X

RBA Cash Rate June 2024 | Australia Faces Slowest GDP Growth in Decades

Welcome to the fourth RBA Rate Release of 2024 with Ben Kingsley and Evan Lucas!   

Here’s a sneak peek into what our hosts cover in today’s episode: 

📺 RBA’s Cash Rate Decision: Find out all about the Reserve Bank of Australia’s cash rate decision, as announced at 2.30pm (AEST) today! 

📈 Australia’s GDP Growth Woes: Australia’s economic growth has slowed significantly, with GDP growth hitting its lowest since the early ’90s recession. But population growth is helping to keep the country from a full-blown recession. Meanwhile, the RBA is getting restless with inflation still running high. 

🏅 Employment Market Tightness: Australia’s job market is super tight, with strong demand for workers and a record number of people juggling multiple jobs. This shows some economic strength, but falling household savings amidst rising consumption could mean trouble ahead. 

🏠 Property Market Trends: Property finance is on the rise, with more new loan commitments for owner-occupier housing and investment properties. Ben breaks down land tax and rental yields across different states, giving us key insights into the property market and what it means for investors and policymakers. 

Whether you’re an investor, homeowner, or just curious about economic trends, this episode is packed with valuable insights! 

PSA: If it’s been some time since you last took a look at your home loan, it might be time to hit up your Mortgage Broker and get a review sorted.

If you’re on the lookout for an investment-savvy Mortgage Broker, our award-winning sister company Empower Wealth has you covered! Empower Wealth’s expert team can give your current mortgage a once-over – just fill in the form below to book your free consultation.






RBA Cash Rate May 2024 | The Inflation Psychology Story

Welcome to the third RBA Rate Release of 2024 with Ben Kingsley and Evan Lucas!  

Here’s a sneak peek into what our hosts cover in today’s episode: 

📺 RBA’s Interest Rate Decision: Find out all about the Reserve Bank of Australia’s cash rate decision, as announced at 2.30pm (AEDT) today! 

📈 Australia’s Inflation Challenges: The Q1 inflation rate is at a stubborn 3.6%, which is above the RBA’s comfort zone of 2-3%. Find out why non-tradables like healthcare and rental housing are giving inflation a nudge, as well as the potential interest rate adjustments in light of the upcoming federal budget. 

🏅 Employment Landscape: While there are mixed trends in US and Australia’s employment situations, Australia shows many positive signs with record-high participation rates and an all-time high in female employment. 

🏠 Property Market Dynamics: Despite expectations, property prices in Australia are on the rise. We’ll explore the ups and downs of the market, driven by high demand in some areas and scarcity in others. Get ready for a deep dive into what’s happening now and what it means for future property investments. 

💰 The Inflation Psychology Story: Ever heard of the “buy now or regret later” mindset? It’s a self-fulfilling prophecy where high prices make people rush to buy, which, in turn, keeps prices high. Ben & Evan discuss this consumer mindset and its effects on inflation. 

Whether you’re a seasoned investor, house hunter, or just curious about economic trends, this episode is a must-listen!  

 

 

PSA: If it’s been some time since you last took a look at your home loan, it might be time to hit up your Mortgage Broker and get a review sorted.

If you’re on the lookout for an investment-savvy Mortgage Broker, our award-winning sister company Empower Wealth has you covered! Empower Wealth’s expert team can give your current mortgage a once-over – just fill in the form below to book your free consultation.












RBA Cash Rate Mar 2024 | Are We Facing Challenges with Sticky Inflation?

Welcome to the second RBA Rate Release of 2024!

Once again, our esteemed independent economist Evan Lucas and affable host, Ben Kingsley, reunite to decipher the latest economic trends and data in this month’s episode.

In this instalment, we embark on a journey into the realm of economics – endeavouring to unravel its rich tapestry and better understand its implications. Here’s a glimpse into the topics Ben & Evan will cover:

📈 Sticky Inflation in the US: We delve into inflation and its tenacity within the US economy, exploring its implications for consumers and businesses alike.

