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RBA August 2019 – Should you be FIXING your Rate?

This is NOT the time to fix your mortgage.

It’s odd, isn’t it? The cash rate is on an all-time low and the lenders have been cutting their rates, both fixed and variable. So why is it not the time to go for a fixed loan?

We know it’s a big statement and that’s why Ben will be explaining all that in today’s RBA commentary folks! Apart from that, he’ll also be covering a variety of topics such as:

  • What’s happening with the US-China Trade Deal and how did the US Chair of Federal Reserve, Jerome Powell reacted to it?
  • What’s the main focus for the RBA at the moment?
  • How will the slight improvement in inflation impact the economy?
  • Is retail spending moving in the right trend?
  • Have we finally bottomed out in the Property Market or are there a couple more months to go?

Now, let’s dive into RBA August 2019 Cash Rate Announcement!

 

DISCLAIMER: This podcast is general information only and is an opinion comment by Ben Kingsley. The information contained in this video is for Australian residents only. The information does not take into account the particular investment objectives or financial situation of any potential viewer. It does not constitute, and should not be relied on as, financial or investment advice or recommendations (expressed or implied) and it should not be used as an invitation to take up any investments or investment services. No investment decision or activity should be undertaken on the basis of this information without first seeking qualified and professional advice.

The Property Couch, its employees or contractors do not represent or guarantee that the information is accurate or free from errors or omissions and therefore provide no warranties or guarantees. The Property Couch disclaims any and all duty of care in relation to the information and liability for any reliance on investment decisions, claiming the use or guidance of this publication or information contained within it.

For more information, please visit: http://thepropertycouch.com.au

Bonusisode with Nerida – US-China Trade Wars | How does it impact Australia? 🇺🇸 🇨🇳🙄

It’s that time again for our Monthly Wrap Up with Nerida Conisbee, Chief Economist for REA Group!

And we’ve introduced a new style to our monthly catch up too! Nerida has generously agreed to use the white board to explain this whole US-China Trade War thing because let’s face it, not all of us are across it. So… what to expect in this Bonusisode?

 

The Top Insights in this Bonusisode:

  • Exactly what impact does the US-China Trade Wars has on Australia?
  • The Cash Rate Outlook – where is it heading?
  • How will that affect the Property Market Outlook in each of the major cities?
  • And of course, the usual most viewed and most expensive listings!

 

Plus, The Top Performing Properties from the month:

  • The Most Viewed Rental Property
  • The Most Viewed Residential
  • The Most Expensive Property Sold
  • The Most Viewed Property Going To Auction This Weekend

Want to see these properties? Click here to View the Properties (all are in the Comments section)

P.S. Want more from Nerida?

RBA July 2019 – Twice in a row??

75% of economists predicted another rate drop… Are they right?… or wrong?

As mentioned previously, unemployment and wage growth is a priority for the RBA and despite last month’s cut, there wasn’t a lot of movement found in these two economic indicators.

So the RBA Board has decided to drop another 25 basis points bringing the cash rate to 1%. Find out what other factors have triggered this decision including if the US-China Trade Deals has anything to do with it!

AND if you’d like more data on Ben’s commentary today, here are a few resources:

Now, let’s dive into RBA July 2019 Cash Rate Announcement!

DISCLAIMER: This podcast is general information only and is an opinion comment by Ben Kingsley. The information contained in this video is for Australian residents only. The information does not take into account the particular investment objectives or financial situation of any potential viewer. It does not constitute, and should not be relied on as, financial or investment advice or recommendations (expressed or implied) and it should not be used as an invitation to take up any investments or investment services. No investment decision or activity should be undertaken on the basis of this information without first seeking qualified and professional advice.

The Property Couch, its employees or contractors do not represent or guarantee that the information is accurate or free from errors or omissions and therefore provide no warranties or guarantees. The Property Couch disclaims any and all duty of care in relation to the information and liability for any reliance on investment decisions, claiming the use or guidance of this publication or information contained within it.

For more information, please visit: http://thepropertycouch.com.au

RBA June 2019 Announcement – Why there’s more to this Rate Cut than you think…

So… no surprises here folks. We’ve got a rate cut!

