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Bet $1 To Make $10 – How To Master Leverage And Compound Growth Without Risking It All

By in Podcast, The Armchair Guide to Property Investing

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Have you ever wondered how to accelerate your wealth position without having to risk everything? If so, we have something very important to tell you in this episode that – let’s be real here – a lot of folks don’t actually know about.

Property Investors actually have a Superpower…. and that Superpower is LEVERAGE.

But it gets even better than that. Because if you add this superpower with another one – “The Compound Effect” – you’ll be sitting very pretty indeed! And these two fundamentals of investing are what make property such a safe and sustainable vehicle for wealth creation.

If you have no idea what we mean by “leverage” or “compounding”, that’s totally okay… ‘cos we’re about to fill you in on exactly what these terms mean and how they amplify your ability to create a passive income for life.

Plus, we’ll be walking you through WHO exactly property investors should have on their team as well as other investment choices you can consider instead of/as well as property!

Sound good?

Listen to now to learn how to master leverage and compound growth WITHOUT risking it all!

Don’t forget, get further insights and “play along at home” by picking up a FREE physical copy of our book here: http://www.thearmchairguide.com.au/

 

Here’s a bit of what we cover in today’s episode…

  • How does lasting wealth creation occur?
  • Why can’t you “save your way” to a passive income?
  • What is Leverage and how can you use it to make your money work MUCH harder for you?
  • What is The Compound Effect and why does this totally change the game if you’re investing over the long term?
  • What are the four ways we generate money?
  • How can you accelerate your wealth safely AND sustainably?
  • Why shouldn’t you trust the Australian Pension to look after you in retirement?
  • What types of investments are available to you?
  • Why is property such a great investment vehicle, particularly if you want a “hands off” approach to a passive income?
  • What professionals do property investors need on their team?

 

Free Resources

  • Free Book – The Armchair Guide To Property Investing: How to Retire on $2,000 A Week (please just pay for postage – we’ll pay for the book and send it anywhere in Australia for you.)
  • The Property Couch Podcast – The Insider’s Guide to Property Finance and Money Management (This is Australia’s #1 Property Podcast with over 307+ episodes that features HEAPS of simple and actionable frameworks, countless interviews with the best minds in the Australian property and finance industry and a ridiculous number of free resources to help you at any stage of the property investment journey)

 

Episodes from The Property Couch to Further Support You…

 

The Game of Property Investing: How To Win Before You Even Play

By in Podcast, The Armchair Guide to Property Investing

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Are you curious about the single factor that distinguishes a thriving property investor from one facing financial challenges?

Knowledge.

Well, to take that one step further… it is actually the RIGHT knowledge!

Property Investing is a game. Sure, it’s a game that requires part “Art” and part “Science”, but it’s just like any other game… there are “rules” you need to play by. And these rules determine whether you win or lose.

So, what would be possible for you if you ALREADY knew how to win at The Game of Property Investing?

In this episode – one of a ten-part mini-series of our #1 bestselling book, The Armchair Guide to Property Investing: How to Retire on $2,000 a week – introduces you to The Cardinal Rule every property investor must know if they want to build a multimillion-dollar property portfolio that creates a passive income for life!

Listen now to get Rule #1: How To Win Before You Even Play!

Get further insights and “play along at home” by picking up a FREE physical copy of our book here: http://www.thearmchairguide.com.au/

Here’s a bit of what we cover in today’s episode…

  • Who are we to teach The Game of Property Investing, anyway?
  • A behind the scenes look out our personal experiences as property investors
  • How To Adopt The Winning Mindset of A Successful Property Investor
  • Why Property Investors Fail: The Barriers To Lasting Wealth And How To Avoid Them
  • Why Your Money Attitude Will Either Cripple You OR Propel You Forward
  • Why don’t the majority of people succeed as property investors?
  • The “Have-Nots and Won’t Haves” vs. The “Will-Haves” (use these insights to see where you currently sit!)
  • The best place to start…
  • Personal Values and Money Alignment
  • Bryce Holdaway’s Mindset Tips (a sneak peak)
  • Ben Kingsley’s Action Plan (a sneak peak)

