Apartment Archives - Page 4 of 9

Your Binge Guide to the Foundations of Property, Finance and Money Management

By The Property Couch November 29, 2018 in Free Resources

It’s FINALLY here! Now we know that it’s getting harder and harder to catch up to all our episodes. That is why we’ve prepared this Binge Guide to our First 20 Episodes of the podcast because these episodes are all about the foundation of property, finance and money management. In other words, it’s alright if you skip some of the podcast but not these ones! 🙂

So what are you waiting for? Fill in the form below and we’ll email it to you right away.

What to expect in this 90-pages long Cheatsheet?

The Foundational Knowledge in each of the First 20 Episodes
The Absolute GOLD that you should not miss out on!
Short snippets of quotes from Bryce and Ben that makes all the difference
Links to all the Free Resources that they mention in those episodes
Additional bonuses that will help you in understanding the Fundamentals more!
And of course… Charts and graphs that you can’t find on the podcast!

And here’s what it looks like inside!!

Interested? Fill in the form below and we’ll email it to you right away.

Achieving your Great Australian Dream on Weekend Property, Today Show!

By The Property Couch October 22, 2018 in Free Resources

This time on the Today’s Show, Weekend Property, Bryce and Ben chat with Peter Stefanovic and Deborah Knight on suburbs

Hope you enjoy this segment! If you’d like to learn more about affordability and achieving your Great Australian Dream, here are some helpful episodes! >>

And there are heaps of other free resources on our website. We update them every week so make sure you check them out before you go. 🙂

Any questions or suggestions for new topics? Just send them in to [email protected] or fill in the form below and we’ll chat about it at our future Q&A episodes.

185 | Will your Generation achieve “The Great Australian Dream”? — The Future of Australia’s Population, Retirement Expectations, And Other Things You Thought Were True – Chat with Mark McCrindle

By The Property Couch August 16, 2018 in Podcast

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Attention! Baby Boomers, Gen XYZ, Alpha and everyone else — yep, that’s probably you — we have THE episode that just might teach you a thing or two about your generation, your next door neighbour’s generation, AND the next “smashed avocado” to take Australia by storm!

What are we talking about?

Folks, making himself comfortable on the couch today is Mark McCrindle, founder and Principle of McCrindle Research, and an award-winning social researcher, best-selling author, influential thought leader, and, wait for it… a demographer!

This is one topic that made all of us on the show super excited because as a demographer, Mark tracks emerging issues, researches social trends and sets the stage for Australia’s population — which is VERY handy if you want to know where the future’s heading, and why. Plus, he’s also the author of best-selling book, The ABC of XYZ, which opens the “can of worms” on each generation, their values and shares the story of a country centred on “the fair go”.

So, aside from learning the story behind the data, you’re about to hear all about Australia’s people, and our insights into property, retirement and wealth creation!

Oh, and Mark’s brought in his latest infographics and insight and everything — you can get all of them here — so get ready for a knowledge-packed episode! His team’s research into Australians living a successful life is one that you can’t miss as well! Just click here to download or fill in the form below and we’ll send it all to your email. 🙂

Your dot points for today’s episode:

What percentage is our population growing by each year?
Should we be worried about population growth?
What would attract people to move to the Northern end of Australia?
Will Australia eventually contain MORE cities?
Does “The Great Australian Dream” still exist?
What’s interesting about baby boomers? What can we learn from them?
Why do we want to know about generations?
When can Gen X and Gen Y expect to retire?
Why is property ownership from young generations falling behind?
How are innovations and social trend changing the way we communicate?
Will tech and Artificial Intelligence (AI) steal your job?
What’s the fastest-growing household type?
And how does that influence asset selection?
What’s the difference between “demographic share” and “economic share”?
What are the latest economic trends and updates?
What’s the fragmentation of wealth? And is it getting worse?
Why are Australians considered entrepreneurial? Are you?
Where’s the population centre?
What’s the future for the Australian Property Market?
Why’s Australia considered a global leader?
When’s Melbourne expected to out-populate Sydney?
Why does investing for the long term actually matter?

Here are some sample infographics! Want more? Fill in the form below and we’ll send it all to your email. 🙂

174 | Stop! Don’t sign the contract until you’ve listened to THIS! – Chat about Strata, Body Corporates & Legal Stuff with Tim Graham

By The Property Couch May 31, 2018 in Podcast

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Folks, it’s a SERIOUS episode today… jam-packed with nothing but serious GOLD!! (Please no contract-signing until you’ve swallowed this stuff first.)

Why? Today we’ve got Tim Graham, Partner at HWL Ebsworth Lawyers, to discuss all things Real Estate Law … especially Strata!!

Strata? What do we mean? Think Off the Plan. Subdivision. Owner Corporate (Body Corporate). Townhouse. Apartment. Unit.

Yep. Tim practices exclusively in the areas of strata and subdivision law, Owners Corporation and dispute resolution with almost 20 years of experience! He’s the President of the Australian College of Community Association Lawyers (ACCAL), a Fellow of the College, named in Best Lawyers™ Australia for Real Property Law and has been recognised in Doyle’s Guide as a Leading Property and Real Estate Lawyer. He is also a Council Member of Strata Communities Australia. It’s enough to make your jaw drop, especially when you think about his know-how when it comes to domestic and commercial construction law, contractual advice and building defects claims, insurance reviews, repair & maintenance and Water Act cases in the VCAT and the Courts (and then some)!

Basically, Tim’s a heavy hitter who absolutely knows his stuff (Which’s exactly what you want from someone dealing with the “the fourth form of government”).

Quick heads up, folks: You might need to put this one back to 1 speed because there is some GOLDEN but TECHNICAL tips flying around. At the end of the day though, it’s crucial you know this stuff (why spend hundreds of thousands of dollars only to throw more money at a legal dispute?!)

