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511 | Transform Your Backyard into Profit: A Simple Solution to the Housing Shortage – Chat with Peter Kelly

By in Case Study, Podcast, Property Investment

With property prices continuing to rise and the dream of home ownership drifting further away for many, today’s guest has a ground-breaking solution that could be the antidote for these growing issues… 

Please welcome Peter Kelly, Co-founder and CEO of Little Fish Development, project management specialists in property development!

He also hosts the Little Fish podcast, which shares inspiring stories about human strength and knowledge.   

With more than a decade of experience, his novel solution is:  

Dual Occupancy.  

So, what is this innovative solution, and what are the financial and legal requirements needed to make this dream a reality?     

We cover all of this and more in this week’s episode! Tune in now 😊   

 

Free Stuff Mentioned…

  • FREE WEBINAR: Unpacking the 2024 PIPA Survey – Insights and Implications for our Industry
    12:30 – 1:30 pm AEST, Thursday 19 September 2024   
    Ben is sitting down with Nicola McDougall, Chair of The Property Investment Professionals of Australia (PIPA), to unpack the surprising findings from its 2024 Sentiment Survey. Register now >>  
  • 2025 Summer Series is almost here, and we need YOU!
    Let’s make money talk the norm. Hop on the couch, share your journey to financial freedom, and help inspire others along the way. Got a story? Send it our way now >> 

 

Timestamps

  • 0:00 – Transform Your Backyard into Profit: A Simple Solution to the Housing Shortage – Chat with Peter Kelly 
  • 1:49 – Free PIPA webinar & 2025 Summer Series  
  • 3:33 – Mindset Minute: Reaping belongs to the Planters!! 
  • 6:46 – Welcome, Peter Kelly!  
  • 7:36 – Why champion dual occupancy?  
  • 8:54 – Money Story: “We lived by the sword and died by the sword.” 
  • 11:45 – The family move that transformed his life   
  • 14:05 – How Pete hit the ground running with his first job  
  • 16:47 – Baptism by Fire: From the tools to real estate  
  • 21:05 – The path to property development  
  • 24:04 – How he and his wife bought their nest egg  
  • 26:12 – Defining dual occupancy and its benefits  
  • 29:07 – What you should consider before investing in dual occupancy  
  • 31:34 – TREND ALERT: Owner occupiers and investors 
  • 33:54 – First 3 steps before foraying into dual occupancy 
  • 36:39 – The Resource of Mum and Dad: Could benefit aging parents?  
  • 38:41 – Let’s talk Legalities: Preventing things from going south 
  • 40:56 – A Common Tax Strategy: Avoiding stamp duty while getting into a better suburb!  
  • 44:52 – The Key to Mastering Site Selection 
  • 48:22 – Who does Dual Occupancy suit?  
  • 52:00 – There is no substitute for this…  
  • 56:38 – Fairfield Case Study: Can you turn your backyard into a profit?  

And… 

  • 1:09:50 – Wow, what a fantastic guest. Thank you, Pete!  
  • 1:11:44 – Lifehack: Listening to respond vs. Listening to understand  
  • 1:13:43 – WMPN: VIC’s 7.5% levy introduced & NSW recoups $9M from first home buyers who “gamed the system.” 

 

510 | From Dairy Farmer’s Daughter to Real Estate Empire! – Chat with Megan Rovers

By in Podcast, Property Investment

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What happens when you combine a passion for property, a background in law and a trailblazing drive to create a one-of-a-kind property experience in Australia’s fastest-growing corridors?  🏠📈⚖️  

The answer is Armstrong Real Estate!  

Folks, in this episode of The Property Couch, we sit down with Megan Rovers, co-founder of Armstrong Real Estate, who has built this real estate empire from the ground up since 2012.  

Tune in to hear:   

  • The business values and personal finance lessons she learned growing up as the daughter of a dairy farmer   
  • How she finished her law degree and built a flourishing business in Victoria’s largest continuous growth corridor  
  • Her unique property investing journey that has seen her flip five houses   
  • Why Geelong is where you want to invest next and so much more!   

Hear from an inspirational figure in the property industry who never saw the industry’s male-dominated “boys club” as a challenge. Listen now folks!   

