a little bit of refreshments and potentially even a little glass of Vino.  

Bryce Holdaway
Bevo. 

Ben Kingsley
Little bevo as part of that. Yeah, so there is a little bit of alcohol for those people over 18 years of age and can show their ID. So your money is going to cover the cost of that and of course you can buy the book at Dymocks on the night. If you buy the book, we’ll also potentially be able to put a little signature in there, a little note.  

Bryce Holdaway
We’ll have a little note. So just so you know, that $12 has got nothing to do with us folks. It’s the Dymocks show. We’ve just been invited to turn up and talk and have a chat. Ben, we’re pretty shy blokes… I’m not sure that we will be able to; we’ll struggle to be able to.  

Ben Kingsley
Yeah, I think we’ll struggle.  

Bryce Holdaway
So TPC does have five free tickets available. So how can they get one of those, Ben? 

Ben Kingsley
Well, I think it’s got to be first in best dressed, doesn’t it, Bryce? So if you’re an avid listener or maybe an Empower Wealth customer or whatever… But you’ve got to be quick because they’re going to be snapped up. But please, if you are going to attend, you know, obviously no shows wouldn’t be great, but yeah, do your best to get there. And if you legitimately have time available on the 1st of July between 6 – 7.30pm at George Street Dymocks, we will get the tickets out to you.  

Bryce Holdaway
Very good. So there you go folks. It has happened. We set the goal; we achieved it Ben and our hope is that it serves you. We hope that it does for you what it says on the front of the books: that you actually get to retire on $3,000 a week. So we’ve given you a Playbook folks; only one thing left to do! Go and see us on Tuesday 1st of July between 6-7.30pm if you live in Sydney. We would love to say good day to you. Please come up. Please say hello. We’ll have The Stig with us. So you’ll probably want to have a photo with her. And if you can’t make it, go to QBD, Big W, Amazon, Dymocks, Booktopia… you’ll be able to get your hands on a copy.  

Ben Kingsley
Don’t forget the link to buying the tickets for the event is also in the show description.   

Bryce Holdaway
There you go, folks. We would love for you to get your hands on a copy. 

 

It’s Here: How to Retire on $3,000 per Week Is Officially Out Now! 🎉

By in Podcast

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Free tickets

After months of writing, editing, and incredible community support, we’re thrilled to announce that our brand-new book — How to Retire on $3,000 per Week: The Property Couch’s Playbook for Passive Property Investing — is officially available from today!

Whether you’ve been tuning in to the podcast for years or you’re just starting your journey to financial freedom, this book is the ultimate deep dive into how everyday Aussies can build a passive income that lets them retire comfortably — and confidently.

🛒 Haven’t Secured Your Copy Yet?

You can grab a copy now from these stores:

📍 Join Us Live in Sydney!

To celebrate the launch, we’re hosting a special LIVE event at Dymocks’ flagship store in Sydney on Tuesday, 1st July from 6:00pm – 7:30pm. We’ll be diving into insights from the book, sharing a few untold stories, and connecting with our amazing community face-to-face.

🎟 Tickets are just $12 — and there are a few free ones up for grabs!
👉 thepropertycouch.com.au/liveinsydney

📖 Why We Wrote This Book

Over the years, we’ve received hundreds of messages from listeners asking the same question:

“Can you just show me the step-by-step plan to build a property portfolio that will allow me to retire comfortably?”

This book is our answer.

It’s the culmination of everything we’ve learned from over 10 years of the podcast, working with thousands of clients through Empower Wealth, and applying the frameworks we use in our own lives.

It’s not a “get rich quick” scheme. It’s not about chasing the next hotspot. It’s a practical, proven playbook for anyone serious about retiring with a passive income from property.

💬 What Industry Experts Are Saying

“Couldn’t think of two better blokes to steer you through the property maze. My trusted experts since my Money Mag days — now podcast kings, still schooling Aussies on all things property.”
— Effie Zahos, Channel 9 Money Editor and Author of A Real Girl’s Guide to Money

“Ben and Bryce remain the number one team in the Australian property space.”
— Evan Lucas, Economic Futurist, Media Personality and Author of Mind Over Money

“Bryce and Ben have forged enviable careers becoming two of Australia’s leading property experts and commentators. Their appeal is remarkably simple and refreshing: they rely on facts and focus on delivering practical, smart and well-informed guidance. This book is filled with the quality insights we’ve come to expect from this duo.”
— Antonia Mercorella, CEO, Real Estate Institute of QLD (REIQ)

From the podcast to the page — this is our most complete guide yet. We can’t wait to hear what you think!

Once you’ve grabbed your copy, make sure to tag us with your review on socials using #ThePropertyCouchPlaybook

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