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Free Showbag: Isolate + Chill

As mentioned on Episode 277 (Coronavirus and Property FAQ), we know that you’ll be spending a lot of time indoors. So we want to make sure that you’ve got enough material to keep you indoors! And there’s no better time than now to reflect and upgrade yourself to the next level be it in property, finance, money management or even MINDSET! So here’s our Isolate + Chill aka Self-Isolate and Self-Develop Showbag. 🙂

Scroll down to see all the links to the playlist. If you’d like us to email it to you instead along with some additional bonus materials, then just fill the form below. 😉

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Now, let’s cut to the chase! We want to get you started on your Self Isolate and Self Develop Journey as soon as possible!

 

For iTunes Listeners

Here are the steps to import the playlist to your iTunes on your computer:

  1. Click here to download the playlists files
  2. Open up the downloaded zip folder and extract all the files onto your desktop
  3. Open up your iTunes
  4. Go to the top left corner of iTunes and look for “File”. Then, look for “Library” and select “Import Playlist”
  5. A pop up will appear. Just navigate to your desktop and import your preferred playlist.
  6. And that’s it! Your iTunes will import only one playlist at a time so you can repeat the steps if you’d like to import more than one playlist.
  7. Happy Learning!

Still not sure how to do it? No worries! Stiggy got you covered. Watch the step-by-step video below:

For Spotify Listeners

It’s easy for you folks! Just click here to go to our profile and start following your favorite playlist! 😊

 

For YouTube Listeners

And of course, our YouTuber community! You guys get a couple of extra playlists too – The TPC GOLD and LIVE Videos! Just click here to go to our profile and pick your favorite one. 😊

Here Are All our Playlist Folks!

What’s Included in this Isolate + Chill Showbag?

Our top downloads, all in one email!

  • Make Money Simple Again (Free eBook)
  • The Binge Guide to the Foundations of Property, Finance and Money Management (Free PDF)
  • Our Top 5 Frameworks for Property Investors (Free PDF)
  • The Money Savings Hacks The Banks Don’t Want You To Know About (Free Video Series)

All these playlists and their links so you can re-visit them whenever you want!:

COVID-19 on Property, Finance and Money Management:
Across the globe, we’ve all been impacted by COVID-19… and it doesn’t look like it’s slowing any time soon…
With all of the unknows out there… what DO we know? And how is COVID-19 going to affect property prices, the economy and our purse strings? Get our recent updates here.

THE ESSENTIALS
The essentials are the absolute fundamentals of Property, Finance and Money Management! These are the FIRST 20 EPISODES of The Property Couch and are a must-listen for everyone. Check out the “Binge Guide” that covers all the best bits -go to “Free Resources”!

Money, Money, Money!
Money. It makes the world go round. But no one likes “too much month” at the end of the money… so check out our best episodes on Money Management – incl. Money SMARTS, Money Habits, Money Hacks and Money Mindsets

Let’s Talk About Finance
A property investor walks into a bank and says, “Hey, can I have a home loan?”
Just joking, don’t do that. Listen to these instead – from everything to Borrowing Power, Offset Accounts, Interest rates, Finance Structure and Strategy, Investment-Savvy Mortgage Broker and much, much more…

Finding The ‘Perfect’ Property
How do you find the perfect property? What does it look like and where is it located? Find out the top tips on asset selection, incl. investment stock vs investment grade, the reality of tax depreciation, property “spruikers”, contract reviews, building a portfolio and way more!

Mindset Matters
A wise man by the name of Jim Rohn once said, “Stand guard at the door of your mind”.When it comes to property, finance and money management matters. Why? You’re going against the tide. So invest in your mind as well as your knowledge… Hear from ….

Meet the Elite
They’ve Been There. They’ve Done It. And Now They Teach What They’ve Learnt. Hear from the professional experts who have made a living out of investing in property and know first-hand what to do (and what never to do)! Ft. Jan Somers, Paul Clitheroe, Effie Zahos, Susan Alberti, Alan Oster, Alan Kohler, Roger Montgomery, Margaret Lomas, Jeremy Sheppard, Peter Koulizos, Veronica Morgan and heaps more!

Real Life Transformations
Hear first-hand from your peers who have gone ahead and implemented what they’ve learnt on the podcast! Yes, these folks are real life investors who have featured on our Summer Series because they are
1.) Awesome 2.) Have an inspiring story 3.) Explain exactly how they did it.

