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Where are all the property investors going? (On REAL Talk Podcast) – August ’23

We’ve all heard the misconceptions about property investors – how they’re often painted as greedy landlords who love raising rents and spend their time swimming in a mountain of cash.

In this bonus episode – originally recorded for the Real Talk podcast (aka the realestate.com.au podcast) – we debunk some of the popular myths around property investment!

Hosted by Alice Piper, this episode features our very own Bryce Holdaway, as well as senior PropTrack economist Paul Ryan.

Before joining REA in late 2020, Paul spent a decade at the Reserve Bank of Australia conducting research on the Australian economy, focusing on housing markets, lending risks and regulatory effects on property markets.

He has also been featured on Episode 459 of our podcast, where we chat about how to solve Australia’s growing demand for property!

 

Timestamps

  • 0:00 – REAL Talk – Where are all the Property Investors going?
  • 00:58 – Data shows investors are offloading their properties at a loss 😮
  • 01:10 – Listen to what some Aussies feel about the state of the rental market
  • 02:26 – This is what the actual Aussie landlord looks like…
  • 04:11 – The main reasons people invest in property
  • 05:22 – Will the number of investors drop even further?
  • 07:44 – The big run up over a decade that has taken the confidence out of the market
  • 08:38 – The Queensland land tax example
  • 09:30 – Bryce gets REAL about some of the pitfalls of property investment!
  • 10:49 – Capital growth & high rental yields
  • 12:39 – Government incentives to invest in property
  • 13:50 – Why is negative gearing such a touchy subject?
  • 18:51 – Lean in!
  • 23:14 – Great advice for those looking at investing in the current market!!
  • 24:41 – We’re all playing different money “games”
  • 25:56 – The silver lining for investors at the moment

 

 

How to Create $2,000 A Week – Six Real Life Case Studies from Six Very Different Investors

Want to hear how six very different people — that’s different ages, different incomes, different incomes and different demographics — ALL managed to build a multimillion-dollar property portfolio that creates $2,000 a week in passive income?

Yep. They each hit that magical figure of $2K per week in passive income!

So… how’d they do it?!

Psst.. for a FULL breakdown into all the numbers and property portfolio builds for each case study, please pick up your  FREE physical copy of The Armchair Guide to Property Investing here: http://www.thearmchairguide.com.au/

 

Here’s a bit of what we cover in today’s episode…

  • Six Real Life Case Studies!
  • How much do kids really cost?
  • What is Consequential Finance?
  • What are the Four Levers to Financial Peace?
  • What’s the biggest challenge for Millennials?
  • What’s the interest rate we use to model out our property portfolio builds?
  • The Money and Wealth Accumulation Model
  • The Variables and Assumptions we use 

 

Free Resources

  • Free Book – The Armchair Guide To Property Investing: How to Retire on $2,000 A Week (please just pay for postage – we’ll pay for the book and send it anywhere in Australia for you.)
  • The Property Couch PodcastThe Insider’s Guide to Property Finance and Money Management (This is Australia’s #1 Property Podcast with over 307+ episodes that features HEAPS of simple and actionable frameworks, countless interviews with the best minds in the Australian property and finance industry and a ridiculous number of free resources to help you at any stage of the property investment journey)

 

Episodes from The Property Couch to Further Support You…

 

 

18 Investment Strategies: Which One Are You Implementing?

We’re going through ALL 18 of our tried and tested investment strategies today!

And in case you’re wondering… YES!… we use these investment strategies every single day when work with our clients! Basically, each of them can be a powerful standalone strategy, but they can also be interlinked and intertwined depending on which pathway you choose.

Here’s the deal…

Our 18 strategies each fit into one of these four categories:

  • Area Strategy for Capital Growth
  • Property Selection Strategies for Capital Growth
  • Are Strategies for Yield/Income
  • Property Strategies for Yield/Income

So, in this episode we’re diving deep on each investment strategy, including…

  • Investors it’s suited to
  • Difficulty Level
  • Risk and time allocation level
  • Price point
  • Tax implications and when to buy

 

And here’s a sneak peak into The 18 Investment Strategies…

  1. The __ Performer
  2. __ Earth
  3. Million Dollar __
  4. __ Places, __ Faces
  5. The __ Fling
  6. The __ Rider
  7. Scarce __
  8. Ugly __
  9. The Shoulder __
  10. __ Mission
  11. __ And __
  12. __ Matters
  13. The __ Backer
  14. No __
  15. The __
  16. The Non-__
  17. The __ Up
  18. The __ And __

 

Listen now to get all 18 investment strategies and discover the best one for YOU! 

