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Episode 380 | Is the Property Market Past its Peak?

With Australia’s housing boom slowing and interest rates on the horizon, folks it’s finally time to ask… 

Is the property market past its peak?! 

To help us answer this question we’re doing a deep data dive into CoreLogic’s Hedonic Home Value Index February report!

We’ll be unpacking the cycle just passed, its monthly and annual data, and what it means for our future…

 

But remember folks: We’re talking about the peak rate of growth!

While this means we probably won’t see the same level of growth in 2021, it does NOT mean you shouldn’t invest for the rest of the year!!

We’re also making some projections into 2022’s capital growth, breaking it down to the positives and negatives we expect to see in demand and supply.

You can expect us to cover everything from population movement to immigration, commuting to climate change and more!! 

 

But before you go check out the podcast, we’ve got a special announcement…

IT’s OUR 7th BIRTHDAY!

(Well, it was last week but time flies when you’re having fun 😉). A huge thank you to the Stig, our team, and all our listeners and contributors who make us what we are! 

But back to the good stuff… this episode has loads of future predictions that could help you make the best decisions in 2022, so tune in now!

 

Free Stuff Mentioned

 

Here’s what we cover…

  • 2:28 – It’s our birthday! (Well belated 😉) A big THANK YOU to all our listeners!
  • 4:40 – Oldrentvestor aka. Jane, contact us for a free “Start & Build” course! You’ve warmed our hearts.
  • 7:10 – Break the Cycle. Be the Change.
  • 9:30 – What we saw over the past cycle (and what caused it!)
  • 12:00 – 2 important indicators that investors should research
  • 14:14 – Data diving into the numbers!
  • 15:54 – Median house values have tipped over THIS mark in Sydney, Melbourne and Brisbane
  • 17:05 – We’re seeing the ___ of the cycle! (In terms of RATE OF GROWTH)
  • 18:15 – The Australian property market through the pandemic till now.
  • 21:00 – What do we mean by markets within markets?
  • 23:38 – Why Perth is in for an interesting ride…
  • 24:50 – The ____ quartile has seen the greatest growth (And what this means!)
  • 26:40 – What is Hobart’s income story?
  • 28:00 – Just remember THIS when people are talking about debt!
  • 28:55 – Looking forward to 2022 (In terms of future capital growth!)
  • 29:46 – Demand negatives: The who, what, why and when of Population Movement
  • 32:28 – The Affordability Story
  • 35:00 – How Queensland’s floods are impacting property markets
  • 36:40 – Demand positives: Immigration and home ownership
  • 37:40 – The Government’s forecast for incoming travellers!
  • 41:17 – As property prices slow, ____ will go higher
  • 42:20 – Supply Positives: Cost to build, normalisation of markets and more!
  • 44:55 – Why is Nimbyism good for capital growth?
  • 46:35 – Supply Negatives: Commutable markets
  • 51:00 – Remember it’s the long-term game folks!
  • 51:33 – Our 2022 predictions
  • 54:05 – Have you thought to use THIS as a portable phone stand?

 

 

 

Episode 379 | Why Time is the Secret Sauce?

FOLKS if you take away one thing, let it be that the secret sauce to investing is…  

⏱⏰ TIME! ⏰⏱ 

That’s right! While playing the long game may be boring to some, we dive into why time is exactly what you need to achieve amazing returns. Don’t believe us?  

Did you know that investing legend Warren Buffet accumulated 99% of his wealth after he turned 50?!  

Yep. And to build on that, we’ll be unpacking some case studies that have achieved an 84% growth in their third decade and exploring the TRUE power of compounding. 

In fact…  

This ingredient is so important to property investing that we also did a Facebook LIVE session on this too, and today, we’ll also be uncovering some of the questions that YOU asked!  

 

Here are the questions we answered…

From Julian Bradley
Pros v cons. Investing in $600k in an investment grade property vs. 2x $300 investment grade properties. What is the better strategy if looking to source BA’s? 

From Brodiee Brodiee
When the property cycle is at the peak of the cycle and properties are generally overpriced, Is there another investment type/area that you recommend? 

From Pete Fairley
Hey fellas. Pete from the Adelaide Hills here. Im a carpenter and just starting up my property portfolio. Thoughts on if I should look closer to home within half an hour so I can do maintenance/ renovations myself, or would something further away with a little more growth and set and forget it? 

