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482 | Why Your Financial Habits Aren’t Sticking

 

We all know money is simple, but behaviour is hard. 

So what can we do to create lasting financial habits and behaviours instead of falling back into old money habits?   

Folks, in today’s episode, we’re sharing a scientifically backed solution that’ll reveal how to achieve your goals financially and in life.  

From introducing feedback loops to creating accountability (and that’s just the tip of the iceberg), we’re uncovering how these can be used to boost goal achievement, motivation, self-efficacy, and more!  

It’s a revolutionary episode where we dive beyond the waters of investing psychology and into the deeper, murkier waters of why humans act the way we do. Give it a listen now!   

 

Free Stuff Mentioned

  • It’s our 9th Birthday! Our Present to You: Free Suburb Report
    Time’s running out to get your Suburb Report for free. Learn how your suburb has performed and its changing community and properties.  
  • “Make Money Smart Again” Book: Our MoneySMARTS money management that’ll reduce your decision fatigue, teach healthy financial habits, and (as the name suggests) simplify your money management. 😊  
  • “The Armchair Guide to Property Investing” Book: The simple steps to invest in property and how to achieve your passive income goals. 
  • Moorr Money Management App: Our platform automates the money management system from “Make Money Simple Again” (available on mobile and desktop). We’ve just introduced MyFinancials and Historical Tracking to help you easily track your progress towards your financial goals!  
  • Read James Clear, Author of Atomic Habits, Ultimate Habit Tracker Guide  
  • Episodes 261 | How to Hack Your Habits to Make You a Better Money Manager – Chat with James Clear 

 

Events Mentioned

  • The Property Investors Council of Australia (PICA) Webinar:
    Melinda Jennison, REBAA Chair, will share insights into the 2024 market outlook, key elements to watch out for as property investors and uncover what buyers’ agents bring to the table. 7-8pm, 27th February AEDST.  
  • Investing for Doctors: Financial Independence Career Optionality Conference
    Ben will be the first speaker on Saturday, 9 March! Tune in to hear a range of speakers from the property world sharing information to assist doctors in everything they need to succeed in their financial and wealth creation journey. The event runs 9-10th March in Sydney. 

 

Timestamps

  • 0:00 – Why Your Financial Habits Aren’t Sticking    
  • 1:21 – It’s our 9th birthday & upcoming events 
  • 8:07 – Mindset Minute: Saving vs. Investing  
  • 9:39 – “Money is simple, behaviour is hard”  
  • 12:00 – The secret behind motivation and goal achievement  
  • 14:00 – How to implement goal tracking  
  • 16:32 – Why financial goals are no different from any other goals 
  • 20:18 – Finding evidence to increase your Self-Efficacy 
  • 22:21 – Be, Do, Have   
  • 26:02 – Habit formation and behavioural change  
  • 29:14 – How Ben quelled his financial anxiety 
  • 33:15 – C_ _p_r_s_n is the thief of joy 
  • 36:05 – Keep it simple!  
  • 40:10 – How to overcome decision fatigue 
  • 43:44 – THIS can be used for the power of good or bad  
  • 49:37 – If you see the progress, it makes you… 
  • 52:37 – Perception of t___ and e____ 
  • 54:27 – This is the 2nd most important thing to be successful  
  • 56:21 – How to track your progress easily  
  • 1:06:16 – Recap 
  • 1:07:20 – Sustained Consistency!   

And… 

  • 1:08:15 – Lifehack: Small action to motivation. Take action today.  
  • 1:22:54 – WMPN: Interest rate cuts in the later part of year… 

 

Exit Strategy

Please Note: This episode is a re-run. The original air-date was on August 6, 2015. 😊   

“Begin with the end in mind.”
Stephen Covey  

In this week’s bonus episode, we’re rewinding the clocks and revisiting a past episode that covers a core strategy every investor should have…    

Your Exit Strategy  

From the “Buying and Holding” to the “Buying and Selling” strategy, we’re exploring the many ways an investor can leave the property market and which approach works best under certain conditions.    

Plus, tune in to hear how you can easily calculate the cost of your lifestyle (thereby how much you need to retire), understand the math behind reverse mortgages and learn: How realistic is the living off equity strategy?   

An old episode that covers an evergreen concept, tune in now folks!   

