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Episode 376 | It’s never too late to start: How he’s on track for a $2k/week passive income! – Chat with Steve

It’s the final episode of our Summer Series 2021/22!! And folks, we are finishing with a bang!

Steve, our special guest only started listening to us back in January last year.

But… within a short span of 8 months (all during COVID as well), they…

  1. Paid off their bad debt,
  2. Implemented Money SMARTS,
  3. Got a property portfolio plan done
  4. And even bought an investment property

All without penalising themselves!!

They’re still doing all the fun things, still going away on weekend and having that lifestyle that they wanted but yet, things are looking a whole lot better now.

So… what are they doing differently?

Tune in now to find out why it’s never too late to start AND how you can also buy an investment property without impacting the family budget 😉

p.s. Make sure to tune in to 34:45 minute where he talks about how the podcast has given him the confidence to demand something from a certain someone.

 

Free Stuff Mentioned

  • FREE eBookMake Money Simple Again
  • FREE MyWealth Portal & Start Your Financial Transformation Today! (includes Money SMARTS, Money FIT + Money STRETCH) – Fill in the form at the bottom of this page or Free Sign Up Here
  • BingeGuide to Property, Finance & Money Management Download here
  • Free Report: How to Buy an Investment Property without Impacting the Family Budget? – Download here
  • (LIVE Video) How to find Hidden Money in your Family Budget? Watch here

 

Here’s what we cover…

  • 2:00 – Meet Steve.
  • 2:45 – “Financial situation of the parents was their business…”
  • 4:47 – What are his saving habits since he was young?
  • 6:00 – What are some of the money messages that he noticed growing up?
  • 7:13 – Steve’s saving habits in his early years…
  • 7:50 – The difference between a good teacher and a GREAT teacher!
  • 10:20 – $60,000 for a property… And it’s not cheap?!
  • 11:06 – Living through the Recession times and how that affected his job decision
  • 13:17 – How long did the renovation go for?
  • 16:22 – The lifestyle choices and struggles most parents face
  • 18:28 – When your kids don’t share the same passion as you…
  • 20:28 – How did they manage to fund the 3rd principal place of residence?
  • 22:30 – Who gave him the advice to deal with his properties THAT way? 😨
  • 23:00 – Building their dream home HIMSELF in 12 months!
  • 24:00 – What was his research outcome to build wealth? #WhyProperty
  • 26:23 – “Maybe it’s time to clean all these up…”
  • 27:58 – The unexpectedly easy transition to Money SMARTS
  • 30:45 – What was their #1 priority in the first couple of months of Money SMARTS?
  • 31:55 – His lifehack to catch up to our 300+ episodes!
  • 34:45 – The podcast gave him the confidence to demand what he wanted from the _________ ?
  • 38:29 – What was the satisfying change that really mattered to him and his family…
  • 41:05 – Do you notice these signs… ?
  • 46:11 – Full steam ahead towards their end game!!
  • 48:48 – Steve’s advice for YOU!

 

 

Note: There are more real-life investor stories like this in our Previous Summer Series! Make sure you check them all out here.

Keen to Get Started with Money SMARTS?

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Episode 375 | “The Phone Wouldn’t Stop Ringing”… How she stopped the wolves at the door! – Chat with Bianca

“If you don’t know where you are, you don’t know where you could possibly go.”

That’s just one of many amazing quotes in today’s episode.

 

Folks, some stories need to be told. And today’s guest owns one of those stories.

You can kind of guess it from the title but here’s what happened…

Our special guest today, Bianca was an athlete. She was a great basketballer in her younger years and was travelling interstate and internationally for competition and she was doing great.

But… life is like a rollercoaster – there are ups and downs.

And she had two down times…

One of them involved a huge credit card debt.

So… what happened? How did she climb back up? Did she run away and hide?

 

Well… Bianca showed us what we can achieve by taking a step forward and be honest to ourselves and everyone around us.

She also showed us her tenacity to do better and an unyielding ability to swim upstream.

And most importantly, she showed that life is all about the choices you make.

 

Like we said, some stories just need to be told and heard…

Tune in today folks. You won’t regret it.

 

Free Stuff Mentioned

 

Additional notes:

If you’re finding yourself in a tight spot then please do not hesitate to reach out for help. That’s the first step to recovery. Here are some useful links that might help you take that step:

 

