Victoria Archives - The Property Couch

535 | 2025 Property Market Outlook

By The Property Couch February 27, 2025 in Podcast, Property Investment

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What’s REALLY ahead for Australia’s property market in 2025? 🤔

With the RBA’s first rate cut in 13 months, shifting economic conditions, and a record $1 trillion in government spending promised across all states and territories, the property market is facing a major shake-up.

That’s why we’ve timed it perfectly to present to you…

🔮 🔮 🔮 Our 2025 Property Outlook!! 🔮🔮🔮

We’re reviewing our 2024 predictions (what did we get right?), break down key macro trends, and reveal our state-by-state forecasts for 2025.

Here’s what else we cover…

🔹 The big picture: How inflation, employment, and consumer sentiment will shape the market

🔹 Property hot spots: The best and worst-performing states and territories—and why

🔹 Supply & Demand: How changing stock levels will impact property prices in 2025.

🔹 Market cycles: Where each state currently sits and which markets are set to boom or bust

🔹 Regional property warning: The key risks to watch out for before investing

If you want a clear, data-backed outlook on where Australia’s property market is headed, this is the episode you need to hear. Tune in now!

P.S. Surprise! It’s our 10th Birthday 🎉 Listen now for a special celebration with the team!

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Guests & Episodes Mentioned:

Timestamps

0:00 – 535 | 2025 Property Market Outlook
1:14 – For ultimate viewing, watch this episode!
3:20 – Mindset Minute: Never trade your elevated perspective for short-term comfort
6:54 – SURPRISE! It’s our 10th birthday! 😮
8:52 – A message from our community and guests – Thank you ❤️
11:19 – The greatest joys from the past decade
13:41 – How did markets perform in 2024?
15:42 – The strongest performing market & the impact of APRA’s 3% buffer in 2024
16:42 – What this means for 2025
19:14 – 2024 Assumptions & Derailers: What did we get right?
22:16 – Why do Macro factors matter?
23:57 – The Macro Factors: Inflation on property prices
24:26 – Our 2025 Predictions: Rate cuts, employment & spending
26:40 – RBA’s first rate cut in 13 months: What’s next?
31:00 – Is there risk of a wage price spiral?
32:23 – Gov. Spending: A record $1T commitments across all governments
34:37 – Consumer sentiment & Australia’s superpower
38:06 – Best-performing economic activity across states & territories in 2025
43:38 – The Good & Bad: Property markets state-by-state
46:24 – Where is everyone moving in 2025? Australia’s population movement
48:49 – You want to be considering these factors BEFORE investing in a property
52:33 – 2025 Assumptions & Derailers
57:41 – Global, government & emerging risks to Australia’s property market
59:01 – Why did VIC property prices go backwards in 2024?
1:04:28 – Our #1 Message from this Ep: Beware investing in regional markets!
1:09:18 – Listen to Ep 256 | From Gold Mine To Fool’s Gold – Chat with Rick Hockey
1:10:14 – The Supply Story: 2025 Summary & Listings
1:14:50 – How much stock is incoming? Breaking down dwelling approvals, sales activity & lending
1:18:15 – Yields & Rents: VIC operating below 10-15% market value
1:21:52 – The Demand Story for 2025
1:26:23 – Days on Market
1:28:11 – Which markets are about to take off? 2025 Market cycle timing
1:31:00 – “Treading water”: 2024’s top and worst performing markets
1:32:05 – The last 3 months wrap up & what markets will boom and bust?
1:41:45 – Lifehack: Perception vs. Perspective from a Former CIA Officer

534 | Kyle Langford’s Property Investing Journey: Positively Geared Properties, Police Raids & $190,000 of Damage?!

By The Property Couch February 20, 2025 in Podcast, Property Investment

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As lifelong AFL fans, we couldn’t be more excited to welcome a player who has become a pillar of the Essendon Football Club…

Please welcome Kyle Langford! 🔥🔥🔥

Kyle’s journey in footy started with the Northern Knights and Vic Metro in the TAC Cup and AFL Under 18 Championships. In 2014, he was drafted by Essendon as the 17th overall pick, making his AFL debut against St Kilda in Round 5, 2015.

