Four Ways a Property Investor will Pay

By Bryce Holdaway July 10, 2015 in Free Resources, Property Investment, Videos

With all the educational materials from this podcast to articles and videos that Bryce and Ben provides, a lot of property investors have an impression that we are encouraging them to DIY when it comes to investing in property. The fact is, we are not. Instead, what we are hoping to achieve is to raise awareness on how the industry works and help investors understand the process more and hopefully, when their advisor consulted them on an issue, the investors would make a better decision. So in this video, Bryce explains what are the Four Ways a Property Investor will Pay. Start watching it today.

Bryce Holdaway – Partner, Property Advisor & Buyers Agent

As co-host of The Property Couch, Bryce Holdaway is also a partner at Empower Wealth and Co-Host of Relocation Relocation Australia and Location Location Location Australia on Foxtel’s Lifestyle Channel. A qualified Buyers Agent and Financial Planner, Bryce holds a Bachelor of Commerce (Accounting), Real Estate Agent License and Diploma in Financial Services (Financial Planning).

Nominations for Investor’s Choice Award 2015

By The Property Couch July 10, 2015 in Free Resources, Videos

The Property Couch is big on providing good quality and independent property investment advice via a casual and conversational tone to help Australian Property Investors from making mistakes. If you think we are doing a good job, we would love to get nominated for the Investor’s Choice Award 2015!

[button style=”primary”]>> NOMINATE US HERE[/button]

Our details for nomination:

Name of the Organisation: The Property Couch
Name of the Person you deal with: Bryce Holdaway and Ben Kingsley
Suburb: North Melbourne
State: VIC
Phone number: 03 9326 8900
Email address: [email protected]

Hello Ben Kingsley here, co-host of The Property Couch with Bryce Holdaway.

I just want to ask a quick favor if we could. There’s a nomination going out for a new award called the Investors Choice Awards. Now The Property Couch is all about giving Education and Content around the Property Market so we’d love it if you could nominate us for Property Educator/Mentor category.

By doing that, we would be able to spread the word so more people can learn about property investing. Thank you very much for taking the time to complete the award nomination form and let’s see how we go.

Bye for now.

[button style=”primary”]>> NOMINATE US HERE[/button]

RBA July 2015 Cash Rate Cut

By The Property Couch July 8, 2015 in RBA Announcement, Videos

Today the Reserve Governor and the Board met and kept the cash rate at 2%. We saw changes in February and also in May of this year and now again, the Governor and the Board is basically just waiting to see what happens.

Commentary & Opinion of Ben Kingsley – CEO & Founder; Property Investment Analyst and Advisor and current Chair of PIPA Ben Kingsley is the Founding Director of Empower Wealth and Chair of Property Investment Professionals of Australia (PIPA). A qualified Property Investment Advisor (QPIA), Ben holds a Real Estate Agency License (QLD), a Diploma of Finance and Mortgage Broking Management, a Diploma of Business and has become one of Australia’s leading experts in property investing for wealth creation.

(People watching/reading this should be reminded this is an opinion comment by Ben Kingsley, and should not be used when making decisions about financial matters without seeking further clarification and understanding of your own personal circumstances. This article is not advice you should rely upon. We recommend you to speak to a licensed professionals before taking any action with your financial affairs)

Episode 018 | What is a Buyers Agent and Do You Need One?

By The Property Couch July 3, 2015 in Podcast, Real life stories

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Folks, a good investment property is just like a bricks and mortar bank account!!

(Yep, that’s another great analogy from Bryce – just wait till you hear the cow one too!)

This means – it doesn’t need to have all the looks; it just needs to be investment grade.

And this is exactly where Buyers Agents come in!!

In today’s episode we’ll be taking a looking under the bonnet and hearing what a Buyers Agents life is like, unpacking their role in the property market and discussing what the KEY advantages of using them are!

Of course, since we’re sharing WHY you need a Buyers Agents, we’ll also be revealing WHERE you can find some great ones!

And we think we’re both in pretty good spots to be explaining it…We’re both experienced, qualified and licensed Buyers Agent in multiple states across Australia!

We’ll be sharing some stories from our past…

PLUS discussing the role that professional bodies such as the Real Estate Buyers Agents Association of Australia (REBAA) and the Property Investment Professionals of Australia (PIPA) play in the property market.

Loads of good stuff in today’s episode, tune in now folks!

Free Stuff Mentioned:

Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away.