Phillip Lowe has already indicated RBA’s decision to cut the cash rate two weeks ago at his Address to the Economic Society of Australia.

Nonetheless, we are still excited to share that the cash rate is now at 1.25%.

AND there are heaps to unpack today folks and is probably the longest RBA Commentary that Ben has ever done. Before we get there, here are a few resources that he’s mentioned:

 

Now, let’s dive into RBA June 2019 Cash Rate Announcement!

 

 

p.s. And here’s a little teaser. 😉

DISCLAIMER: This podcast is general information only and is an opinion comment by Ben Kingsley. The information contained in this video is for Australian residents only. The information does not take into account the particular investment objectives or financial situation of any potential viewer. It does not constitute, and should not be relied on as, financial or investment advice or recommendations (expressed or implied) and it should not be used as an invitation to take up any investments or investment services. No investment decision or activity should be undertaken on the basis of this information without first seeking qualified and professional advice.

The Property Couch, its employees or contractors do not represent or guarantee that the information is accurate or free from errors or omissions and therefore provide no warranties or guarantees. The Property Couch disclaims any and all duty of care in relation to the information and liability for any reliance on investment decisions, claiming the use or guidance of this publication or information contained within it.

For more information, please visit: http://thepropertycouch.com.au

Episode 234 | Have We Bottomed Out Sooner Than We Thought? The Exclusive Data Insights from Louis Christopher from SQM Research

Well, well, well…. Have we hit the bottom of the market folks???

In the shadows of the election — aka the Coalition’s surprise victory — it appears that confidence has returned to the property market!

And now the crystal ball question — “When’s the bottom of the property market happening?”may not be as cryptic (or as distant from us!!) as we first thought!

So. What do we mean by this?

Well, let’s put it another way… We jumped on a plane last week especially to bring you back the insights from today’s guest!!! And you just might recognise him —Louis Christopher the Director of SQM Research and one of Australia’s most respected and impartial Research Property Analysts. He has extensive knowledge and experience of property and is regular quoted in the media on his insights!

And he’s NOT afraid to tell it like it is.

So… what’s his latest data suggesting?

Before you meet the man behind the media and get to hear his forecasts, we just want to remind you that, yes, even though PICA likely had a bit of an impact on the election results, our work on behalf of all Australian property investors is by no means done.

And as Ben talks about in today’s show —- there’s obvious MUCH more PICA’s aiming to achieve, so if you’d like to become a member for as little as $5, please Become a Member Today.

Is something stopping you from joining PICA? Let Ben know here.

Here’s what we discuss in today’s episode:

  • What happened with Louis’s grandma that made him interested in property?
  • What’d he do to make his tenants pay rent on time? (Warning: not for everyone!)
  • What used to happen in the data space?
  • Why was there controversy starting SQM?
  • What data was he desperate to get his hands on? How’d they get it?
  • What does SQM stand for?
  • What else do they measure aside from property data?
  • How do they pick the turning point of the market place?
  • How often do they “get it right”?
  • Are the observations coming out from the election revealing a trend?
  • What does he see happening in the next 2 – 4 years?
  • And what had he modelled if Liberal was re-elected?
  • How has the uncertainty of the market been lifted?
  • How will APRA’s recent changes affect the property market?
  • Will the RBA cut their rate by MORE than 25 basis points next month?
  • What are the issues with Auction Clearance Rates?
  • Can they forecast for Capital Growth?
  • What do they use at a locality level vs the macro level?
  • How does he measure fair market value?
  • Is it a good idea to have a market that’s totally dependent on housing?
  • Is the Australian economy looking up?
  • Why’s it hard to create inflation if there is so much debt?
  • What happened to rents and construction levels in 1985?
  • What makes for a good economy?
  • The First Home Buyers Deposit Scheme: Will it have a material or immaterial impact on the property market?
  • What do we think of the NRAS scheme?
  • Is it time to invest in Perth??
  • Does a rental market predict that capital growth will likely happen?

AND THE BIGGIE…

  • When’s the bottom of the market likely going to happen?

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