But this isn’t just an episode for sports fans. Kyle’s story is packed with invaluable lessons on resilience, financial literacy, and the true value of defence. Whether you’re an athlete, investor, or just someone looking to build a strong financial future, this episode has something for you!

🎙️ In our chat with Kyle, we unpack:

✅ The reality of life as a professional athlete—handling pressure, preparing for big games & more!

✅ The wildest rental story we’ve ever heard—police raids, jail time & $190K in property damage 😳

✅ Renting to mates: Is it a money-saving move or a financial risk?

✅ The challenges of a high-income career that only lasts 4 years on average

✅ The importance of financial literacy & why learning it yourself is crucial

✅ What life looks like after AFL & his game plan for the future

Tune into the discussion now!

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RBA Feb 2025 | Rate Cut CONFIRMED! Mortgage Holders Rejoice
Tune into Ben & Evan Lucas’ analysis including what this rate change means for homeowners, investors, and the economy.

We’re Hiring! Join the Empower Wealth Team
Are you passionate about property and love helping clients make smart financial decisions? Empower Wealth is looking for dedicated and client-focused individuals to join our team! If you’re ready to make a difference in people’s property journeys, click the links below to apply today!

Now hiring:

✅ Associate Buyers’ Agents
✅ Property Inspections Agents

Guests & Episodes Mentioned:

Timestamps

0:00 – Kyle Langford’s Property Investing Journey: Positively Geared Properties, Police Raids & $190,000 of Damage?!
2:10 – The RBA’s call & we’re on the hunt for Buyers Agents!
3:27 – Mindset Minute: Your focus becomes your reality! So how do you change your focus?
7:21 – Welcome Kyle Langford!
8:34 – The reality of life as a professional sportsman
12:13 – Growing up quick and developing mental resilience
14:07 – “Prep work starts an hour after your last game”
16:42 – Money Story: Using debt to fuel success
21:53 – Scholarships, school fees and oil fluctuations
25:09 – Mentor #1: How Kyle learnt healthy money habits
27:58 – Mentor #2: That led to financial literacy
31:04 – Mentor #3: “Each time you get a contract, buy a house.”
31:44 – Buying the PPOR & living with mates
35:58 – The positively geared investment property & current home
37:57 – Police raids, jail and $190G of damage?!
43:59 – “You get paid well, but only for a couple years.”
47:51 – Which AFL team did he support growing up? 😉
50:38 – Try learning it yourself
53:01 – You can’t be a prophet in your own village and life after AFL

And…

57:48 – Wrap up & thank you Kyle!
1:00:17 – Lifehack: Maximise your time off in 2025 using public holidays
1:03:33 – WMPN: An RBA rate cut finally happened! Here’s how it’ll affect property.

529 | Feeling Financially Secure for the First Time at 49: The Game-Changing Reset That Changed Everything – Chat with Jason

By The Property Couch January 16, 2025 in Podcast, Property Investment, Summer Series

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Today’s Summer Series guest is the true definition of a transformation story. 🌟

From growing up with immigrant grandparents who valued frugality and “mortgage-first” thinking to racking up debt and making costly property mistakes, Jason’s story is one of hard-won financial security.

He told us, “At 49 years old, it’s the first time I’m feeling financially secure.”

Folks, you have to listen to this inspirational story that sees Jason and his family hit the financial reset button, thanks to MoneySMARTS…

And it transformed everything. 💪

Listen now to hear how he’s turned his financial situation around within a decade, is teaching his children healthy money habits and feels financially free.

It’s an episode that brought us to tears. Give it a listen now!

