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456 | Australian Housing Market Update: 2023 Mid-Year Report


Want to know the hottest upcoming markets as we round off 2023?  

Or why the housing market is actually just like…a Waterwheel?!?  

Yep. It’s that time of year again folks! We’re sitting down to unpack everything we’ve seen in 2023 so far, why we’re seeing it, and how you can end your year on a high thanks to our Mid-Year Property Outlook! 

From where the cash rate landed (Were our predictions right??) to our forecast for property prices and the biggest reasons why you shouldn’t be focusing on the super macro story, this episode is packed with TONS of topical insights and expert data.  

Plus, we’re covering gold like the biggest enemies of future market growth, the markets that are set to BOOM or BUST and the important upcoming market test that you’ll definitely want to get in before…  

Tune in now to find out what it is and get a super accurate and timely crystal ball reading of the future!😉  

 

P.S. Be sure to tune in to Bryce’s Mindset Minute which explains the secret truth behind a lot of our buying behaviour as consumers. Seriously, “The Man in the Car Paradox” will blow your mind!  

 

 Give it a listen now or watch the Episode below! 

 

Free Stuff Mentioned… 

 

Here’s some of the gold we cover… 

  • 1:21 – Women’s World Cup, Winter Series and Where the Market is Going!  
  • 6:50 – Mindset Minute: The Man in the Car Paradox  
  • 12:48 – Our January 2023 Thesis  
  • 14:19 – The UPDATED Thesis: Where did the cash rate land?  
  • 15:25 – Recreational spend is starting to crash?!  
  • 16:46 – What we didn’t factor in….  
  • 18:48 – The Waterwheel Analogy  
  • 21:14 – The Fiscal Policy: The simple way to understand what’s happening…  
  • 25:38 – Has Business investment started to dry up? 🙁  
  • 28:09 – How to Grow the Pie!!! 
  • 29:29 – Relying on the Government is NOT a plan 
  • 31:42 – The Goldilocks Spot for inflation  
  • 36:01 – Where are we going from here?  
  • 37:03 – The data is saying there will be a ____ in new listing numbers  
  • 38:16 – Trends and opportunities in the market!  
  • 39:45 – Don’t get caught up in the SUPER MACRO. Here’s why… 
  • 43:25 – The positive property growth story 
  • 45:31 – The market bottomed out here…
  • 46:04 – THESE are the enemies of growth! 
  • 47:19 – Why the buffer rate is breaking the market!  
  • 50:01 – Do we really want to poke the bear? 🐻 
  • 51:17 – The Battle of the Rental Freeze & Risk of Stubborn Inflation 😮  
  • 53:10 – Changing the Narrative  
  • 56:29 – The real test: You want to be in BEFORE this!  
  • 58:18 – Herd Mentality & taking advantage of the Market 
  • 1:00:07 – How to be opportunistic when others can’t!  
  • 1:00:50 – Who SHOULDN’T PLAY? BOOM? BUST? 
  • 1:01:57 – Beware of the return of spruikers!  
  • 1:02:32 – Folks, you should still avoid THESE plans… 
  • 1:03:32 – Avoiding certain markets like the plague  
  • 1:06:33 – Life Hack: How does the Man in the Car Paradox affect you 
  • 1:07:54 – What’s Making Property News: ‘Tis the season of inquiries…   

 

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455 | How a $69,000 Property, 2 Duplexes and a Buffer Changed this Investor’s Life Forever! – Chat with Jodi Page Smith


As winter comes to an end so too does our phenomenal 2023 Winter Series, but you can be sure folks, we’re ending it with a bang!  

This week we’re sitting down with an investor whose childhood was characterised by sacrifice, determination and good money habits… 

Tune in now to hear how this moulded the person she’s become, growing up in a low socioeconomic area to buying her first investment property...just before travelling the globe?!?  

 Yep – Jodi’s story is one that will have you guessing her next move until the very end!!  

