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TPC Gold | What You Need to Know About Mould in Homes

This snippet is from one of our previous episodes: Healthy Houses: Is This The New Way For Property Investors? 

Most Australians don’t realise their home could be harming their health—until it’s too late. 

In this TPC Gold bonus episode, Bryce chats with building biologist Raphael Siket and Amelia Lee from Undercover Architect about one of the most under-recognised health threats in our homes: mould. 

From erratic kids and persistent brain fog to full-blown respiratory issues, mould-related health effects are often misdiagnosed—or completely missed. But as Raph shares, once the source is identified and addressed, the turnaround can be life changing. 

In this powerful conversation, you’ll learn: 

  • Why mould is far more common (and dangerous) than you might think 
  • How condensation and modern building practices are making the problem worse 
  • What the early signs of mould exposure can look like 
  • How to take the first step toward remediation—without the panic 
  • Why not all mould is visible, and how professionals assess the real risk 

This episode is a must-listen for anyone living in a water-damaged home, a new build with ventilation issues… or just wanting to breathe easier. 

Buying a Property? Don’t Risk the Wrong One.

Our Buyers Agent team at Empower Wealth don’t just look at location and price — we help you assess the quality and liveability of a home too.

From understanding building issues to evaluating long-term lifestyle impact, we guide you through smarter, safer purchasing decisions.  

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Transcript

Bryce Holdaway
So, and Amelia, you’ve looked into this a lot too, but it’s probably a good segue into talking about mould, Raph. Why is it such an issue and why should people care about mould in the house?  

Raphael Siket
Yeah, because mould generally speaking, (is a) fungi essential to the planet. Like when you talk about bacteria, mould is critical. But the problems come when there are water ingresses and too much water that starts eating away at building materials or condensating and growing on building materials in the house. Then we seem to get nastier kinds of moulds with mycotoxins of concern. And they can certainly cause just a whole shocking list of different adverse health effects. And the link is being made more and more now to adverse health effects. But in the past, it just went completely undiagnosed. And in my 15, 16 years of doing this, I just find it incredibly rewarding that when I see people do get away from the mould in whatever way they do… by moving or remediating it or whatever they do and clean everything up, the changes in the health are remarkable. And that’s why we love working with integrative doctors who consider the environmental health and notice these phenomenal differences in people’s health when it comes to mould.  

Bryce Holdaway
You talked about integrated doctors there, Raph, that is how we were connected. Our integrated doctor referred us to you. What does that mean for you when you have to keep going into these houses? Ultimately you’re like going into a doctor’s surgery right now. It’s an epicentre for stuff that’s going wrong in the human body. You’re going into the epicentre of unhealthy houses.  

Raphael Siket
Yeah, it is a problem. And if you’re sensitized in any way, you can’t be a building biologist. You can’t do this. We do have protections. So we do have respirators. We do have PPE and overalls and gloves and things like that. But in saying that, you walk into homes… I don’t want to come into your home in full PPE. You’re freaked out enough by me. If I start putting on full PPE and coming in like you’ve got COVID happening there, it’s a different story. It really freaks people out. So it is difficult, but when I come home, I will take all the clothes off. They’re washed differently and separately. I don’t then just go down onto the couch and so on. So there are things we have to do to keep things clean and separated because sometimes I take samples. You don’t see the mould. (But I) get the sample results back and go: oh my gosh, I wish I’d worn a respirator in there and so on. So yes, I need to take care and sometimes I do take a hit, that’s for sure.

Amelia Lee
I think the thing is that what’s really interesting and you must be seeing this in your work, Raph, is that so many buildings are actually impacted by condensation and the negative impact of condensation, it’s seen as one of the most significant detrimental and deteriorating factors in buildings. And I think the stats (show) something like it’s over 40% of buildings that are impacted by condensation. And then when you look at the issues around illness and inflammation that can be caused by those that are impacted by a reaction to mould, it often shows up as things like information or brain fog, or things that they might just feel a little bit unsure about that aren’t really then demonstrating as real symptoms. And if you’re not working with an integrative GP, then you can’t get that kind of information or that help or that alignment of the fact that your home might be the common factor that’s actually causing these things. And I can imagine as a building biologist, are you finding that you’re having to have these quite confronting conversations but also these light bulbs are going off for people that perhaps these symptoms, they’re not crazy. There’s actually a common thread to these things and it’s something that they could potentially change if they have more information and some action plan.  

