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(LIVE) RBA July 2025 | Will Trump’s Big Beautiful Bill Affect Our Rate Path?

The RBA held rates steady this month—surprising many who were expecting another cut.  

So, what is going on? And more importantly… what does it mean for property, money, and the months ahead? 

As always, Ben and Evan dive deep into what’s really driving the RBA’s decision, unpacking everything from inflation and wage growth to global shifts like Trump’s latest tariff push and China’s energy play. 

In this episode, you’ll discover: 

  • Why Australia is experiencing slow growth despite moderating inflation 
  • What low business confidence is signalling for the rest of 2025 
  • How job ads, consumer spending and wages are shifting in real time 
  • The global influences—from the US, China and the Eurozone—that can’t be ignored 
  • What it all means for your next move as a property investor 

Tune in now and let’s talk through what lies ahead! 

P.S. If it’s been some time since you last reviewed your loan, reach out to the trusted team at our sister company Empower Wealth for a Free Loan Health Check today. 






 

(LIVE) RBA May 2025 | One Cut Down… How Low Will Rates Go?

The Reserve Bank has officially cut the cash rate by 25 basis points—and for the first time in over a year, meaningful rate relief is flowing through to borrowers.

NAB was the first to act, with all of the Big Four banks passing on the full cut within an hour of the announcement.

This is big. But what’s even more important is what comes next.

With economists (including Evan) forecasting more cuts to come throughout 2025, we’re now asking the real question: how low could the cash rate actually go?

In this month’s economic and RBA update, Ben and Evan unpack:

  • What drove this month’s decision by the RBA board
  • What’s changed since last month’s update
  • How the data is trending across inflation, wages, unemployment, and confidence
  • An eye-opening update on Trump’s “economic experiment” and its global impact
  • How China’s long-term strategy and the US–China tariff standoff could affect us here at home
  • And what might be around the corner for Australia’s property market

This is the kind of shift we’ve been watching closely—and we’ll break down not just the numbers, but what they mean for investors, homeowners, and everyday Australians trying to navigate a changing landscape.

Tune in now and let’s talk through what lies ahead.

P.S. With rates falling and the Big Four passing them on quickly, now is a great time to review your loan. The trusted team at our sister company Empower Wealth can help you understand your options and potentially save thousands.

Reach out for a Free Loan Health Check today by booking a free appointment below:






 

(LIVE) RBA Apr 2025 | “Tariff-ying” Times: How Trump’s Policies Could Affect Australia

We’re entering uncharted waters…

In this month’s RBA update, Ben and Evan break down the Reserve Bank’s latest cash rate decision—and the global forces adding heat to the conversation.

From Donald Trump’s proposed “Liberation Day” tariffs to a federal budget with little real impact, this month’s episode goes beyond the headlines to explore what’s really driving economic momentum in Australia and abroad.

In this episode:

  • The key factors that influenced the RBA’s decision this month
  • How Trump’s tariffs will impact inflation and global trade
  • The recent federal budget & what to expect from the upcoming elections
  • Updates on inflation, unemployment, and household spending
  • What’s happening in the property market and what to expect next

P.S. If you haven’t reviewed your home loan in a while, now could be the time.

Speak with our team at Empower Wealth to see if you’re getting the best deal. Just fill out the form below!






 

(LIVE) RBA Feb 2025 | Rate Cut CONFIRMED! Mortgage Holders Rejoice

RBA Cuts Interest Rates – What Next?

The Reserve Bank of Australia (RBA) has officially reduced interest rates, delivering the first cut in years.

With inflation easing and many Australians struggling under higher mortgage repayments, this decision was widely expected by economists and financial experts (including our very own Ben Kingsley!). 

Join Ben and Evan as they provide expert insights on what this rate change means for homeowners, investors, and the economy. 

Key Impacts of the Rate Cut 

🏡 Homeowners: A 0.25% rate reduction could lower repayments, with someone on a $500,000 mortgage saving approximately $96 per month—and further cuts may follow.
📊 Property Investors: How will lower interest rates affect borrowing power, property prices, and investment strategies in the coming months?
🌍 Economic Outlook: What impact will this decision have on inflation, employment, and global market conditions? 

With the Big Four banks predicting more rate cuts in 2025, what’s next? 

💡 Thinking about refinancing or adjusting your loan strategy?

With the market shifting, now is the perfect time to review your options.

Book a free consultation with a mortgage broker at our sister company, Empower Wealth, to ensure you’re in the best position moving forward. Just fill out the form below! 






RBA Dec 2024 | Trump 2.0: A New Chapter for Australia and Global Economies?

The final RBA Cash Rate Announcement of 2024 is here!

Join Ben Kingsley and Evan Lucas as they dive into the RBA’s latest decision and discuss economic trends from Australia and around the world.

Here’s what they cover: 

  • 📺 The RBA’s Cash Rate Decision: Get the latest on the Reserve Bank of Australia’s announcement, as delivered at 2.30pm (AEDT) today. 
  • 🌏 Global Economic Comparison: How does Australia’s GDP performance stack up against major economies like Canada, the UK, and New Zealand? 
  • 🏡 Property Market Insights: CoreLogic’s data reveals city-by-city trends, including Sydney’s slowdown and Brisbane’s growth, driven by population shifts. 
  • 🇺🇸 The Global Impact of Trump 2.0: What does Trump’s return to power mean for trade, immigration, and Australia’s economic future? 
  • 💶 Challenges in the Eurozone: Insights into inflation, France’s growing economic instability, and what it all means for the EU. 

⚠️ Technical Difficulties: If you joined us live, you might have noticed some technical glitches at the start—apologies for the inconvenience! Thanks for your patience, and we appreciate your support. Wishing you all a Merry Christmas and a Happy New Year! 

PSA: If it’s been some time since you last reviewed your home loan, it might be time to hit up your Mortgage Broker and get a review sorted.

If you’re on the lookout for an investment-savvy Mortgage Broker, our award-winning sister company Empower Wealth has you covered! Empower Wealth’s expert team can give your current mortgage a once-over – just fill in the form below to book your free consultation.






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