Question and Answers!
This is the ENTIRE VAULT of our Q&A Episodes! Yep, folks ask. We answer. We cover a HUGE list of topics/questions so take a listen at what’s most useful for you! Don’t forget, you can always send in your own Question 😊

 

 

What are you waiting for? Start your Self-Isolation and Self-Discovery Journey today!

Free resources: Isolate + Chill

Fill in the form below and we'll email you all the playlist links and bonus resources right away! 😉
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Bonusisode with Nerida – RED Rooster & Property Prices?! 🐔🏡

Folks, it’s officially March AND today’s Facebook LIVE with Nerida Conisbee, Chief Economist at realestate.com.au was like no other!!

So… what did we chat about? Here’s a rough list!
👉 COVID-19 and what does it really mean for ordinary Aussies?
👉 Will it cause a recession?
👉 Why strong growth in debt is worrying for economic growth?
👉 Are we looking at a housing undersupply in Australia?
👉 Does dropping rates really have an impact given they are so low already?
👉 Is Perth recovery here yet?
👉 Are the price growth in Melbourne and Sydney sustainable?
👉 What’s the Red Rooster traing line in Syndey?!
 
And of course,let’s take a bit of a “behind the curtain” look into realestate.com.au best performing properties, incl:
✔ Most expensive property sold: https://www.realestate.com.au/sold/property-unitblock-nsw-maroubra-132890482
✔ Most viewed Res Listing: https://www.realestate.com.au/property-acreage+semi-rural-vic-narre+warren+north-133075414
✔ Most viewed Rental listing: https://www.realestate.com.au/property-unit-qld-mermaid+waters-428622226
✔ Most viewed property going to auction: https://www.realestate.com.au/property-house-vic-carlton+north-132966134
 
p.s. Want more of this? Tune in to our episode on >>> http://thepropertycouch.com.au/

 

p.s. And of course, if you’d like more, subscribe to our podcast every Thursday at 3pm on iTunes, Spotify or your favorite podcast app!

 

 

 

Free report: Our Top 5 Frameworks for Property Investors

Over the past 5 years, we’ve shared quite a few frameworks…. To be honest, we don’t know the exact number either and is in the process of compiling all of them!

But in the meantime, we know which are the most important and crucial. So we’ve curated each of our top 5 frameworks for property investors, sketched them all out and include all the links where you can find them as well! Just fill in the form below and we’ll email it to you right away. 😉

Free resources: Top 5 Framework

Fill in the form below and we'll send it to your email straight away!
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p.s. This report is part of our 5 years anniversary episode. If you haven’t listened to it yet, we strongly recommend you check it out here!

p.p.s. And check out Bryce and Ben unpacking this report on Facebook LIVE today!

 

 

 

 

 

 

Episode 273 | Calling out the Bad Guys – How we Found our Voice & Our Top 5 Frameworks to Defend Against Bad Advice

The property industry is unregulated. What this means is that there are more than a few Bad Guys – and not just the sharks in white shoes – out there who slither under the radar and sell dodgy advice that, quite frankly, moves their wealth position and not yours.

This is what keeps us up at night. This is what keeps us showing up every Thursday. This is what started this podcast in the first place. And if you’ve been with us for a while, you’ll already know that The Property Couch is “the people’s podcast” – we’re on a crusade to even the playing field between sly property spruikers and everyday folks who simply want to move the dial on their financial position and create a better life for themselves.

So today – to mark our FIFTH BIRTHDAY! – we’re going out on a limb and doing something a bit different…

Here’s the deal… there’s no doubt that there IS bad advice out there. We wish it wasn’t that way, but it is. There’s no use running from reality.

So in this episode we’re actually diving deep on some experiences we’ve never spoken about before. We’re going to give you a look into what life was like for us BEFORE we started The Property Couch and what pushed us over the edge to start educating folks about how this industry really operates. You’ll get the backstory into how we found our voice, what we did to make sure people heard us and why we care so much about all this property, finance and money management stuff in the first place!