From Doug Slater
Love your work gents. Is it realistic to assume that property values could continue to rise 7% (on avg), over the long-long-term? I know past performance demonstrates this, but looking to the future, can wages continue to grow to enable this?! 

From Patrick A.
I purchased an investment property (2br apartment) 10 years ago but has only achieved 5% annual growth with flat rental growth. Is it time to sell & reinvest into property with land, or continue to hold the apartment? 

From Emanuel Bulli Camaj
Do you guys have a list of recommended brokers? Western Sydney if that helps.

 

Before we get to the best bits though, we’ve got a big announcement folks…

The Start & Build Course is 40% OFF this week!!

You’ve heard us talking about it for weeks and now it’s finally here! Our multimillion-dollar property portfolio building course that is designed for ANYONE at ANY stage in their investing journey!

Make sure to sign up to get lifetime access to:

👉 14 easy-to-understand training lessons
👉 12+ hours of learning
👉 40+ years of investing expertise
👉 9 bonuses including case studies, lifetime access to MyWealth Portal, a copy of our BEST-SELLING book “Make Money Simple Again”, AND MORE!

Still having doubts?

We’ve got a 365-Money-Back-Guarentee, so folks, you are risking nothing! You are, however, missing out on 40% off if you don’t sign up by 28/2/2022.

Claim your offer today at www.thepropertycouch.com.au/startandbuild!

 

Anyway, back to today’s episode….

Be sure to tune in folks, this one is FULL of wisdom bombs. 😉

 

Free Stuff Mentioned

 

Here’s what we cover…

  • 2:50 – Thanks for all the support on our MoneySMARTS Set up session! Click here to join the waitlist > 
  • 4:20 – How to start and build your portfolio right in 2022! (With 40% off for THIS week only!) 
  • 6:18 – Craig Fairbairn, Ariena Mac and Wilko91, contact us for a free Start & Build course! Cheers for leaving us a review folks 
  • 9:58 – Our first Facebook LIVE in 2022! 
  • 10:40 – Why THIS is the Secret Sauce to Property Investing (PLUS words of wisdom from industry greats!) 
  • 13:21- Which asset has made Ben the most money! 
  • 16:45 – TPC Exclusive 😉:  When Ben plans to sell his assets  
  • 18:05 – Case Study #1 (How this property went from 600K to 4.5M!) 
  • 22:20 – Why you should hold for the long-term 
  • 23:10 – Bank the dollars not the _____! 
  • 23:30 – MORE factors which affect growth 
  • 27:55 – Q&A #1: Is it better to invest in more properties for less? 
  • 36:58 – A viewer’s response to this question  
  • 38:09 – Q&A #2: Dealing with peak property cycles and overpriced properties!  
  • 40:30 – The Probability Story 
  • 43:30 – Q&A #3 – Maintenance and Renovation vs. Setting and Forgetting 
  • 46:08 – Q&A #4 – Is 7% long-term growth realistic in the future? 
  • 48:50 – So..what’s driving demand in Australia?  
  • 51:05 – Where we predict “safe bet” property investments will be 
  • 51:23 – We need to remove THIS myth about wage growth 
  • 55:05 – The consequences of Government intervention… 
  • 57:09 – Q&A #5 – A list of recommended brokers 
  • 58:10 – The digitalisation of property investing  
  • 59:40 – Yep, we’re tooting our own horn – Empower Wealth had $1.1B worth of submissions?!  

And  

  • 1:02:15 – A special discount to help YOU achieve a $2K passive income   
  • 1:03:39 – What is really relevant for buying in the future property market 

 

 

 

Episode 376 | It’s never too late to start: How he’s on track for a $2k/week passive income! – Chat with Steve

It’s the final episode of our Summer Series 2021/22!! And folks, we are finishing with a bang!

Steve, our special guest only started listening to us back in January last year.

But… within a short span of 8 months (all during COVID as well), they…

  1. Paid off their bad debt,
  2. Implemented Money SMARTS,
  3. Got a property portfolio plan done
  4. And even bought an investment property

All without penalising themselves!!

They’re still doing all the fun things, still going away on weekend and having that lifestyle that they wanted but yet, things are looking a whole lot better now.

