With today’s tightening rate cycle, it’s no surprise that many folks are refocusing and replanning their lending strategies to secure their cash flows.
That’s why, in this week’s episode we’re honouring those folks who are focusing on a “prevention rather than a cure” (and encouraging others to get on board!) by unpacking 4 REAL mortgage stories from our own brokers covering:
👉 Refinancing before maternity leave when she’s the main breadwinner and there’s a history of health complications,
👉 Navigating cash flow challenges as a single parent (The solution this parent decides to go with is downright inspirational and represents the choices MANY parents are facing!),
👉 Relocating across states with jobs that CAN’T be done remotely, and…
👉 Exactly why you need good lending advice from a qualified, experienced broker!
If you can’t tell folks, this episode is packed full of evergreen wisdom that’ll reveal how to navigate cash flow challenges and optimise your lending strategy today.
Tune in now!
Free Stuff Mentioned
- Need help making your money last? Check out Moorr’s MoneySTRETCH to gain a clear line of sight into your finances! Watch Ben’s video to find out more here.
- Keen to talk to an experienced and investment savvy Mortgage Broker? Check out the Free Initial Consultation with our sister company, Empower Wealth here or fill in the form below:
- 0:00 – The Incoming Gold Today!
- 4:12 – Mindset Minute: Spending can be a representation of…
- 9:54 – SUMMARY: Morgan Housel’s The Art of Spending
- 12:58 – Context for today’s episode
- 15:07 – Case Study #1: Maternity Leave & Health Complications
- 21:28 – The “a-ha” moment!
- 24:22 – Our Solution
- 29:55 – Case Study #2: Single Mother with a 12-Year-Old Son
- 35:27 – The 2 critical options they had!
- 37:03 – She was having THESE conversations over the dinner table…
- 40:07 – Is it really essential?
- 45:32 – Case Study #3: Married Couple with 2 Kids relocating to WA!
- 48:12 – THIS is always critical for Lending 😮
- 48:33 – The Perfect Blueprint: How they achieved their dream
- 53:19 – Case Study #4: The Importance of Good Advice
- 56:09 – This happened during the GFC (+ why it’s like this cycle) 🙁
- 1:00:35 – Beware: Conflict of Interest!
- 1:03:05 – The Solution: Tiered Lending!
- 1:05:24 – Why the relationship should ALWAYS be the most important thing…
- 1:08:58 – What you should (and shouldn’t) be looking for in a broker!
- 1:12:50 – Need help making your money last? Check out MoneySTRETCH in Moorr!
- 1:16:27 – Lifehack: How to BUY time?!
- 1:18:47 – Choose a brokerage that sharpens iron on iron. (Check out our awesome team if you need one!)
- 1:20:57 – What’s Making Property News: Thank you to all the folks who participated in the 9th PIPA survey! Interesting findings + what it means…