Pssst… Don’t forget, get further insights and “play along at home” by picking up a FREE physical copy of our book here: http://www.thearmchairguide.com.au/

 

Here’s a bit of what we cover in today’s episode…

  • 18 Proven Investment Strategies to Build a Multimillion Dollar Property Portfolio
  • What and Where to Buy…
  • What should you look to purchase if you have a tight budget?
  • What property is best if you don’t have a lot of time on your hands?
  • How to tell which investment strategy is right for you
  • What are the tax implications of each strategy?
  • What strategies can you adopt if you can’t afford to buy in blue-chip areas?
  • What’s the critical difference between “city” and “city fringe” locations?
  • What if you want a more hands-on approach?
  • Where will you get the highest rents?
  • The pros and cons of subdivisions
  • Is a Granny Flat a good investment strategy?
  • What strategies will get you the highest capital growth?

 

Free Resources

  • Free Book – The Armchair Guide To Property Investing: How to Retire on $2,000 A Week (please just pay for postage – we’ll pay for the book and send it anywhere in Australia for you.)
  • The Property Couch PodcastThe Insider’s Guide to Property Finance and Money Management (This is Australia’s #1 Property Podcast with over 307+ episodes that features HEAPS of simple and actionable frameworks, countless interviews with the best minds in the Australian property and finance industry and a ridiculous number of free resources to help you at any stage of the property investment journey)

 

Episodes from The Property Couch to Further Support You…

 

 

 

355 | Zero Debt & $2,000 A Week In The Bank: HOW?!

How can property investors reach zero debt AND still hit a four-figure passive income each week?
And what do we mean when we say “retire” the debt, anyway? What does this look like and, importantly, WHEN should you start this process?

Folks, in today’s special Q&A episode we’re circling back to a few basic principles and fleshing out some confusion when it comes to property investing. This includes clearing air (and tidying up our language!) when it comes to being informed of the step-by-step investing process.

For one – you’ve no doubt heard us talk about achieving $2,000 in passive income… well, WHERE exactly does this money come from? Is it just your rental income?

As part of this we’ll also be covering “Failure to Launch” principles and “Investment Remorse” – the latter, which may actually be a more common feeling than you think! So what should you consider if you find yourself second guessing your asset selection?

PLUS, because we’re officially in Spring – this episode comes with a WARNING about this year’s “Spring Selling Season”… ‘cos there’s a critical shift taking place ALL home buyers need to be aware of.

Suss the exact questions we answer below – or, better yet, simply hit play and get the gold now 😊

 

Free Stuff Mentioned

 

The Questions We Answer

Question from Stevo on “Post Purchase Restlessness”
Hi guys 12 months after purchasing an investment property, I’m starting to get this feeling that it might not of been a great purchase and also restlessness about wanting to “go again” and am worried the growth might not be quick enough compared to capital cities. I say that based on an old episode where you mentioned something about the limitations or a price ceiling in certain areas based on the demographics.

Obviously being a regional property, which doesn’t have the same wage potential as capital cities, am I exposed to the idea that the growth has happened and it won’t come again?
The property is available via this link. It’s shown growth over the past 20 years in capital and rental return.

For reference the idea of “inner city” living (albeit in Mildura) has exploded recently and is the driver of the growth over the past five years. The council and state govt have invested to upgrade the riverfront (very close to the CBD) and has completed stage one. Stage two has started to attract funding and small upgrades/extensions have started. Data suggest Mildura will continue to grow in population albeit slower than Geelong and Bendigo for example, however, it is still positive growth compared to other regional towns this distance from capital cities (which are often stagnate or negative). Major industries – agriculture and tourism, health, Govt. Sorry for the long-winded question and info.

Also, is this a normal feeling people get (delayed remorse)?

 

Question from Ebony on “When is the best time to sell your investments?
Hello, I have a question around when is the best time to sell your investments? My husband and I are mid 30s and have two investment properties. Right now, in our town the property market is a sellers’ market and prices are crazy. Our accountant has recommended that we should seek advice from a financial advisor and possibly sell both investments because they are positively geared and that we would be better off building a new home as an investment or investing elsewhere. I am really unsure about this because I think that we already have 2 great investments, and we would be potentially paying more down the track for land should the market stay the same. However, we have had one property for 2 years and the other for 1 year and could look at earning $100K off the sale of each investment. I guess it’s hard to know if the market will stay at these prices or crash when interest rates rise. Really after some advice from someone who is knowledgeable about property investments. Thank you.

 

Question from Paul on Retiring Debt
Can you elaborate on what you mean when you talk about retiring your debt? I’m confused by what you mean by this.

 

Question from Chris on “$2,000 per week in passive income”
Hi Ben and Bryce, Love your work. 👍 I’m not sure if you’ve mentioned it before, and you probably have, but I would like to know where the $2,000 a week comes from? Is it pure rental income (taxed) above expenses for the portfolio or is it accessing equity against capital growth (is this now defunct with new lending criteria?) or is it a combination of both? Thanks in advance. This is a major thought blocking me from moving forward. 👍

 

Rest, Recovery & High-Performance Graphic

Here is the graphic Bryce was referring to in today’s Life Hack:

 

 

 

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