204 | Peter Koulizos – What he’d like to do about Negative Gearing?

By The Property Couch December 18, 2018 in Podcast, Summer Series

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Folks it’s time to rip out the straw hat, grab your sunnies and chuck on your thongs… because TODAY IS THE FIRST DAY OF OUR SUMMER SERIES!!

Which means this: 2 Episodes of The Property Couch each week — Tuesday and Thursday — kicking off RIGHT NOW all the way until Thursday 31^st January! Yep. That’s 7 unstoppable weeks of nothing but the best guests, double time!

And joining us for our first ever episode of the season to dive into the implications of the proposed changes to Negative gearing is none other than the Property Professor himself… Peter Koulizos! If you recognise the name, that’s not only because Peter is an industry expert who has been in the property education space for a very, very long time, he’s also sat on the Couch a couple times already!! We spoke to him about gentrification way back in Episode 30 and then again in Episode 47!!

Although he likely doesn’t need an introduction, we’ll clear up that, yes, aside from being a hands-on property investor himself, Peter specialises in property valuation and economics and holds a teaching degree, a Graduate Diploma in Property and a Masters of Business (Property). He lectures in Property Investment for Tafe SA, Uni SA and other property education courses all over the country. And he’s done all this for over a decade. Not to mention, the Property Professor also took over the reins from Ben as Chairman of Property Investment Professionals of Australia (PIPA)!

So, let’s bring out the Summer cocktail and kick off the conversation shall we?!

Before we throw down the beach towel, don’t forget…

DOWNLOAD our Free Binge Guide Here – The First 20 Episodes

This 80-odd page document is the vault containing all the foundational tips and insights you need to be a successful investor.
Want a Free Copy of The Golden Highlights? You can get it here.

Here’s the lowdown on Negative Gearing…

What are the biggest observations that have come out of 2018?
What are the ramifications of these observations?
What are the common questions people are asking Peter Koulizos?
Let’s talk about it… Negative Gearing and why it won’t work!!
What happens if you discourage people from buying property?
Should you still invest in property if the Negative Gearing Changes happen?
How are Off the Plan properties going to fare if Negative Gearing is introduced?
And how much of these properties make up the total market? (Spoiler: it’s not much!)
And why will rents likely rise?
How did the Negative Gearing Policy come about in the first place? And why is it no longer needed?
What can we do instead of changing Negative Gearing laws?
How can the Shared Equity Scheme help? What is it?
Why is Adelaide a great city to invest?
What do you need to consider when investing in Adelaide? How’s this different to investing in Melbourne?
Why is it important for a property investor to remain unemotional?
How long can we expect the credit crunch to last?
And how can you navigate the Credit Crunch?
Which loans are easier to get?
Are you affected by the bad property market news or the good news? (“You’ll be laughing” if you do this)
Why is Peter seeing an increase in seminar attendees now?
What’s the #1 thing property investors don’t realise, but should??
Why doesn’t developing 1 property into 2 always end in profit?
What do Mum and Dad Developers need to know?
What’s the biggest hurdle in property development?
Why might the council reject your development?
How is Peter helping kids get onto the property ladder?
How can you help stop negative gearing changes?
What’s the “top down approach” when researching property?

AND….

What’s Peter’s final word for property investors for 2019???

Quote of The Show…

No one ever said, “My Great Australian Dream is to make the banks more money.”
– Ben

200 | Paul Clitheroe – Timeless Wisdom from the Original “Money” Guru

By The Property Couch November 29, 2018 in Podcast

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Folks, it’s finally here… our 200^th EPISODE!!!!!!!!!!

Pheeeeeeeeeeuuuuuuuuppppp!!!!

(This is as close as we can get to a Party Horn sound.)

And, boy, do we have a legendary episode for you!!! To give you an idea folks — when we locked in today’s guest, Ben was cartwheeling and high-fiving all over the joint. And for good reason… because joining us today is none other than THE “Money” man himself, Mr. Paul Clitheroe!!!

Look, we probably don’t need to tell you that from 1993 – 2002, Paul Clitheroe was indeed a household name — appearing in people’s lounge rooms as he hosted the wildly successful show Money on the Nine Network. Yep. Almost one in two households were watching his show, so if you’re like us, and you’ve got a bit of “salt and pepper” in your hair, chances are you were one of the folks watching!

For those Gen Y-ers who might not know Paul, he (along with his uni mates) founded the leading investment research and advisory company ipac, back in 1983. He’s got more than a handful of books to his name — Money, Marriage and Divorce, Making Money, The Road to Wealth, Free Yourself from Debt, Make Your Fortune by 40… and this isn’t even all of them! You can see all of his books here.