Raphael Siket
Yeah, you’re exactly right, Amelia. Really well summarized. I do go into a lot of homes, and I do deal with a lot of tears. So yes, people do break down and have issues because they’ve been dealing with so much. And in terms of, yeah, the light bulb moments, I do remember certain case studies, like one where I went in and there were enormous amounts of issues. And they suffer from depression. Depression has a lot of close links with mould exposure and their kids were highly erratic… bouncing off the walls, just doing very odd things. And when they get away, it seems to clear fairly quickly because they say, look, we’ve been out the house a few days, we’ve been in a different environment. And my kids are amazing. They’re incredible. They’re angels. I just forgot what that was like. I’m not depressed. And they just break down going, I’m not mad. I’m not depressed. Just like what you alluded to. So yes, like in a lot of things, you have to be a psychologist to a degree, which we’re not trained in. We just listen, basically don’t offer a lot of advice, but listen and just give information and let people make their choices. But yes, when they feel better and make the links, it’s really rewarding.  

Bryce Holdaway
When you’re confronted with those tears, clearly the next step is, ok what are the action steps? Because for us, we were lucky, it was a rental and we wanted to make a sea change and we moved down to Torquay. And for the record, before we bought the house that I live in now, you came and checked it out and gave it the all-clear, which is great. But for someone who, that is their house, they’ve been living there for some time and then now they’re confronted with something that clearly has negative health benefits that you’ve just described… What’s the first step? How do they start the process of remediation?  

Raphael Siket
Yeah, well, first is to find out just how contaminated it is. So because a lot of the time you won’t see visible growth. When there’s lots of visible growth, it’s easy to see, but it can be highly contaminated, and you don’t see much on all your contents. So by taking samples, we can see what sort of moulds are there because there are some much nastier than others, and to what degrees and what levels. And then you can decide to what degree you remediate. So the first thing is doing a big sprinkling. So look, just take the stuff and what most people should do and throw away what you don’t need anymore. And then go through all the rest of your stuff. Hard surfaces are easy because they’re sealed. So metal and sealed timber surfaces and so on. Those are very easy because you can use microfiber cloths and sort of wipe those down and HEPA vacuum.  

The problem comes with the real fabric stuff, mattresses and linen and all those blankets and things like that. They’re very difficult to remediate. But we do a lot of post remediation testing when there’ve been big insurance claims and things. So we know what works and what doesn’t work. And one tip which everyone thinks is rudimentary… basically if you can wash all your stuff, like clothing and linen and rugs so on, but like the old days, go out there and give it a good whack with the stick. And with clothes, shake them out and get rid of those. Because when mould dies, the mycotoxin doesn’t become inactive. Non-viable mould, a dead mould, you breathe that in, it’s still a problem. So it’s a matter of removing it more than what chemical concoctions must be used to kill it all. When you go to your new place, that’s the most critical thing.  

So if you’re going to take stuff that’s maybe not completely remediated into a place that’s damp and got moisture issues, then there’s a big risk of things happening again. But if you’ve remediated to the best you can, and it’s very good, or there’s a little bit left, but you’re going to a very good place that is not supportive of mould, it’s not elevated moisture, then you shouldn’t have the problems at all. So it’s a matter of being balanced. I have many clients who talk to me almost every week. Really, really disturbed and freaked out about how to get rid of everything. And you’ll see online, it’s always the worst-case scenario, where everyone has to throw everything away and burn down the house and all of that. It’s not always like that. But if you’re sensitized, if you’ve got susceptibilities, little bits of mould can be debilitating. So it depends on your own susceptibility, and just how bad the situation was, and then working out to what degree remediation should be done. 