 

Free Stuff Mentioned

 

Timestamps

  • 0:00 – Exit Strategy  
  • 1:58 – Where this episode came from  
  • 5:21 – Living off Equity   
  • 8:03 – “A goal without a date is just a dream”  
  • 9:57 – What fulfils you?    
  • 12:07 – How to calculate the cost of your lifestyle  
  • 14:22 – Buying & Holding   
  • 16:05 – Buying & Selling  
  • 19:40 – How realistic is living off equity?   
  • 20:18 – Reverse Mortgages   
  • 23:29 – This is Nirvana for Bryce   
  • 25:38 – Why most investors only need 3-5 investment properties    
  • 27:05 – Is Fractional Selling the Future?   

 

March Monthly Recap

Episodes

Ep 484 | Cracking the Code: Mastering the 60% Land to Asset Ratio

Kicking off our first Q&A session for 2024, we’re diving into the widespread economic and political factors that have become “the perfect recipe” for today’s housing crisis, dissect how to master the 60% of land-to-asset ratios and more!

484 - Cracking the Code: Mastering the 60% Land to Asset Ratio


485 | Must the Plane Have Landed BEFORE I Retire?

Is 64 too old to be starting a property portfolio?
Must your investment property be fully funded by the time one retires?
And why does investing with intention matter – even after you’ve acquired 5 properties?

In today’s Q&A we’re answering these fantastic questions that explore the many layers folks should consider BEFORE they choose to enter or exit the property game.

486 | “Stuff This!”: How to Tackle Financial Anxiety


Ep 486 | “Stuff This!”: How to Tackle Financial Anxiety

We’ve all experienced the gut-wrenching anxiety that comes with property investing, and it’s a natural response considering the large sums of money and extensive time involved.

But what happens when it becomes an overwhelming feeling that wakes you up at 2am?

Folks, this is just one of the REAL stories from today’s honest and inspirational Case Study episode.

486 - Tackle financial anxiety


Bonus Episodes!

Exploring “Scarcity” in Property Investment

Note: This episode is a re-run of one of our older episodes. It originally aired on 12th November 2015 😊

In this episode, we explore why the old adage of ‘location, location, location’ still rings true for property investment. We explore how 80% of your return is determined by where you buy and only 20% by what you buy.


Redefining Debt: The Game Changing Strategy You Need to Hear

In this week’s episode, Bryce makes a guest appearance on the Wealth Time Freedom (WTF) podcast, hosted by Terry Condon!   

They cover a wide range of topics including:
        💵 Horrible, tolerable and productive debt
        🏘️ How to pick an investment grade property
        👩‍👦‍👦 Demographic shifts that are likely to impact property prices over the next 5-10 years 

This bonus episode is all about the courage to pursue passion over expectations, cultivate financial resilience, and play the long game of property investment! 

Redefining debt


Free Stuff…

Property Suburb Report 

Learn how your suburb has performed and its changing community and properties. ‘Cos it’s our birthday month, we’re also giving it away for free!

Free Property Report


Corelogic’s Women in Property Report 

As Australians increasingly engage in conversations around gender equality, CoreLogic adds a new dimension to the debate – the issue of gender equity in property ownership. This year, they’ve also updated their survey methodology to offer new insights into the differences between genders in motivations, attitudes and barriers to getting on the property ladder.

CoreLogic Women and Property 2024


RBA Cash Rate Mar 2024 | Are We Facing Challenges with Sticky Inflation?

Welcome to the second RBA Rate Release of 2024!

Once again, our esteemed economist Evan Lucas and affable host, Ben Kingsley, reunite to decipher the latest economic trends and data in this month’s episode.

In this instalment, Ben & Evan covers sticky inflation in the US, dive deep into the December GDP Quarter Numbers, uncover the Bank of Japan’s Interest Rate Decision, and much more.

RBA March 2024


MOORR Webinar Replay: Best Tools for the Job – What to Use When?

Within Moorr, our money management platform, there are currently over 25 features and tools, providing more than 100 different insights!

We recently hosted a webinar covering the best tools for the job and revealed how all your data comes together to give you meaningful insights through our “track your progress” approach to money management.

Webinar Replay | Moorr’s Best Tools for the Job: What to Use When


Check out our other platforms for more free content:

Youtube >> 

Instagram >>

Facebook >>

 

481 | Property Market Outlook 2024

 

It’s everybody’s favourite time of the year…  

(No, it’s not Christmas. Or your birthday. Well, it’s actually OUR birthday month and we’re giving you a present: Our Free Suburb Report 😉) 

It is, however, that time of year when we bring you…  

Our 2024 Property Market Outlook!   