To put the cherry on top of his very successful career, Paul’s gone on to dedicate his professional life to serving others, having been an active advocate of financial literacy for DECADES and championing ASIC’s MoneySmart Schools. To give you an idea, he’s Chairman of the Australian Government Financial Literacy Board and Financial Literacy Australia, as well as the Chairman of InvestSMART. Oh, and he’s also Chairman and chief commentator of Money Magazine.

Yep. Doesn’t get much better folks!!

Well, maybe it does… because we’ve got him for over 1.5 hours of rock-solid gold!!! (Yep. You might need to listen on both ways of your commute!!)

Even better?

Paul shares some real life money hacks AND he’s also a ripper storyteller!

Before we kick off this most epic of episodes, we’ve also got YOU a gift for our 200^th episode…

CLICK HERE to get the GOLD from our first 20 episodes!

This guide is awash with golden foundational tips and actionable takeaways!

They contain some of our best stuff, and our later episodes draw on the insights from these earlier ones. So it’s crucial you pick up the gold in these, so you don’t miss out on all the really important info (also saves you from trawling through hours and hours of podcast episodes!).

What’s included in this Binge Guide?

90 pages of checklists, diagrams, tables and summary notes from our first 20 episodes
Understanding asset selection – know where to buy, pick the right property, time the market and more!
Structure your home loans without hitting “glass ceilings” and managing your money well at the same time
Lessen your risk and apply the fundamentals
How to avoid spruikers and bad advice
And much, much more!

Click here to download or simply fill in the form below and we’ll send it to you right away!

AND BACK TO TODAY’S 200^th EPISODE…

When did Paul start to think about money habits?
What was his parents’ relationship with money?
How can parents teach their kids about the value of money?
How do you affect behavioural changes around money?
What was Paul’s financial mistake?
How much did the money his parents put aside turn into?
What little things can you start to do now that over time will have huge benefits?
Is there a link between happiness and a person’s salary?
If so, how much do you need to earn before your happiness is no longer affected?
What are kids now being taught in schools? (Head here for more)
Are humans programmed to spend 10% more than they earn? How can you fix this?
How did Paul overcome his own financial issues when he started his business?
How did he end up on ABC’s Four Corners?
What was it like meeting Kerry Packer???
What do most people think when they see a suit and tie?
How was it like juggling a growing business, family and television?
What are the common questions Paul gets about money?
What is Paul’s #1 Money Tip?
When did Australia sell the greatest number of CommBank shares? And why is this relevant?
What are Paul’s views on the changing property market?
What’s the “aggregate economic effect”?
What does Paul think about the proposed changes to negative gearing?
Have Australian voters become “red lolly suckers”?
What was the BEST advice Paul ever received?

Here’s to 200 more episodes folks!!

And if you’re looking for some practical money-saving hacks, check out our video series below!

[REVEALED] The Money Saving Hacks the Banks Don’t Want You to Know About —- Free 3-Part Video Series

Money Saving Hack #1 — How to Make Sure You NEVER Pay Interest on Your Credit Card
Money Saving Hack #2 — How to Never Unconsciously Overspend Ever Again
Money Saving Hack #3 — How to Put Your Finances on Autopilot

Fill in the form below and we’ll email you the videos right away!

165 | Royal Commission’s Role in the Lending Sector and Q&A on Improving Loan Serviceability, Sell v Hold Strategy and Investing in Shares

By The Property Couch March 29, 2018 in Podcast, Q&A

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Just a heads up, folks: we’re tackling a couple of serious topics today!

Because, not only are we diving into the world of the Banking Royal Commission (and what they do), we’re also answering a few voicemail messages about how to best service your loan, what to look out for if you considering investing in shares and having a crack at the million dollar question: should you sell or hold??

Yep, Ben will be donning on his Chair of PICA hat to address some of these topics, especially when it comes to choosing your mortgage broker wisely and making sure, as property investors our assets and financial wellbeing are well protected!

As part of this, we will be dropping the “F” word… Fraud.

It should go without saying, DON’T go there… but if you find yourself taking dodgy advice, you could find yourself in boiling water too. And remember — for the folks that haven’t signed up yet — you can get an individual Membership of PICA for as little as $5 to lobby government regulations and help us get rid of the “bad eggs” and spruikers responsible!

So, let’s jump into the SpeakPipe Q’s:

Question from Nick (from New Zealand) about Selling or Holding a House and Land Package:

I purchased a house and land package in Landsdale, Perth in 2012. It’s next to the parks, next to the school; it’s a beautiful place with nice places around it — should I play the long game and hold onto it? Or should I look at selling it & placing my money elsewhere? It’s cash flow neutral, so it’s not costing me anything. It’s rented out, I’m paying the debt down through my own cash flow… the only other thing is, I’m at university so if I sell it, I won’t be able to get another place — I wouldn’t be able to get a mortgage — for 2 years until I graduate. I know it’s a million dollar question — but should I sell it or hold it?