From her biggest regret (HINT: it has to with duplexes) to buying that property for $69,000 to the lifesaving decision she made in her 20s to get a certain line of defence… 

We’re unpacking a tale that truly highlights the power of getting your ducks in order, the glory of defence strategies and how determination wins the day over and over again. 

A MASSIVE thank you to Jodi and all our amazing Winter Series guests who’ve stepped up and shared your amazing stories with our community. 

Tune in now to finish our superb 2023 series with one insanely awesome and humble lady! 

 

P.S. Sad about this series ending? Don’t worry, we’ve got a super exciting guest coming on in just 2 weeks – and trust us, Bryce has been trying for YEARS to get them on…  We can’t wait to reveal who it is 😉 Stay tuned!  

 

 Give it a listen now or watch the Episode below! 

 

Free Stuff Mentioned… 

  • Ben needs your help! Fill out PIPA’s 9th Annual Sentiment Survey which helps to assess market attitudes and forms the basis for advocacy work against negative property investing policies. Fill it out here now.  
  • Listen to our earlier Winter Series Guests by clicking here!  

 

Here’s some of the gold we cover… 

  • 1:22 – Meet Jodi!  
  • 1:52 – Low socioeconomics & her parent’s goals… 
  • 6:05 – Growing up with both working parents 
  • 9:16 – The money exchange between Mum and Dad 
  • 10:38 – How to build financial muscle memory!   
  • 13:08 – From 1 to 15 buckets… 
  • 13:44 – The first investment property: When your parents back your decision… 
  • 14:26 – “I wish I had bought 4”  
  • 16:24 – Why do people keep moving houses?! (Her A-HA moment)  
  • 18:48 – What???? $69,000?!?   
  • 19:19 – A marriage, a duplex and being a Doer  
  • 21:46 The Biggest Regret  
  • 22:36 – Struck by sickness… 
  • 23:55 – Subdividing the tricky way 😮  
  • 26:06 – When you really trust your gut instincts    
  • 27:21 – How to Engineer Success 
  • 29:01 – What has saved Jodi and her family numerous times??  
  • 31:33 – It’s not very sexy but… 
  • 32:51 – The importance of buffers and cashflow management  
  • 35:02 What motivated Jodi to put a professional plan in place?  
  • 36:41– How she gained validation, knowing & peace of mind!   
  • 37:15 – Getting to the finish line quicker?!   
  • 39:41 – Cutting back where possible and interest rates 
  • 41:13 – Making sacrifices to stick to the vision    
  • 43:19 – Their like chalk and cheese  
  • 45:20 – Wanting people to know that…. IT DOES WORK   
  • 48:12 – TAKING ACTION!  

And… 

 

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454 | How to Create a $5.54M Portfolio in Your 50s – Chat with Tom Dekker

Health Problems. 
Hazardous Tenants.  
Gaining the True Benefit of Hindsight, and…  

Starting an accumulation phase when you’re in your 50s?!?  

Yep. Today’s story is one downright amazing tale that has a bit of wisdom for every listener out there! 

Tune in as we dive into Tom and Crystal’s inspirational tale, kicking off with a very conservative upbringing with life-changing lessons leading up to some harrowing health complications that changed everything. 

And of course, we’re covering ALL the steps in their rapid accumulation stage that led them to 7 properties AND a portfolio of $5.54M (Seriously folks, tune in to find out exactly HOW they did it!!) 😉  

Plus, we’re answering the evergreen question that ALL investors have faced… 

“When is enough, enough?!”  

An enduring episode packed with so many practical bits of investing wisdom. Give it a listen now!  

 

 Give it a listen now or watch the Episode below! 

 

Free Stuff Mentioned… 

  • Listen to our earlier Winter Series Guests by clicking here!  