Using expert data from the past 12 months and our own countless years of experience, we’re covering…  

👉 The headlines we saw in 2023 (and the #1 biggest derailer the Gov didn’t expect) 
👉 Why did we see housing prices soar? (With economic insights)
👉 The Big Focus of 2024, plus the one critical number the RBA is waiting to change before interest rates drop

👉 Where will the plane land? Interest rates, inflation figures & the easing cycle  
👉 What investors want to see in business investment data
👉 The Supply Story: What data reveals about future sale and rent volume   
👉 The downside risks and critical upsides in 2024
👉 Will property prices grow over the next 12 months?  
👉 The Rental Story: Will the crisis continue?  
👉 The most challenged markets and what markets we predict to see growth in!  
👉 Rental Rises: Who are the price makers and takers today?      

Tune in now to hear us honestly assess the past predictions and forecast the future of Australia’s housing market! 

  

P.S. The Property Investors Council of Australia (PICA) needs support! As mentioned in “What’s Making Property News”, PICA is a not-for-profit organisation that gives property investors across Australia a voice. Any membership or donation helps. Become a member, donate or find out more today >>   

 

Free Stuff Mentioned

  • Our Birthday Present to You: Free Suburb Report 
    Go one level deeper than our Property Market Outlook. Learn how your suburb has performed and its changing community and properties. ‘Cos it’s our birthday month, we’re also giving it away for $0 (Usually RRP $40)   
  • Share what’s on your mind through our SpeakPipe: Leave us your raving reviews, little lifehacks and burning questions – and if we mention it on the podcast, you’ll get a free Start & Build course as our thank you 😊   

 

Timestamps

  • 0:00 – Property Market Outlook 2024 
  • 1:39 – Free Suburb Report  
  • 5:29 – Thank you, Muzzaaa (Let us know what’s on your mind & get a free Start & Build course!)  
  • 6:27 – Mindset Minute: There are two ways to use money… 
  • 7:14 – What happened in 2023?  
  • 10:07 – Why have housing prices soared?  
  • 11:37 – Last year, we got THIS wrong…  
  • 12:20 – The Water Wheel is slowing 
  • 14:44 – The big headline of 2024 
  • 15:07 – What we want to see in Business Investment data 
  • 17:15 – Are businesses and government still splurging on spending?  
  • 18:45 – The number that needs to change before interest rates drop… 
  • 21:27 – The drivers of demand  
  • 23:51 – Our assumptions  
  • 26:32 – The dangerous derailers  
  • 27:29 – The supply story: What the data reveals about future sales and rent volume  
  • 30:01 – New financing for investors & owner-occupiers 
  • 32:51 – The incoming storm: The #7 downside risks 
  • 35:38 – Here’s the exciting upsides!  
  • 37:06 – Buyer Demand across Australia 
  • 38:59 – Days on Market & Vendor Discounts: What do they signal?  
  • 41:32 – Use THIS sophisticated tool for predicting growth…  
  • 43:53 – Good signs for property prices  
  • 45:31 The rental story: Will the crisis continue?  
  • 48:12 – The most challenged markets 
  • 50:29 – Let’s consolidate: Big 4 bank’s outlook & what markets we predict to see growth 
  • 53:38 – The Commuter Belt is driving… 
  • 54:44 – Why Melbourne is a challenged market  
  • 58:56 – Predictions for Sydney  
  • 1:01:38 – Our advice for 2024  

And… 

  • 1:05:44 – Lifehack: Sleep is the best meditation. Here’s how to ease yourself into it.
  • 1:09:57 – WMPN: Help give investors a voice through supporting PICA 

 

Why an Abundant Mindset is the Formula for Financial Freedom

 In this week’s episode, Ben makes a guest appearance on The Australian Property Investment Podcast, hosted by Aaron-Christie David.  

From dissecting why money isn’t as simple as “in and out” bank transactions to exploring why home ownership is still possible for new investors and generational renters, this week’s episode is all about the power of an Abundance Mindset.  

Here’s a sneak peek of what else we cover…
🇦🇺 Is the Great Australian Dream dead? 
🏠 The #2 biggest mistakes Ben made in property
💡 How Ben and Michael designed a revolutionary money management system
🕰 Building money habits for long-term success
📈 How an investor’s wealth-building speed affects their psychology
📚 PIPA’s pivotal role in property investing
🚩 The Red Flags a property spruiker will show   

Listen now!  