 

TPC Gold | Have I Left It Too Late to Buy Property?

This snippet is from one of our previous episodes: When Is It Too Late To Get Into Property? 

It’s a question many Australians are quietly asking themselves: “Is it too late for me to buy property?” 

In this TPC Gold snippet, Ben and Bryce respond to a heartfelt listener question from Luke—who, at 46, is still renting with his wife and two teenage kids.  

With $80K in savings and a growing concern about renting into retirement, Luke wants to know:
👉 Is it worth taking on a $700K mortgage at this stage of life?
👉 Or is it simply too late to start the property journey? 

In this honest and practical discussion, Ben and Bryce break down: 

  • The mindset shift needed when starting later in life 
  • The real numbers behind a $700K home loan at 46 
  • Alternatives like downsizing, rentvesting, and seeking support from family 
  • Why “lifestyle by design” should always be your north star 

It’s not about comparing yourself to others—it’s about what’s still possible with a clear plan. 

Not Sure What the Right Move Is?

Book a free initial appointment with our Property Wealth Planning team. We’ll help you get clarity on your financial goals, borrowing power, and next best steps. 

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Transcript

Bryce Holdaway
“Is it worth having a $700k mortgage at our age?” is the title for this. Here it goes: My wife and I are at a crossroads. We never thought owning a home was worth it until now. And I reckon we’ve missed the boat. For years, my wife and I deliberated over buying a home. We travelled for work in our twenties, so renting was easier while we were on the go. By the time we settled down to have kids, one income made it almost impossible to save for a deposit. Fast forward 15 years and we’re 46 with two teenage kids and still renting. We have around $260,000 in super between us, plus $80,000 in savings. We’re sick of seeing that $3k rent disappear from our banks each month and we’re scared of renting as we age further. So, is it worth having a $700,000 mortgage at our age? And if not, what’s the best way for us to secure our future? That’s from Luke. Good question there, Ben and probably there’d be a bunch of our community who could relate to that.  

Ben Kingsley
Yeah, look, it’s a really challenging question, right? Because what’s going on in Luke’s mind is that he’s seeing the stories of the day showing property prices booming and a whole consideration for what his life looks like. So I’m gonna start with a sort of broad concept here and then hopefully we can get down to some number crunching as well, just to give some dialogue around that. My first point here is, don’t worry about what the Joneses are doing because what you and your family need to work out Luke, is what floats your boat? What’s the lifestyle by design that you want to create?  

Now, if traveling is a big part of that and not having all of the bells and whistles and all of this, you know, the sort of the spoils of high-end things, don’t worry about that. What I am saying to you, if that is important to you and having a nest egg and a financial future for life, we do need to do something now, right? We do need to basically look at your situation. So how we would go about that is spend a bit of time in terms of writing down your core values. What are the things that are important to you that give you great worth? Not as in material value, but in great worth in terms of make you enjoy life and have happiness around that life. And then start to work from that position in terms of what money do we need to be able to enjoy that?  

Because you will come to a potential conclusion that you are right, that rental that you’re paying, that $3,000 if you could substitute that for a mortgage, whereby that’s then going into a longer asset and the reality for you at 46 is you don’t have a 55-year, 60-year retirement target. The funds that you’ve saved up unfortunately won’t carry you through for 30 or 40 years. So you’ve got to make that decision around what that looks like for you. And as a family, what you’re going to do as a family unit to get that. Because what we haven’t learned from you, Luke, is all of those experiences, that amazing travel journey and all the things that you’ve done, which has made your life a rich life in terms of that. Well, now we’re starting to think about the future. So if you can understand those concepts, you can now start to get yourself into a stage where you can start doing some number crunching around what’s possible. 

Bryce Holdaway
Yeah, because it’s true that time is the secret sauce. So the longer the better, but 46 is certainly not over the hill. And as you said, if the time horizon for retirement age is like, it’s not 55 or 60. It’s more extended than that. Let’s call it 65. That’s at least 20 years that you have in a cycle going forward. And if it’s at another 10 years, it’s 30 years; that’s still a long time. So the question of “Is it worth having a 700K mortgage at our age?”  

