020 | Science of Asset Selection – The Buyer’s Decision Quadrant

By The Property Couch July 16, 2015 in Podcast, Property Investment

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There are many factors at play when looking for an investment property, but did you know there’s actually a science behind selecting assets?

Yep that’s right folks! This science is called: The Buyers Decision Quadrant!

It’s made up of…

Price
Location
Land proportion
Quality of Dwelling

We’ll explain what each one means, and while the concept is quite simple, the real achievement is understanding which part of the quadrant you are willing to compromise on and which is non-negotiable.

We’re also looking at some great case studies (one of which was a fictional case study…until this case study rang up Bryce to share her almost exact financial and personal story!!)…

And comparing 1970s and 1990s apartments, and which one has fared better over time!

Folks, it is rare for an investment property to tick all the boxes, and most of the time, you will need to journey through the Buyers Decision Quadrant to make the right decision for you!

So keep this episode on repeat ‘cos we think this one will help with making those hard decisions again and again!

Also, The Property Couch is hoping to get nominated for the Investor’s Choice Award 2015 for the category: Property Educator/Mentor. We would like to spread the word out on the podcast so that we can help more people avoid making bad investment choices and avoid buying the wrong asset. So if you think we are doing a good job, please do nominate us here.

Our details for nomination:

Name of the Organisation: The Property Couch
Name of the Person you deal with: Bryce Holdaway and Ben Kingsley
Suburb: North Melbourne
State: VIC
Phone number: 03 9326 8900
Email address: [email protected]

Free Stuff Mentioned:

Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away.
- First Name
- Email
- Are you also interested to have a better understanding of your cashflow position via our FREE Money SMARTS Platform?
- Yes, I do! Send me my free access to Money SMARTS Platform too.
- Email
  This field is for validation purposes and should be left unchanged.
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Check out Bryce’s article “Earn $2500 A Week at Retirement” which was featured in Money Magazine.

Here’s some of the gold we cover…

2:08 – What is the Buyers Decision Quadrant?
3:00 – Quadrant #1
5:25 – Quadrant #2
6:17 – How THIS can make up for the selecting the wrong property
9:25 – Listen to this cookbook analogy (Pure gold!)
11:50 – How Bryce’s fictional case study became non-fiction
13:53 – Quadrant #3
15:04 – Quadrant #4
15:22 – A real example: Family with 2 young kids
16:22 – The future of the Australian property market!
17:07 – Ask yourselves these questions before buying…
18:50 – Do you want to be an active or passive investor?
20:06 – Comparing 1970s and 1990s apartments
23:45 – If you’re checking out our podcast on our website…

Money Magazine – Earn $2500 a Week at Retirement

By The Property Couch July 16, 2015 in Case Study, Free Resources

As mentioned in Episode 20 | Science of Asset Selection – The Buyer’s Decision Quadrant, here’s the article that Bryce wrote on Money Magazine: Earn $2500 A Week at Retirement in March 2013.

Here’s a snippet of the article:

How often have you found yourself picturing a retirement where you’re enjoying regular overseas holidays, spending your spare time with your grandkids and leisurely filling up your days doing all the things you love? We all have but we’re brought down to earth quickly by reports suggesting there won’t be enough money for a comfortable retirement. Perhaps even worse, some of us will have to work much longer than planned.

So the idea of creating a $2500-a-week passive income for a life in retirement free of debt ($130,000pa in today’s money) could be thought a stretch of the imagination. This would put you in the highest bracket of retirement earnings in the country and, according to the latest census (2011), would provide you with more than double the average total household income of $63,960.

The goal is achievable

Nevertheless, after looking at three typical households – a late-20s single, a mid-30s couple with two young children and a mid-40s couple with two teenagers – that have never invested in property, and carefully considering if it’s possible to achieve this passive income of $2500 a week, it’s exciting to know it can be done with low to moderate risk and potentially minimal impact on their current standard of living.

The big question is, how?

Click on the image to Download the article.

019 | Four Ways an Investor will Pay

By The Property Couch July 10, 2015 in Podcast, Property Investment, Real life stories

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So we’re saying…. swimming pools are bad?!

Building off last week’s episode on the advantages of using a Buyers Agent, we’re looking at the 4 ways an investor will pay…

Buying the wrong _____
By falling into THIS habit
By ____too much
By acquiring THIS information

We’ll be explaining why swimming pools can mean trouble for investors…

(Just like Bryce’s elevator situation from his first investment – listen in so you don’t make the same mistake!)