 

Free Stuff Mentioned…

  • Free Property Report!  
    Our 39-page property report provides unique data into each suburb’s long-term growth, market cycle timing, and more to help you make the best decision. The best part? For our TPC community, it’s FREE. Download your free report now >>  
  • Join The Property Couch team!
    We’re on the hunt for a Marketing Content Coordinator! If you are a creative whizz in producing top-notch content (video, audio, graphics, you name it!) and want to hang out with us on the couch weekly, send us your resume!  
  • We love to educate folks!
    We’re not just passionate about providing free education on the couch; we love to help folks everywhere! If you have an event coming up and would like us to share our knowledge with your audience, contact us today!  
  • 2025 Summer Series shoutout!  
    Help us to normalise money conversations! Come on the couch, share your financial freedom journey, and help us inspire others. Send us your story now >>  

 

Timestamps

  • 0:00 – From Dairy Farmer’s Daughter to Real Estate Empire! – Chat with Megan Rovers 
  • 1:25 – Join The Property Couch team, 2025 Summer Series shoutout and Free Report Alert!  
  • 6:08 – Mindset Minute: The 2 differences between people who make their dreams come true and those who don’t. 
  • 7:55 – Welcome Megan Rovers!  
  • 8:46 – How did she create an incredible real estate empire from a background in law?  
  • 9:46 – Money Story: “If it was raining, we knew we could go on a holiday”  
  • 12:18 – What was it like growing up in a dairy farmer family?  
  • 15:24 – How did those business lessons shape her personal finances?  
  • 19:35 – The leap from law to loving real estate  
  • 22:15 – First experiences with Armstrong Creek: Buying with only 140 houses in the area?! 
  • 24:46 – The pivot from established to green field subdivisions  
  • 27:31 – From first jobs selling Off the Plan to building a real estate empire  
  • 31:48 – With no experience in real estate, how did Armstrong Real Estate flourish?  
  • 34:19 – Finishing her law degree while building an empire  
  • 39:22 – Juggling multiple hats: How did Megan navigate tough times?  
  • 41:51 – Breaking into the Boys Club: “I’ve never looked at it as a problem.”  
  • 45:15 – Building clients for life and a holistic service  
  • 49:29 – Megan’s “non-traditional” property journey: 5 houses to reach her dream home!? 
  • 54:23 – The buying demographic in Armstrong Creek  
  • 56:07 – Are interest rates impacting investors in this area?  
  • 58:44 – Why should people invest in Geelong?   

And… 

  • 1:02:36 – Thank you Megan! What a resilient and remarkable guest  
  • 1:05:14 – Lifehack: How to avoid pesky ads!   
  • 1:08:18 – WMPN: Corelogic’s September Hedonic Home Value Index 

509 | Property Investing 2.0: Why Property Investors Must Think Like Small Business Owners

By in Podcast, Property Investment

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The first property investor narrative was about “mom and pop” investors: middle-income earners with one investment property who passively manage it in the background.  

In today’s episode, we’re introducing the Property Investor 2.0 narrative…  

Small Business Owners.   

There are seven critical reasons; can you guess them?  

  1. Managing A___ like a Business  
  2. Income G_____  
  3. Strategic P_____  
  4. R___ Management & C____ Planning  
  5. Understanding & Managing L____  
  6. Customer R____ Management  
  7. Marketing & B_____  

Discover why shifting this perception is so important and what we stand to gain by doing so. Listen now, folks!  

P.S. We also discuss the most important characteristic that predicts success and in “What’s Making Property News”, Ben uncovers the green shoots in the market.  

 

Free Stuff Mentioned…

  • We’re looking for talented folks to join our team!
    MoneySMARTS 2.0 is launching in October, and we’re looking for a Security Operations Manager. We’re also recruiting for roles in Marketing, Customer Service, and more! Interested? View current openings here >>  

 

