026 | Q&A – Property through Trust, Renovating Established Properties, Gentrification and Investing in Regional Centre

By The Property Couch August 27, 2015 in Podcast, Q&A

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We have been receiving a lot of great suggestions and questions from our listeners! If you have submitted a question on property investing in Australia and have yet to hear a response from us, don’t worry. We will get to you as soon as we can. In this week’s podcast, Bryce Holdaway and Ben Kingsley will be addressing some topics on:

Property in Trust from Christ : Can you address investing in trusts? In particular purchasing property through trust and transferring currently owned investment properties into a family trust

Tax benefits in renovating established properties from Christian : One of the topic that got me interested was Tax Depreciation, when you had Bradley Beer come in as a special guest. I already have a depreciation schedule, the one thing that plays on my mind – is whether it is worth renovating an established property? Is there a rule of thumb that I should use to determine whether my investment property needs to undergo a renovation? Is there a golden rule to this on when is the best time?

Gentrification questions from Andy : What is gentrification and its signs? Does this take a long time to happen? What are the positives and negatives of buying in a suburb that hasn’t had it or is in the process of having a face lift/demographic change? (I’m assuming that is what gentrification is?) Thanks guys!! The podcasts are gold!

Investing in Regional Centre from Lewis : Can you offer any advice regarding property investment in a regional centre? Often there are a lot of stones unturned in these markets. I am based 30km from the coast in Central Queensland and medium/high density development is a relatively new concept to most buyers in this area. However, recently completed projects have shown a real interest in this type of offering versus detached dwellings and I am wondering how to interpret this.

For access to The Property Couch’s media kit, please email us here: [email protected].

If you like this Q&A episode, don’t forget to rate us at our iTunes channel (The Property Couch Podcast) and our Facebook page. Any questions or ideas? Feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/

Money Magazine – Earn $2500 a Week at Retirement

By The Property Couch July 16, 2015 in Case Study, Free Resources

As mentioned in Episode 20 | Science of Asset Selection – The Buyer’s Decision Quadrant, here’s the article that Bryce wrote on Money Magazine: Earn $2500 A Week at Retirement in March 2013.

Here’s a snippet of the article:

How often have you found yourself picturing a retirement where you’re enjoying regular overseas holidays, spending your spare time with your grandkids and leisurely filling up your days doing all the things you love? We all have but we’re brought down to earth quickly by reports suggesting there won’t be enough money for a comfortable retirement. Perhaps even worse, some of us will have to work much longer than planned.

So the idea of creating a $2500-a-week passive income for a life in retirement free of debt ($130,000pa in today’s money) could be thought a stretch of the imagination. This would put you in the highest bracket of retirement earnings in the country and, according to the latest census (2011), would provide you with more than double the average total household income of $63,960.

The goal is achievable

Nevertheless, after looking at three typical households – a late-20s single, a mid-30s couple with two young children and a mid-40s couple with two teenagers – that have never invested in property, and carefully considering if it’s possible to achieve this passive income of $2500 a week, it’s exciting to know it can be done with low to moderate risk and potentially minimal impact on their current standard of living.

The big question is, how?

Click on the image to Download the article.

011 | Property Spruikers

By The Property Couch May 8, 2015 in Podcast, Property Investment, Real life stories

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We’ve got four words when it comes to property spruikers folks:

Run for the hills! 🏃🏃

Today’s topic is something we’re extremely passionate about which is why we’re focusing an entire episode on it!!

Too often we’ve heard of “sharks in suits” who have no proper training…

Giving terrible financial advice that can cripple folks’ wealth and make that lifestyle dream, well, a dream.

In fact – hearing about these people are why we started this podcast in the first place!

To help you avoid falling into the same situation, today’s episode will define who Property Spruikers are, what they do and why they even exist!

More importantly, though, we’re covering HOW you can avoid them!

We’ll be providing you with industry intel so you can also identify the main tactics they use (As you’ll hear with some spruiker “educators”…)

AND we’ll explain how property advisors will act when they really have your best interests at heart!

Did you know that Australia’s peak industry body, the Property Investment Professionals of Australia (PIPA) can also help you verify your buyers’ agent if they’re a PIPA member?

Yep, that’s right folks!

There are plenty of good tactics that you can use to stay away from the sharks; to find out more just tune in to today’s episode.

Free Stuff Mentioned:

Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which shows you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away!
- First Name
- Email
- Are you also interested to have a better understanding of your cashflow position via our FREE Money SMARTS Platform?
- Yes, I do! Send me my free access to Money SMARTS Platform too.
- Email
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Watch Ben’s commentary on the recent rate cuts here.
Looking for a Qualified Property Investment Advisor? Use the Search Function on PIPA Website here or get in touch with us!
Our parent company Empower Wealth is a PIPA Member and all our advisors are QPIAs. You can learn more about our free and no-obligation initial consultation here.