Sharing personal experiences and client stories AND delving more into how the Property Investment Professionals of Australia (PIPA) can help provide credible advice!

Now, it’s up to you which way you pay (hint: We think you’ll want the fourth option), but we’re unpacking what each method will mean over the long term.

PLUS we’re highlighting WHERE you should avoid having an ego explosion and linking it to lessons learned in previous episodes.

Is this the first episode you’re listening to? We recommend going back to the start and listening on 1.2x speed – we promise it’ll help you build your knowledge waaay faster!

But if you’re up to date – congrats! Tune in now to best understand your options when buying a property!

Also, The Property Couch is hoping to get nominated for the Investor’s Choice Award 2015 for the category: Property Educator/Mentor. We would like to spread the word on the podcast so that we can help more people avoid making bad investment choices and avoid buying the wrong asset!!

So if you think we are doing a good job, please do nominate us here.

Our details for nomination:

Free Stuff Mentioned:

Summary Video – Four Ways a Property Investor will Pay
RBA July 2015 Announcement
Check out the Property Investment Professionals of Australia (PIPA) to verify the professionals you’re working with!
Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away.
- First Name
- Email
- Are you also interested to have a better understanding of your cashflow position via our FREE Money SMARTS Platform?
- Yes, I do! Send me my free access to Money SMARTS Platform too.
- Phone
  This field is for validation purposes and should be left unchanged.
66926

Here’s some of the gold we cover…

2:02 – The 4 ways on investor will pay…
2:45 – #1: Buying the wrong ______
3:20 – When you’re talking about return on investment, you’re REALLY talking about…
6:47 – Why swimming pools can be bad for investors
10:37 – Two personal examples from Bryce
13:08 – Don’t be like these investors!
15:23 – #2: By falling into THIS habit
16:42 – We hear this WAY too much…
18:29 – #3: By ____ to much
19:20 – Don’t let your ego get in the way during this time!
20:25 – #4: By acquiring THIS information
21:17 – Why you should ask for qualifications folks
23:09 – How PIPA can help verify the professionals you’re working with
24:39 – Check out these other FREE resources!

016 (Part 2) | The 5 Essential Steps to Property Investing in Australia

By The Property Couch June 19, 2015 in Podcast, Property Investment

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Aaand we’re back at it folks!!

Our first double part episode…ALL IN THE SPACE OF ONE WEEK!

Yep. That’s how important we believe these two lessons are!!

So today we’re finishing our “5 Essential Steps to Property Investing in Australia” framework (Of course, if you haven’t already listened to the first part, tune in here) covering the last TWO steps of the process:

4. Implement (The researching and buying – often what too many people do FIRST in the framework)

5. Manage (The checking and monitoring of the property each year)

Combined, these 5 steps will guide you to effectively and successfully plan and achieve your life goals!

AND (in the wise words of Bryce) if you’d like to turn your dream into a goal, our business – Empower Wealth – offers tailored Property Wealth Planning strategies based on YOUR financial and life goals.

We discuss how these plans work and why they’re important…

Plus we define the 2 key metrics that Empower Wealth uses to create these insanely accurate financial plans!

(Did we mention these advanced calculations have been designed by Ben himself??)

If you’re interested in getting us to help you out with your property journey, check us out here!

There’s so much gold in this framework finale episode, tune in now folks!

Free Stuff Mentioned:

Ep 3: Cash Flow Management
Ep 4: Borrowing Power
Ep 5: Asset Selection
Ep 6: Defence
Episode 016 | (Part 1) The 5 Essential Steps to Property Investing in Australia
Check our Empower Wealth’s Property Portfolio Plan
Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics!
Here’s what it looks like inside!!

What to expect in this 90-pages long Cheatsheet?
- The Foundational Knowledge in each of the First 20 Episodes
- The Absolute GOLD that you should not miss out on!
- Short snippets of quotes from Bryce and Ben that makes all the difference
- Links to all the Free Resources that they mention in those episodes
- Additional bonuses that will help you in understanding the Fundamentals more!
- And of course… Charts and graphs that you can’t find on the podcast!
Interested? Fill in the form below and we’ll email it to you right away.
- First Name
- Email
- Are you also interested to have a better understanding of your cashflow position via our FREE Money SMARTS Platform?
- Yes, I do! Send me my free access to Money SMARTS Platform too.
- Comments
  This field is for validation purposes and should be left unchanged.
1176

Here’s some of the gold we cover…

0:40 – It’s all strategy and tactics folks…
1:01 – How can you develop the best investment strategy for you? (And how we can help you!)
2:48 – The footy equivalent of what we’re teaching
3:41 – Plan to become, what you plan to become!
5:39 – What you need to factor into your plans…
6:38 – This part’s for those folks who want to do their own plan! (How we do it)
7:50 – Why Ben created Empower Wealth’s simulation software
9:39 – The #1st Key Metric in Ben’s software
10:26 – The #2nd Key Metric in Ben’s software (And why it’s so important!)
12:34 – Step 4 in our framework
15:50 – Step 5! (What often happens without a plan…)
17:38 – What happens when you DO have a plan!
18:18 – Great property investments only require HOW much time?!
20:31 – We’ve done a…webinar?! Plus a bonus you can get!

