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Episode 225 | Breaking News with Dr Shane Oliver – Are We in Store for a Global Recession?

Folks, we have a very special guest on today … Dr Shane Oliver, Head of Investment Strategy and Chief Economist at AMP Capital!! (Ben was a bit giddy, ha!)

So, if you’re keen to hear the latest economic news across the property AND stock market, or you want the intel on how the cogs of the economy run … then you’d best hit play on this one!

To give you an idea, Shane Oliver is responsible for determining AMP Capital’s investment strategy and asset allocation and also provides economic forecasts and analysis to the asset class portfolio managers. And chances are, you’ve seen his face somewhere in the news because Shane is also a regular media commentator on major economic and investment market issues and has been with AMP for over 30 years!

And he’s not just an expert on this stuff, he’s also excellent at breaking down complex economic updates into simplified, bite-sized pieces!

Oh, and as mentioned on today’s show, he’s often providing live updates on Twitter, so if you’re keen to get his economic insights his twitter handle is @ShaneOliverAMP

 

Other resources mentioned in today’s show…

(And, don’t forget… CLICK HERE to Find Out About our AFL Competition – Epic Prizes!)

 

So… What are you in for?

 

 

Episode 204 | Peter Koulizos – What he’d like to do about Negative Gearing?

Folks it’s time to rip out the straw hat, grab your sunnies and chuck on your thongs… because TODAY IS THE FIRST DAY OF OUR SUMMER SERIES!!

Which means this: 2 Episodes of The Property Couch each week — Tuesday and Thursday — kicking off RIGHT NOW all the way until Thursday 31st January! Yep. That’s 7 unstoppable weeks of nothing but the best guests, double time!

And joining us for our first ever episode of the season to dive into the implications of the proposed changes to Negative gearing is none other than the Property Professor himself… Peter Koulizos! If you recognise the name, that’s not only because Peter is an industry expert who has been in the property education space for a very, very long time, he’s also sat on the Couch a couple times already!! We spoke to him about gentrification way back in Episode 30 and then again in Episode 47!!

Although he likely doesn’t need an introduction, we’ll clear up that, yes, aside from being a hands-on property investor himself, Peter specialises in property valuation and economics and holds a teaching degree, a Graduate Diploma in Property and a Masters of Business (Property). He lectures in Property Investment for Tafe SA, Uni SA and other property education courses all over the country. And he’s done all this for over a decade. Not to mention, the Property Professor also took over the reins from Ben as Chairman of Property Investment Professionals of Australia (PIPA)!

So, let’s bring out the Summer cocktail and kick off the conversation shall we?!

 

Before we throw down the beach towel, don’t forget…

DOWNLOAD our Free Binge Guide Here – The First 20 Episodes

This 80-odd page document is the vault containing all the foundational tips and insights you need to be a successful investor.
Want a Free Copy of The Golden Highlights? You can get it here.

 

Here’s the lowdown on Negative Gearing…

AND….

  • What’s Peter’s final word for property investors for 2019???

 

Quote of The Show…

No one ever said, “My Great Australian Dream is to make the banks more money.”
– Ben

Episode 200 | Paul Clitheroe – Timeless Wisdom from the Original “Money” Guru

Folks, it’s finally here…… our 200TH EPISODE!!!!!!!!!!

Pheeeeeeeeeeuuuuuuuuppppp!!!!

(This is as close as we can get to a Party Horn sound.)

And, boy, do we have a legendary episode for you!!! To give you an idea folks — when we locked in today’s guest, Ben was cartwheeling and high-fiving all over the joint. And for good reason… because joining us today is none other than THEMoney” man himself, Mr Paul Clitheroe!!!

Look, we probably don’t need to tell you that from 1993 – 2002, Paul Clitheroe was indeed a household name — appearing in people’s lounge rooms as he hosted the wildly successful show Money on the Nine Network. Yep. Almost one in two households were watching his show, so if you’re like us, and you’ve got a bit of “salt and pepper” in your hair, chances are you were one of the folks watching!