 

Free Stuff Mentioned

  • Make Money Simple Again: Download our best-selling book, for FREE here >>   
  • Manage your money in 10 minutes a month: Check out Ben and Michael Pope’s revolutionary money management platform (available on Desktop and Mobile) that automates the system from Make Money Simple Again. Create your free account or login >>  
  • Get Qualified Property Investment Advice: Learn more about The Property Investment Professionals of Australia (PIPA) and how they can help you to avoid being spruiked. Find out more >>  

 

Timestamps

  • 0:00 – Why an Abundant Mindset is the Formula for Financial Freedom 
  • 4:05  Ben’s 3Ps 
  • 6:40 – The #2 biggest mistakes he’s made  
  • 8:35 – Adopting an “Abundance Mindset”  
  • 12:49 – From coffee to empowering others  
  • 15:09 – Why Money Isn’t Simple!  
  • 18:15 – A client focused approach to property investing 
  • 21:19 – Designing revolutionary money management  
  • 26:27 – Is the Great Australian Dream dead?   
  • 32:15 – Should generational renters be worried?  
  • 36:27 – “The Market Rewards Action Takers and Decision Makers” 
  • 39:54 – Why does the speed of your wealth-building matter?   
  • 43:12 – PIPA’s Pivotal Role in Property Investing  
  • 46:22 – Watch out for these property spruiker red flags! 

 

480 | How to FAIL to Retire on $2K Per Week

 

Ever wondered how to FAIL at building a successful property portfolio? 

Want to learn how NOT to build a weekly passive income of $2k?  

If so, then this is the episode for you! 😉 

This week’s episode gives you a step-by-step guide on how never to take action or build a weekly passive income of $2k. 

From the worst ways to approach the property market to the incorrect beliefs you should hold about investing, we’re breaking down this episode into the 4 crucial ways you could go wrong…

Can you guess them?   

  1. The Wrong S_R_ _E_Y: Approach this wrong; you’ll be frozen in paralysis forever. 
  1. The Wrong P_O_E_T_: Get this wrong, and you could pour thousands of dollars into your portfolio….and still never make a passive income 😮.  
  1. The Wrong M_N_ _E_: Slip up on this, and you can say goodbye to growth.  
  1. The Wrong N_T_ _R_: Refuse to seek this, and you’re going to fall into a lot more traps on the way… 

To avoid taking these wrong turns (and, in all seriousness, avoid making these mistakes), listen in now!  

 

P.S. As mentioned in Ben’s “What’s Making Property News”,  the Property Investors Council of Australia (PICA) needs support! As a not-for-profit organisation representing the everyday property investor without a voice, any membership or donation helps. Become a member, donate or find out more today >>  

 

Free Stuff Mentioned

  • FREE PROPERTY SUBURB REPORT: As our birthday gift to you, we’re giving away our data-packed Property Suburb Report – for free! (Usually RRP $40). Get your free report here >> (Note: There’s been a change in email restrictions which requires you to verify your email to allow us to send it to you. Please be aware that we are following these changes.)  
  • Watch our most streamed video ever >>  
  • Upcoming Q&A: Send us your puzzling property questions (and as thanks, get a free Start & Build course!) Send them through our SpeakPipe >>  

Timestamps

  • 0:00 – How to FAIL to Retire on $2K Per Week 
  • 1:25 – Our FREE birthday present for you…  
  • 4:56 – Mindset Minute: What is your ROI on a BOOK?  
  • 9:33 – “Invert, always invert”  
  • 10:59 – #1) The Wrong S_R_ _E_Y:  Sell N_ _!  
  • 11:57 – Wait To B_ _  
  • 13:05 – Don’t T_in_  
  • 14:06 – Leave It To The G_ _  
  • 15:45 – Play The S_ _ _ _ Game  
  • 17:21 – #2) The Wrong P_O_E_T_: Focus on P_ _p_r_ _ Appeal alone 
  • 19:13 – Ignore S_a_c_ty 
  • 20:20 – Don’t R_ _e_r_h 
  • 21:54 – #3) The Wrong M_N_ _E_: Treat your b_l_e_s like… 
  • 23:16 – Pr_ _r_s_in_t_  
  • 25:43 – Seek instant g_a_i_ic_ti_n 
  • 28:27 – #4) The Wrong N_T_ _R_: Take a_v_c_ From Your Family 
  • 30:31 – Self-Ma_a_e Your Properties 
  • 32:56 – Neglect B_i_d_ng Ins_e_t_ _ns  
  • 35:57 – The Checklist to Failure  
  • 38:28 – Our most streamed video ever… 