 

Free Resources

  • Free Book – The Armchair Guide To Property Investing: How to Retire on $2,000 A Week (please just pay for postage – we’ll pay for the book and send it anywhere in Australia for you.)
  • The Property Couch Podcast – The Insider’s Guide to Property Finance and Money Management (This is Australia’s #1 Property Podcast with over 307+ episodes that features HEAPS of simple and actionable frameworks, countless interviews with the best minds in the Australian property and finance industry and a ridiculous number of free resources to help you at any stage of the property investment journey)

 

Episodes from The Property Couch to Further Support You…

 

 

 

437 | The Biggest Danger people face when looking at property data

By in Podcast, Property Investment

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When it comes to property investment, data is a very valuable tool for making informed decisions. However, looking at single data measures can be dangerous, especially when it comes to something as complex as the housing market. To truly understand affordability and sustainability, we need to consider a range of factors and look at the bigger picture.  

Take median house prices, for example. This is a commonly used statistic that can give us a general idea of the state of the housing market. However, by itself, it can be misleading.  

Folks, in episode 437, we have the perfect guest to help us unpack all things property data, what to look for and the dangers of looking at single data measures. We sat down with Kent Lardner, one of Australia’s best and most respected property data analysts. Kent has over 30 years’ experience in the industry focusing on property data and analytics. 

We will be diving deep into:  

🔣 The Dangers of looking at Single Data Measures  

🔣 Looking at Median House Prices as a descriptive statistic 

🔣 Affordability – What To Look For 

🔣 Are Rent Rises Sustainable? 

🔣 Kent’s craft and How it Influences his Decisions  

🔣 And of course, unpacking everything going on in the market today  

You’re in for a massive episode today that’s full of knowledge and insights into what to look for when analysing property data! 

Tune in now or watch the episode below 😊  >>

 

Free Stuff Mentioned… 

  • Looking for an investment-savvy mortgage broker? Book in a free, no-obligation consultation with our team who’ll steer you away from any myths towards financial freedom. Get your free appointment here >>  
  • Are you MoneyFIT? Find out in Moorr, your next-generation money management platform. Sign up online, or download the Apple or Google Play app now!

Want to work with Bryce & Ben’s Award-Winning Team? 

 

Here’s some of the gold we cover… 

  • 00:00 – All the awesome stuff we’re covering today! 
  • 02:28 – Let’s talk about reviews… 
  • 09:24 – Mindset Minute…. Real estate cannot be lost or stolen 
  • 11:10 – Let’s welcome today’s guest…. Kent Lardner  
  • 12:58 – Just some of the reasons we are so excited to have Kent on the couch!! 
  • 13:18 – Let’s take a deeper dive into Kent’s money story growing up 
  • 15:10 – How humour in his family made growing up FUN 
  • 21:28 – The pivotal moment where things shifted from the sale of Price Finder!! 
  • 24:12 – RBA announcement – what does it mean? 
  • 32:07 – What does it mean for us folks when listings pause? 
  • 34:10 – The Dangers of Single Data Measure 
  • 34:47 – Unpacking Suburb Medians 
  • 35:04 – Utilising Time Trendlines… How things change over time 
  • 36:30 – SA1, SA2 and SA3…. What does this actually mean? 
  • 39:37 – What’s the big story??… 
  • 42:31 – New stock being released and the impact it has.. 
  • 43:32 – Volatility through time.. 
  • 44:13 – Hedonic indexes and accounting for variances 
  • 45:38 – Buying at property level, not suburb level 
  • 46:25 – Is the market tanking??? 
  • 46:42 – Why it is important not fall into the hysteria 
  • 47:30 – Creating confidence in analysing the data 
  • 47:32 – What data to analyse… 
  • 48:36 – Prices are tough… Why to look at listings!! 
  • 49:40 – Is a price crash looking likely? 
  • 50:15 – AFFORDABILITY…. What to look for! 
  • 53:02 – Why Rent rises are NOT sustainable 
  • 56:25 – Census data or CHAT GBT?  
  • 59:20 – What happens if markets detach from locals 
  • 1:04:20 – Kents Evergreen Metric for long term suburb growth 
  • 1:05:30 – How to correctly use Census data 
  • 1:06:15 – Using employment categories to analyse data 
  • 1:06:50 – Is it a solid rental market? 
  • 1:15:40 – How does mastering Kent’s craft influence his decisions 
  • 1:16:29 – What is causing Kent’s ANALYSIS PARALYSIS 

