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539 | CASE STUDY: “Their Forever Home Might Change… BUT Their Plan Didn’t” – Chat with David Robertson

Back by popular demand…

We’re bringing you another powerful Case Study episode featuring someone who lives and breathes property, finance, and wealth planning every single day. 

It’s none other than David Robertson, Head of Property Wealth Planning at Empower Wealth!  

And yes, he’s just as passionate as we are about helping Australians achieve financial peace… no matter where they’re starting or where they want to end up. 

In this episode, we’re unpacking a scenario that proves you DON’T need to have all your ducks in a row to start planning. 


Tune in to learn…

✔️ How to plan for future expenses even if you don’t have exact dates
✔️ Why flexibility can be your biggest strategic advantage
✔️ How this couple optimised their portfolio and cash flow
✔️ Why just TWO investment properties is enough to reach $3,000/week in retirement
✔️ How to “trade through” short-term negative cash flow
✔️ Which Forever Home they chose — the $2.1M or $1.1M option — and why 

🎯 Plus, stick around for Ben’s “What’s Making Property News” segment, where he shares a solution that could save property buyers hundreds of thousands of dollars. 

Whether you’re still figuring out where you want to live or want to see how flexible planning actually works — this episode is packed with practical insights to help you get clear, get confident, and get started. 


Free Stuff  

Timestamps  

  • 0:00 – CASE STUDY: “Their Forever Home Might Change… BUT Their Plan Didn’t” – Chat with David Robertson 
  • 1:11 – Bryce has seen the Freo movie too many times 😉  
  • 2:54 – Donate today and give others the gift of sight! Bryce’s upcoming 50th charity 
  • 4:46 – Free webinar replay: How to retire on $3K a week
  • 5:47 – Spruiker feedback: “Can you show us some sales to justify $620K?” 
  • 10:13 – Mindset Minute: Be careful who you ask advice from!  
  • 14:02 – Welcome back, Dave! 
  • 15:23– The consistent market theme Dave and his team see in property wealth planning 
  • 17:15 – Case Study: John & Jodie’s backstory  
  • 20:18 – A strategy for those that “don’t have all their ducks in row” 
  • 22:44 – Long-term goals & the starting positions  
  • 26:22 – Future expenses: How to plan even if you don’t know the exact dates 
  • 30:21 – The Golden Strategy: Only two investment properties needed?! 
  • 33:11– Considering rentvesting? Listen to this first  
  • 34:15 – Digging into the numbers: Surplus & buffer drops  
  • 36:04 – How investors “trade through” a negative cashflow position 
  • 38:36 – The Forever Home: Should they choose the $2.1M or $1.1M option? 
  • 44:44 – Is it in today’s dollars?   
  • 46:21 – Diving into the debt & short drops in loans  
  • 47:47 – Retirement income source: The balance between super and passive income 
  • 51:48 – Their wealth projection overview 
  • 52:31 – “… and that’s what financial peace looks like.”  
  • 56:33 – Want more great, in-depth case studies? Join the waitlist for our third book! 

And… 

 

519 | How He Left Johannesburg at 19 with £400 to Now Owning 18 Properties! – Chat with Gavin van Zyl

Today’s guest has a remarkable story whose lessons span international borders and redefines risk, resilience and what it means to build a real-estate empire… 🌍🏠 🔑 

Meet Gavin van Zyl, Founder of White Rhino Property and a leading property expert in Canberra and NSW’s Queanbeyan market.  

With an entrepreneurial drive and a fearless approach to property investing, Gavin has risen to prominence, ranking as Rate My Agent’s top salesperson in New South Wales and securing a spot in Australia’s REB Top 100 Agents list.  


In this episode, you’ll hear:

  • Essentials for ACT Property Investors, including how to navigate ACT’s land tax 📈
  • Finding “Real Estate Gold”: How he seized the opportunity to buy the worst house on the best street 🥇
  • From 4 to 18 Properties: Gavin’s strategies for managing risk and high debt to launch White Rhino Property. 📊
  • The 3-Month “Holiday” That Changed His Life: Hear the pivotal trip that sparked the fire for his prosperous career in real estate. 🛫
  •  His jaw-dropping global experience from share houses in London to landing in Canberra, and more! 🇬🇧

Tune in now for a fascinating discussion with one of the boldest names in NSW real estate.   


Free Stuff  

 

Timestamps  

  • 0:00 – How He Left Johannesburg at 19 with £400 to Now Owning 18 properties! 
  • 1:56 – Mindset Minute: To inspire people, don’t show them your superpowers… 
  • 3:13 – Welcome Gavin!  
  • 4:16 – From Johannesburg to Canberra: How did Gavin’s background influence his property investing?  
  • 5:22 – Money Story: “All that glitters ain’t gold”  
  • 8:38 – How the 3-month holiday he never returned from led to a career in property investing 
  • 11:11 – From Pounds to AUD: The big move to Australia and how he met Chelsea  
  • 16:51 – “That put the fire under my belly”: Landing in Canberra and how he got into property  
  • 21:59 – Why invest in freestanding over units?  
  • 25:54 – The loopholes he used to leverage  
  • 30:01 – How he bought real-estate gold: Investing in the worst house in the best street! 
  • 33:22 – From broke to the birth of White Rhino Property   
  • 38:03 – From ACT to NSW: “You can essentially buy three assets in this marketplace before you even get taxed $1.”  
  • 40:03 – The issue with investing in Canberra (Watch this on YouTube!)  
  • 44:19 – Where did Gavin develop his risk appetite?  
  • 48:38 – Ben’s experience in London!  
  • 51:14 – An entrepreneurial spirit and how he picks up the diamonds  
  • 54:49 – Investing commercial & buying in Super  
  • 56:28 – What is the mindset brought Gavin to where he is today?  
  • 59:07 – “The real wealth is freedom”: His North Star now 

And… 

  • 1:06:40 – Thank you, Gavin! What a remarkable story.  
  • 1:09:10 – Lifehack: How to remove Instagram content from someone without unfollowing them.  
  • 1:11:12 – WMPN: Holding Property: Is it a bulletproof investment or not? 

