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540 | Hiding in Plain Sight: What this REA Economist is Seeing that You Aren’t! – Chat with Anne Flaherty

Is demand finally absorbing after the RBA’s February rate cut? 

Which state is on track to become the most affordable rental market in 2025?   

What’s next for Perth — boom or bust? 

And where is the elusive “missing middle” data hiding? 

We’re diving into all this (and more!) in this week’s brand-new episode, featuring a first-time guest who’s on the front line of Australia’s property trends… 

Please welcome Anne Flaherty, Senior Economist at REA Group — the brains behind realestate.com.au and realcommercial.com.au!  

Anne brings over a decade of property economics experience, writes a regular column in The Australian, and is a go-to voice for market commentary across national media. 

And yes — she’s bringing the data gold.  

From what’s really driving undersupply state-by-state to how big-picture economic trends will shape your investing strategy in 2025…  

This is one episode you can’t afford to miss. Tune in now, folks!  


Free Stuff  

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    Bryce is turning 50 — and to mark the milestone, he’s teaming up with the John Fawcett Foundation to change lives through sight-restoring surgeries. Thanks to this incredible community, more than $50,000 has already been raised — but we’re not done yet. Help us raise another $10,000 by 27 May 2025 and give the gift of sight to those who need it most. Donate today!
  • Join the waitlist for our third book: “How to Retire on $3K a Week” 
    You’ll get exclusive first access to the book launch, early access discounts and insider updates, PLUS behind-the-scenes content! Join the waitlist today >>
  • Beware of growing climate risks!
    Get educated on how climate changes could impact your property journey from building insurance to wind, fire and flood risk. Check out Climate Council’s Climate Risk Map >>

 

Timestamps  

  • 0:00 – Hidden in Plain Sight: What REA’s Economist is Seeing That You Aren’t – Chat with Anne Flaherty   
  • 1:13 – Bryce’s 50th: Donate the gift of sight 
  • 3:15 – Incoming Federal Budget deep dive…  
  • 3:54 – Moorr Update: The Value over Time insights tool is READY!   
  • 4:23 – Join the waitlist for our latest book: How to Retire on $3K a Week  
  • 4:54 – Mindset Minute: “No matter where you are, future you will be glad you started! Why wait? Don’t wait!” 
  • 6:53– Welcome Anne, Senior Economist at REA!  
  • 7:28 – If we had met you when you were 10 years old, would we have seen an economist in the making? 
  • 9:53 – Money Story: Debating with dad over property values?! 
  • 12:11 – How her background & experience helped her investing journey 
  • 14:33 – “Data doesn’t capture everything” 
  • 15:56 – Anne’s first experiences independently managing money  
  • 17:44 – Did her parents also invest in property?  
  • 19:15 – How much weight should be given to Status vs. Fundamentals  
  • 21:58 – Is long-term sustainable price growth & land value possible?  
  • 24:08 – Does Anne get excited by Lead vs. Lag data?  
  • 27:13 – Is Australia shifting towards premium apartment builds?  
  • 29:09 – Is this the missing middle?  
  • 30:29 – A day in the life of an economist… 
  • 33:41 – When is the next interest rate cut coming?  
  • 35:01 – Where is the housing undersupply most severe?  
  • 37:46 – State-by-state undersupply levels  
  • 39:41 – Melbourne set to become the most affordable rental market?!  
  • 43:34 – What is the future for Perth’s capital growth?  
  • 46:19 – Demand levels post the RBA’s interest rate cut in February 
  • 49:43 – Is the rising demand broad-based or skewed?  
  • 51:06 – Anne’s view on APRA’s 3% buffer rate 
  • 52:06 – Beware of growing climate risk!  
  • 53:48 – If you could fix one thing about Australia’s housing system, what would it be? 
  • 54:52 – Has anything surprised Anne in 2025?  

And… 

  • 57:29 – Thank you for your expert insights, Anne!  
  • 58:27 – Life-by-design hack: Two, not three!  
  • 1:01:49 – WMPN: Federal Budget housing measures & Labour’s finfluencer strategy

 

(LIVE) RBA Apr 2025 | “Tariff-ying” Times: How Trump’s Policies Could Affect Australia

We’re entering uncharted waters…

In this month’s RBA update, Ben and Evan break down the Reserve Bank’s latest cash rate decision—and the global forces adding heat to the conversation.

From Donald Trump’s proposed “Liberation Day” tariffs to a federal budget with little real impact, this month’s episode goes beyond the headlines to explore what’s really driving economic momentum in Australia and abroad.

In this episode:

  • The key factors that influenced the RBA’s decision this month
  • How Trump’s tariffs will impact inflation and global trade
  • The recent federal budget & what to expect from the upcoming elections
  • Updates on inflation, unemployment, and household spending
  • What’s happening in the property market and what to expect next

P.S. If you haven’t reviewed your home loan in a while, now could be the time.

Speak with our team at Empower Wealth to see if you’re getting the best deal. Just fill out the form below!






