022 | Q&A – Building & Pest Inspection, Rentvesting and Next Wage Growth Hotspot

By The Property Couch July 31, 2015 in Hot Market Tips, Podcast, Q&A

Its Questions and Answers time! Thanks for all the suggestions on new topics to cover in this podcast. For today’s episode, Bryce Holdaway and Ben Kingsley will be addressing questions from:

Building and Pest Inspection question from Mark : How do I find a good quality building and pest inspector and with the property market being so hot with auctions at the moment, how do I ensure I don’t burn through my deposit money when constantly missing out at auctions? I could end up wasting thousands on inspections until I actually win at auction! Should I try doing it myself and find a friend or family member with some building knowledge or use one of the smartphone apps?
Rentvesting question from Ryan : What are your thoughts on the property investor him or herself to buy and live in their own PPR or to rent? Obviously both have advantages, a place to call home or the ability to keep investing with out loosing potential borrowing capacity.
Next Wage Growth Hotspot from David : As mentioned on previous podcasts, investors will want to avoid “glass ceilings” in terms of capped wage growth in certain areas. Given the changing Australian economy (more knowledge-based), are there particular areas of Australia in which you expect to see wage growth occurring?

If you would like to access The Property Couch’s media kit, please email us here: [email protected].

Resources mentioned in this podcast:

If you like this Q&A episode, don’t forget to rate us at our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/

021 | The Negative Gearing Debate in Australia

By The Property Couch July 24, 2015 in Podcast

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The debate on negative gearing and how it impacts the Australian Property Market is ongoing but when the RBA suggested that negative gearing might be up for a review last week, the debate got hotter. This is further fueled by the controversy about property bubble in Sydney and how property investors play a role in it.

So this week on The Property Couch, Bryce Holdaway and Ben Kingsley decides to tackle this debate head on and discuss about the history of negative gearing, why some people are against negative gearing and how will it impact our economy if it’s being scrapped off. Start listening to this podcast to learn more.

Also, The Property Couch is hoping to get nominated for the Investor’s Choice Award 2015 for the category: Property Educator/Mentor. We would like to spread the word out on the podcast so that we can help more people avoid making bad investment choices and avoid buying the wrong asset. So if you think we are doing a good job, please do nominate us here.

Our details for nomination:

Name of the Organisation: The Property Couch
Name of the Person you deal with: Bryce Holdaway and Ben Kingsley
Suburb: North Melbourne
State: VIC
Phone number: 03 9326 8900
Email address: [email protected]

If you would like to access The Property Couch’s media kit, please email us here: [email protected].

Resources mentioned in this podcast:

If you like this podcast: “The Negative Gearing Debate in Australia”, don’t forget to rate us at our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/

020 | Science of Asset Selection – The Buyer’s Decision Quadrant

By The Property Couch July 16, 2015 in Podcast, Property Investment

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There are many factors at play when looking for an investment property, but did you know there’s actually a science behind selecting assets?

Yep that’s right folks! This science is called: The Buyers Decision Quadrant!

It’s made up of…

Price
Location
Land proportion
Quality of Dwelling

We’ll explain what each one means, and while the concept is quite simple, the real achievement is understanding which part of the quadrant you are willing to compromise on and which is non-negotiable.

We’re also looking at some great case studies (one of which was a fictional case study…until this case study rang up Bryce to share her almost exact financial and personal story!!)…

And comparing 1970s and 1990s apartments, and which one has fared better over time!

Folks, it is rare for an investment property to tick all the boxes, and most of the time, you will need to journey through the Buyers Decision Quadrant to make the right decision for you!

So keep this episode on repeat ‘cos we think this one will help with making those hard decisions again and again!

Our details for nomination:

Free Stuff Mentioned:

Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away.
- First Name
- Email
- Are you also interested to have a better understanding of your cashflow position via our FREE Money SMARTS Platform?
- Yes, I do! Send me my free access to Money SMARTS Platform too.
- Phone
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Check out Bryce’s article “Earn $2500 A Week at Retirement” which was featured in Money Magazine.

Here’s some of the gold we cover…

2:08 – What is the Buyers Decision Quadrant?
3:00 – Quadrant #1
5:25 – Quadrant #2
6:17 – How THIS can make up for the selecting the wrong property
9:25 – Listen to this cookbook analogy (Pure gold!)
11:50 – How Bryce’s fictional case study became non-fiction
13:53 – Quadrant #3
15:04 – Quadrant #4
15:22 – A real example: Family with 2 young kids
16:22 – The future of the Australian property market!
17:07 – Ask yourselves these questions before buying…
18:50 – Do you want to be an active or passive investor?
20:06 – Comparing 1970s and 1990s apartments
23:45 – If you’re checking out our podcast on our website…

019 | Four Ways an Investor will Pay

By The Property Couch July 10, 2015 in Podcast, Property Investment, Real life stories

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So we’re saying…. swimming pools are bad?!