Here’s some of the gold we cover…

1:20 – What we’re NOT against…
2:15 – The problem with Property Spruikers
4:18 – Our message to beginner investors!
4:47 – How to get objective property advice
5:59 – What a true property advisor will do
6:19 – So, what are Property Spruikers?
6:36 – The Property Spruiker’s “argument” (and why it doesn’t work!)
7:43 – A sad real-life example folks 🙁
8:33 – 1 way to tell you’re dealing with a Property Spruiker
9:10 – Why do Spruikers exist?
9:55 – #3 Spruiker tactics!
11:33 – Beware the “educational” spruikers!
12:15 – How to verify a legitimate property educator
13:30 – The miner vs the shovel seller analogy
14:14 – Spruikers will use rental ______
15:40 – “There’s no such thing as a free lunch!”
16:47 – You gotta ask THESE questions
18:00 – How the Property Investment Professionals of Australia (PIPA) can help you avoid spruikers
19:35 – What is two-tier marketing?
21:51 – How to avoid spruikers!
22:42 – Check out Ben’s commentary on the RBA cash rate!

010 | Tax Depreciation

By The Property Couch May 1, 2015 in Podcast, Property Investment

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If you were to ask an investor if they wanted to save $149 per week on a property, we can guarantee you that no one would say no…

BUT that’s exactly what too many folks are doing when they don’t use tax depreciation right! (Check out the case studies at the bottom if you don’t believe this number…)

Today we’re excited to be discussing this topic with the help of our good friend and first-ever guest to the show: Bradley Beer!

As the Managing Director of BMT Quality Surveyors, experts at tax depreciation, Brad explains exactly what tax depreciation is and how and when you can use it!

Buying a property for its depreciation, however, should NEVER be your main reason for investing!

Instead, we unpack the important depreciation factors you should be looking at…

And explain why 1985 and 1987 were very important years when it comes to tax depreciation.

We’ll also be explaining what quality surveyors do and hearing some true stories from Bryce and Ben!

So tune in now for the gold on tax depreciation! (Yes, we say tax depreciation way too much in the episode too 😉)

Free Stuff Mentioned:

Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which shows you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away!
- First Name
- Email
- Are you also interested to have a better understanding of your cashflow position via our FREE Money SMARTS Platform?
- Yes, I do! Send me my free access to Money SMARTS Platform too.
- Email
  This field is for validation purposes and should be left unchanged.
6481
Brad’s case studies that he has prepared for the podcast can be accessed here! The first is a $600,000 – $700,000 period home with a rental income of $22,880 per annum and the second is a $400,000 – $500,000 older villa with a rental income of $21,060 per annum.
Interested in using BMT? Download the BMT Tax Depreciation Application Form here, or fill it out below:

Name
First Last
Email*
Email
This field is for validation purposes and should be left unchanged.

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Here’s some of the gold we cover…

0:50 – Meet Brad Beer!
1:26 – What’s the benefit of a tax depreciation schedule?
2:00 – How Bryce’s friend benefited from one!
2:45 – Did you know you can get cash back?
4:00 – What do Quantity Surveyors do?
4:38 – Ben’s Franking Credit analogy
6:07 – WHY you should use tax depreciation
7:30 – This is why education is important!
8:09 – Why is 1985 and 1987 important dates?!
9:54 – So when do you get depreciation in a period home!?
10:55 – The challenge with depreciation is…
11:40 – Improving YOUR net yield
12:40 – The process to determine your tax depreciation!
14:50 – Renovation and depreciation!
16:00 – The lump sum scrapping approach
17:49 – Why you shouldn’t do tax depreciation after renovations
18:20 – Learn from Ben’s story!
19:40 – WHY it’s worth it to use BMT
20:15 – Some gold tax depreciation case studies!

001 | We Fix Bad Property Investment Advice

By The Property Couch February 23, 2015 in Podcast, Property Investment, Real life stories

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Welcome to the very first episode of The Property Couch where we have one key goal:

To fix bad property investment advice!!

That’s right folks.

Wherever our co-hosts Bryce Holdaway and Ben Kingsley are, be it sitting as chair of Property Investment Professionals of Australia (PIPA) or splitting their days as buyers’ agents and property investment advisors, they’re driven to provide great education that’ll help folks make better investments!

And to kick us off, Bryce and Ben are sharing some of the mistakes and lessons they’ve learned in their property investing journeys, to help you avoid making the same mistakes!

So grab a cuppa, flick on the podcast and get listening today!

Free Stuff Mentioned:

Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which shows you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away!

Here’s some of the gold we cover…

0:10 – Meet your co-hosts: Who we are and WHY we do what we do!
0:50 – Ben’s won WHAT award (and how it benefits you!)
2:20 – The daily podcast set up!
3:05 – The Barber Analogy
4:10 – Ben’s property investing journey: A one-bid auction across from Mum and Dad’s house?!
5:20 – Agents use THIS tactic to get to know clients better
6:10 –Don’t make the same as Ben!
7:40 – The most common mistakes we hear from clients
8:30 – Reason #1 you should invest in a buyers’ agent
9:10 – Reason #2 you should invest in a buyers’ agent!
10:55 – Reason #3 you should invest in a buyers’ agent!!
12:50 – Why people DON’T want to invest in buyers’ agents!
14:44 – The first investors Bryce helped
15:32 – What makes a good advisor?!
17:30 – We’re thinking of including these stories in our next episode…

If you like this Insider’s Guide to Property Investing, don’t forget to rate us at our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/

Free Stuff Mentioned:

Here’s some of the gold we cover…

Free Stuff Mentioned:

Here’s some of the gold we cover…

To fix bad property investment advice!!

Free Stuff Mentioned:

Here’s some of the gold we cover…

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