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489 | The Rise of the Finfluencer: Who’s at Risk?

 

Ever find yourself double-tapping a Finfluencer’s post and thinking, “Is this legit?”  

You’re not alone. We all love a good financial glow-up story, but discerning sound advice from dangerous schemes is becoming harder online.  

That’s why, in this week’s episode, we’re diving into the fast-paced world of financial influencers. 

 From the six red flags to spot a Finfluencer in a sea of seemingly harmless finance feeds to understanding why “pay interest only” tips are just the tip of the iceberg, tune in to discover who’s most likely at risk of being stung by these Finfluencers and, more importantly, how to avoid it. 

 Listen now to learn how to navigate today’s complex Finfluencer landscape.  

 

Free Stuff Mentioned

  • Tell us what you want to hear & get our FREE Case Studies Unpacked Series! (RRP $297)
    Our 2024 TPC Survey is now open! Tell us what you’d like us to start, stop and keep doing in our short survey. All you need to do is tick a few boxes and let us know how we can keep providing the best, most relatable content this year.
    And as our thanks to you, we’re giving every person who shares their thoughts a Case Study Series Unpacked for FREE (usually $297). Plus, the top #5 most insightful answers will win a $100 gift card. Share your thoughts now >>  
  • Want us to tackle a topic? Reach out to Bryce on Instagram or through our SpeakPipe. (And get a free Start & Build course if your Q is featured!)   
  • Resources from Ben’s “What’s Making Property News”:  

 

Timestamps

  • 0:00 – The Rise of the Finfluencer: Who’s at Risk? 
  • 3:46 – Tell us what you want to hear this year!  
  • 6:26 – Mindset Minute: History never repeats itself, man always does 
  • 7:40 – The listener Q which started this episode (Thanks, Jen!)  
  • 9:35 – The Evolution of the Finfluencer  
  • 12:10 – What is a Finfluencer?  
  • 13:43 – Here’s how to spot one!  
  • 14:32 – The #6 ways Finfluencers differ from traditional financial advisors:
    1. A_ ce_s_b_li_ _ 
  • 16:03 – 2. P_a_ _o_m 
  • 17:31 – 3. Re_u_a_ _on 
  • 18:25 – 4. E_p_r_ise & C_ede_ _ials 
  • 22:53 – 5. Co_pe_sa_ _on 
  • 25:20 – 6. Pe_ _on_li_a_ _on 
  • 29:19 – Beware credit advice!  
  • 31:11 – Who’s at risk of being stung by a Finfluencers?  
  • 32:19 – How Finfluencers measure success 
  • 32:52 – The 2 groups at greatest risk 
  • 37:19 – Why are they so effective?  
  • 40:17 – #6 Finfluence Red Flags: 1. “Too Good to Be ____”  
  • 43:42 – 2. Hard ____  
  • 46:14 – 3. Lack of ____ 
  • 47:20 – 4. High ____ Strategies  
  • 50:27 – 5. Emphasis on ____ ____ Gains  
  • 52:55 – 6. Hero not the ______ 
  • 56:36 – ASIC & Finfluencers  
  • 1:00:20 – The difficulties monitoring Finfluencers  
  • 1:02:40 – The Downfall of the ASX Wolf  
  • 1:09:20 – Why property is the playground for the spruiker  
  • 1:14:00 – The #3 Ps you should practice going forward  
  • 1:19:29 – Final Word: “Sniff Test” our podcast folks! 
  • 1:21:30 – What we stand for  
  • 1:27:32 – Have a topic you want us to tackle? Let us know!  

And… 

  • 1:28:49 – Lifehack: Got a boarding pass? Try this plane lifehack 
  • 1:30:46 – WMPN:  Where are Australians flocking to? Interstate population growth  

 

475 | “I Lost All My Money Through Day Trading”: How This Dive Instructor Rebuilt Her Life on Her Own After Losing It All – Chat with Jasmin

 

Welcome back to our FIRST episode for 2024!

To celebrate, we’re sharing the story of a Summer Series guest who encompasses all the great values we hope to bring into the new year. 👏🤩🙌  

Meet Jasmin, a brave, determined and resourceful investor whose drive has taken her diving around the world, to cruise ships in the Caribbean and to prestigious universities across the continent of Europe.  