So… what are they doing differently?

Tune in now to find out why it’s never too late to start AND how you can also buy an investment property without impacting the family budget 😉

p.s. Make sure to tune in to 34:45 minute where he talks about how the podcast has given him the confidence to demand something from a certain someone.

 

Free Stuff Mentioned

  • FREE eBookMake Money Simple Again
  • FREE MyWealth Portal & Start Your Financial Transformation Today! (includes Money SMARTS, Money FIT + Money STRETCH) – Fill in the form at the bottom of this page or Free Sign Up Here
  • BingeGuide to Property, Finance & Money Management Download here
  • Free Report: How to Buy an Investment Property without Impacting the Family Budget? – Download here
  • (LIVE Video) How to find Hidden Money in your Family Budget? Watch here

 

Here’s what we cover…

  • 2:00 – Meet Steve.
  • 2:45 – “Financial situation of the parents was their business…”
  • 4:47 – What are his saving habits since he was young?
  • 6:00 – What are some of the money messages that he noticed growing up?
  • 7:13 – Steve’s saving habits in his early years…
  • 7:50 – The difference between a good teacher and a GREAT teacher!
  • 10:20 – $60,000 for a property… And it’s not cheap?!
  • 11:06 – Living through the Recession times and how that affected his job decision
  • 13:17 – How long did the renovation go for?
  • 16:22 – The lifestyle choices and struggles most parents face
  • 18:28 – When your kids don’t share the same passion as you…
  • 20:28 – How did they manage to fund the 3rd principal place of residence?
  • 22:30 – Who gave him the advice to deal with his properties THAT way? 😨
  • 23:00 – Building their dream home HIMSELF in 12 months!
  • 24:00 – What was his research outcome to build wealth? #WhyProperty
  • 26:23 – “Maybe it’s time to clean all these up…”
  • 27:58 – The unexpectedly easy transition to Money SMARTS
  • 30:45 – What was their #1 priority in the first couple of months of Money SMARTS?
  • 31:55 – His lifehack to catch up to our 300+ episodes!
  • 34:45 – The podcast gave him the confidence to demand what he wanted from the _________ ?
  • 38:29 – What was the satisfying change that really mattered to him and his family…
  • 41:05 – Do you notice these signs… ?
  • 46:11 – Full steam ahead towards their end game!!
  • 48:48 – Steve’s advice for YOU!

 

 

Note: There are more real-life investor stories like this in our Previous Summer Series! Make sure you check them all out here.

Keen to Get Started with Money SMARTS?

Fill in the form below and create your account on our Money SMARTS Platform now!

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Episode 375 | “The Phone Wouldn’t Stop Ringing”… How she stopped the wolves at the door! – Chat with Bianca

“If you don’t know where you are, you don’t know where you could possibly go.”

That’s just one of many amazing quotes in today’s episode.

 

Folks, some stories need to be told. And today’s guest owns one of those stories.

You can kind of guess it from the title but here’s what happened…

Our special guest today, Bianca was an athlete. She was a great basketballer in her younger years and was travelling interstate and internationally for competition and she was doing great.

But… life is like a rollercoaster – there are ups and downs.

And she had two down times…

One of them involved a huge credit card debt.

So… what happened? How did she climb back up? Did she run away and hide?

 

Well… Bianca showed us what we can achieve by taking a step forward and be honest to ourselves and everyone around us.

She also showed us her tenacity to do better and an unyielding ability to swim upstream.

And most importantly, she showed that life is all about the choices you make.

 

Like we said, some stories just need to be told and heard…

Tune in today folks. You won’t regret it.

 

Free Stuff Mentioned

 

Additional notes:

If you’re finding yourself in a tight spot then please do not hesitate to reach out for help. That’s the first step to recovery. Here are some useful links that might help you take that step:

 