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Are you new to trapping surplus – on autopilot? Come along to our exciting webinar, which explores how Moorr makes this easy for you – just as that New Year’s motivation starts to wane. Reserve your seat now >>

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Guests and episodes mentioned:
200 | Paul Clitheroe – Timeless Wisdom from the Original “Money” Guru

Timestamps

0:00 – Feeling Financially Secure for the First Time at 49: The Game-Changing Reset That Changed Everything – Chat with Jason
1:28 – Welcome, Jason!
2:27 – With grandparents who owned property, why didn’t Jason act sooner?
3:48 – Money Story: No drinks at McDonald’s and focused on the mortgage
7:42 – The big move that was a “slap in the face”
9:46 – Grappling with brand envy
13:25 – What was the mindset and financial outlook as the son of immigrants?
15:50 – The New Year’s resolution that transformed his future
17:15 – Folks, beware these types of calls!
19:08 – Property #1 and piling debt
20:52 – Jason’s checklist for buying Property #2
25:06 – Why did they make the game-changing financial reset?
27:28 – Why 12-month goals and 7-day floats are critical for money management
32:17 – Credit card debt: How it gets away from you
36:46 – Teaching healthy money habits to the kids: Budgeting & buying shares
42:25 – How does Jason navigate surplus or less income?
44:43 – Why it’s not an issue to NOT see a property before buying it!
48:37 – “For the first time I’m not worried.”
52:36 – Everyone forgets THIS city was the best performing at one time…
55:35 – The message Jason wants to get out to our community
56:51 – Why did he choose property over shares?
57:56 – Would Jason change his past?

And…

1:01:34 – Thank you, Jason! It’s a true testament to discipline and trapping surplus
1:06:12 – New to trapping surplus? Free Moorr webinar incoming!
1:06:48 – Watch all our webinar replays in Moorr’s Learning Centre – this may be your best decision in 2025!

527 | “That’s All I Believed I Deserved”: From 19 Rentals to Self-Funding her Forever Home – Chat with Carolyn

By The Property Couch January 2, 2025 in Podcast, Property Investment, Summer Series

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Yep. Today’s guest has lived in 19 different rentals since turning 18…😱😱😱

Within three years, however, she’s transformed her outlook from believing that old, run-down units were “all that she deserved” to self-funding her forever home on a single income!!

Today on the couch is Carolyn, who takes us on a journey from pursuing a non-traditional career in the creative sector to building an alter ego that kickstarted her journey to achieving the greatest outcome of all – Financial Peace.

Her story reveals the transformative power of self-belief, why it’s so important to leverage the schemes and savings available for first-home owners and…

The secret of how she went from saving $50 to $500 a fortnight!?

We’ve saved one of the most inspirational episodes for our first episode in 2025. Tune in to discover how Carolyn used her lost epiphany to become a proud homeowner!

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Now is the time to be setting your financial goals for 2025!
Download Moorr for free and set up your target spending, savings, and surplus for the year on your journey towards financial freedom. (Psst, keep your ears perked for more details on our free upcoming Moorr Webinar)

Get help from Opti, your personal property AI!
Got a question? Ask Opti, our podcast companion who will search all our courses, books, and 500+ episodes – to find the answer to your questions instantly. (Please Note: Opti isn’t perfect so please don’t take this as financial advice.) Simply click here to start the conversation on Whatsapp or scan this QR code:

Timestamps

0:00 – “That’s All I Believed I Deserved”: From 19 Rentals to Self-Funding her Forever Home
1:25 – Welcome, Carolyn!
2:11 – Money Story: Moving to Tom Price & growing up with no mortgage?!
6:36 – An ease with money
8:43 – “I had a fear of working”
10:39 – A different ambition, studying arts, and renting as a side effect
14:57 – Two brothers: Two different approaches
17:26 – 19 rentals since 18?!
21:09 – What triggered her from renting to finding a forever home?
24:36 – The Inner Journey
26:18 – What makes a good tenant?
29:29 – The Lightbulb Moment: “Because that’s all I believed I deserved”
32:52 – Just 3 envelopes: Rent, bills & savings
34:34 – “If I don’t look after myself, no one will”
35:20 – How did she step into an Alter Ego?
37:19 – The first person she told about her property journey…
39:09 – Playing the role of a prospective buyer
41:58 – Getting the deposit: The Super Saver Scheme & how it helped get her into property
43:22 – From Saving $50 to $500 a Fortnight?! How she did it!
50:12 – How did she know what type of property she wanted?
51:51 –”I felt over the moon for the next six months”
54:36 – Carolyn’s advice: From little things, big things grow
55:52 – There is help out there!
58:22 – Into the future…
59:21 – Thank you, Carolyn! What a testament to strategy, sacrifice and mindset shifts
1:01:43 – Now is the time to set your financial goals
1:05:04 – Chat with Opti, your own property AI!