For those Gen Y-ers who might not know Paul, he (along with his uni mates) founded the leading investment research and advisory company ipac, back in 1983. He’s got more than a handful of books to his name — Money, Marriage and Divorce, Making Money, The Road to Wealth, Free Yourself from Debt, Make your Fortune by 40… and this isn’t even all of them! You can stalk all of his books here.

To put the cherry on his very successful career, Paul’s gone on to dedicate his professional life to serving others, having been an active advocate of financial literacy for DECADES and championing ASIC’s MoneySmart Schools. To give you an idea, he’s Chairman of the Australian Government Financial Literacy Board and Financial Literacy Australia, as well as the Chairman of InvestSMART. Oh, and he’s also Chairman and chief commentator of Money magazine.

Yep. Doesn’t get much better folks!!

Well, maybe it does… because we’ve got him for over 1.5 hours of rock-solid gold!!! (Yep. You might need to listen to both ways on your commute!!)

The even better bit?

… Paul comes with real life money hacks AND he’s also a ripper storyteller!

 

Before we kick off this epic-of-epic episodes, we’ve also got YOU a gift for our 200th episode……

CLICK HERE to Get The Gold from our very first 20 episodes in 80-odd pages of foundational property investment tips

These pages flood the bucket with golden foundational tips and actionable takeaways! They contain a lot of our best stuff, and our later episodes draw on the insights from these earlier ones. So it’s crucial you pick up the gold in these, so you don’t miss out on this really important info (also saves you from trolling through hours and hours of these podcast eps!).

 

Get the insider’s guide to…

  • Know where to buy
  • Pick the right property
  • Structure your home loans without hitting “glass ceilings”
  • Manage your money
  • Time the market
  • Lessen your risk
  • Apply the fundamentals
  • Conquer your investment strategy
  • Avoid spruikers and bad advice
  • And much, much more.

Click here to download it or simply fill in the form below and we’ll send it to you right away! 🙂

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AND BACK TO TODAY’S 200th EPISODE…

  • When did Paul start to think about money habits?
  • What was his parents’ relationship with money like?
  • How can parents teach their kids about the value of money?
  • How do you affect behavioural changes around money?
  • What was Paul’s financial mistake?
  • How much did the money his parents put aside turn into?
  • What little things you can start to do now that overtime will have huge benefit?
  • Is there a link between happiness and a person’s salary?
  • If so, how much do you need to earn before your happiness is no longer affected?
  • What are kids now being taught in schools? (Head here for more)
  • Are humans programmed to spend 10% more than they earn? How can you fix this?
  • How did Paul overcome his own financial issues when he started his own business?
  • How did he end up on ABC’s Four Corners?
  • What was it like meeting Kerry Packer???
  • What do most people think when they see a suit and tie?
  • How was juggling a growing business, a family and television?
  • What are the common questions Paul gets about money?
  • What’s Paul’s #1 Money Tip?
  • When did Australia sell the greatest number of CommBank shares? And why is this relevant?
  • What’s Paul’s views on the changing property market?
  • What’s the “aggregate economic effect”?
  • What does Paul think about the proposed changes to negative gearing?
  • Have Australian voters become “Red lolly suckers”?
  • What was the BEST advice Paul ever received?
  • And here’s the link to the Two and Half Men Video! Watch here.

 

P.S. Here’s to 200 more episodes folks!

 

Episode 165 | Royal Commission’s Role in the Lending Sector and Q&A on Improving Loan Serviceability, Sell v Hold Strategy and Investing in Shares

Just a heads up, folks: we’re tackling a couple of serious topics today!

Because, not only are we diving into the world of the Banking Royal Commission (and what they do), we’re also answering a few voicemail messages about how to best service your loan, what to look out for if you considering investing in shares and having a crack at the million dollar question: should you sell or hold??