And… 

  • 40:04 – Lifehack: Value is found in the second or third lap (Thanks Merv!)
  • 43:47 – WMPN: Help us to support PICA 

 

RBA Cash Rate Feb 2024 | Shifting Tides: Exploring the Global Influence on Australia’s Economy in 2024

Welcome to the first RBA Rate Announcement of 2024, a year that heralds a fresh and insightful approach to our economic updates! This year, we’re thrilled to announce a dynamic new partnership: Ben will be teaming up with Evan Lucas for all future RBA insights. With this powerhouse duo at the helm, you can bet we’re diving far beyond the basics.

Evan Lucas isn’t just any analyst; he’s a titan in the world of economics (and he’s appeared multiple times on our show!) As the author of the best selling book, “Mind Over Money: Why Understanding Your Money Behaviour Will Improve Your Financial Freedom,” Evan brings a wealth of experience as a market strategist and a fervent passion for investment. His keen insights promise to enrich our understanding of Australia’s economic landscape like never before.

Together, Ben and Evan will take us on a deep dive into the undercurrents and nuances of Australia’s economy, shedding light on the forces shaping our future.

In this month’s video, they tackle several pivotal topics:

  • The Global Giant – Dissecting the US Economy: The US economy acts as a barometer for the global financial climate. Our experts dissect its latest GDP growth rates and Federal Reserve decisions to uncover how these factors ripple across the globe, impacting Australia directly.
  • Navigating the Waters of Global and Domestic Inflation: The spectre of inflation has loomed large over economies worldwide. Ben and Evan explore whether inflation remains a pressing concern or if recent trends suggest it’s receding into the rearview mirror. #Finally
  • Employment Data – Decoding the Numbers: The duo delves into the complexities of employment data, advocating for a closer look at underutilization rates as a more telling indicator of the job market’s health than traditional metrics might suggest.
  • Forecasting Australia’s Economic Voyage: Armed with data and insights, our hosts chart the course of Australia’s economic journey through 2024. They assess the potential challenges and opportunities that lie ahead, asking: will we navigate calm seas or face turbulent waters?

Will 2024 be a year of contrasts? As we look ahead, Ben and Evan discussed whether 2024 will unfold as a year marked by starkly different halves. What will the coming months bring for the RBA’s cash rate, market dynamics, and property trends?

Now, what are you waiting for? Let’s delve into this month’s update!

 

 

 

 

479 | Behind the Highlights Reel: 2024 Summer Series Takeaways

 

To wrap up another fantastic Summer Series and celebrate the peaks and valleys of each investor’s property investing journey, we’re bringing you our ultimate 2024 recap. 🎉  

From our favourite guest quotes to the key action points from each story, we’re sharing our insights and reflections on each investor’s path to achieving their financial freedom and personal growth.  

Tune in now to hear the best of our Summer Series and how you can use their experiences to bolster your property investing success this year!   

Again, a huge thank you to Ethan, Amy, Leisa, Bailey, Jasmin, James, Emer and Amanda for sharing your inspirational stories with our community. 👏🙌    

    

P.S. It’s our birthday month! As a present to our awesome community, we’re sharing how to access our in-demand Property Suburb Report for free. Stick around to the end to hear how 😊   

 

Free Stuff Mentioned

  • SHARE YOUR STORY: We love to hear your stories and it’s never too early to be our next Winter Series guest 😉 Share your story >> 
  • NEW HISTORICAL TRACKING FEATURE: We’ve just launched our newest feature in Moorr that provides revolutionary insights and information into your wealth building journey. Check it out now >>
  • Get a free Property Suburb Report: As our birthday gift to you, we’re giving away free Property Suburb Reports! 😊 (Note: There’s been a change in email restrictions which requires you to verify your email to allow us to send it to you. Please be aware that we are following these changes.) Get your free report here >>

 