Timestamps

  • 0:00 – Property Investing 2.0: Why Property Investors Must Think Like Small Business Owners 
  • 2:31 – Moorr Webinar Replay: A data-driven way to manage your portfolio
  • 7:51 – Mindset Minute: What is the #1 character quality that predicts success? 
  • 10:30 – Property Investing 1.0: Why is the “mom and pop” investor narrative now obsolete?  
  • 12:30 – “It’s coming from a place of ‘doing good’.”  
  • 14:06 – Why property investors are small business owners 
  • 18:45 – Rules of the Game: From guilt shaming to performing social good 
  • 24:47 – 1. Managing A___ like a Business  
  • 25:56 – 2. Income G_____  
  • 28:19 – 3. Strategic P_____  
  • 31:25 – 4. R___ Management & C____ Planning  
  • 33:44 – 5. Understanding & Managing L____  
  • 36:33 – 6. Customer R____ Management  
  • 42:48 – 7. Marketing & B_____ 
  • 45:40 – “At the end of the day, politicians want two things…”  
  • 48:49 – Why does the perception need to shift from part of the problem to part of the solution? 
  • 50:03 – How does it impact policy?  
  • 52:41 – Socialism vs. Capitalism: Growing the economic pie  
  • 55:33 – How do entrepreneurial mindsets bring economic benefits? 
  • 58:35 – The 4 ways we ALL win  

And… 

  • 1:05:40 – Lifehack: Use a fork…to hang your prints?!  
  • 1:06:53 – WMPN: Home Sales Rising: Which states drive the economic flywheel?  

 

508 | Mid-Year Property Market Outlook 2024

By in Podcast, Property Investment

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🔮 We’re back with our mid-year property market outlook! 🔮

As we approach the end of 2024, staying informed is more important than ever.
That’s why we’re diving deep into the latest figures to provide you with a comprehensive analysis of the key trends driving the “markets within markets.”

So, where is the property market headed as we close out the year?

Here’s what we cover:

  • 2024 Market Predictions: What We Got Right and Wrong
  • Defying the Odds: Why Some Markets Are Showing Resilience
  • EXPLAINED: The Growing Crisis in Housing Supply
  • RBA Cash Rate Review and What’s Next?
  • Is a Hard Landing in Store with our Inflation Story?

Get a glimpse into the future (Thanks to Corelogic’s in-depth data) by listening in now! 😊

Free Stuff Mentioned…

 

Timestamps

  • 0:00 – Mid-Year Property Market Update 2024  
  • 3:41 – Watch this episode on YouTube! 
  • 4:11 – Moorr Webinar replay, PICA Sentiment Survey & Summer Series shoutout
  • 9:23 – Mindset Minute: Why don’t parents talk about money with their kids?  
  • 11:15 – Where are we today? Year-to-date growth 
  • 13:14 – Did we predict 2024 correctly?  
  • 17:38 – The base case: No recession incoming! Here’s why.  
  • 19:41 – RBA’s cash rate in review  
  • 20:34 – The summary of February’s supply: Surprising market resilience and overall stock  
  • 22:33 – New supply levels of property: Is Spring still the selling season with a 2.5% change? 
  • 26:32 – Total new listings: Is loss aversion creeping in?  
  • 31:27 – Building Approvals: A worsening undersupply and what caused the sharp upward spike?  
  • 35:36 – How much momentum can this positive story continue with?  
  • 37:07 – New financing: Reconciling THIS fascinating chart  
  • 39:31 – Where the market activity is based on total lending  
  • 41:16 – The Rental Story: Why are we seeing cooling markets across Sydney & Melbourne? 
  • 45:47 – Rental yields and average weekly costs  
  • 48:40 – February Recap: The Downside & Upside Story  
  • 50:04 – New August updates: Is a harder landing in store?  
  • 53:11 – Why we should be price takers, not price makers!  
  • 54:37 – Demand & Supply Ratio: Which state is sitting at a healthy 62%?  
  • 57:05 – Days on Market & Vendor Discounts (aka which markets are cooling?)  
  • 1:01:25 –  Market Sentiment: Why do most people expect house prices to continue going up?  
  • 1:05:21 – Where price activity is happening: “The seller has to meet the market”  
  • 1:09:04 – Rental demand and the yields story  
  • 1:11:24 – Recap 
  • 1:13:13 – Into the next 6 months: Rate rises, APRA’s buffer rate & which markets are finishing strong  
  • 1:22:51 – “Property is a big part of Australia’s DNA”    

And… 

  • 1:25:55 – Lifehack: Incentivise your kids…  

507 | “I Won’t Have Enough to Live Comfortably”: The 3 Greatest Generational Fears of All Time! – Chat with Mark McCrindle

By in Podcast, Property Investment

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What should property investors focus on as we prepare for Australia’s next population growth wave?  