And…   

    • 1:18:00 – Thanks so much to you Kent for sharing your amazing knowledge  
    • 1:24:00 – Lifehack: Did you know about The Apple Focus function?? 

 

Get Moorr out of your money:
Log in or create your free account via the Moorr web platform, or download the app on Apple and Android and transform the way you view and track your wealth. 

 

414 | How This Couple Is Smashing Procrastination & Retiring Early

By in Case Study, Podcast

One of the biggest derailers for any investor is…

Procrastination. 😱 

So how can you avoid falling into this trap?!   

Folks this week we’re back with another super-exciting, real Case Study about Annabelle & Jamie (Pstt – These are fake names!).  

A couple in their late 30s, they’ve spent the past 5 years procrastinating their life’s dream of building a property portfolio and moving from the bustling city of Sydney to the laidback coast of Byron Bay Hinterland. 

Overwhelmed with the number of options and their lack of knowledge, sadly, they believed that this dream has passed them by. 🙁 

Tune in now to discover the sequencing that Annabelle & Jamie can take to still make this dream a reality, and the frameworks and property plan that’ll stop them from falling into the procrastination trap (or from making more costly mistakes) ever again!  

A crazy-but-true episode that highlights the power of planning, taking action and smashing procrastination!

Listen now to see how this couple can achieve all of this while setting themselves up for a $120K passive income AND an early retirement!  

 

P.S. Keen to find out how you can build your optimal property portfolio too??  
Book a free, no–obligation consultation with our award-winning team of Property Investment Advisors here (and avoid falling into the procrastination trap!)  

 

 

Free Stuff Mentioned… 

 

Want to work with Bryce & Ben’s Award-Winning Team? 

 

Here’s some of the gold we cover… 

  • 0:00 – The gold today! 
  • 1:51 – Next we’ll be seeing a mini-budget… 
  • 3:38 – Have you got a compelling story? Share it with us in our 2022/23 Summer Series! 
  • 5:36 – A lot of financial debates are actually just people with different T_m_ H_ri_o_s!  
  • 8:56 – Today’s Case Study: Annabelle & Jamie 
  • 11:51 – Why this isn’t a “money map” it’s a LIFE map folks!  
  • 12:59 – They decided to get help because… 
  • 15:15 – These are the problems we’re trying to solve!  
  • 16:41 – Folks, time horizons are key!!  
  • 17:57 – Why a plan is important for time-poor professionals! 
  • 19:50 – Why we’ve taken a conservative approach!!  
  • 21:29 – The Big-Ticket Items  
  • 22:08 – This is why it’s CRITICAL to get your sequencing in order!!  
  • 22:41 – Their Low LVR and High Incomes are allowing them to… 
  • 24:01 – The First Asset: Trading out of the Big City to the Country
  • 26:30 – Why we don’t model over 7.5%!  
  • 27:44 – If you’re buying period homes, make sure you have this… 
  • 28:58 – …And this is why we didn’t recommend an asset further out!  
  • 30:49 – One Year Later: An Accelerator Asset (Why is it optional?!?)  
  • 34:15 – Expanding the family & smelling the roses!
  • 36:50 – How they’re retiring 9 years before they get super!  
  • 38:40 – The Hidden Derailer For MANY Investors!! 
  • 40:20 – The real value you get when you have a plan!  
  • 44:42 – This is why they’re a LUCKY couple… 
  • 46:50 – We always think it’ll be different THIS time folks…. 
  • 49:43 – What defence do they have?!  
  • 50:57 – During accumulation phase, this is actually your biggest asset!  
  • 52:40 – The Golden Frameworks  
  • 54:25 – The Outcome Of This Plan (aka. The benefits they’ll be reaping!)  