Timestamps

  • 0:00 – Behind the Highlights Reel: 2024 Summer Series Takeaways
  • 1:46 – A moment to honour Michael Pope ❤️ 
  • 5:25 – Share your story today! >> 
  • 6:33 – Can you help us reach 100K subscribers?  
  • 8:33 – A free birthday gift…  
  • 11:21 – A listener’s review for Ep 478  
  • 13:49 – Mindset Minute: “Risk is the price you pay for opportunity”  
  • 18:12 Ep 471: Ethan  
  • 21:18 – Folks, take the time to do THIS!  
  • 24:58 – Ep 472: Amy 
  • 27:40 – The Power of Time 
  • 30:03 – Ep 473: Leisa
  • 33:31 – Relationships fail… 
  • 36:22 – Michelle, thank you for your feedback!  
  • 40:00 Ep 474: Bailey
  • 42:32 “This made me realise how hard property investing is”  
  • 45:45 Ep 475: Jasmin 
  • 49:31 – Ep 476: James  
  • 51:19 – Invest in the S&Me 500 
  • 54:57 Ep 477: Emer  
  • 56:15 – Why specialised knowledge is critical!  
  • 58:58 – Ep 478: Amanda  
  • 59:29 – Financial Abuse and Gender Disparity is sadly too common  
  • 1:07:30 – Top Takeaways from our 2024 Summer Series   

And… 

  • 1:11:17 Lifehack: Love avocados? Here’s how to make sure you get ripe avocados every time.  
  • 1:13:05  WMPN: Let’s do the numbers with the Gov’s new tax cut   
  • 1:30:23 – It’s our birthday present to you: Get our free Property Suburb Report!  
  • 1:32:42 –  A monumental Moorr milestone: Our Historical Tracking tool is LIVE!  

 

478 | What Happens When Money is Used to Control: How She Escaped It & Overcame Scarcity & Gender Wealth Inequality – Chat with Amanda

 

For our final episode in our 2024 Summer Series, we’re welcoming Amanda, an extraordinary guest who is not only a TPC listener but also an empowering qualified property investment advisor at Ben’s advisory!   

Today, she’s sharing an incredibly eye-opening and gut-wrenching story…  

Amanda grew up in an environment where…

“Money was frequently used as one of the tools on the coercive control toolbelt by my dad… There was also financial inequity between the males and females in my family growing up.”   

From battling psychological, physical and financial abuse to rebuilding her family’s life from scratch after a life-changing epiphany, we’re unpacking a tale that demonstrates Amanda’s strength and determination at every turn.   

But this story isn’t just about Amanda.   

We also get to celebrate how her inspirational supermum escapes from this abusive relationship and takes control of her future – also using property as a vehicle! 🙌🙌🙌      

This episode explores the scars that are left from financial abuse, the determination and bravery it takes to start again, and the financial disparity (be it finances, property investing or superannuation) that still exists between men and women.  

  

It’s a truly impactful and heartwarming story – we’re finishing our 2024 Summer Series with a guest we’re so proud to have on the couch and in our team.  

 

Free Stuff Mentioned

Helpful Resources

This week’s episode explores serious financial issues. For those looking for assistance or support, especially in dealing with financial abuse, you are not alone. Below, you’ll find a collection of helpful resources and links. Please don’t hesitate to reach out for support.  

  • 1800RESPECT is a 24-hour national sexual assault, family and domestic violence counselling line for any Australian who has experienced or is at risk of these occurring. Learn more about what financial abuse looks like on their webpage or YouTube 
  • Facing financial abuse? Equip yourself with 1800’s financial abuse support toolkit.  
  • Financial counsellors can be contacted via 1800RESPECT or the national debt helpline on 1800 007 007. You can also visit the National Debt Helpline’s webpage.   
  • The Centre for Women’s Economic Safety offers a supportive space for individuals seeking guidance on financial matters. You have the option to schedule an appointment through their Money Clinic online, or you can call them at 1800 730 031. (Please note – they do not provide direct financial assistance.)  
  • Each state and territory has police specifically dedicated to supporting family and domestic violence. Often called Domestic Violence Liaison Officers (usually women), those facing financial abuse can ask to speak with one at a nearby police station.  

