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529 | Feeling Financially Secure for the First Time at 49: The Game-Changing Reset That Changed Everything – Chat with Jason

Today’s Summer Series guest is the true definition of a transformation story. 🌟 

From growing up with immigrant grandparents who valued frugality and “mortgage-first” thinking to racking up debt and making costly property mistakes, Jason’s story is one of hard-won financial security.  

He told us, “At 49 years old, it’s the first time I’m feeling financially secure.”   

Folks, you have to listen to this inspirational story that sees Jason and his family hit the financial reset button, thanks to MoneySMARTS…  

And it transformed everything. 💪  

Listen now to hear how he’s turned his financial situation around within a decade, is teaching his children healthy money habits and feels financially free.  

It’s an episode that brought us to tears. Give it a listen now!   


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Timestamps  

  • 0:00 – Feeling Financially Secure for the First Time at 49: The Game-Changing Reset That Changed Everything – Chat with Jason   
  • 1:28 – Welcome, Jason!   
  • 2:27 – With grandparents who owned property, why didn’t Jason act sooner?  
  • 3:48 – Money Story: No drinks at McDonald’s and focused on the mortgage  
  • 7:42 – The big move that was a “slap in the face”  
  • 9:46 – Grappling with brand envy 
  • 13:25 – What was the mindset and financial outlook as the son of immigrants?  
  • 15:50 – The New Year’s resolution that transformed his future  
  • 17:15 – Folks, beware these types of calls!  
  • 19:08 – Property #1 and piling debt  
  • 20:52 – Jason’s checklist for buying Property #2  
  • 25:06 – Why did they make the game-changing financial reset?  
  • 27:28 Why 12-month goals and 7-day floats are critical for money management  
  • 32:17 – Credit card debt: How it gets away from you 
  • 36:46 – Teaching healthy money habits to the kids: Budgeting & buying shares  
  • 42:25 – How does Jason navigate surplus or less income?  
  • 44:43 – Why it’s not an issue to NOT see a property before buying it!  
  • 48:37 – “For the first time I’m not worried.”  
  • 52:36 – Everyone forgets THIS city was the best performing at one time… 
  • 55:35 –  The message Jason wants to get out to our community 
  • 56:51 – Why did he choose property over shares?  
  • 57:56 – Would Jason change his past?  

And… 

  • 1:01:34 – Thank you, Jason! It’s a true testament to discipline and trapping surplus  
  • 1:06:12 – New to trapping surplus? Free Moorr webinar incoming!  
  • 1:06:48 – Watch all our webinar replays on Moorr’s Learning Centre – this may be your best decision in 2025! 

 

528 | Meet the Outlier: He Built a $3.4M Portfolio at 32 While Funding His Love of Travel – Chat with Adam

Raised by parents who instilled a hardworking, “DIY” mindset, Adam, today’s Summer Series guest, kickstarted his property journey at just 22 years old. 😮  

Skip forward just over a decade, and he now owns a $3.4M portfolio and is living his dream lifestyle by design, including taking spontaneous month-long fishing trips. 

His journey, however, hasn’t come without hard work and struggle.  


Tune in to hear how this inspiring rentvestor…   

✅ Positioned himself to achieve “the holy grail” of financial freedom 

✅ Embraced self-education – even from blokes two decades older than him 😉 

✅ Overcame Australia’s “tall poppy syndrome” and much more!   

Plus, stick around to hear Adam’s clever strategy for overcoming his lending cap – and how you could use it to keep growing your portfolio too! 


Free Stuff  

 

Timestamps  

  • 0:00 – Meet the Outlier: He Built a $3.4M Portfolio at 32 While Funding His Love of Travel – Chat with Adam 
  • 1:28 – Welcome Adam!  
  • 2:00 – His first experience with property investing at 13!  
  • 3:24 – Money Story: Finding the holy grail of passive income  
  • 6:58 – The worst decision he ever made  
  • 9:25 – How did his parents learn about property investing?  
  • 12:24 – Why real estate reports aren’t accurate (and how he overcame it)  
  • 15:58 – Juggling his love of travelling with property investing 
  • 20:48 – The first “low-risk” play for his investment property 
  • 23:12 – How he saved up for his deposit  
  • 25:21 – Where the push for greater self-education came from  
  • 29:37 – Leverage THIS like Adam did!  
  • 32:38 – Property #2: The tenants now are the people who sold it?  
  • 39:00 – The COVID property purchase + why he doesn’t value-add to it now  
  • 44:08 – How he overcame his lending cap  
  • 48:41 – What an aggressive approach to trusts looks like!  
  • 50:52 – A horror “Buy & Sold” story  
  • 52:18 – Does it suit you: Why Adam is pursuing a rentvestor path!  
  • 54:17 – Do Super contributions matter with his strategy?  
  • 56:10 – What true personal sovereignty looks like  
  • 58:51 – “I don’t think what my portfolio is worth is a reflection of me”  
  • 1:03:46 – Reach out to Adam on socials or connect with our MMSA community!     
  • 1:05:34 – Thank you, Adam!