If you can’t tell already…this is one awesome, action-packed tale.  

Tune in to hear Jasmin leap from discovering a life-changing passion to moving across the globe for love to losing every cent in her bank account in just one day. 😲 

We’ll uncover exactly how she rebuilds her life from this harrowing situation, finds her feet on the road to property and secures her ideal lifestyle (that includes some loveable furry friends 😉).  

As an aspirational, single female investor, this is the perfect tale of empowerment to kick off the new year. Tune in now folks!  

 

Free Stuff Mentioned

 

Timestamps

  • 0:00 – “I Lost All My Money Through Day Trading”: How This Dive Instructor Rebuilt Her Life On Her Own After Losing It All 
  • 1:56 – Welcome Jasmin!  
  • 2:36 – “Things don’t come flying from the sky”  
  • 6:56 – Working before minimum age?!  
  • 8:23 – Growing up with an aspirational mum and grandparents 😊  
  • 14:27 – The biggest influence in her childhood was… 
  • 15:17 – Did Jasmin grow up to be frugal or a spender? 
  • 16:59 – From Germany to Australia: How she self-funded her trip at just 19?!  
  • 18:08 – The 1 decision that shaped her life path…  
  • 19:30 – Studying abroad and diving sabbaticals!  
  • 22:05 – Returning to Australia, corporate jobs and chasing adventure 
  • 26:30 – 2 very different challenges  
  • 28:02 – She lost everything in 1 DAY?! 😮   
  • 32:55 – Why was she ashamed about this experience?  
  • 34:55 – The shift to property that started with a webinar… 
  • 37:37 – How she found “The Property Couch”  
  • 40:00 – The invaluable benefits that come from experience 
  • 42:33 – Jasmin couldn’t find the answer to this Q. Here’s what she did.  
  • 44:52 – The lifestyle “middle ground” she’s searching for 
  • 47:51 – What does having this certainty feel like?  
  • 49:20 – How she is giving back to the community through property! 
  • 50:38 – She only needs THIS many properties to achieve her dream  
  • 53:25 – The paw-some charity she supports 🐶 
  • 56:09 – How visual money management helps Jasmin  
  • 58:55 – What does money mean to her?  
  • 1:01:20 – THIS inspired Jasmin to share her fascinating story 
  • 1:03:54 – What an empowering story. Thank you, Jasmin! 
  • 1:07:30 – The Surplus Challenge: How much can you trap?!  

Where are all the property investors going? (On REAL Talk Podcast) – August ’23

We’ve all heard the misconceptions about property investors – how they’re often painted as greedy landlords who love raising rents and spend their time swimming in a mountain of cash.

In this bonus episode – originally recorded for the Real Talk podcast (aka the realestate.com.au podcast) – we debunk some of the popular myths around property investment!

Hosted by Alice Piper, this episode features our very own Bryce Holdaway, as well as senior PropTrack economist Paul Ryan.

Before joining REA in late 2020, Paul spent a decade at the Reserve Bank of Australia conducting research on the Australian economy, focusing on housing markets, lending risks and regulatory effects on property markets.

He has also been featured on Episode 459 of our podcast, where we chat about how to solve Australia’s growing demand for property!

 

Timestamps

  • 0:00 – REAL Talk – Where are all the Property Investors going?
  • 00:58 – Data shows investors are offloading their properties at a loss 😮
  • 01:10 – Listen to what some Aussies feel about the state of the rental market
  • 02:26 – This is what the actual Aussie landlord looks like…
  • 04:11 – The main reasons people invest in property
  • 05:22 – Will the number of investors drop even further?
  • 07:44 – The big run up over a decade that has taken the confidence out of the market
  • 08:38 – The Queensland land tax example
  • 09:30 – Bryce gets REAL about some of the pitfalls of property investment!
  • 10:49 – Capital growth & high rental yields
  • 12:39 – Government incentives to invest in property
  • 13:50 – Why is negative gearing such a touchy subject?
  • 18:51 – Lean in!
  • 23:14 – Great advice for those looking at investing in the current market!!
  • 24:41 – We’re all playing different money “games”
  • 25:56 – The silver lining for investors at the moment

 

 

How to Create $2,000 A Week – Six Real Life Case Studies from Six Very Different Investors

Want to hear how six very different people — that’s different ages, different incomes, different incomes and different demographics — ALL managed to build a multimillion-dollar property portfolio that creates $2,000 a week in passive income?