Here’s some of the gold we cover…

1:59 – What are buyers agents?
3:05 – How the property market works in the United States vs. Australia
4:31 – Why an investment property is like a brick-and-mortar bank account
6:03 – A real example from Ben’s client
7:55 – Bryce’s cow analogy
8:58 – Why owner occupiers should use a buyers agents!
9:45 – We look at HOW many properties a week?!
10:13 – How buyers agents help with borderless investing…
11:55 – The #1 buyers agent criteria
12:49 – The role of PIPA and REBAA
14:33 – The #2 buyers agent criteria
16:00 – The different tiers of buyers agents
16:42 – The life of a buyers agent
18:00 – Why property is easier to predict returns on!
19:57 – Properties are driven by _____
21:00 – Advantages buyers agents bring! (With examples from Ben and Bryce!)
24:28 – A huge THANK YOU to all our listeners!

Quote of the Day

By Ben Kingsley July 2, 2015 in Word of Wisdom

Your State of Wallet plays with your State of Mind.

~ Ben Kingsley ~

017 | Who’s Your Personal Banker?

By The Property Couch June 26, 2015 in Finance, Podcast

Did you know, to be a great Property Investor…

you need to be great in Finance!

This means you need to understand how to access money, and most importantly, understand how to use Leverage.

Yep that’s right! And to better understand this concept, we’re drilling down into the Borrowing Power pillar, found in our Four Pillars of Mastery framework.

In theory, investors are supposed to be thinking 2 properties or loans in advance, whilst setting up their current property.

Of course, the reason we said, in theory, is because most investors simply don’t know how to achieve this as they lack the knowledge and experience.

So, what happens next?

Well, unfortunately, they go to the bank hoping that the bank or lender will sort it out for them, but what folks forget is…the banker works for the bank!

Bankers typically don’t have the capacity to conduct a thorough analysis of all investors’ loan strategies and structures. It’s kinda like going to the GP and asking them to perform knee surgery (not safe or practical!)

That’s why in today’s episode we’re discussing how to maximise your leverage, the difference between cross-securitisation to stand alone lending (Hint: you should definitely avoid 1 of them)…

AND why you should choose a specialist over generalist EVERY TIME.

We’re also looking at the strategy and structure behind good lending and who your personal banker should be!

Tune in now folks 😊

Free Stuff Mentioned:

Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away.
- First Name
- Email
- Are you also interested to have a better understanding of your cashflow position via our FREE Money SMARTS Platform?
- Yes, I do! Send me my free access to Money SMARTS Platform too.
- Phone
  This field is for validation purposes and should be left unchanged.
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Free Report: 7 Common Mistakes when selecting a Property Loan
Beginner’s Guide to Property Investment Webinar

Here’s some of the gold we cover…

3:30 – Why property is all about finance!
4:33 – Why and how Ben started Empower Wealth…
7:44 – Great lending is based on _____ and ______
9:05 – The motto for using Lenders Mortgage Insurance…
9:50 – Why “drilling the dream down into a goal” is so important?
13:30 – The types of plans we build
14:30 – Cross- collateralisation vs. Standalone lending
16:10 – Examples of both
17:53 – Who is the Personal Banker?
18:35 – Specialist NOT a generalist folks!
20:05 – What your mortgage broker should look like
23:00 – What you can achieve if you get this right!
24:30 – Check out this free report on 7 Common Mistakes When Selecting a Loan!

7 Common Mistakes When Selecting A Property Loan

By The Property Couch June 26, 2015 in Free Resources

Whether it’s your very first home loan, your first investment property loan or maybe even a refinance of an existing loan, the decision you make about what lender and what loan product you choose carries a significant financial impact on you, so you need to get it right. As promised in Episode 17 | Who’s Your Personal Banker?, this special report is about ensuring that those of you just starting out, or those of you who need your financial affairs brought back into order, don’t make any common mistakes.

Click on the report to start downloading it.

Quote of The Day

By Bryce Holdaway June 25, 2015 in Word of Wisdom

The biggest challenge with planning is being able to plan for future dollars in present value.

~ Bryce Holdaway ~

Beginner’s Guide to Property Investment in Australia – WEBINAR

By The Property Couch June 25, 2015 in Free Resources, Property Investment

Apart from Property Investing Podcast, we want to be able to provide you with some visual demonstration on the theories and concept of property investment in Australia. That is why we’ve prepared this Free Webinar: Beginner’s Guide to Property Investment. Investing in Property is a high value transaction and mistakes can be quite costly so make sure you are fully prepared before making any decisions. Register today to learn more.

What will this Webinar cover?

