X

270 | How To Recover When You’ve Lost Everything – Chat with NRL Star Matt Srama and Jaemin Frazer

“The aim of the game is to learn how to fill your own cup… to do the adult work.”Jaemin Frazer

Matt Srama lost everything. But then he did something that would turn this loss into a profound learning experience. And his life has dramatically changed as a result.

The question for you is… have you ever wanted to change something in your life, but found yourself getting in your own way? Maybe you keep repeating the same bad habits that are interfering with the result you really want. Or maybe you’re shackled to the same story that’s been running your life for a very long time, keeping you stuck, perhaps without you even realising what’s happening!!

Well folks, today’s exclusive episode is all about how to become the hero in your own story and finally do the “adult work” you need in order to live the life you truly imagined for yourself & recover from ANY set back. And we have not one, but TWO very special guests in with a very candid interview to reveal the framework folks need to create LASTING positive change… and ditch any self-fulfilling prophecies, insecurities or setbacks that could be standing in the way of real success!

Joining us today are two “repeat offenders” on the Couch and names you might already recognise…. retired professional NRL rugby league player for the Gold Coast Titans, Matt Srama (Episode 254) AND one of Australia’s leading Life Coaches and Founder of The Insecurity Project  — and Bryce’s own personal development coach — Jaemin Frazer (Episode 179).

Here’s the deal… Matt’s ridden the cycle of being a professional athlete – the excitement of being drafted, the excitement of earning good money, the excitement of having a huge crowd cheering for him and his teammates… and then felt the complete reverse of this … the shattering disappointment of a promising career cut short due to injury. And so, ‘cos we’re a big fan of the frameworks Jaemin teaches about getting through insecurity, Bryce saw an opportunity to chat to them both today and get a unique perspective that we don’t hear about too often…

 

Bushfire appeal links:

 

 

Free Resources Mentioned:

 

Key Learnings

  • How to Be Self-Sufficient Financially, Physically, Mentally and Relationally
  • What are some of the unique challenges athletes face?
  • What are some numbing strategies we all face?
  • What did Matt miss the most when he retired?
  • Tony Robbins and a false sense of security…
  • The Child Strategy vs The Adult Strategy
  • Better Ways to Meet Your Needs – Distinguishing Between Internal and External
  • What are Healthier Habits To “Fill The Void”
  • Tony Robbin’s 6 Core Needs and how it affects your choices
  • How many of these core needs create addiction?
  • What was it like for Matt once the “shield” came off?
  • The stories we tell ourselves…
  • How to switch your mindset
  • The tipping point…
  • Why do you have to go all the way back to the place the story it started?
  • How can thinking “you’re nothing special” help?
  • Learning your subconscious blueprint
  • The problem with mental health…
  • The Two Things you need to become an “adult”
  • How to recover when you’ve lost everything

 

And this is the last of our Summer Series 2019/20 folks! We hope you’ve enjoyed it! And if you ever want to re-visit some of the other episodes in this series, they are all right below!

 

 

RBA February 2020 – Bushfire Crisis, Coronavirus & Economic Outlook

The start of the decade doesn’t look great at the moment. At the end of last year, we faced with a bushfire crisis domestically and now, internationally, we are looking at coronavirus outbreak. 

So, what’s in store for this month’s RBA Cash Rate Decision? Here’s what Ben will be unpacking in this month’s session:

  • The impact of the bushfire crisis, drought and coronavirus to Australia’s Economy
  • The US-China have sealed Phase One of the deal. What will we be expecting from now onwards?
  • Brexit and what does it mean to us?
  • The inflation rate is currently sitting at 1.8%. Will we be seeing a drop or rise from here?
  • Unemployment and job growth data – How did this affect the RBA’s cash rate decision?
  • Credit and Lending Data Update
  • and more!

 

 

DISCLAIMER: This podcast is general information only and is an opinion comment by Ben Kingsley. The information contained in this video is for Australian residents only. The information does not take into account the particular investment objectives or financial situation of any potential viewer. It does not constitute, and should not be relied on as, financial or investment advice or recommendations (expressed or implied) and it should not be used as an invitation to take up any investments or investment services. No investment decision or activity should be undertaken on the basis of this information without first seeking qualified and professional advice.

The Property Couch, its employees or contractors do not represent or guarantee that the information is accurate or free from errors or omissions and therefore provide no warranties or guarantees. The Property Couch disclaims any and all duty of care in relation to the information and liability for any reliance on investment decisions, claiming the use or guidance of this publication or information contained within it.

For more information, please visit: http://thepropertycouch.com.au

Bonusisode with Nerida – What’s the MOST IN-DEMAND suburbs for upsizers?

Our first Monthly Economic Outlook with Nerida Conisbee, Chief Economist of realestate.com.au and we’ll be talking about some serious updates folks! There have been some major events this couple of months so make sure to tune in.

Here are some of the topics we touched on today…

✔ Will rates be cut this week?
✔ Most in-demand suburbs for upsizers
✔ Updates on BREXIT and the US/China Trade War
✔ How will the coronavirus outbreak impact Australia’s Economy
✔ Why are listings hard to predict?
✔ Update on the property market across Australia Make sure to tune for more!

 

p.s. And of course, if you’d like more, subscribe to our podcast every Thursday at 3pm on iTunes, Spotify or your favorite podcast app!