 

Here’s some of the gold we cover… 

  • 1:12 – Welcome Tom!  
  • 1:41 – Life-changing lessons… 
  • 4:53 – The First House He Bought  
  • 5:45 – Living the life, treading water & nice cars  
  • 7:35 – How a heart attack and Parkinsons got Tom thinking long-term 
  • 11:08 – Why Property?  
  • 13:26 – It’s a 3-decade game folks!  
  • 15:14 – The true benefit of hindsight 
  • 16:02 – It will return in spades… 
  • 17:27 – Post-heart attack purchases  
  • 20:47 – Tom’s financial position today (phew!!)  
  • 23:56 – Diversity in spreading the risk 
  • 25:37 – How he’s navigated difficult tenants 😮  
  • 27:01 – Turning the horror investment around… 
  • 30:16 – Tom’s North Star  
  • 31:49 – The conversations he was having with his Buyers Agents 
  • 34:31 – What do your instincts say? 
  • 41:33 – How much liquidity do you really need? 
  • 43:26 – “It’s kind of like after asking a power lifter advice on how to prepare for a marathon…”  
  • 45:31 – Buffers & Buying Time  
  • 47:09 – A perfect lesson about loans…  
  • 50:13 – From a Landlords Point of View: Increasing Rents  
  • 53:00 – THIS is why he decided to share his story…  
  • 54:46 – A gigantic thank you to Tom!

 

Want to work with Bryce & Ben’s Award-Winning Team? 

 

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Log in or create your free account via the Moorr web platform, or download the app on Apple and Android and transform the way you view and track your wealth. 

 

453 | From 20K to a $2M Property Portfolio: How She Used the Migrant Mindset to Start Again – Chat with Mila Holmes

It was just over a month ago now when we sat down with the Judo Boys who initially introduced to us the concept of the migrant mindset… And this week’s Winter Series guest is a living testament to the power of this mindset.  

Meet Mila Holmes, an amazingly disciplined and driven Winter Series guest who, together with her partner, owns a property portfolio worth nearly $2M.  

But growing up….?  

There was one morning when she and her family woke up…

With their entire life savings WIPED. 😱 

Mila shares what it was like to experience this, from growing up living with 10 other people (yep…housing in USSR is VERY different to Australia) and rampant debt levels to how she made the brave, life-changing decision to move to Australia – by herself. 

 We’ll cover TONS of gold from her winning “Scientific Approach” to investing to how she became MoneySMART including aligning partner money personalities and getting a property plan.  

And if this wasn’t enough, we’ll cover how she’s flourished in the last 14 months of rate rises AND has come to own an absolute 70s gem in Surfers Paradise.  

 

 Give it a listen now or watch the Episode below! 

 

Free Stuff Mentioned… 

 

Here’s some of the gold we cover… 

  • 1:17 – Welcome Mila!  
  • 1:37 – Waking up with their savings completely wiped 🙁  
  • 2:45 – Bad debts and people knocking… 
  • 3:59 The housing story in USSR (10 people in one place?!)  
  • 6:30 – Growing up in St Petersburg 😮  
  • 8:48 – First jobs, university and a divorce…  
  • 10:04 – How Mila came to Australia (by herself!)  
  • 11:48 Money beliefs + impacts of the bank’s collapse  
  • 14:47 – Townsville & transforming her money values  
  • 16:18 – The Commonsense Approach 
  • 17:36 – Merging money personalities: How this power couple did it!  
  • 19:28 – Becoming MoneySMART 😉 
  • 20:52 Strategic advantages from the Migrant Mindset  
  • 23:24 – THIS is why Mila chose to invest in property…  
  • 24:18 – The first property they bought (ahh the memories!)  
  • 26:28 – Getting deployed to Iraq + Engaging the professionals 
  • 27:17 The Scientific Approach to Property Investing 
  • 28:34 – COVID, Children and another property?!?  
  • 30:23 – “It’s not all smooth sailing…”  
  • 31:38 – Like a terrific landlord should! 
  • 34:53 – The 70’s gem they now have in Surfers Paradise  
  • 37:19 – Plan to become what you plan to become… 
  • 38:49 How they can optimise their next chapter!  
  • 43:36 – LVR and moving away from rent-vesting… 
  • 46:05 – How has this power couple navigated the last 14 months?  
  • 51:43 Mila’s advice to listeners out there!  
  • 53:24 – And THIS is why she came onto TPC to share her story! 
  • 54:42 – Thank you Mila – What an amazing story!  