 

527 | “That’s All I Believed I Deserved”: From 19 Rentals to Self-Funding her Forever Home – Chat with Carolyn

Yep. Today’s guest has lived in 19 different rentals since turning 18…😱😱😱 

Within three years, however, she’s transformed her outlook from believing that old, run-down units were “all that she deserved” to self-funding her forever home on a single income!!  

Today on the couch is Carolyn, who takes us on a journey from pursuing a non-traditional career in the creative sector to building an alter ego that kickstarted her journey to achieving the greatest outcome of all – Financial Peace.  

Her story reveals the transformative power of self-belief, why it’s so important to leverage the schemes and savings available for first-home owners and… 

The secret of how she went from saving $50 to $500 a fortnight!?  

We’ve saved one of the most inspirational episodes for our first episode in 2025. Tune in to discover how Carolyn used her lost epiphany to become a proud homeowner!  


Free Stuff  

  • Now is the time to be setting your financial goals for 2025!
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  • Get help from Opti, your personal property AI!
    Got a question? Ask Opti, our podcast companion who will search all our courses, books, and 500+ episodes – to find the answer to your questions instantly. (Please Note: Opti isn’t perfect so please don’t take this as financial advice.) Simply  click here to start the conversation on Whatsapp or scan this QR code:  Opti QR Code

Timestamps  

  • 0:00 – “That’s All I Believed I Deserved”: From 19 Rentals to Self-Funding her Forever Home  
  • 1:25 – Welcome, Carolyn!  
  • 2:11 – Money Story: Moving to Tom Price & growing up with no mortgage?!  
  • 6:36 – An ease with money 
  • 8:43 – “I had a fear of working”  
  • 10:39 – A different ambition, studying arts, and renting as a side effect  
  • 14:57 – Two brothers: Two different approaches  
  • 17:26 – 19 rentals since 18?!  
  • 21:09 – What triggered her from renting to finding a forever home?   
  • 24:36 – The Inner Journey  
  • 26:18 – What makes a good tenant?  
  • 29:29 – The Lightbulb Moment: “Because that’s all I believed I deserved”  
  • 32:52 – Just 3 envelopes: Rent, bills & savings  
  • 34:34 – “If I don’t look after myself, no one will”  
  • 35:20 – How did she step into an Alter Ego?  
  • 37:19 – The first person she told about her property journey… 
  • 39:09 – Playing the role of a prospective buyer  
  • 41:58 – Getting the deposit: The Super Saver Scheme & how it helped get her into property 
  • 43:22 – From Saving $50 to $500 a Fortnight?! How she did it!  
  • 50:12 – How did she know what type of property she wanted?  
  • 51:51 –”I felt over the moon for the next six months”  
  • 54:36 – Carolyn’s advice: From little things, big things grow  
  • 55:52 – There is help out there!  
  • 58:22 – Into the future…  
  • 59:21 – Thank you, Carolyn! What a testament to strategy, sacrifice and mindset shifts  
  • 1:01:43 Now is the time to set your financial goals  
  • 1:05:04 – Chat with Opti, your own property AI!  

 

526 | How She Stopped Money Controlling Her: 3 Properties & No Debt! – Chat with Sarah

Have you ever heard of a 13-year-old who chose to read finance self-help books on blue chip investments and negative gearing…over reading Harry Potter? 📖💰💼📈 

This is the story of Sarah, a resilient and money-savvy investor who has labelled herself “The Queen of Delayed Gratification.”   

And there’s a good reason for that!  

In our last episode for 2024, we get to unpack her eye-opening story from the unfortunate series of accidents that left her $20G in debt and how she still managed to save for a home deposit while supporting her mother and family. 

And this is just one chapter from her story!  


Tune in to hear: 

✅ Why you should NEVER sell your first home (and why Sarah pushed the button)  

✅ Don’t prioritise paying your mortgage first  

✅ Understanding the 6-year-rule: Why it matters!!  

✅ Speculative shares, investing in Bali, and why saving $300 for a camping coffee machine is important!  

It’s a motivational episode that warms our hearts as we see Sarah today with 3 properties and no debt!  

P.S. As 2024 draws to a close, from The Property Couch family to yours, we wish you all a very Happy New Year and a safe festive break!  


Free Stuff  

  • Give the Gift of Sight 
    To celebrate this milestone, Bryce is turning his birthday into a life-changing mission – hosting a charity event in Bali to fund eye surgeries for those in need. What’s in it for you? 

    Join the TPC crew for an unforgettable 3-day Bali experience! Witness life-transforming eye surgeries firsthand and dive into an exclusive property investing mastermind session with Bryce and the team. In partnership with the John Fawcett Foundation, your involvement will help provide glasses, eye medicine, and free cataract surgeries—restoring sight and changing lives forever. Find out more or register your no-obligation expression of interest today!  
     