 

 

 

269 | Gamifying The Race To Retirement: Granny Flats, A Garage Full of Cars, And An Ex-Seller of House & Land Packages – Chat with Athena Anca

Put your hand up if you want to fast-track to the day when you can choose whether to go to work or not? Okay. Hands down. Most folks — probably early morning on a Monday when the alarm goes off — have thought it’d be nice to have the option to roll back over… or simply get out of bed and have the whole day to do whatever you want, without worrying about where the money’s going to come from.

So that’s why today’s guest is gamifying the race to retirement — that is: she’s turning money management into a game… a fun competition where her and her partner are trying to beat how much surplus they can trap… and how fast they can race to retirement!

BUT, as all “real life” stories go, this one’s a bit more layered than that. In fact, it’s WAY more layered….

Because, for one thing, Athena Anca — the FINAL “everyday investor” who has put their knowledge into action and is tying up our 2019-2018 Summer Series — wasn’t always like this.

What’s most interesting is Athena actually used to SELL House & Land Packages! … And she and her partner Jason BOUGHT one as their first property!! Sure, now they’re investing in granny flats and planning for their dream home with a garage full of super cars, BUT…….

Guess what??? This actually is isn’t the first time Athena’s been on The Property Couch! If you circle back to mid-last year (Episode 236), Bryce actually read out an Instagram message from Athena….

 

Our first property decision was a setback in disguise. In 2016 we bought a house and land package based on first home buyer incentives that weren’t in line with our goals. Cue Bryce and Ben….
One episode at a time we learnt the difference between Investment Stock and Investment Grade, became my familiar with the lending landscape and finally channeled our discipline into managing money rather than it managing us. I only mind a little bit that our friends think we’re tight-arses! We became borderless investors and this year added our third property to our portfolio…”
– Athena on Instagram, Read out in Episode 236

 

Free Resources Mentioned:

 

Episode Breakdown

01:53 – The Money Backstory!
07:20 – How did Athena manage her money before she met Jason?
14:50 – The “tight-arse” money moments!
16:28Why invest in property?
16:58 – Gamifying the race to retirement…
18:28 – How had they set up their lending?
19:53 – Why didn’t they buy a house and land package again?
21:42 – Investing for Yield: Is a Granny Flat a Good Strategy?
23:10 – The “Super Car” story!
23:51 – What was it like selling House and Land Properties??
25:18 – The House and Land Sales Spiel…
30:21 – How much are the granny flats? How many beds, etc?
31:25 – … and the rent return for the granny flat?
32:37 Pros and Cons of Granny Flats
33:15 – The Plan
35:20 – Athena’s advice for YOU….
35:44The Mindset Tips: How to overcome analysis paralysis
40:52 – Are they still tracking ever single dollar with Money SMARTS?
41:11 – What do they do differently with their 7 day float?
41:38 – How far ahead are they on their money target?

 

Keen to Get Started with Money SMARTS like Athena?

Fill in the form below and create your account on our Money SMARTS Platform now!

Already have an account? Log in here.

 

 

 

 

 

268 | From Fear of Property Investing to Three Properties By 29 – Chat with James

When James McLellan was a kid, money was an issue. To the point that it ultimately resulted in his parents’ separation.

You see, today’s guest grew up in a small country town of about 1,200 people — and ever since he can remember, money was a stressor. To make matters worse, his mum tried her hand at investing, choosing to self-manage her property, which unfortunately was tenanted by folks who had money problems of their own. The result? Even more pressure on the family finances. So not only was money tough, but also James was left believing that property investing was something to fear…

But wanting to overcome his money back story, James made it his mission to work hard — committing to his first job at just 13 years old where he cleaned out the diesel pits at a mechanic for $5 an hour every Saturday morning.

And even though he was scared of investing, he knew that if he wanted to move the dial on his own wealth, he’d have to take the plunge. So he kept working worked hard, and at 22, while still at uni, he saved enough for his first property…. A 2 bedroom unit in Albury-Wodonga for $170,000…

And now? Well, as well as having THREE properties to his name and overcoming his fear of property investing, as you’re about to hear, he’s walking proof that just because you come from a background where money was tough… it doesn’t mean you’re stuck for life! And James was able to show once and for all that this can be accomplished…  even at 29 years old!

 

Free Resources:

 

Episode Breakdown:

01:50 – Why was money an issue growing up?
03:35Lessons learnt from self-managing an investment property
04:05 – How much is his 1st property?
06:20 – Does James value money differently considering his backstory?
08:15An insider’s view of attending a Spruiker seminar!
10:26 – Why do you need to be careful of “instant equity”?
11:15 – How did James avoid the Spruiker’s sale pitch?
14:59 – The 2nd  property
16:23Is it worthwhile using a Buyers Agent?
18:15 – Why did James find a strategic investment Plan useful?
20:28 – When did he get this Plan & where is he at now?
25:30 – When money was tough…
26:56How do you plan for kids and a passive income?
30:15 – What’s the best tip he learnt from The Property Couch?
32:29 – James’s personal advice for listeners
33:38How to Spot a Property Spruiker
36:15 – 5 top things James wants property investors to know now

 

 

 

Instagram

Free Resources

What to be notified when there are
new updates & free resources?

  • This field is for validation purposes and should be left unchanged.

×

MONEY SMARTS SYSTEM

Plus We Will Also Notify You When We Release New Episodes

We Only Send You Awesome Stuff

×

SUGGEST A GUEST!

We Only Send You Awesome Stuff

×