 

Want to work with Bryce & Ben’s Award-Winning Team? 

 

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Log in or create your free account via the Moorr web platform, or download the app on Apple and Android and transform the way you view and track your wealth. 

 

452 | “We made $400k tax free from Reno’s!”: How this TV Popstar Built His Flourishing Portfolio – Chat with Jason Bird

Meet Jason Bird, today’s super special Winter Series guest. Although, this probably isn’t the FIRST time you’ve ever heard of him because today’s guest is also… 

Former Scandal’us pop star from the 90’s hit show Pop Stars!! 😮  

Yep. We got to sit down with an incredibly humble and inspiring former pop star with a truly mind-blowing story to share. 

We’ll be starting right back at the beginning, before the fame and worldwide tours, to when recessions and failing family businesses were his reality… 

Tune in as we follow Jason’s inspiring rise to fame as he becomes an overnight sensation, lives the glamorous life of a pop star, and how, with its abrupt end, he pivots to build a 3 property portfolio (and growing!).   

And did we mention, he flips a house earning him $400k…. tax-free?!?!?   

It’s true. Today’s episode will have you on the edge of your seat as we get a sneak peek at how much Australian pop stars really earn, see the TRUE value of transparent money conversations and the terrifying consequences of having a negative credit score (Seriously, tune in to 27:48 now folks).  

As always, today’s episode is another jaw-dropping story of perseverance, hard work and humility. 

 Give it a listen now or watch the Episode below! 

 

Free Stuff Mentioned… 

  • Listen to our earlier 2023 Winter Series Guests 
    • Ep 450 | Thriving After Divorce – Rebuilding Wealth & Renewing Spirit – Chat with Adam Crane
    • Ep 451 | From Unspeakable Trauma to Overcoming Doubts & Beach Holidays: How This Nurse Did it! – Chat with Laraine Kenniff
  • Still want more?! Check out our complete Winter & Summer Series collection here!  

 

Here’s some of the gold we cover… 

  • 0:00 – Incoming gold alert!!   
  • 1:34 – Welcome Jason!   
  • 2:09 – Growing up where money conversations were…a cornerstone?!   
  • 4:03 – A recession, a failed business & a changed lifestyle 😮   
  • 7:21 – “Work Smarter, Not Harder”: Jason’s Valuable Lessons Learned  
  • 9:46 – THIS is how it affected his siblings…    
  • 11:24 – From first job to…recording artist?!?     
  • 15:27 – Touring UK and Australia (Jason was earning THIS much?!?)  
  • 17:25 – An Insider’s Look: How glamorous was the pop stars lifestyle really?  
  • 20:47 – Staying grounded and an end of an era 🙁   
  • 25:55 – Pivoting to Property during Perth’s Property Boom    
  • 27:48 – LMI declined because of… a phone bill?! 
  • 31:13 – The 7 years clearing the botched phone deal  
  • 34:01 – The first plot of land he bought (Make sure you do THIS test folks!)  
  • 36:15 – His first reno project + meeting his life partner… 
  • 38:42 – The property they got for a bargain! (and the flipping process)  
  • 41:44 – Finding success in Success, Perth 😊  
  • 44:55 – “It was absolute hell; at one stage we had no floors…”  
  • 46:26 – $400k in tax-free profits?!?  
  • 48:02 – Why having an investment-savvy broker is so critical!  
  • 50:55 – How does Jason’s property portfolio look now? 
  • 51:46 – Jason’s driving goals & how he found a balance in life  
  • 54:59 – Key Messages for our TPC Community!  
  • 58:56 – and THIS is why Jason decided to come onto the couch!  
  • 1:02:56 – Here’s how you can catch Jason performing 😉  
  • 1:04:05 – WOW, what a story! Thank you, Jason! 

 

Want to work with Bryce & Ben’s Award-Winning Team? 

 

Get Moorr out of your money.
Log in or create your free account via the Moorr web platform, or download the app on Apple and Android and transform the way you view and track your wealth. 

 

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