Class division: We rarely think about it in Australia, but could it become our reality as the gap to enter the property market continues to widen? 

To help us unpack this and more, we’re welcoming back Mark McCrindle (who last appeared on the podcast in Ep 185), the social analyst and demographer expert who coined the newest demographic: Generation Alpha!  

Mark’s passion in life is tracking social trends across Australia and communicating these groundbreaking insights and generational analyses.

As a sought-after commentator and advisor to executive boards and committees across Australia, he is also the author of five books and the founder of McCrindle, a company that provides demographic data for pretty much any field!  

Today, we have the privilege of picking his brains on:  

  • How decoding generational trends is the hidden KEY to helping individuals make informed and strategic choices with their money and finances.  
  • The three greatest fears and aspirations each generation faces. 
  • Financial Stress: It’s one of the greatest causes of mental health issues and relationship breakdowns. So, how is it spread across different demographics?  

If you want to start making more strategic financial and investing decisions, tune in now!  

 

Free Stuff Mentioned…

  • MOORR WEBINAR: From Data to Decisions 7:30pm AEST, Tuesday 20th August
    Set yourself up for investing success with Moorr, your all-in-one money management platform. Discover how to efficiently run and manage your investment portfolio from one platform and uncover Moorr’s newest features, from the life-changing Property Cashflow Projection to its advanced Rental Analysis calculator.
    Register for it today >>   
  • PICA’s 2024 Annual Investor Sentiment Survey: Final week to have your say! 
    We want to hear your thoughts and experiences as landlords on issues across Australia’s property market. This data will protect property investors and their investments against negative regulatory changes. Share your thoughts today!  
  • Set specific financial goals with Moorr, your all-in-one money management platform for all your investments.  

 

Timestamps

  • 0:00 – “I Won’t Have Enough to Live Comfortably”: The 3 Greatest Generational Fears of All Time!  
  • 1:25 – From data to decisions, final weeks to complete the PICA survey and…Ben’s all for Freo?!  
  • 5:24 – We want to hear from you! Our 2025 Summer Series is fast approaching… 
  • 6:10 – Mindset Minute: “Your life is NOT margaritas on a beach in Jamaica”  
  • 9:15 – Welcome Mark!  
  • 10:14 – How can understanding generational trends help individuals make more strategic choices about their money and finances? 
  • 11:55 – Money Story: “There wasn’t any sit-down money.”  
  • 17:00 – Why learning in life is the key for Mark 
  • 18:41 – Record population growth: How long till Australia reaches 26M?  
  • 20:16 – Why Australia needs a managed migration program  
  • 21:53 – Where is the “sweet spot” for growing the economy?  
  • 24:18 – Melbourne’s population to overtake Sydney  
  • 26:21 – The Groundwork: Defining generation’s financial characteristics since 1945 
  • 30:37 – Why the Baby Boomers aren’t the “lucky generation” they’re pegged to be  
  • 35:21 – What matters MOST to each generation?  
  • 37:37 – “They’ve seen that the pension is not going to be universal”: Why has value in financial independence skyrocketed?  
  • 38:41 – Why has the nest egg historically been significant?  
  • 40:51– As debt builds, is the Great Australian Dream dying?  
  • 46:47 – The Three Greatest Fears of All Time – by generation  
  • 50:21 – Wealth vs. Income: “They can exchange that time for money at a higher rate than we’ve ever seen.”  
  • 54:29 – Workforce changes & financial literacy: Will AI help or hinder job opportunities for younger generations?  
  • 57:21 – The tipping point & where will Australia grow to?  
  • 1:00:44 – “At entry level, policy is not working”  
  • 1:02:53 – Why Australia is truly the lucky country  

And… 

  • 1:08:30 – What a fantastic guest!  
  • 1:12:25 – From iconic social markers to music players by generation    
  • 1:14:02 – Lifehack: Got a long car ride with the kids? Try this…  
  • 1:15:00 – WMPN: 67% of people with clearly defined saving goals feel more confident about their well-being in retirement. 

 

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