Question from Will about serviceability concerns with current lending regulations:

We’ve got a current portfolio of currently 3 properties, looking to buy our 4^th and final property in late 2018. I’m a little bit concerned about serviceability since the new APRA rules? have been brought in with the big banks. I was wondering if there were any practical things we could do to improve our serviceability? The second part to the question: Is there anything we can do to increase serviceability with second-tier lenders and third tier lenders?

Question about shares from Jamie:

Through your podcast, Rich Dad, Poor Dad. In the book, it talks about using shares to raise a deposit to purchase property. I was wondering if you were aware of any podcasts or books or any other resources that are similar to your own podcast but talk about trading shares? It’s something that is less tangible than property and I have a harder time understanding it.

p.s. Make sure to check out PICA’s website: www.pica.asn.au

p.p.s. And the video that we talked about is called, Becoming Warren Buffet.

139 | Pete Wargent, Multimillionaire at Age 33: How did he do it?

By The Property Couch September 28, 2017 in Podcast

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It’s podcast day, yay! Today we have a special guest on indeed — Pete Wargent!

Aside from achieving financial freedom at AGE 33 (yep) through property investing primarily in London and Sydney, Pete is now one of Australia’s leading experts on market trends, co-founder of AllenWargent property buyers, a 4-time published author, a Buyers Agent and a blogger —http://petewargent.blogspot.com.au/

Originally from the UK and now living in Brisbane, Pete has a worldly insight into investing, finance, shares and is our first guest who achieved a passive income with an international property portfolio. So how many properties did it take Pete to retire?

Pete and the boys discuss:

How he retired as a multimillionaire in his early 30s (Pete works for fun now)
What he did after he said goodbye to his fulltime job as a Chartered Accountant
When and why he started investing
Why he has never sold a property (Does investing for the long term actually matter?)
Investing in London and the considerations involved
The problems with drawing comparisons with world cities (i.e. Melbourne Vs London)
Pete’s Property Investment Mistakes
The consequence of Brexit on property investors
His thoughts on franking credits
Does he recommend Australians buy in London?
The hard lessons of growing up in a recession
What is the equity target to achieve a passive income?
The important variables to identify a trend to find investment grade markets
Investing in Sydney vs investing in Brisbane (he has now invested in Brisbane)
The importance of taking action
What NOT to do if you’re investing in the stock market
His investment decision on off the plan/high density apartments

Pete’s own books and seminar mentioned:

Get a Financial Grip and The Wealth Way (out in October).
Money for Life : Saturday October 7 , 9am – 5.30pm (Sydney) – And a special 2-for-1 deal just for our podcast listeners: Click here to book your tickets!

Interested to join us on Facebook LIVE next Wednesday, 4^th of October at 7:30pm? Register your interest here!

106 | What Is Fractional Property Investment and How Does It Work? – Chat with Anthony Millet, CEO of BRICKX

By The Property Couch March 9, 2017 in Podcast

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A few of our listeners have asked us about Fractional Property Investment; what is it and how does it actually works. It is a relatively new investing concept and often, people are confused if it’s investing in shares or property especially when it comes to ownership of the property. So we’ve invited Anthony Millet, CEO of BRICKX, to come on the show and share his expertise! Appointed as the CEO back in April 2016, Anthony comes from an investment banking background, had been the Chief Operating Officer of a leading global online sports retailer and is active investor himself. So for today’s podcast, the three of them will be chatting about:

What motivated Anthony into this industry and his investing story
What does fractional property investment means and how did it start in Australia
Who owns the property in the portfolio and what rights do the investors have
How does it work and how much returns would you get
What type of assets are included in the portfolio and the asset selection criteria that’s in place
The regulatory requirements surrounding this investment product
Are gearing or leverage a consideration in fractional property investment
Is it possible to trade the ownership of the product and what are the technological platform available for investors to trade in
The future of Fintech and property investing in Australia

ps: For the roles mentioned in the episode, please check out our Jobs page

If you like this podcast: “What Is Fractional Property Investment and How Does It Works? – Chat with Anthony Millet, CEO of BRICKX”, don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/

Folks it’s time to rip out the straw hat, grab your sunnies and chuck on your thongs… because TODAY IS THE FIRST DAY OF OUR SUMMER SERIES!!

DOWNLOAD our Free Binge Guide Here – The First 20 Episodes

Here’s the lowdown on Negative Gearing…

What’s Peter’s final word for property investors for 2019???

Quote of The Show…

Folks, it’s finally here… our 200th EPISODE!!!!!!!!!!

What’s included in this Binge Guide?

[REVEALED] The Money Saving Hacks the Banks Don’t Want You to Know About —- Free 3-Part Video Series

As part of this, we will be dropping the “F” word… Fraud.

Instagram

Free Resources

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MONEY SMARTS SYSTEM

Folks, it’s finally here… our 200^th EPISODE!!!!!!!!!!