As Ben said, it’s not easy to say because we don’t know what your income is. But it’s probably worth thinking that if you’re just having cash in the bank, you’re probably losing money each and every year because of inflation, right? Cash is not returning much, whereas at least if you have a property, it’s giving you a hedge against that inflation. And ultimately, the goal here is to not, it’s not to retire on $2,000 a week, which our book is. The goal is to actually find out the number that you need to actually get what Ben said, the lifestyle by design that you’re chasing. So a couple of things to think about.  

It’s not too late at 46 if it’s still your goal to get into the property market. But one of the interesting things that you’ve got here is $80,000 in savings. That is a phenomenal amount of cash to save. Like ask anyone who’s tried to save $20,000. It’s difficult and it requires sacrifice. So you’ve done four times that, which is $80,000. So $80,000 is a lot of money to save, but then when you put it in context with purchasing property, it’s not a lot of money because there’s a fair bit that you need to buy. So what I would suggest is needing to be really realistic about where you can buy, because if you’re renting, chances are you’re probably able to rent in a location that allows you to match your lifestyle. But the big question is, can you actually still buy in the same area for as Ben said, like for like. The amount of rent that you’re paying equals the amount of the mortgage that you’d be paying. So I thought a quick run through of the basics might be helpful here. So if you have, let’s go back to the question, $700,000 that you wanna (use to) buy property.  

Just so you have an idea in your mind in this situation how much you need. If we just do a basic 20% deposit, so the bank will lend you 80%. $700,000, 20% (of that) is $140,000. So first of all, you’ll need to kick in $140k, but it doesn’t stop there because you’re also going to have to get the entry cost for property, which is stamp duty and costs. So let’s just do that at 5%, sometimes a little bit more, but 5% because I don’t do quick maths in my head. So $700k, 5% (of that) is $35,000. So if at a 5% deposit, that’s another $35k. So add those two together, the $140k plus the $35k means $175,000. So you need $175,000 to buy the property. But then if you’ve spent all your money to get the property, that’s a dangerous position to be in, so you need a buffer. So if you’re 46 with teenage kids, let’s just say you need a $20,000 buffer. So add all that together, the $175k plus the $20,000 buffer means you need $195,000 to buy a $700,000 property, which clearly is a bit a way from the $80,000. So it’s hard often to reconcile that… that I’ve saved all this money, Ben, but then when you put it into what does it take to buy some real estate, it’s still not enough.  

Ben Kingsley
No, it’s not. I think that the challenge that Luke has got is gotta be around what you’ve got to do. It’s absolutely, it’s non-negotiable, right? You’re gonna have to start putting some money away for something. So whether you choose to put that into super or whether you choose to put that into property, it’s really clear that the run rate that you’re on right now is not necessarily gonna build out that nest egg for a comfortable retirement.  

So if you looked at your opportunity, you’ve got effectively judgment calls and trade-offs to make here. The trade-off could be that you move to a cheaper location and you effectively then try and buy in that cheaper location. So Bryce has used the classic 20% example. If we do say a $500,000 purchase, 5% cost is $25,000. You put a 10% deposit down, that’s 50 grand. That’s a total of $75,000; you capitalise the interest on lenders mortgage insurance because you’re above the 80% and you’re pretty close. And then you’re in the game. And then all of a sudden your $3,000 is going off to paying off a debt over a 20-to-30-year period. And you’d be pretty comfortable in the view that property prices will increase to a point where you build up a nest egg. Now it may not be your dream home; it may be a property that you buy that you add value to over time.  

And you may choose to sell that one to downsize or retire to a regional town or whatever to live out a quieter life. And then put the proceeds into investments and live off that passive income or into super. But the bottom line here is you need to start doing something. The clock is ticking on your retirement target. And the longer you leave it, the more a situation where you see you could be working into your late 60s or early 70s. So we do want you to do something.  