And… 

  • 57:45 – This is why you should always leave a buffer!  
  • 1:01:04 – An announcement for our Moorr Users!  
  • 1:01:46 – Auction Clearance Rates: Good news on the horizon?? 
  • 1:04:03 – Why we need to stop spending folks… 
  • 1:04:57 – Today’s Buffer Rate = Mortgage Prison!  

 

409 | Having It All: How To Make Every Move A Winner!

By in Case Study, Podcast

Folks often believe that it isn’t possible to achieve everything they want in life.  

But what if, with the right sequencing and frameworks…

It was possible to tick off everything on your bucket list?! 

What if you could make every investment decision a “winner”, helping you to achieve your dream lifestyle? 🤯

This is what we’re uncovering today with a real case study featuring Kevin & Bernadette (Not their real names): a young couple who are planning to achieve it all:  

👉 Start a family with 2 (or 3) kids, 

👉 Continue to build an impressive property portfolio that’ll earn them an $80K passive income, and  

👉 Have a comfortable transition into retirement. 

Starting off with an investment property that isn’t faring so well but with 2 steady incomes, we uncover how – through the power of frameworks, sequencing and paper trading – they can achieve ALL their life goals. 

So how will they do it?!   

Listen now to find out! 🤸‍♀️🤸‍♀️🤸‍♀️ 

 

Free Stuff Mentioned… 

 

Want to work with Bryce & Ben’s Award-Winning Team? 

 

Here’s some of the gold we cover… 

  • 0:00 – The gold this week!  
  • 1:07 – What’s New: A homage to the Queen, PIPA’s Breakfast & the Premier of NSW is coming on the couch?!  
  • 7:57 – Something HUGE is coming!!  
  • 9:36 – The 3 Critical Things That Help With Luck  
  • 11:07 – Today’s Case Study… 
  • 13:02 – Let’s just acknowledge this… 
  • 13:19 – Where are Kevin & Bernadette in life??  
  • 16:07 – So, why did they seek help?? 
  • 18:22 – The Google Maps Analogy!  
  • 21:20 – Their Goals: Retiring, Passive Income & Their Plan!!  
  • 23:04 – What were their big-ticket items?!  
  • 24:16 – We actually recommended THIS (We never do this!)  
  • 25:18 – …and this is why we recommended it.  
  • 28:20 – Why NOW is a good time to invest or upgrade to your dream home!!  
  • 29:25 – The problem with their set-up…  
  • 31:14 – This is a classic example of the Buyers Quadrant!  
  • 31:50 – What sequence this couple should follow!  
  • 34:25 – The Third Kid: The value of stress testing your buffers! 
  • 36:05 – What are the challenges this couple is facing??  
  • 37:07 – Maternity Leave & Cash Flow!  
  • 42:42 – What to consider when thinking about having children!  
  • 45:44 – Split Loans: How to tidy up money structures!!  
  • 48:10 – What does their final plan contain?  
  • 51:06 – The Essential Frameworks  
  • 52:40 – The 4 Steps To Build A Property Portfolio  
  • 55:30 – Come join us on the couch! Be our next Summer Series Guest!  

And… 

  • 57:12 – Ever wanted to “Google” where an image is from?! Try this life hack… 
  • 58:56 – Super and Build-To-Rent – will it happen??  
  • 1:01:03 – A Downward Spiral… 
  • 1:02:14 – Auction Clearance Rates: the future not so clear?! 
  • 1:03:07 – Ben’s predictions on RBA’s Interest Rates  

 

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