And because our folks have kindly given us the airtime and a reason to show up for the last five years — a quick shout out to ALL of you and a HUGE thank you for your titan-strength support over the years – we’re going to unpack what we’ve learnt from doing the podcast itself… and how all this affects the guests we handpick, the topics we cover and, most importantly, the FRAMEWORKS we share with you! We’re leaving no stone unturned…  and – word of warning! – we’re ripping through this one as we are covering A LOT in this bowel-over ep!! (Ben actually reckoned this one would go for 2 hours if we didn’t get a wriggle on!)

 

Our Five-Year Birthday Episode ALSO includes…

  • Our Top 5 Frameworks to Defend Against Bad Advice
  • Our Top 5 Favourite Episodes… Of All Time!!
  • Our Top 5 Favourite Guests… (Tricky, but we did it!)

 

The Freebies Mentioned…

The most important freebie is probably the Top Five Frameworks for Property Investors! And we’ve compiled them all for you! Just fill in the form below and we’ll email the list… and heaps more!

Free resources: Top 5 Framework

Fill in the form below and we'll send it to your email straight away!
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Key Learnings…

04:33 – Bryce’s reasons for wanting to start The Property Couch

06:20 – Ben’s spark…

10:29 – How is property education like the Keto Diet?

13:03 – Why “7 properties in 7 years” is

14:20  – The Debt Servicing Debt Strategy

18:50 – What was the first course Ben decided was worth purchasing?

23:56 – How our Wealth Simulator came into existence…

27:35 – When and Why did Ben reach out to Bryce all those years ago?

30:42 – The Five-Step Process to Property Investing

35:40 – The lessons from the podcast

46:08 – Bryce’s Top Five Favourite Frameworks!!

48:02 – Four Critical Levers to Financial Peace

48:25 – Ben’s Top Five Favourite Frameworks!

51:35 – How do we decide on our guestsv?

51:40 – Bryce’s Top 5 Favourite Guests!

56:06 – Ben’s Top Five Favourite Guests!

57:38 – Honourable mentions – Bryce’s Top 5 Favourite Episodes

58:41 – Ben’s Top Five Favourite Episodes!

1:01:54 – The Most Downloaded Episodes of all time

1:03:24 – Our mistakes…

1:05:36 – NEW FRAMEWORK announcement…!!!!!

 

P.S. Tell us your Top 5 Favourite Money Hacks, Mindset Minute, Did You Know & International Sign Off!!

Let us know here or post a comment on our Facebook Page 😊

 

 

 

 

Episode 272 | Q & A: The Unspoken Truth About Growth Corridors & Picking The Right Property Investment Strategy

How many times have you heard something along these lines…?

“This suburb’s a growth corridor…”

“There’s heaps of development happening here… it’s the next growth corridor.”

“With all the new public transport networks, job opportunities and shops coming in, this place is absolutely a growth corridor… full of investment potential.”

With all this buzzword talk, it’s would appear that all us property investors need to do is hunt down the next “growth corridor”, invest in it before it really kicks off, and then sit pretty for the rest of our lives …

BUT. Folks, there is a massive problem with this! An unspoken truth about growth corridors that trips up a lot of investors out there. Sure, some “growth corridors” might indeed grow in value, but there is a huge misconception out there that we want to clear up today.

So, in our first Q&A of 2020, we’re diving deep on this unspoken truth and we’re also going to answer your questions about how to pick the right investment strategy… ‘cos guess what? While a whole lot of you folks know the fundamentals of property investing, you don’t necessarily know how to apply these to your own situation and goals!

 

Here’s a 30,000-foot view of what we’ll cover … 🚀

 

Resources Mentioned

 

The Questions

03:26 – Question from Jack on Bris vs Melb and differing opinions:

Hi there guys, first up I just want to stay that I’ve just tuned into your podcast and I’m absolutely loving it! I’m going to be buying a couple of your books too they seem to have a lot of great reviews and, yeah, I’m really excited to read them.