You can go and seek advice to get a look at those numbers and those cash flows. Once you do the work on what’s important to you and your wife and the kids. The alternative option, which we haven’t addressed and probably our community saying, how come you haven’t mentioned rentvesting yet? Rentvesting is a model where you live where you wanna live, but ultimately you trap the difference between a very high mortgage and what you’re paying as rent and you turn that into some form of investment in acquiring, say borderless assets and low entry level properties that you can build out cashflow on and build out that wealth over time as well. So you then try and get the best of both worlds. There is an increased risk element to that for some people. But again, the bottom line for me here is you need to get some advice around your situation.  

And that needs to be firstly around goals, secondly around cashflow. And that will start to tell you the story in terms of what you’re prepared to trade off, what you’re prepared to give up and sacrifice for the long-term benefit of you and your wife in retirement.  

Bryce Holdaway
And look, the last thing I’ll add to that is if you are in a fortunate position where the ‘bank of mum and dad’ is an option for you, well, then that clearly could be another place where you could use that security to buy the $700,000 property, which means that you can keep your cash still available because you’re still servicing the whole debt. And then you can demonstrate that you have some liquidity there. You have a buffer, and you can get on with life and make sure that the family member is comfortable that you can service your debts.  

Ben Kingsley
They’re older, aren’t they, Bryce? So that’s the thing. You’ve got to make sure that the bank has an appetite for those people who might be semi-retired to be able to use that equity. But they’re around. So that’s where again, an investment-savvy mortgage broker could do that option shopping for you in terms of choices. And that’s another example of where you can potentially borrow more but have some security of your parents behind that as well. So, a good piece of advice. 

 

TPC Gold | Property Due Diligence: What to Know Before Buying an Existing Unit

This snippet is from one of our previous episodes: Is Now The Right Time to Buy a High Rise Apartment? 

When it comes to buying an existing apartment or unit, doing the right due diligence can save you from years of costly surprises. 

In this TPC Gold snippet, Bryce and Ben break down the must-do checks every buyer should know before purchasing a strata or medium-density property.  

From digging into the body corporate minutes to having quiet chats with the neighbours, they share the practical (and often overlooked) steps that separate a smart buyer from a regretful one. 

If you’re buying into a building, you’re buying into a community—and sometimes that community has stories you won’t find in the contract. – Bryce” 

Whether you’re a first-home buyer, upgrading, or planning your forever home, this is a must-listen if you’re considering purchasing an existing property. 

Want Help Finding Your Dream Home—Without the Guesswork?

Due to popular demand, our sister company Empower Wealth has recently launched a brand-new Owner-Occupier Buyers Agent division. 

Where our existing Buyers Agents have helped thousands of investors find the right property to build wealth, this new division is specifically designed for everyday Australians looking to find their dream home. 

So—why engage a Buyers Agent when buying your home? 

Clarity and confidence: Cut through the overwhelm with guidance tailored to your exact needs and lifestyle.
Save time and stress: Let a seasoned professional handle the search, shortlist, inspections, and negotiations.
Avoid costly mistakes: With experience across different property types, our agents know what to look for—and what to avoid.
Access off-market opportunities: Get access to homes that never even hit the open market.
Emotional balance: Stay objective in one of life’s biggest decisions with a calm, strategic expert by your side. 

Book a free consultation with one of our Buyers Agents today and take the stress out of your next home purchase! 

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If You Enjoyed TPC Gold | Property Due Diligence: What to Know Before Buying an Existing Unit, You Might Also Like:


Transcript

Ben Kingsley
So what’s the DD, what’s the due diligence we need to do, Bryce? What’s the number one thing?  