526 | How She Stopped Money Controlling Her: 3 Properties & No Debt! – Chat with Sarah

By The Property Couch December 26, 2024 in Podcast, Property Investment, Summer Series

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Have you ever heard of a 13-year-old who chose to read finance self-help books on blue chip investments and negative gearing…over reading Harry Potter? 📖💰💼📈

This is the story of Sarah, a resilient and money-savvy investor who has labelled herself “The Queen of Delayed Gratification.”

And there’s a good reason for that!

In our last episode for 2024, we get to unpack her eye-opening story from the unfortunate series of accidents that left her $20G in debt and how she still managed to save for a home deposit while supporting her mother and family.

And this is just one chapter from her story!

Tune in to hear:

✅ Why you should NEVER sell your first home (and why Sarah pushed the button)

✅ Don’t prioritise paying your mortgage first

✅ Understanding the 6-year-rule: Why it matters!!

✅ Speculative shares, investing in Bali, and why saving $300 for a camping coffee machine is important!

It’s a motivational episode that warms our hearts as we see Sarah today with 3 properties and no debt!

P.S. As 2024 draws to a close, from The Property Couch family to yours, we wish you all a very Happy New Year and a safe festive break!

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Give the Gift of Sight
To celebrate this milestone, Bryce is turning his birthday into a life-changing mission – hosting a charity event in Bali to fund eye surgeries for those in need. What’s in it for you?

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Timestamps

0:00 – How She Stopped Money Controlling Her: 3 Properties & No Debt! – Chat with Sarah
1:26 – Welcome Sarah!
2:15 – What was her biggest influence to pursue financial stability?
2:54 – Money Story: Feeling the tension that “we can’t afford it”
7:28 – “I do not want to be controlled by money”
9:03 – The “Give-First” budgeting style: A moment for Sarah’s mum
12:34 – Buying her first property at 22
16:03 – Reading financial self-help books over Harry Potter
18:19 – The Queen of Delayed Gratification: From barbies to coffee machines
19:58 – The Hour Value hack to know if you really want it
23:18 – The unfortunate series of car accidents: The cost of no defence
27:14 – How she paid off her debts while saving a 20% deposit
33:03 – Was she scared to buy before the GFC?
34:36 – Rentvesting her way to property #2
37:32 – Why you should never sell your first home!
41:10 – The big mistake: Why you shouldn’t pay off your entire mortgage?!
45:25 – Defining the 6-year-rule in offsets
51:35 – Buying in superfunds & building in Indonesia
54:38 – The $5K in speculative shares
57:17 – Opportunities through the pickleball league
59:26 – Ben’s advice to folks looking to diversify!
1:05:37 – “Live on love, not online”
1:07:18 – Wow, thank you Sarah for transparently sharing your story ❤️
1:11:03 – What an amazing year, we can’t wait to continue growing in 2025
1:13:30 – Join us for Bryce’s 50th in May next year!

🔮 🔮 🔮 Our 2025 Property Outlook!! 🔮🔮🔮

Here’s what else we cover…

Free Stuff

Timestamps

Please welcome Kyle Langford! 🔥🔥🔥

🎙️ In our chat with Kyle, we unpack:

Free Stuff

Timestamps

And it transformed everything. 💪

Free Stuff

Timestamps

The secret of how she went from saving $50 to $500 a fortnight!?

Free Stuff

Timestamps

Tune in to hear:

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Timestamps

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