016 (Part 1) | The 5 Essential Steps to Property Investing in Australia

By The Property Couch June 19, 2015 in Podcast, Property Investment

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Folks, we think Australia’s school curriculum should include money management and smart investing…

In fact, we believe so strongly that Aussies need MORE property education, that we’re expanding from our “Four Pillars of Mastery” series…

(Haven’t listened? You can check it out here!)

…into the first part of our “5 Essential Steps to Property Investing in Australia” framework!!

Yep, that’s right folks, we’re giving you yet another free framework that’ll guide you on your professional investing journey!

Today we’re covering the first 3 steps…

Clarify (Understanding your financial and personal story, and your properties’ potential)
Evaluate (This is the art of understanding your cash flow – basically, crunching those numbers)
Plan (Putting a written plan into place)

We’re breaking down each section and explaining how you can achieve it, with insider tips that we’ve learned over the past 40 years!

We’ll also be unpacking the Microscope challenge and listing some real-life examples in action. Tune in now to upgrade your knowledge! 💃

p.s Make sure you check out the simulator that Ben mentions in this podcast, it’ll seriously help you to achieve these three steps!

p.p.s Continue to >> Part 2 of 5 Essential Steps to Property Investing in Australia

Free Stuff Mentioned:

Ep 3: Cash Flow Management
Ep 4: Borrowing Power
Ep 5: Asset Selection
Ep 6: Defence
Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics!
Here’s what it looks like inside!!

What to expect in this 90-pages long Cheatsheet?
- The Foundational Knowledge in each of the First 20 Episodes
- The Absolute GOLD that you should not miss out on!
- Short snippets of quotes from Bryce and Ben that makes all the difference
- Links to all the Free Resources that they mention in those episodes
- Additional bonuses that will help you in understanding the Fundamentals more!
- And of course… Charts and graphs that you can’t find on the podcast!
Interested? Fill in the form below and we’ll email it to you right away.
- First Name
- Email
- Are you also interested to have a better understanding of your cashflow position via our FREE Money SMARTS Platform?
- Yes, I do! Send me my free access to Money SMARTS Platform too.
- Phone
  This field is for validation purposes and should be left unchanged.
23406

Here’s some of the gold we cover…

0:55 – This 80-year-old has an interesting story….
3:50 – Why you should start listening The Property Couch from the start!
5:12 – What we aim to do through this podcast…
7:00 – People spend THOUSANDS on this (and we’re giving it to you for free!!)
7:52 – The Microscope challenge property investors face
8:57 – The smart ones know THIS
10:00 – Lesson #1: CLARIFY
12:00 – Begin with the _____ in mind!
13:35 – Lesson #2: EVALUATE
14:00 – Why it’s the art of understanding…
15:45 – Why our simulator is so beneficial
16:27 – The 3 areas your money MUST cover…
16:57 – Real case study: Should we invest or buy a family home?
18:11 – Lesson #3 PLAN
19:00 – Why you should RUN if a property investment advisor asks you “Have you set up a self-managed super fund?”
19:35 – An interesting commentary on “solving” property spruikers…

Special Note:

Looking for a Qualified Property Investment Advisor? Use the Search Function on PIPA Website here or get in touch with us!

Our parent company Empower Wealth is a PIPA Member and all our advisors are QPIAs who are very capable in building a unique and tailored Property Portfolio Plan. You can learn more about our free and no-obligation initial consultation here.

Free Stuff Mentioned:

Here’s some of the gold we cover…

Free Stuff Mentioned:

Here’s some of the gold we cover…

Free Stuff Mentioned:

Here’s what it looks like inside!!

What to expect in this 90-pages long Cheatsheet?

Here’s some of the gold we cover…

Free Stuff Mentioned:

Here’s what it looks like inside!!

What to expect in this 90-pages long Cheatsheet?

Here’s some of the gold we cover…

Instagram

Free Resources

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