Yep, Ben will be donning on his Chair of PICA hat to address some of these topics, especially when it comes to choosing your mortgage broker wisely and making sure, as property investors our assets and financial wellbeing are well protected!

 

As part of this, we will be dropping the “F” word… Fraud.

It should go without saying, DON’T go there… but if you find yourself taking dodgy advice, you could find yourself in boiling water too. And remember — for the folks that haven’t signed up yet — you can get an individual Membership of PICA for as little as $5 to lobby government regulations and help us get rid of the “bad eggs” and spruikers responsible!

 

So, let’s jump into the SpeakPipe Q’s:

Question from Nick (from New Zealand) about Selling or Holding a House and Land Package:

I purchased a house and land package in Landsdale, Perth in 2012. It’s next to the parks, next to the school; it’s a beautiful place with nice places around it — should I play the long game and hold onto it? Or should I look at selling it & placing my money elsewhere? It’s cash flow neutral, so it’s not costing me anything. It’s rented out, I’m paying the debt down through my own cash flow… the only other thing is, I’m at university so if I sell it, I won’t be able to get another place — I wouldn’t be able to get a mortgage — for 2 years until I graduate. I know it’s a million dollar question — but should I sell it or hold it?

 

Question from Will about serviceability concerns with current lending regulations:

We’ve got a current portfolio of currently 3 properties, looking to buy our 4th and final property in late 2018. I’m a little bit concerned about serviceability since the new APRA rules? have been brought in with the big banks. I was wondering if there were any practical things we could do to improve our serviceability? The second part to the question: Is there anything we can do to increase serviceability with second-tier lenders and third tier lenders?

 

Question about shares from Jamie:

Through your podcast, Rich Dad, Poor Dad. In the book, it talks about using shares to raise a deposit to purchase property. I was wondering if you were aware of any podcasts or books or any other resources that are similar to your own podcast but talk about trading shares? It’s something that is less tangible than property and I have a harder time understanding it.

 

p.s. Make sure to check out PICA’s website: www.pica.asn.au

p.p.s. And the video that we talked about is called, Becoming Warren Buffet.

 

Episode 139 | Pete Wargent, Multimillionaire at Age 33: How did he do it?

It’s podcast day, yay! Today we have a special guest on indeed — Pete Wargent!

Aside from achieving financial freedom at AGE 33 (yep) through property investing primarily in London and Sydney, Pete is now one of Australia’s leading experts on market trends, co-founder of AllenWargent property buyers, a 4-time published author, a Buyers Agent and a blogger —http://petewargent.blogspot.com.au/

 

Originally from the UK and now living in Brisbane, Pete has a worldly insight into investing, finance, shares and is our first guest who achieved a passive income with an international property portfolio. So how many properties did it take Pete to retire?

Pete and the boys discuss:

  • How he retired as a multimillionaire in his early 30s (Pete works for fun now)
  • What he did after he said goodbye to his fulltime job as a Chartered Accountant
  • When and why he started investing
  • Why he has never sold a property (Does investing for the long term actually matter?)
  • Investing in London and the considerations involved
  • The problems with drawing comparisons with world cities (i.e. Melbourne Vs London)
  • Pete’s Property Investment Mistakes
  • The consequence of Brexit on property investors
  • His thoughts on franking credits
  • Does he recommend Australians buy in London?
  • The hard lessons of growing up in a recession
  • What is the equity target to achieve a passive income?
  • The important variables to identify a trend to find investment grade markets
  • Investing in Sydney vs investing in Brisbane (he has now invested in Brisbane)
  • The importance of taking action
  • What NOT to do if you’re investing in the stock market
  • His investment decision on off the plan/high density apartments

 

Pete’s own books and seminar mentioned:

 

Interested to join us on Facebook LIVE next Wednesday, 4th of October at 7:30pm? Register your interest here!

 

 

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