Building off last week’s episode on the advantages of using a Buyers Agent, we’re looking at the 4 ways an investor will pay…

Buying the wrong _____
By falling into THIS habit
By ____too much
By acquiring THIS information

We’ll be explaining why swimming pools can mean trouble for investors…

(Just like Bryce’s elevator situation from his first investment – listen in so you don’t make the same mistake!)

Sharing personal experiences and client stories AND delving more into how the Property Investment Professionals of Australia (PIPA) can help provide credible advice!

Now, it’s up to you which way you pay (hint: We think you’ll want the fourth option), but we’re unpacking what each method will mean over the long term.

PLUS we’re highlighting WHERE you should avoid having an ego explosion and linking it to lessons learned in previous episodes.

Is this the first episode you’re listening to? We recommend going back to the start and listening on 1.2x speed – we promise it’ll help you build your knowledge waaay faster!

But if you’re up to date – congrats! Tune in now to best understand your options when buying a property!

Also, The Property Couch is hoping to get nominated for the Investor’s Choice Award 2015 for the category: Property Educator/Mentor. We would like to spread the word on the podcast so that we can help more people avoid making bad investment choices and avoid buying the wrong asset!!

So if you think we are doing a good job, please do nominate us here.

Our details for nomination:

Free Stuff Mentioned:

Summary Video – Four Ways a Property Investor will Pay
RBA July 2015 Announcement
Check out the Property Investment Professionals of Australia (PIPA) to verify the professionals you’re working with!
Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away.
- First Name
- Email
- Are you also interested to have a better understanding of your cashflow position via our FREE Money SMARTS Platform?
- Yes, I do! Send me my free access to Money SMARTS Platform too.
- Name
  This field is for validation purposes and should be left unchanged.
88043

Here’s some of the gold we cover…

2:02 – The 4 ways on investor will pay…
2:45 – #1: Buying the wrong ______
3:20 – When you’re talking about return on investment, you’re REALLY talking about…
6:47 – Why swimming pools can be bad for investors
10:37 – Two personal examples from Bryce
13:08 – Don’t be like these investors!
15:23 – #2: By falling into THIS habit
16:42 – We hear this WAY too much…
18:29 – #3: By ____ to much
19:20 – Don’t let your ego get in the way during this time!
20:25 – #4: By acquiring THIS information
21:17 – Why you should ask for qualifications folks
23:09 – How PIPA can help verify the professionals you’re working with
24:39 – Check out these other FREE resources!

Episode 018 | What is a Buyers Agent and Do You Need One?

By The Property Couch July 3, 2015 in Podcast, Real life stories

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Folks, a good investment property is just like a bricks and mortar bank account!!

(Yep, that’s another great analogy from Bryce – just wait till you hear the cow one too!)

This means – it doesn’t need to have all the looks; it just needs to be investment grade.

And this is exactly where Buyers Agents come in!!

In today’s episode we’ll be taking a looking under the bonnet and hearing what a Buyers Agents life is like, unpacking their role in the property market and discussing what the KEY advantages of using them are!

Of course, since we’re sharing WHY you need a Buyers Agents, we’ll also be revealing WHERE you can find some great ones!

And we think we’re both in pretty good spots to be explaining it…We’re both experienced, qualified and licensed Buyers Agent in multiple states across Australia!

We’ll be sharing some stories from our past…

PLUS discussing the role that professional bodies such as the Real Estate Buyers Agents Association of Australia (REBAA) and the Property Investment Professionals of Australia (PIPA) play in the property market.

Loads of good stuff in today’s episode, tune in now folks!

Free Stuff Mentioned:

Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away.

Here’s some of the gold we cover…

1:59 – What are buyers agents?
3:05 – How the property market works in the United States vs. Australia
4:31 – Why an investment property is like a brick-and-mortar bank account
6:03 – A real example from Ben’s client
7:55 – Bryce’s cow analogy
8:58 – Why owner occupiers should use a buyers agents!
9:45 – We look at HOW many properties a week?!
10:13 – How buyers agents help with borderless investing…
11:55 – The #1 buyers agent criteria
12:49 – The role of PIPA and REBAA
14:33 – The #2 buyers agent criteria
16:00 – The different tiers of buyers agents
16:42 – The life of a buyers agent
18:00 – Why property is easier to predict returns on!
19:57 – Properties are driven by _____
21:00 – Advantages buyers agents bring! (With examples from Ben and Bryce!)
24:28 – A huge THANK YOU to all our listeners!

Free Stuff Mentioned:

Here’s some of the gold we cover…

Free Stuff Mentioned:

Here’s some of the gold we cover…

Free Stuff Mentioned:

Here’s some of the gold we cover…

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