Here’s what we cover…

  • 1:28 – Meet Bianca.
  • 1:56  – What was money like when growing up?
  • 3:14 – What were the observations that she learned from her mom?
  • 6:46 – The “GREAT” transition to young adulthood!!  
  • 8:30 – “Hmm… Something doesn’t really add up…?”
  • 9:11 – What was her motivation to get a second job?
  • 9:55 – What is this…. a credit card?! (Uh oh…)
  • 11:30 – The denial phase that felt like an insurmountable challenge
  • 12:20 – What was the one thing Bianca thinks she has lost?
  • 13:32 – THIS is the best thing you would do…
  • 14:25 – Internal dialogues that were playing in her head
  • 17:50 – What’s the best way to rip the band-aid off?
  • 21:31 – The danger of looking for help online!
  • 22:30 – Financial Peace: How does she plan to achieve this? 
  • 24:32 – Did you know this about Auckland, New Zealand?
  • 27:18 – What can you learn by just observing your local community?
  • 29:50 – Moving across the ditch!
  • 30:45 – The 1st Property!! Saved a Deposit, Found the Property, Offer got accepted but…. LMI said no. (Huh?! But why?)
  • 32:04 – So… What did they spend the deposit on instead?
  • 32:50 – The defining moment in their journey
  • 36:16 – Yes, it’s a money spreadsheet again
  • 38:43 – When did they finally manage to buy their first home?
  • 40:42 – Multitasking 101: Best Way to Learn!
  • 44:34 – What is their next course of action towards Financial Peace?
  • 46:13 – Her heartfelt message to her younger self and others
  • 50:44 – How are things different now?
  • 54:31 – What made her come on our Summer Series?

 

 

Note: There are more real-life investor stories like this in our Previous Summer Series! Make sure you check them all out here.

Keen to Get Started with Money SMARTS?

Fill in the form below and create your account on our Money SMARTS Platform now!

Already have an account? Log in here.

 

 

Episode 374 | How to Win Robert Kiyosakis’ Cashflow Game in Real Life!! – Chat with Marina

“You wanna be the janitor”

This is probably the first time we’ve ever had a guest over where money conversations were not only discussed at the dinner table but… it was a hot topic anytime of the day!

For very good reason too!

Marina, our special guest today had an awareness towards money and investment at a very early age.

In fact, when others were playing Monopoly, Marina was playing Robert Kiyosaki’s cashflow game (Quick tip: It seems… being a janitor in the cashflow game has the highest chance of winning it 😉)

She had a full grasp on the concept of debt – tolerable, horrible and productive – a long time before she discovered The Property Couch and she also started investing in property at the tender age of 19.

So…

  • Where did that drive come from?
  • How did she develop a can-do attitude?
  • What are some life lessons she learned along the way?
  • And which of our fundamentals gave her a boost?

Folks… We seriously can’t describe how uplifting her story is and there is much to learn from this episode so let’s jump into it now!

 

Free Stuff Mentioned

 

Here’s what we cover…

  • 1:24 – Meet Marina.
  • 2:03 – Money was a hot topic?!!
  • 3:11 – Unconventional Wisdom from negotiating for a Furby
  • 5:05 – Where did the money awareness come from?
  • 9:01 – How is it like when your mum is a superhero? 🦸‍♀️
  • 10:45 – Having a transparent and honest money conversation within the household goes a long way folks! Here’s the proof of that…
  • 12:45 – Introduction to Robert Kiyosaki’s Cashflow Game
  • 13:22 – The embarrassing job interview 😱
  • 14:05 – Why did she drop out of uni?
  • 16:10 – Property research skills that have been passed down from her parents…
  • 17:32 – THIS is how you win the Cashflow Game!
  • 19:25 – When spreadsheet budgeting becomes _____________?
  • 22:11 – The “Aha!” moment!
  • 25:36 – A 250% increase in their surplus?!!
  • 26:54 – What are all the changes that they’ve made for that to happen?
  • 30:21 – Saving thousands of dollars by just signing a few papers?!
  • 31:25 – What happened that she had to return HALF of the First Home Owner Grant?
  • 34:01 – Why you shouldn’t bring your dad to an auction…. #ToughLove
  • 37:35 – Buying the Family Home
  • 39:55 – What are their next steps for here?
  • 42:55 – Why it’s important to merge their money mindset
  • 46:06 – The bombshell moment…
  • 49:27 – The importance of facing your demons and taking action
  • 52:45 – What does she want to impart to our community?

 

 

Note: There are more real-life investor stories like this in our Previous Summer Series! Make sure you check them all out here.

Keen to Get Started with Money SMARTS?

Fill in the form below and create your account on our Money SMARTS Platform now!

Already have an account? Log in here.

 

 

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