Affordability Archives - Page 13 of 14

040 | Q&A – Line of Credit, NRAS Program, Fixing a Broken Portfolio, Conducting a Due Diligence and Insurances

By The Property Couch December 3, 2015 in Podcast, Q&A

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Introducing the first episode of our summer series! Let’s kick start with a Q&A episodes. If you have a property related question that you couldn’t solve or needs an opinion on, please do not hesitate to let us know here. In this episode, Bryce Holdaway and Ben Kingsley will be addressing some topics on:

Line of Credit (LOC) question from Brad : Firstly, love the podcast, but have to agree that the sports commentary should be left out. ( 😥 from TPC Hosts). I have a finance related question, specifically about the intricacies of Lines Of Credit. All the articles I can find say you should get a LOC, which I get, but none drill down deeper into the intricacies of using the LOC. I understand that you would use your LOC for investing costs, such as a deposit on new property, or the levies or rates for a property. My uncertainty is whether I am then able to claim the interest charged on the LOC for these expenses. To make things more complicated, what if you were to pay your investment loans off using this LOC. Surely you couldn’t then claim the interest on the LOC as well as the investment mortgage? That would be double-dipping, right? Please do a segment on your show (which I listen to religiously) that explains more how to use the LOC tax effectively and legally.

NRAS questions from Cesar : What is your view on the NRAS program? From everything I hear from you it is probably a no go, but would be nice to hear more as many spruikers are heavily promoting NRAS to investors.

Property Portfolio question from Sandy : Guys, love the podcast and wish I had listened to it a few years ago. My suggestion is to discuss the strategy to fix a “broken” portfolio ie a number of under performing properties (pretty much all the things you have explained to avoid) that were spruiked.

Due Diligence and Research from Daniel : You always hear from professionals in their podcasts that you need to do due diligence and do your research into finding a property. I’m a first time investor, but this question could be used for every investor. What resources do you need and what do you have to look for in conducting due diligence? I wouldn’t know where to begin. Could you please elaborate on who one can achieve this?
Property Insurance from Daniel : Advice on what’s the best type of insurance to have on your investment property?

Free resources mentioned in this podcast:

Episode 23: Exit Strategy in Property Investment
Episode 38: Property Price Research in Australia
Episode 06: Four Pillars of Mastery – Defence
Bryce and Ben’s Book – Order them here

If you like this Q&A episode, don’t forget to rate us at our iTunes channel (The Property Couch Podcast) and our Facebook page. Any questions or ideas? Feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/

Ben Kingsley on ABC News 24 – Australia’s Housing Boom

By The Property Couch August 13, 2015 in Free Resources, Videos

Melbourne’s property prices have surged in the past month, pushing ahead of Sydney in the last quarter. The property market in Australia’s two biggest cities are currently dominated by investors who are currently making up to 60% of buyers. What had cause this housing boom in both cities and is it a good time to buy now considering the increasing prices? Ben discussed about this on ABC News 24 and will also be providing a brief update on the other states in Australia. Watch the video to learn more.

Ben Kingsley – CEO & Founder; Property Investment Analyst and Advisor and current Chair of PIPA

Ben Kingsley is the Founding Director of Empower Wealth and Chair of Property Investment Professionals of Australia (PIPA). A qualified Property Investment Advisor (QPIA), Ben holds a Real Estate Agency License (QLD), a Diploma of Finance and Mortgage Broking Management, a Diploma of Business and has become one of Australia’s leading experts in property investing for wealth creation.

022 | Q&A – Building & Pest Inspection, Rentvesting and Next Wage Growth Hotspot

By The Property Couch July 31, 2015 in Hot Market Tips, Podcast, Q&A

Its Questions and Answers time! Thanks for all the suggestions on new topics to cover in this podcast. For today’s episode, Bryce Holdaway and Ben Kingsley will be addressing questions from:

Building and Pest Inspection question from Mark : How do I find a good quality building and pest inspector and with the property market being so hot with auctions at the moment, how do I ensure I don’t burn through my deposit money when constantly missing out at auctions? I could end up wasting thousands on inspections until I actually win at auction! Should I try doing it myself and find a friend or family member with some building knowledge or use one of the smartphone apps?
Rentvesting question from Ryan : What are your thoughts on the property investor him or herself to buy and live in their own PPR or to rent? Obviously both have advantages, a place to call home or the ability to keep investing with out loosing potential borrowing capacity.
Next Wage Growth Hotspot from David : As mentioned on previous podcasts, investors will want to avoid “glass ceilings” in terms of capped wage growth in certain areas. Given the changing Australian economy (more knowledge-based), are there particular areas of Australia in which you expect to see wage growth occurring?

If you would like to access The Property Couch’s media kit, please email us here: [email protected].

Resources mentioned in this podcast:

If you like this Q&A episode, don’t forget to rate us at our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/

What is Rentvesting and Is it for You?

By Ben Kingsley July 30, 2015 in Free Resources, Videos

In Episode 22 of this podcast, Bryce and Ben answers some of our listeners’ questions. One of the question is on Rentvesting and if it is a good option for property investors. There are a lot of investors out there who would like to continue renting in an area because they couldn’t afford the properties in that area. But at the same time, that shouldn’t stop their desire to invest their surplus money. How will it work?

Ben Kingsley – CEO & Founder; Property Investment Analyst and Advisor and current Chair of PIPA

021 | The Negative Gearing Debate in Australia

By The Property Couch July 24, 2015 in Podcast

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The debate on negative gearing and how it impacts the Australian Property Market is ongoing but when the RBA suggested that negative gearing might be up for a review last week, the debate got hotter. This is further fueled by the controversy about property bubble in Sydney and how property investors play a role in it.

So this week on The Property Couch, Bryce Holdaway and Ben Kingsley decides to tackle this debate head on and discuss about the history of negative gearing, why some people are against negative gearing and how will it impact our economy if it’s being scrapped off. Start listening to this podcast to learn more.

Also, The Property Couch is hoping to get nominated for the Investor’s Choice Award 2015 for the category: Property Educator/Mentor. We would like to spread the word out on the podcast so that we can help more people avoid making bad investment choices and avoid buying the wrong asset. So if you think we are doing a good job, please do nominate us here.

Our details for nomination:

Name of the Organisation: The Property Couch
Name of the Person you deal with: Bryce Holdaway and Ben Kingsley
Suburb: North Melbourne
State: VIC
Phone number: 03 9326 8900
Email address: [email protected]

If you would like to access The Property Couch’s media kit, please email us here: [email protected].

Resources mentioned in this podcast:

If you like this podcast: “The Negative Gearing Debate in Australia”, don’t forget to rate us at our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/

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