📊 Deep Dive into December GDP Quarter Numbers: We take a close look at the recently released GDP quarter numbers for the Australian market, seeking to glean insights into the underlying economic dynamics.

🏦 Bank of Japan’s Interest Rate Decision: Venture with us into the East as we explore the deliberations of the Bank of Japan regarding a potential rate “hike” after over 15 years, and its potential ripple effects on the global economic landscape.

🇦🇺 Australian Economic Outlook and Predictions: We offer our perspectives on the prevailing economic conditions in Australia and the conundrum faced by the Reserve Bank of Australia (RBA) as it navigates through uncertain waters.

💡 Monetary Policy and its Limitations: We discuss the effectiveness of monetary policy as the sole tool for managing inflation, considering interest rate movements only impacts one-third of the Australian population.

Join us as we embark on this quest to demystify the complexities of the economic realm and provide clarity amidst the fog of uncertainty. Now, let’s delve into this month’s update!

 

 

PSA: If it’s been some time since you last took a look at your home loan, it might be time to hit up your Mortgage Broker and get a review sorted.

If you’re on the lookout for a savvy Mortgage Broker, our award-winning sister company Empower Wealth, has you covered! Our expert team can give your current mortgage a once-over – just fill in the form below to book your free consultation.












March Monthly Recap

Episodes

Ep 484 | Cracking the Code: Mastering the 60% Land to Asset Ratio

Kicking off our first Q&A session for 2024, we’re diving into the widespread economic and political factors that have become “the perfect recipe” for today’s housing crisis, dissect how to master the 60% of land-to-asset ratios and more!

484 - Cracking the Code: Mastering the 60% Land to Asset Ratio


485 | Must the Plane Have Landed BEFORE I Retire?

Is 64 too old to be starting a property portfolio?
Must your investment property be fully funded by the time one retires?
And why does investing with intention matter – even after you’ve acquired 5 properties?

In today’s Q&A we’re answering these fantastic questions that explore the many layers folks should consider BEFORE they choose to enter or exit the property game.

486 | “Stuff This!”: How to Tackle Financial Anxiety


Ep 486 | “Stuff This!”: How to Tackle Financial Anxiety

We’ve all experienced the gut-wrenching anxiety that comes with property investing, and it’s a natural response considering the large sums of money and extensive time involved.

But what happens when it becomes an overwhelming feeling that wakes you up at 2am?

Folks, this is just one of the REAL stories from today’s honest and inspirational Case Study episode.

486 - Tackle financial anxiety


Bonus Episodes!

Exploring “Scarcity” in Property Investment

Note: This episode is a re-run of one of our older episodes. It originally aired on 12th November 2015 😊

In this episode, we explore why the old adage of ‘location, location, location’ still rings true for property investment. We explore how 80% of your return is determined by where you buy and only 20% by what you buy.


Redefining Debt: The Game Changing Strategy You Need to Hear

In this week’s episode, Bryce makes a guest appearance on the Wealth Time Freedom (WTF) podcast, hosted by Terry Condon!   

They cover a wide range of topics including:
        💵 Horrible, tolerable and productive debt
        🏘️ How to pick an investment grade property
        👩‍👦‍👦 Demographic shifts that are likely to impact property prices over the next 5-10 years 

This bonus episode is all about the courage to pursue passion over expectations, cultivate financial resilience, and play the long game of property investment! 

Redefining debt


Free Stuff…

Property Suburb Report 

Learn how your suburb has performed and its changing community and properties. ‘Cos it’s our birthday month, we’re also giving it away for free!

Free Property Report


Corelogic’s Women in Property Report 

As Australians increasingly engage in conversations around gender equality, CoreLogic adds a new dimension to the debate – the issue of gender equity in property ownership. This year, they’ve also updated their survey methodology to offer new insights into the differences between genders in motivations, attitudes and barriers to getting on the property ladder.

CoreLogic Women and Property 2024


RBA Cash Rate Mar 2024 | Are We Facing Challenges with Sticky Inflation?

Welcome to the second RBA Rate Release of 2024!

Once again, our esteemed economist Evan Lucas and affable host, Ben Kingsley, reunite to decipher the latest economic trends and data in this month’s episode.