 

509 | Property Investing 2.0: Why Property Investors Must Think Like Small Business Owners

The first property investor narrative was about “mom and pop” investors: middle-income earners with one investment property who passively manage it in the background.  

In today’s episode, we’re introducing the Property Investor 2.0 narrative…  

Small Business Owners.   

There are seven critical reasons; can you guess them?  

  1. Managing A___ like a Business  
  2. Income G_____  
  3. Strategic P_____  
  4. R___ Management & C____ Planning  
  5. Understanding & Managing L____  
  6. Customer R____ Management  
  7. Marketing & B_____  

Discover why shifting this perception is so important and what we stand to gain by doing so. Listen now, folks!  

P.S. We also discuss the most important characteristic that predicts success and in “What’s Making Property News”, Ben uncovers the green shoots in the market.  

 

Free Stuff Mentioned…

  • We’re looking for talented folks to join our team!
    MoneySMARTS 2.0 is launching in October, and we’re looking for a Security Operations Manager. We’re also recruiting for roles in Marketing, Customer Service, and more! Interested? View current openings here >>  

 

Timestamps

  • 0:00 – Property Investing 2.0: Why Property Investors Must Think Like Small Business Owners 
  • 2:31 – Moorr Webinar Replay: A data-driven way to manage your portfolio
  • 7:51 – Mindset Minute: What is the #1 character quality that predicts success? 
  • 10:30 – Property Investing 1.0: Why is the “mom and pop” investor narrative now obsolete?  
  • 12:30 – “It’s coming from a place of ‘doing good’.”  
  • 14:06 – Why property investors are small business owners 
  • 18:45 – Rules of the Game: From guilt shaming to performing social good 
  • 24:47 – 1. Managing A___ like a Business  
  • 25:56 – 2. Income G_____  
  • 28:19 – 3. Strategic P_____  
  • 31:25 – 4. R___ Management & C____ Planning  
  • 33:44 – 5. Understanding & Managing L____  
  • 36:33 – 6. Customer R____ Management  
  • 42:48 – 7. Marketing & B_____ 
  • 45:40 – “At the end of the day, politicians want two things…”  
  • 48:49 – Why does the perception need to shift from part of the problem to part of the solution? 
  • 50:03 – How does it impact policy?  
  • 52:41 – Socialism vs. Capitalism: Growing the economic pie  
  • 55:33 – How do entrepreneurial mindsets bring economic benefits? 
  • 58:35 – The 4 ways we ALL win  

And… 

  • 1:05:40 – Lifehack: Use a fork…to hang your prints?!  
  • 1:06:53 – WMPN: Home Sales Rising: Which states drive the economic flywheel?  

 

What’s Your Money Story Like? Join us for our Summer Series and share your story!

We get it… Talking about money can feel awkward and uncomfortable.

But it shouldn’t be a taboo subject!

Having conversations about money not only allows us to understand ourselves better but also gives us the opportunity to learn more from each other.

So, would you like to be in our Summer Series podcast?

We’d love to listen to your story and hear about your tips and tricks when it comes to money management! And if you have a specific question in mind, we want to hear it directly from you too!

Just fill in the form below and we’ll get in touch. 😉


  • Name

  • Nickname
  • (Do you have a nickname/alias you want used on the podcast?)

  • Email

  • Contact Number

  • And a quick summary on your Money Story!

    Let's start with What Money Means to You. We are interested to know what motivates you particularly when it comes to money. From the options below, please select the top five that matter to you.

  • A quick summary on your Money Story!
  • Don't spill all the beans 😉

  • And finally, have you implemented our MoneySMARTS system?

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TPC Gold | What Exactly Is a Cash Flow Property?

Today’s bonus snippet is from a previous episode where Bryce and Ben answer listeners’ property investment questions. 

Question #1: When Should We Buy Our Next Property? 🤔
Brad and his wife recently bought their first home. They currently live there but plan to turn it into an investment property. When should they buy their next property? And how should they set up their loans – interest-only or principal and interest? 

Question #2: What Makes a Cash Flow Property? 💰
Stephen wants to know more about cash flow properties. What is it? How do you identify one? And what does it truly mean to have a cash flow positive property? 

For a deeper dive into these topics, listen to the full episode here: Episode 260 | Q&A: Picking the Right Investment Strategy. 

Got a question for Bryce and Ben? Leave us a message here! Your question could be featured in our next Q&A episode.  

Cash Flow Property Tracking & Analysis

If you’re looking for a tool that will help you manage your property investments and finances, check out the Moorr app.  

Built for property investors by property investors, Moorr has just launched their Cash Flow Projection feature. This feature helps investors answer questions like: 

  • How much is my property costing me? 
  • How much profit is it bringing in? 
  • How much tax am I paying and/or saving on each property?  

Cash Flow Property-Related Episodes

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