Here’s what we cover…

  • 1:28 – Meet Bianca.
  • 1:56  – What was money like when growing up?
  • 3:14 – What were the observations that she learned from her mom?
  • 6:46 – The “GREAT” transition to young adulthood!!  
  • 8:30 – “Hmm… Something doesn’t really add up…?”
  • 9:11 – What was her motivation to get a second job?
  • 9:55 – What is this…. a credit card?! (Uh oh…)
  • 11:30 – The denial phase that felt like an insurmountable challenge
  • 12:20 – What was the one thing Bianca thinks she has lost?
  • 13:32 – THIS is the best thing you would do…
  • 14:25 – Internal dialogues that were playing in her head
  • 17:50 – What’s the best way to rip the band-aid off?
  • 21:31 – The danger of looking for help online!
  • 22:30 – Financial Peace: How does she plan to achieve this? 
  • 24:32 – Did you know this about Auckland, New Zealand?
  • 27:18 – What can you learn by just observing your local community?
  • 29:50 – Moving across the ditch!
  • 30:45 – The 1st Property!! Saved a Deposit, Found the Property, Offer got accepted but…. LMI said no. (Huh?! But why?)
  • 32:04 – So… What did they spend the deposit on instead?
  • 32:50 – The defining moment in their journey
  • 36:16 – Yes, it’s a money spreadsheet again
  • 38:43 – When did they finally manage to buy their first home?
  • 40:42 – Multitasking 101: Best Way to Learn!
  • 44:34 – What is their next course of action towards Financial Peace?
  • 46:13 – Her heartfelt message to her younger self and others
  • 50:44 – How are things different now?
  • 54:31 – What made her come on our Summer Series?

 

 

Note: There are more real-life investor stories like this in our Previous Summer Series! Make sure you check them all out here.

Keen to Get Started with Money SMARTS?

Fill in the form below and create your account on our Money SMARTS Platform now!

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Episode 374 | How to Win Robert Kiyosakis’ Cashflow Game in Real Life!! – Chat with Marina

“You wanna be the janitor”

This is probably the first time we’ve ever had a guest over where money conversations were not only discussed at the dinner table but… it was a hot topic anytime of the day!

For very good reason too!

Marina, our special guest today had an awareness towards money and investment at a very early age.

In fact, when others were playing Monopoly, Marina was playing Robert Kiyosaki’s cashflow game (Quick tip: It seems… being a janitor in the cashflow game has the highest chance of winning it 😉)

She had a full grasp on the concept of debt – tolerable, horrible and productive – a long time before she discovered The Property Couch and she also started investing in property at the tender age of 19.

So…

  • Where did that drive come from?
  • How did she develop a can-do attitude?
  • What are some life lessons she learned along the way?
  • And which of our fundamentals gave her a boost?

Folks… We seriously can’t describe how uplifting her story is and there is much to learn from this episode so let’s jump into it now!

 

Free Stuff Mentioned

 

Here’s what we cover…

  • 1:24 – Meet Marina.
  • 2:03 – Money was a hot topic?!!
  • 3:11 – Unconventional Wisdom from negotiating for a Furby
  • 5:05 – Where did the money awareness come from?
  • 9:01 – How is it like when your mum is a superhero? 🦸‍♀️
  • 10:45 – Having a transparent and honest money conversation within the household goes a long way folks! Here’s the proof of that…
  • 12:45 – Introduction to Robert Kiyosaki’s Cashflow Game
  • 13:22 – The embarrassing job interview 😱
  • 14:05 – Why did she drop out of uni?
  • 16:10 – Property research skills that have been passed down from her parents…
  • 17:32 – THIS is how you win the Cashflow Game!
  • 19:25 – When spreadsheet budgeting becomes _____________?
  • 22:11 – The “Aha!” moment!
  • 25:36 – A 250% increase in their surplus?!!
  • 26:54 – What are all the changes that they’ve made for that to happen?
  • 30:21 – Saving thousands of dollars by just signing a few papers?!
  • 31:25 – What happened that she had to return HALF of the First Home Owner Grant?
  • 34:01 – Why you shouldn’t bring your dad to an auction…. #ToughLove
  • 37:35 – Buying the Family Home
  • 39:55 – What are their next steps for here?
  • 42:55 – Why it’s important to merge their money mindset
  • 46:06 – The bombshell moment…
  • 49:27 – The importance of facing your demons and taking action
  • 52:45 – What does she want to impart to our community?

 

 

Note: There are more real-life investor stories like this in our Previous Summer Series! Make sure you check them all out here.

Keen to Get Started with Money SMARTS?

Fill in the form below and create your account on our Money SMARTS Platform now!

Already have an account? Log in here.

 

 

Episode 373 | From Horrible Debt To Productive Debt: How He Transformed His Life – Chat with Ricky

The reason why money is such a taboo subject… is because of fear.

When Ricky was a kid, money was an issue.

Growing up in a family of 7, our special guest today confessed that there was unhealthy money education very early on. Although it didn’t feel like he missed a thing and his parents made sure him and his four brothers got everything they needed…

He was still able to sense some tension in the family.

 

You see, today’s guest grew up where credit cards and personal loans were the norm and he saw the effect of that chipping away on his parents’ relationships.

And unfortunately…. those bad habits stuck to him. To the point that the day he turned 18 and was eligible to get a credit card, he got one. (And you wouldn’t believe what he got right away too!)

 

Luckily, he met the love of his life who had great money senses and that managed to counter his bad habits…

Life was going great until one fateful night at work initiated a very serious spiral into a mental health crisis – PTSD, acute anxiety and acute depression.

All during COVID.

Find out how Ricky managed to turn all this around and prove that whatever life throws at you, a passion to get better, perseverance and a hunger to learn will make sure you overcome this.