 

Timestamps

  • 0:00 – What Happens When Money is Used to Control: How She Escaped It & Overcame Scarcity & Gender Wealth Inequality   
  • 1:26 – Welcome Amanada!  
  • 1:59 – Living with financial abuse 🙁  
  • 4:36 – “Our psychological, physical and financial safety were shifting plates beneath us” 
  • 6:26 – What was it like living with financial gender disparity?  
  • 8:30 – First jobs and sent away to boarding school 
  • 12:15 – Growing up with a parent who was narcissistic…  
  • 14:36 How she used these experiences to positively shape her life.  
  • 16:00 – Cutting contact & finding courage at her wedding  
  • 17:32 – Ben’s family faced financial abuse too. Here’s his story.  
  • 20:51 – Amanda’s mum used property to change her financial future 🙌🙌🙌  
  • 22:42 – From the grieving period to re-building confidence  
  • 29:32 – Amanda’s first big rock in the jar!   
  • 30:37 – Managing money as a couple & love languages  
  • 32:34 – The solvent money management system they used to save   
  • 33:54 – “We jumped onto the property ladder on an oily rag”  
  • 36:50 – Raising Kids & Renovating: Why did they decide to stay?  
  • 41:23 – The 10-property strategy  
  • 45:00 – Amanda’s epiphany moment and leaving it all behind…  
  • 47:39 – What motivated them to make this life-changing leap? 
  • 49:17 – Finding their dream home!  
  • 51:52 – Future plans & landing the debt plane ✈️ 
  • 53:22 – The transformational career pivot & finding The Property Couch 
  • 57:11 The War on Wage Disparity  
  • 1:02:33 – “I just want to live my life authentically”  
  • 1:04:15 – Folks, you can always pivot.  
  • 1:10:20 – A message to anyone facing coercive control… 
  • 1:16:19 – Amanda, we’re so proud of you!  
  • 1:20:10 – “Where I am right NOW is my FAULT, IF…”  
  • 1:21:14 – Our Mission   
  • 1:22:30 – How can the Moorr platform help with your Lifestyle by Design?  
  • 1:33:20 – Stay tuned! We’ve got historically revolutionary updates in store!  
  • 1:40:50 – Keep sending us your stories! We read every single one of them 🙂  

 

477 | How This Expat Family Built a 5 Property Portfolio: Escaping Property Price Crashes, Off the Plan Problems & Open Money Conversations – Chat with Emer

 

Folks, if you’re searching for a great property investing role model, then Emer, today’s Summer Series guest, is your person! ⭐🙌     

Today, she and her husband, Rod, own a five-property portfolio and are looking towards a future with a comfortable retirement and legacy piece to leave two kids.    

Getting to this stage, however, hasn’t come without its ups and downs.    

Tune in to hear Emer’s story as she swings from living paycheck to paycheck in Galway to meeting her future husband in sunny Australia to the property market crash they narrowly escaped. 

This is just the beginning of the story.      

We’re diving deep to uncover how they overcame getting stung by a spruiker, why they decided to go borderless, and the positive transformative process they underwent by getting a financial plan.  

It’s another motivational, heart-warming story with an awesome guest. Tune in now! 

 

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Timestamps

  • 0:00 – How This Expat Family Built a 5 Property Portfolio: Escaping Property Price Crashes, Off the Plan Problems & Open Money Conversations 
  • 1:18 – Welcome Emer!  
  • 2:10 – Generational Differences: Envy & Magazines 
  • 8:58 – She spent everything in those first weeks?! 
  • 11:41 – Trailblazing to Accounting & Australia  
  • 13:34 – The bullet they dodged with Property #1!  
  • 16:07 – Starting life again with just 6 boxes and 1 qualification😮  
  • 18:11 – First steps on the property ladder in Sutherland  
  • 20:13 – Emer’s efficient money management system  
  • 23:41 – So, why did she “U-turn” on a bigger house?  
  • 26:22 – They got burned by THIS textbook mistake 🙁  
  • 29:23 – Be wary of conversations like these…  
  • 33:15 – Pay off your home loan in 7 years: Why this tax strategy is dangerous 
  • 35:06 – Going borderless!  
  • 37:07 – Why did she want a financial plan? (From an accountant’s perspective)  
  • 39:22 – “Everyone makes the assumption when you’re an accountant that you can do everything… 
  • 41:00 – The seamless process behind Property #3  
  • 42:37 – How Emer & Rod invest in property AND keep their cool!  
  • 47:32 – THIS should give everyone confidence!  
  • 49:11 – What’s next on her property journey?  
  • 50:53 – Would she have taken the jump as a DIY investor?  
  • 52:57 – Here’s why Emer is the perfect property model… 
  • 56:09 – The inspirational reason she came onto the Couch 
  • 59:48 – What a remarkable story! Thank you Emer 😊  

 

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