Bryce Holdaway
Number one due diligence is you go and have a look at the past track record of body corporate minutes, because what does that tell you? You’ve got a community of people coming together saying the body corporate’s got a responsibility for X, Y and Z and if there’s something wrong with the building they’re going to let you know, or if there’s something wrong with a defect or a person who’s living there or something that is affecting the peaceful enjoyment of that community, it is usually going to be in those minutes. And I would go back as many as you can possibly get your hands on, minimum two, but it’d be nice to see three, so you can see if there’s anything back in the past where there might have been an issue. Now I’ve got a beware on that Ben, because based on what we’ve been talking about today, would there be an incentive Ben for… 

Ben Kingsley
…the body corporate not to disclose, Bryce? 

Bryce Holdaway
Correct.  

Ben Kingsley
Yes. 

Bryce Holdaway
Because what’s one of the biggest challenges that you’re going to have with the current issue around the crisis is people protecting the value of their asset. And how do they protect the value of their asset? They have an off-record chat, Ben, about some issues that they do not put on the minutes because they know this is what the diligent people will do. But first of all, that’s what I would do, Ben. Notwithstanding there’s an issue.  

And secondly, I talked about it before, but do you have a body corporate that is proactive about realising that a building will need some maintenance done? And are they going to be reactive or proactive? And reactive means that they will just deal with stuff as it happens versus people who go: Hey here’s our 10-year maintenance plan. Here’s that divided by 10; here’s that divided by the 18, the 16, the 12, the 8 owners. Here’s your contribution each year, so that you make that. Have they got a sinking fund balance for a rainy day? 

Ben Kingsley
A healthy sinking fund balance is a good sign of a couple of things, Bryce; a well-built building as well. Because if they haven’t had to do anything with it, and I’ll give you a good example. Where was I? I was in Brisbane, and I was looking for an apartment for a client of ours and I came across this one in about six kilometres out of Brisbane and I went and had a look at it and I thought, okay, it’s really well-priced, good floor plan. I did notice a couple of cracks, so I’m like, okay. So everyone goes, well, can you still get a building and pest inspection on the building? I go, yes, you can. And you can even get them on high rises.  

Now, some building and pest inspectors will say there’s a limited scope in terms of the external work they do, especially if it’s 20 or 30 stories, they’re not gonna be able to get up on a scaffold and go and have a look at it. But they can still do the underground car parks, they can still do that, because most stuff comes from the foundation and works up. So in this particular case, I got a building and pest inspection done and I was like, oh, a couple of cracks there I’d like an engineer to have a look at. As soon as he said that, I said, no, no, don’t even worry about it. As soon as you say that I’m out. That’s it, I’m moving on to the next block because you can pay $400, $500, $600 and you get that and all of sudden it’s like, okay, if that’s worse than I thought it was because it’s structural in an area… I don’t even need to engage in an engineer; I’m not gonna buy that for my client. It’s like, next property please. Even though I thought it was a good buy, I’m moving on.  

Bryce Holdaway
That’s what we call self-selection, Ben.  

Ben Kingsley
I don’t need to spend a few grand to have the engineer tell me what’s wrong with it.  

Bryce Holdaway
Yeah, so there you go folks. And the last one is, I apply this particular one, Ben, even if it’s a house, if it’s a townhouse… I go and talk to the neighbours.  

Ben Kingsley
Yeah.  

Bryce Holdaway
Because they are only too willing to tell you.  

Ben Kingsley
Well, it comes back to that story about whether the body corporate is fully disclosing right? So if you are buying into a medium density; again, owner occupiers could be listening to this saying: I do want to live here and that is the price point to get me into that suburb and there are lots of apartments with 30 or 40 apartments in them now, so go and door knock. You know how they’ve still got the security that you can’t get through the front door? Just door stop them. I’ve done it before, my door stop is: Oh excuse me do you live here? 

Bryce Holdaway
But what happens if you’re not a Collingwood supporter…?  

Ben Kingsley
There’s a nice way of doing it, and here’s the approach. It is as simple as: Oh hi. Because what they do is: Oh do you need to get in? And it’s like: No actually, I’m interested in apartment number 31. But I would love to have a chat with you. Do you own or rent here?  

Bryce Holdaway
“Ohhh, you’re buying the one that Jessie’s divorcing in, eh?” 