Have you ever read an article that says, “We’ve build a $2 million property portfolio in under 5 years!” and thought to yourself, “How did they do it?!”. Well, you are not alone.

Property Investment is a popular choice of building wealth for a number of reasons. But to start building your portfolio is not easy. You need to know a few things:

How to start investing?
Where should you buy the first one?
Apartment or House? New or old?
How should you structure your loan?
Do you have enough?

Since it is your first time, you need to make sure everything is right. As we always say at Empower Wealth, property is a high value transaction and to screw it up will result in very unfortunate damage and they are often irreversible. So join this free webinar today and make sure you are on the right path!

If you register today, we’ll send you our Money Magazine Cover story: How to Earn $2,500 a week by Building a Property Portfolio.

What are the Attendees’ Saying?

Essential viewing for any aspiring property investors, ticks off all the basic requirements prior to entry. – Nick S.

That was great! The webinar and website info is really helping me build my knowledge bank before getting out there! – Michael M.

Really well explained especially for first timers. Great pieces of information provided. – M

016 (Part 2) | The 5 Essential Steps to Property Investing in Australia

By The Property Couch June 19, 2015 in Podcast, Property Investment

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Aaand we’re back at it folks!!

Our first double part episode…ALL IN THE SPACE OF ONE WEEK!

Yep. That’s how important we believe these two lessons are!!

So today we’re finishing our “5 Essential Steps to Property Investing in Australia” framework (Of course, if you haven’t already listened to the first part, tune in here) covering the last TWO steps of the process:

4. Implement (The researching and buying – often what too many people do FIRST in the framework)

5. Manage (The checking and monitoring of the property each year)

Combined, these 5 steps will guide you to effectively and successfully plan and achieve your life goals!

AND (in the wise words of Bryce) if you’d like to turn your dream into a goal, our business – Empower Wealth – offers tailored Property Wealth Planning strategies based on YOUR financial and life goals.

We discuss how these plans work and why they’re important…

Plus we define the 2 key metrics that Empower Wealth uses to create these insanely accurate financial plans!

(Did we mention these advanced calculations have been designed by Ben himself??)

If you’re interested in getting us to help you out with your property journey, check us out here!

There’s so much gold in this framework finale episode, tune in now folks!

Free Stuff Mentioned:

Ep 3: Cash Flow Management
Ep 4: Borrowing Power
Ep 5: Asset Selection
Ep 6: Defence
Episode 016 | (Part 1) The 5 Essential Steps to Property Investing in Australia
Check our Empower Wealth’s Property Portfolio Plan
Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics!
Here’s what it looks like inside!!

What to expect in this 90-pages long Cheatsheet?
- The Foundational Knowledge in each of the First 20 Episodes
- The Absolute GOLD that you should not miss out on!
- Short snippets of quotes from Bryce and Ben that makes all the difference
- Links to all the Free Resources that they mention in those episodes
- Additional bonuses that will help you in understanding the Fundamentals more!
- And of course… Charts and graphs that you can’t find on the podcast!
Interested? Fill in the form below and we’ll email it to you right away.
- First Name
- Email
- Are you also interested to have a better understanding of your cashflow position via our FREE Money SMARTS Platform?
- Yes, I do! Send me my free access to Money SMARTS Platform too.
- Comments
  This field is for validation purposes and should be left unchanged.
67899

Here’s some of the gold we cover…

0:40 – It’s all strategy and tactics folks…
1:01 – How can you develop the best investment strategy for you? (And how we can help you!)
2:48 – The footy equivalent of what we’re teaching
3:41 – Plan to become, what you plan to become!
5:39 – What you need to factor into your plans…
6:38 – This part’s for those folks who want to do their own plan! (How we do it)
7:50 – Why Ben created Empower Wealth’s simulation software
9:39 – The #1st Key Metric in Ben’s software
10:26 – The #2nd Key Metric in Ben’s software (And why it’s so important!)
12:34 – Step 4 in our framework
15:50 – Step 5! (What often happens without a plan…)
17:38 – What happens when you DO have a plan!
18:18 – Great property investments only require HOW much time?!
20:31 – We’ve done a…webinar?! Plus a bonus you can get!

Free Stuff Mentioned:

Here’s some of the gold we cover…

Free Stuff Mentioned:

Here’s some of the gold we cover…

What will this Webinar cover?

What are the Attendees’ Saying?

Free Stuff Mentioned:

Here’s what it looks like inside!!

What to expect in this 90-pages long Cheatsheet?

Here’s some of the gold we cover…

Instagram

Free Resources

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