Fellas, I’m looking at starting my property investment journey in December 2020. Now, I’m following a couple of investors – one guy’s currently investing up in Brisbane. And this other guy I follow as well stays purely local, mainly Melbourne. He’s explained to me about the growth corridors – how they’re not really growth corridors – Packenham, Windenvale, Tarneit. I’ve gone and had a look and they don’t average as much as I thought they would. Nice places, but yeah. I can’t afford to invest in Melbourne itself and the different to the two is – the one up on Brisbane is getting people starting up around the $500 mark. And the other guy who invests only in Victoria says start out somewhere like Bendigo or Ballarat. He doesn’t think Geelong’s got good growth. Yeah, I’m hesitant to go to Bendigo and Ballarat as they are inland, but I’m hesitant that my judgement’s being clouded. I’ve always grown up in coastal places – always lived near the coast and love the coast. If you guys could give me your opinion that would be fantastic

 

13:18 – Question from Nick on Investing as an Expat:

Hi Bryce and Ben, my name is Nick. I’m calling all the way from Switzerland, although originally from the northern beaches in Sydney. My wife and I are both from the northern beaches, but we have been working here in Europe for the past 3 years and we are looking to buy our first property back in Australia. We’re keeping an open mind and looking all over the country – so not necessarily in Sydney.

We have a general question about what type of strategy we should be looking for being non-residents for tax purposes but Australian nationals, taking into account we can’t take advantage of first home owners grants, or negative gearing as we have no income back in Australia. Originally, we were considering purchasing an apartment with potentially 5-6% rental yield with the idea of having a high yielding property so one that can be potentially positively geared. What are your thoughts on this?

 

20:03 – Question from Nikii on upgrading PPOR now or later based on economic forecast:

Hi it’s currently June 27 2019, currently my husband and I purchased a 3 bed 2.5 bathroom 2 garage, 243sq townhouse, freehold in prime real estate in Hawthorne, Brisbane. We have been provided by market experts that we could get $830 – $850K  from the sale of our property. We’re currently wanting to upgrade to live in a better area. Would we be best with the economic forecast over the next couple of years to keep that property as an IP before upgrading to a property just in the very low millions.

 

26:03 – Question from Craig on selling a property at a loss or wait to recoup loses:

Good afternoon The Property Couch, my name’s Craig and I have a question. My partner and I currently own 3 investment properties between us. 2 of these properties are performing quite well, in terms of growth and low upkeep. The third investment property in Darwin was originally bought as a PPOR and is not performing well as an IP. The market is at the 32% downturn and is unlikely to recover any time soon. My question is… Should we continue selling the Darwin property at a loss and still walk away with about $30,000 to reinvest into a new or existing investment OR should we hang onto this investment long term with the intent of recuperating our losses, even though this property costs us about $8K a year? Thank you for your time.

 

31:40 – Question from Scott on what to do with money in the bank:

Hi guys, Scott* here, I’ve been on board following the podcast at April 2015 and have loved the journey. Almost five years in and I thought it was finally time to hit you guys up for some advice!

My wife Teresa* and I live in regional WA with our two kids aged 7 and 9. Both of us work full time for a state government department and we currently earn $270k gross per year combined. We own two properties in our hometown Perth. Our first home in Bibra Lake (shout out to Bryce!) which is valued at 430k with 350k owing. Our other property is a 1940s weatherboard cottage 5kms from the city with owner-occupier appeal, valued at 630k with 500k owing. So our total LVR is about 80%. Both loans are interest only and both properties have reliable tenants in them, paying $350 and $410 a week respectively.

We aren’t big spenders, and have no personal, car or HELP loans. Due to this, and the fact that our employer has heavily subsidised our rent whilst we’ve lived regionally, we’ve quietly amassed savings of $320k which currently sit in an offset account. We intend on staying in the bush for at least another 2 years before heading back to the big smoke, and in this we anticipate the $320k we have will grow by $75k each year in which we don’t do anything with it. However, I’m sensing there’s a huge opportunity cost here if we leave things any longer! Any advice as to what our next move should be would be very much appreciated. Keep up the stellar work.

 

39:30 – Question from David on Subdividing Parent’s Land:

Hey Ben and Bryce, Really been enjoying the podcast. I’ve got a bit of a unique question. At the moment I live with my parents and I am in my mid-20s, and I’m looking to subdivide a bit of their land as housing pricing are a bit too expensive for a single income. I was wondering if I classify for the First Home Buyers Grant if I build on their land and whether the actual certificate of title transfer needs to come onto my name, or can it remain in their name? Cheers, David.

 

Quote of the Episode

“An informed investor is a smart investor.”

 

Last Week’s Download:

Keen to find out how the state capitals recovered from their previous trough and the current outperformers? Looking for the data they chat of on the show? Just fill in the form below and we’ll send it to you right away.

Free resources: States Capitals Feb 2020

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