Yep. They each hit that magical figure of $2K per week in passive income!

So… how’d they do it?!

Psst.. for a FULL breakdown into all the numbers and property portfolio builds for each case study, please pick up your  FREE physical copy of The Armchair Guide to Property Investing here: http://www.thearmchairguide.com.au/

 

Here’s a bit of what we cover in today’s episode…

  • Six Real Life Case Studies!
  • How much do kids really cost?
  • What is Consequential Finance?
  • What are the Four Levers to Financial Peace?
  • What’s the biggest challenge for Millennials?
  • What’s the interest rate we use to model out our property portfolio builds?
  • The Money and Wealth Accumulation Model
  • The Variables and Assumptions we use 

 

Free Resources

  • Free Book – The Armchair Guide To Property Investing: How to Retire on $2,000 A Week (please just pay for postage – we’ll pay for the book and send it anywhere in Australia for you.)
  • The Property Couch PodcastThe Insider’s Guide to Property Finance and Money Management (This is Australia’s #1 Property Podcast with over 307+ episodes that features HEAPS of simple and actionable frameworks, countless interviews with the best minds in the Australian property and finance industry and a ridiculous number of free resources to help you at any stage of the property investment journey)

 

Episodes from The Property Couch to Further Support You…

 

 

18 Investment Strategies: Which One Are You Implementing?

We’re going through ALL 18 of our tried and tested investment strategies today!

And in case you’re wondering… YES!… we use these investment strategies every single day when work with our clients! Basically, each of them can be a powerful standalone strategy, but they can also be interlinked and intertwined depending on which pathway you choose.

Here’s the deal…

Our 18 strategies each fit into one of these four categories:

  • Area Strategy for Capital Growth
  • Property Selection Strategies for Capital Growth
  • Are Strategies for Yield/Income
  • Property Strategies for Yield/Income

So, in this episode we’re diving deep on each investment strategy, including…

  • Investors it’s suited to
  • Difficulty Level
  • Risk and time allocation level
  • Price point
  • Tax implications and when to buy

 

And here’s a sneak peak into The 18 Investment Strategies…

  1. The __ Performer
  2. __ Earth
  3. Million Dollar __
  4. __ Places, __ Faces
  5. The __ Fling
  6. The __ Rider
  7. Scarce __
  8. Ugly __
  9. The Shoulder __
  10. __ Mission
  11. __ And __
  12. __ Matters
  13. The __ Backer
  14. No __
  15. The __
  16. The Non-__
  17. The __ Up
  18. The __ And __

 

Listen now to get all 18 investment strategies and discover the best one for YOU! 

Pssst… Don’t forget, get further insights and “play along at home” by picking up a FREE physical copy of our book here: http://www.thearmchairguide.com.au/

 

Here’s a bit of what we cover in today’s episode…

  • 18 Proven Investment Strategies to Build a Multimillion Dollar Property Portfolio
  • What and Where to Buy…
  • What should you look to purchase if you have a tight budget?
  • What property is best if you don’t have a lot of time on your hands?
  • How to tell which investment strategy is right for you
  • What are the tax implications of each strategy?
  • What strategies can you adopt if you can’t afford to buy in blue-chip areas?
  • What’s the critical difference between “city” and “city fringe” locations?
  • What if you want a more hands-on approach?
  • Where will you get the highest rents?
  • The pros and cons of subdivisions
  • Is a Granny Flat a good investment strategy?
  • What strategies will get you the highest capital growth?

 

Free Resources

  • Free Book – The Armchair Guide To Property Investing: How to Retire on $2,000 A Week (please just pay for postage – we’ll pay for the book and send it anywhere in Australia for you.)
  • The Property Couch PodcastThe Insider’s Guide to Property Finance and Money Management (This is Australia’s #1 Property Podcast with over 307+ episodes that features HEAPS of simple and actionable frameworks, countless interviews with the best minds in the Australian property and finance industry and a ridiculous number of free resources to help you at any stage of the property investment journey)

 

Episodes from The Property Couch to Further Support You…

 

 

 

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