Ben Kingsley
Thank you, tick; nice bit of information. “Oh lovely couple, didn’t know what happened there.” Especially the old folk who have been in the building forever. Some of them ask you up for a cup of tea. “Would you like to come up and have a look at my place as well? Are you a buyers agent? Oh you can probably value it, what is my property worth?” You get the whole thing right. And “are you on the body corp? Oh you’re on the body corp? What’s happening?” Oh it’s just unbelievable. I would stop three or four people to get the information that I need to get to. 

Bryce Holdaway
That could cause a crisis Ben because people are wondering if they’re gonna buy this they might get stopped by you for a little chat and they might not buy anymore, so yeah. 

 

Rentvesting – Is Rent Money Dead Money?

Note: This episode is a re-run of one of our older episodes. It originally aired on 14th April 2016 😊  

In today’s episode, we tackle the increasingly popular strategy of ‘rentvesting’.  

As we see soaring property prices in major urban hubs, the dream of homeownership seems further out of reach for many. But is there a savvy way to balance that dream with reality? 

Enter ‘rentvesting’  where you rent in the place you love…and invest where you can afford. 

Rentvesting is a smart solution that can offer freedom, tax perks, and a wealth-building shortcut, but can you handle the emotional trade-offs?  

 

Free Stuff Mentioned











Previous Episodes/Guests Mentioned

Margaret Lomas 

  • Ep 150: How This Mother of 5 Turned $80,000 into a Multimillion Dollar Property Empire 
  • Ep 216: Everything You Need to Know to Invest! 

 

Timestamps

  • 0:00 – Rentvesting – Is Rent Money Dead Money? 
  • 4:47 – How did rentvesting come about? 
  • 7:31 – Real life case study 🔍 
  • 10:51 – The pros & cons of rentvesting 
  • 23:44 – Our views on negative gearing 

 

Why an Abundant Mindset is the Formula for Financial Freedom

In this week’s episode, Ben makes a guest appearance on The Australian Property Investment Podcast, hosted by Aaron-Christie David.  

From dissecting why money isn’t as simple as “in and out” bank transactions to exploring why home ownership is still possible for new investors and generational renters, this week’s episode is all about the power of an Abundance Mindset.  

Here’s a sneak peek of what else we cover…
🇦🇺 Is the Great Australian Dream dead? 
🏠 The 2 biggest mistakes Ben made in property
💡 How Ben and Michael designed a revolutionary money management system
🕰 Building money habits for long-term success
📈 How an investor’s wealth-building speed affects their psychology
📚 PIPA’s pivotal role in property investing
🚩 The Red Flags a property spruiker will show   

Listen now!  

 

Free Stuff Mentioned

  • Make Money Simple Again: Download our best-selling book, for FREE here >>   
  • Manage your money in 10 minutes a month: Check out Ben and Michael Pope’s revolutionary money management platform (available on Desktop and Mobile) that automates the system from Make Money Simple Again. Create your free account or login >>  
  • Get Qualified Property Investment Advice: Learn more about The Property Investment Professionals of Australia (PIPA) and how they can help you to avoid being spruiked. Find out more >>  

 

Timestamps

  • 0:00 – Why an Abundant Mindset is the Formula for Financial Freedom 
  • 4:05  Ben’s 3Ps 
  • 6:40 – The #2 biggest mistakes he’s made  
  • 8:35 – Adopting an “Abundance Mindset”  
  • 12:49 – From coffee to empowering others  
  • 15:09 – Why Money Isn’t Simple!  
  • 18:15 – A client focused approach to property investing 
  • 21:19 – Designing revolutionary money management  
  • 26:27 – Is the Great Australian Dream dead?   
  • 32:15 – Should generational renters be worried?  
  • 36:27 – “The Market Rewards Action Takers and Decision Makers” 
  • 39:54 – Why does the speed of your wealth-building matter?   
  • 43:12 – PIPA’s Pivotal Role in Property Investing  
  • 46:22 – Watch out for these property spruiker red flags! 

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