 

(LIVE) RBA Feb 2025 | Rate Cut CONFIRMED! Mortgage Holders Rejoice

RBA Cuts Interest Rates – What Next?

The Reserve Bank of Australia (RBA) has officially reduced interest rates, delivering the first cut in years.

With inflation easing and many Australians struggling under higher mortgage repayments, this decision was widely expected by economists and financial experts (including our very own Ben Kingsley!). 

Join Ben and Evan as they provide expert insights on what this rate change means for homeowners, investors, and the economy. 

Key Impacts of the Rate Cut 

🏡 Homeowners: A 0.25% rate reduction could lower repayments, with someone on a $500,000 mortgage saving approximately $96 per month—and further cuts may follow.
📊 Property Investors: How will lower interest rates affect borrowing power, property prices, and investment strategies in the coming months?
🌍 Economic Outlook: What impact will this decision have on inflation, employment, and global market conditions? 

With the Big Four banks predicting more rate cuts in 2025, what’s next? 

💡 Thinking about refinancing or adjusting your loan strategy?

With the market shifting, now is the perfect time to review your options.

Book a free consultation with a mortgage broker at our sister company, Empower Wealth, to ensure you’re in the best position moving forward. Just fill out the form below! 






RBA Dec 2024 | Trump 2.0: A New Chapter for Australia and Global Economies?

The final RBA Cash Rate Announcement of 2024 is here!

Join Ben Kingsley and Evan Lucas as they dive into the RBA’s latest decision and discuss economic trends from Australia and around the world.

Here’s what they cover: 

  • 📺 The RBA’s Cash Rate Decision: Get the latest on the Reserve Bank of Australia’s announcement, as delivered at 2.30pm (AEDT) today. 
  • 🌏 Global Economic Comparison: How does Australia’s GDP performance stack up against major economies like Canada, the UK, and New Zealand? 
  • 🏡 Property Market Insights: CoreLogic’s data reveals city-by-city trends, including Sydney’s slowdown and Brisbane’s growth, driven by population shifts. 
  • 🇺🇸 The Global Impact of Trump 2.0: What does Trump’s return to power mean for trade, immigration, and Australia’s economic future? 
  • 💶 Challenges in the Eurozone: Insights into inflation, France’s growing economic instability, and what it all means for the EU. 

⚠️ Technical Difficulties: If you joined us live, you might have noticed some technical glitches at the start—apologies for the inconvenience! Thanks for your patience, and we appreciate your support. Wishing you all a Merry Christmas and a Happy New Year! 

PSA: If it’s been some time since you last reviewed your home loan, it might be time to hit up your Mortgage Broker and get a review sorted.

If you’re on the lookout for an investment-savvy Mortgage Broker, our award-winning sister company Empower Wealth has you covered! Empower Wealth’s expert team can give your current mortgage a once-over – just fill in the form below to book your free consultation.






RBA November 2024 | Our Predictions Clash: When Will Rates Drop?

It’s the second-last RBA Cash Rate Announcement of 2024, and our hosts Ben Kingsley and Evan Lucas are back to discuss the RBA’s latest decision and the latest economic trends in Australia and around the globe.  

Tune in as we break down the usual big topics: GDP, inflation, unemployment, consumer and business confidence, central bank moves, and more. 

Here’s a sneak peek into what our hosts cover in today’s episode: 

📺 RBA’s Cash Rate Decision: Find out all about the Reserve Bank of Australia’s latest cash rate decision, as announced at 2.30pm (AEDT) today! 

🇦🇺 Australia’s Sticky Inflation and Next Rate Cut: Inflation is still the big focus for Australia, and Evan shares why he believes childcare subsidies should be prioritised. Ben and Evan don’t quite agree on where rates will go in 2025 – leading to a $50 bet!  

🇺🇸 All Eyes on the US Federal Elections: We discuss the potential impact of the upcoming US presidential election on both US and global markets. Rates are expected to trend downward, but the timing and pace of cuts are still up in the air. Could Australia follow the US’s lead on rate changes next year? 

🇨🇳 China’s Slow Growth Despite Major Stimulus Efforts: China’s economy is in a balancing act, caught between President Xi’s policies and strict financial regulations from prior years. With growth targets set at 5%, the Chinese government may need to push more stimulus, especially if a Trump presidency complicates trade for China. 

🇪🇺 Germany’s Tariffs on Chinese EVs: Germany’s economy is showing signs of strain, and Volkswagen, among others, is feeling the pressure. This economic fragility could push the European Central Bank towards new actions. We also explore the impact of a possible Trump presidency on trade tariffs and European funding for Ukraine. 

PSA: If it’s been some time since you last took a look at your home loan, it might be time to hit up your Mortgage Broker and get a review sorted.

If you’re on the lookout for an investment-savvy Mortgage Broker, our award-winning sister company Empower Wealth has you covered! Empower Wealth’s expert team can give your current mortgage a once-over – just fill in the form below to book your free consultation.






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