In this instalment, Ben & Evan covers sticky inflation in the US, dive deep into the December GDP Quarter Numbers, uncover the Bank of Japan’s Interest Rate Decision, and much more.

RBA March 2024


MOORR Webinar Replay: Best Tools for the Job – What to Use When?

Within Moorr, our money management platform, there are currently over 25 features and tools, providing more than 100 different insights!

We recently hosted a webinar covering the best tools for the job and revealed how all your data comes together to give you meaningful insights through our “track your progress” approach to money management.

Webinar Replay | Moorr’s Best Tools for the Job: What to Use When


Check out our other platforms for more free content:

Youtube >> 

Instagram >>

Facebook >>

 

461 | Why AI, Office Culture and Medium Density has the Power to Revolutionise Australia’s Property Market! – Chat with Simon Kuestenmacher

What will a post-covid-Australia world look like? 🌎

What trends can be predicted with Australia’s greatest migration in history currently ongoing? And yet, why is today’s skill shortage here to stay?

Meanwhile, in property, why do we think we’re headed towards the roaring 30s and 40s?

 

Folks this is just a SNIPPET of the questions we’re asking our favourite German-accented data expert. Can you guess who it is?? 😉

Returning to The Property Couch after over 100 episodes is our favourite data demographic diver, Simon Kuestenmacher, Co-Founder of The Demographics Group!

(And if you didn’t know, The Demographics Group is led by Bernard Salt, one of Australia’s most sought-after social commentators! Simon not only works with this legend but is a rising star globally himself, renowned in the field of data management and insight.)

In this episode, we’re covering TONS of ground from Australia’s superpower (and how it’s changed throughout COVID) to the ONE THING we’re not willing to compromise on with property.

Plus, if you want to discover how intergenerational wealth and the commuter belt are highly interrelated or why office culture matters to property, tune into today’s insightful and motivational episode now! 😊

 

Free Stuff Mentioned

Listen to the episodes mentioned today!

(NOT FREE) Check out Simon’s new book which comes out in October! Transform the way you see and understand storytelling through Marvellous Maps!

 

Timestamps

  • 0:00 – The incoming data dump!
  • 4:07 Mindset Minute – The 7 Disciplines you should focus our energies on
  • 11:25 – Welcome back, Simon!
  • 12:25 – What happened last time Simon was on the couch…
  • 14:50 – The RBA is fighting an uphill battle  
  • 19:07 – Here’s what the RBA SHOULD be doing!
  • 22:21 – Did the RBA make the right decision? (+ what we’re seeing now)
  • 25:36 – Australia & The Tyranny of Distance
  • 27:31 – The highest net migration in history?!
  • 30:05 – Where we are headed in the next 65 years
  • 34:07 – The Missing Middle
  • 35:55 – Human behaviour and the power of Medium Density
  • 42:14 – The skill shortage is here to stay…
  • 43:47 – Australians are NOT willing to compromise on this 🤪
  • 47:19 – How has home ownership changed over the years?
  • 52:41 – Why unemployment and AI is actually good?!
  • 54:46 – How office culture impacts the demand for property
  • 1:04:25 – The link between the commuter belt & intergenerational wealth transfer
  • 1:05:16 – The Wealth-on-Wealth Effect
  • 1:10:55 – Future trends & embracing change
  • 1:14:22 – Simon’s Marvellous Maps!
  • 1:15:57 – What can we expect from the 2030s?

And…

  • 1:21:10 – Phew! Thank you Simon
  • 1:26:55 Lifehack: Demographics gives you an edge. Here’s how you can find out more!
  • 1:28:47 What’s Making Property News? The thousands of millions of dollars coming through…

 

 

Instagram

Free Resources

What to be notified when there are
new updates & free resources?

  • This field is for validation purposes and should be left unchanged.

×

MONEY SMARTS SYSTEM

Plus We Will Also Notify You When We Release New Episodes

We Only Send You Awesome Stuff

×

SUGGEST A GUEST!

We Only Send You Awesome Stuff

×