Sensible disclaimer: Folks, the gold you’re about to hear is general advice only. So, please DON’T do anything rash, make sure you seek professional advice before making any legal or property investment decision!

Your dot point debrief….

Why do people say, “Strata is the fourth form of government”?
Hang on a minute… what IS strata?
When did we last have new strata in Victoria?
What are the most common disputes and problems most challenged inside an owners corporation?
Is investing in strata properties a good idea?
What sort of time frame should you expect for subdivision?
What due diligence needs to be done prior to signing a contract?
Does “majority rule” if there’s a dispute inside an Owners Corporation?
What is the Benefit Principles in the Owners Corporation Act and why it’s important?
Why do you need to be careful of incentives for buying Off the Plan?
What is the #1 tip you should do if you invest inside a body corporate?
How did the company share come about and why is it not considered a “title”?
Are there disputes happening with serviced apartments and Airbnb?
What do “entitlements and liabilities” mean and why they are different?

We’ve also threw in a few Case Studies for Tim to comment on as well:

What can you do if someone’s having loud parties on your block?
Who’s responsible for cleaning the outside windows?
Can you erect a pergola in the backyard of my townhouse?
The visitor carpark is always empty, can I use it?
What if the complex has a pool and you don’t use it … do you still have to pay?

Pheww! What an episode, huh??

And a quick shout out to our previous guest, Nicole Faid, for sending the legendary Tim our way! (You can suss out her episode after: How to Avoid the 7 Costly Mistakes when Buying a Property – Chat with Nicole Faid)

P.S. Folks, don’t forget…
Send us your Money Hacks

Let us know if The Money SMARTS System has worked for you!
Tell us what SPENDING HABIT YOUR MOST STRUGGLING WITH

… basically, fill us in on what will help you most & we’ll include it in our new book 😉 [email protected]

173 | Q & A – The BATTLE ROUND: “This” vs “That”

By The Property Couch May 24, 2018 in Podcast

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It’s a “BATTLE ROUND” Q & A Day, folks!!

In other words… This vs That.

Yep. After 4 solid weeks of some seriously special guests interviews — starting with Alan Oster and ending with Stuart Wemyss — we’re finally in the ring for a good ol’ Q & A Session!

The Battle Round includes…

Melbourne vs Brissy
Sell vs Hold
Costs of Property Investing vs Gains of Property Investing
House vs Beach apartment
… and plenty more

Resources to help if you’re battling a decision right now…

Demand vs Supply…

But before we hear the crowd roar (Stig stay silent) as we battle it out…

… we need YOUR answers!!!

For our brand new book coming out, we want to help as many Aussies as we possibly can!! So before we put the sprinkles on the icing of the cake/book… can you help us out?? (Especially if you’ve implemented The Money SMARTS System!)

What are your “Money Temptations”?
Where do you feel tempted to deviate with the Money SMARTS System?
What do you struggle most to manage with money?

TELL US your Money Temptations here.

And finally, don’t agree with Labor’s policy on Negative Gearing? Sign the PICA Petition here.

Question from Mal:

My question to you is about growth, and buying either into the Melbourne and Brisbane markets given their different position at the moment in the property market. If you had $650K to spend, in terms of growth on a house would you buy a smaller property further out of Melbourne or a larger property closer in Brisbane? With a buy and hold strategy of 15 – 20 years. Thanks, looking forward to hearing your thoughts.

Question about Costs vs Gains from Jennifer:

Hey Ben and Bryce. I’m a huge fan of your podcast and The Armchair Guide to Property Investing, and am very much looking forward to your new book. I’ve recently read another finance book, and their recommendation was that investing for the long term wasn’t a good investment because, although property prices do almost always increase, the costs associated with property investment like interest, property management fees, repairs and renovations are so high that it makes for a poor investment. And you’d likely get a better return with something like a shares portfolio. I’d just like to know your thoughts. Thank you.

Question about House vs Beach Apartment form Dennis:

Hi Bryce and Ben, my name is Dennis, living in Melbourne with my fiancée, in our early 30s. We are fans of your podcast, very informative. I have some equity from my family home I co-paid with my parents and after borrowing, our budget is about $500k.

First consideration is a 3 – 4 bedroom house in Ballarat because the Ballarat West Economic Zone is up and coming, aimed to create 9000 jobs.

Second consideration is a 2 bedroom beachfront apartment within 10 min of Apollo Bay/Lorne central area. We plan to rent it out as an Airbnb?, however our concern is the long vacancy periods during the colder months. What are your thoughts on both options? Which is a better first investment property? We are looking to hold it long term, unlikely to sell within 5 years.

Question from Steve:

Hi guys, my question is, “When do you know when the right time is to sell in an area?” Like they say in the stock market, no one rings a bell at the top … and I wouldn’t expect to be able to pick the top… but how do you decide when is the best time to sell? Is it data driven? Where yields are low and it’s had years of growth and now there isn’t as much affordability when mortgages are say 40% of the average income loan? Or is more of a sentiment-driven thing where the market’s now too crazy … people are bidding way over reserve, so you should just sell into that? The reason I’m asking is because I bought a Gold Coast 4×2 house for $350K in 2014, worth around $420K now, and at some stage the Goldy’s run will end and it will level out and this may be one earmark to sell. I mean, it’s very easy to look back and chart the price growth to see where you ”shoulda, coulda, woulda” sold; but it’s much more difficult when you’re in the middle of it. I think Geelong and Hobart are good examples of strong markets now. And they’d be optimal studies to see when would be a good time to sell into. I worked in Perth for 10 years, go the Dockers and (more footy talk!)

What to expect in this 90-pages long Cheatsheet?

And here’s what it looks like inside!!

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