 

Free Stuff Mentioned

  • FREE eBookMake Money Simple Again
  • FREE MyWealth Portal & Start Your Financial Transformation Today! (includes Money SMARTS, Money FIT + Money STRETCH) – Fill in the form at the bottom of this page or Free Sign Up Here
  • BingeGuide to Property, Finance & Money Management Download here

 

Additional notes:

If you’re finding yourself in similar state as Ricky then please do not hesitate to reach out for help. That’s the first step to recovery. Here are some useful links that might help you take that step:

 

Here’s what we cover…

  • 0:00 – Meet Ricky.
  • 1:04 – The Unhealthy Money Habits that his parents showed him…
  • 4:45 – How being exposed to the family’s financial stress at a young age affected him
  • 6:00 – What happened the day he turned 18?
  • 7:11 – The silver lining that helped him continued on…
  • 8:24 – The money conversations that he’s having with his parents now.
  • 9:00 – Why he thinks talking about money is such a taboo subject
  • 10:49 – The life lessons he learned while talking to his brothers…
  • 13:47 – His first job!! And guess what he did with the money!
  • 15:00 – The bonfire chat that triggered a career change to…?
  • 17:30 – When did Ricky’s debt spiral peaked?
  • 18:55 – His first introduction to a budget!!!
  • 19:17 – Financial Transformation: From debt reduction to investing your surplus
  • 22:00 – Their original plan was to Rentvest and to live on the Dividends for retirement. But… what was wrong?
  • 28:01 – The night at work that had Ricky battling for his life for the next 4 months.
  • 32:20 – Learning the 1% Rule that saved his life.
  • 36:48 – Understanding what the triggers are and noticing the signs…
  • 39:40 – Ben’s own experience with mental health.
  • 45:40 – The Bingeguide Report that changed his investment strategy from shares to property!
  • 47:00 – Bryce’s #1 Podcast Advice
  • 48:40 – Everyone told him otherwise so why would Ricky pay for advice?
  • 50:24 – Why did they want a property portfolio plan done?
  • 52:50 – How Ricky and his family is embracing this new feeling?
  • 56:15 – Where on the 7 Grade of Financial Wellbeing is Ricky at?
  • 57:02 – His favourite section in Money SMARTS Platform!!
  • 1:00:00 – Mindset minute from Ricky!! #YES

 

 

Note: There are more real-life investor stories like this in our Previous Summer Series! Make sure you check them all out here.

Keen to Get Started with Money SMARTS?

Fill in the form below and create your account on our Money SMARTS Platform now!

Already have an account? Log in here.

 

 

Episode 372 | The Transformational Power of Being on The Same Page – Chat with Matt

Happy New Year folks!!!🥳🥳

We’re kick-starting the year with an aspiring and positive story from our special guest, Matt!

Folks, this comes as no surprise but it’s important to be on the same page as your partner.

If you already are, that’s awesome!

But if you’re not… how about making it your target this year?

 

Cause here’s the deal…

Matt and his wife, Alana are detectives and they’ve probably seen the absolute worst of society. We’re talking about drug and firearms, organised crime, family violence and sexual offending cases…

You need an iron clad mindset and the right support to be able to weather through all that at work, come home and still have faith in humanity.

Luckily, Matt and Alana have exactly that.

 

And the best thing is?

They’ve channeled the same energy and passion on their work to their family and wow…. The results are simply transformational.

Don’t take our word for it folks, tune in now to find out more.

p.s. Check out this epic home-made toy box too! You’ll know what it stands for when you tune in to the 20:57 minute of the episode 😉

 

Free Stuff Mentioned

 

Here’s what we cover…

  • 1:50 – Meet Matt.
  • 2:37 – The money conversation around the dinner table…
  • 4:40 – What did he do with the Coca-Cola shares his parents got him?!
  • 7:18 – Money differences between siblings…
  • 8:15 – The luxurious life of an expat… but what real impact does it have on him?
  • 9:28 – What was the wake-up call?
  • 11:47 – The transformational power of having a partner on the same page
  • 14:20 – His first step towards good money management habits…
  • 16:58 – How to implement Money SMARTS without a credit card
  • 19:02 – Where did the Fear of Credit Card come from?
  • 20:57 – Their savvy money hack to save for a deposit!! #CustomMadeToyBox
  • 22:45 – THIS was invaluable to their transition…
  • 25:50 – What’s the trade-off for buying a boat?
  • 27:48 – The money discussions they are having now
  • 29:03 – What’s their Lifestyle by Design?
  • 33:00 – The unexpected events that they need to look out for…
  • 34:30 – His #1 Tip for people thinking about implementing Money SMARTS
  • 37:59 – Passing On The Wisdom: What Matt wants you to know about building your own wealth…

And…

  • 44:55 – Our New Year Resolution for you!!
  • 46:20 – Ok if you’ve stayed this far… Here’s a special sneak peek into “something”

 

 

Note: There are more real-life investor stories like this in our Previous Summer Series! Make sure you check them all out here.

Keen to Get Started with Money SMARTS?

Fill in the form below and create your account on our Money SMARTS Platform now!

Already have an account? Log in here.

 

 

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