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Timestamps  

  • 0:00 – How She Stopped Money Controlling Her: 3 Properties & No Debt! – Chat with Sarah 
  • 1:26 – Welcome Sarah!  
  • 2:15 – What was her biggest influence to pursue financial stability?  
  • 2:54 – Money Story: Feeling the tension that “we can’t afford it”  
  • 7:28 – “I do not want to be controlled by money” 
  • 9:03 – The “Give-First” budgeting style: A moment for Sarah’s mum 
  • 12:34 – Buying her first property at 22  
  • 16:03 – Reading financial self-help books over Harry Potter  
  • 18:19 – The Queen of Delayed Gratification: From barbies to coffee machines  
  • 19:58 – The Hour Value hack to know if you really want it  
  • 23:18 – The unfortunate series of car accidents: The cost of no defence  
  • 27:14 – How she paid off her debts while saving a 20% deposit  
  • 33:03 – Was she scared to buy before the GFC?  
  • 34:36 – Rentvesting her way to property #2  
  • 37:32 – Why you should never sell your first home!  
  • 41:10 – The big mistake: Why you shouldn’t pay off your entire mortgage?!  
  • 45:25 – Defining the 6-year-rule in offsets  
  • 51:35 – Buying in superfunds & building in Indonesia   
  • 54:38 – The $5K in speculative shares 
  • 57:17 – Opportunities through the pickleball league  
  • 59:26 – Ben’s advice to folks looking to diversify!  
  • 1:05:37 – “Live on love, not online” 
  • 1:07:18 – Wow, thank you Sarah for transparently sharing your story ❤️ 
  • 1:11:03 – What an amazing year, we can’t wait to continue growing in 2025  
  • 1:13:30 – Join us for Bryce’s 50th in May next year!  

 

525 | From Paper Rounds to a 4-Property Portfolio: Why You Need to Pick up the Phone – Chat with David

How do you feel about making a decision when you don’t know how the story ends? 

This thought-provoking question from Bryce captures the essence of our latest Summer Series episode, where today’s guest, David (or Dave), shares how he set himself apart by doing something simple yet powerful: 

📞 Picking up the phone. 

As we wrap up for Christmas, we’re bringing you an inspiring story that highlights the life-changing power of action.

From selling his car to fund a mortgage, trading properties across borders, and even reflecting on the opportunities he missed—David’s journey is filled with valuable lessons. 

Would he change any of it?

Absolutely not.


Join us as David takes us through his story:

✨ Buying his first property at just 21 years old

✨ Traveling the world while managing a mortgage

✨ Battling spruikers, learning from mistakes, and much more! 

It’s an episode for anyone who’s ever envied those “BBQ success stories” and wondered what separates the doers from the dreamers. Tune in now to discover the actionable steps behind successful investing. 😊 


Free Stuff  

  • Excited to meet the rest of our incredible Summer Series guests?
    Catch up on all the inspiration and insights from our previous series right here! 🎧

 

Timestamps  

  • 0:00 – From Paper Rounds to a 4-Property Portfolio: Why You Need to Pick up the Phone – Chat with David   
  • 1:23 – Welcome Dave! 
  • 1:55 – How picking up the phone set Dave aside…  
  • 3:03 – Money Story: From paper rounds to finding his passion for commerce  
  • 9:02 – Buying his first property at just 21!  
  • 10:08 – 25 years that turned into $4.1M 😱 
  • 12:55 – What pushed Dave to leap onto the property ladder 
  • 13:28 – How he held his property while travelling to Canada  
  • 14:55 – Doubling in value over 10 years  
  • 17:16 – What Dave wishes he’d had before he’d taken action 
  • 18:22 – Trading upwards, travelling and buying land in Terrigal 
  • 20:21 – Getting spruiked by a Buyers Agent?!  
  • 21:45 – The sales pitch that sold Craigieburn, VIC 
  • 27:04 – Pulling the levers and buying over the border in QLD  
  • 30:02 – If he knew what he knew in 2018…  
  • 32:35 – “The program is a god send”: How Moorr has transformed his money management!  
  • 33:55 – The biggest takeaway Dave’s gotten from The Property Couch  
  • 35:59 – Why EVERYONE is an expert at BBQ conversations  
  • 38:30 – Listen to this if you’re trying to get onto the property ladder! 
  • 42:47 – How much value does Dave now place in an advisory team? 
  • 44:56 – Who should invest in an SMSF?  
  • 47:18 – Dave’s north star: What’s driving him over the next 20 years?  
  • 50:50 – The #1 golden piece of advice he’d give! 
  • 52:03 – What an aspiring Australian mindset looks like!  
  • 53:38 – Did his siblings take action?  
  • 55:50 – Thank you Dave! It’s a testament to transparency and taking action when the outcome is unknown…  
  • 59:11 – Merry Christmas, folks! We’re grateful to our amazing TPC community 🎅 

 

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