Hey Folks! Today’s Episode is Extra Special – We Went LIVE on the Couch for the First Time in Almost 10 Years! 🎉

And trust us, this is not an episode you want to miss and we strongly recommend you to download the slide deck here (www.thepropertycouch.com.au/negativegearing) to follow along at home.

We’re diving into one of the most debated topics in property investment: Negative Gearing and Capital Gains Tax (CGT).

We start by breaking down the agenda and explaining who will get the most value from this jam-packed discussion. Then, we journey through the history of negative gearing, bust a few myths, and share real-life examples to show you how it actually works.

Here’s what you can look forward to:

• The history of negative gearing and its impact on rents and property supply
• Fact Check: Does negative gearing truly benefit “greedy investors”? Who really gains the most from this policy?
• The often-overlooked consequences of eliminating negative gearing
• Expert insights from our special guest, Antonia Mercorella (CEO of Real Estate Institute of Queensland)

We’ve got fact checks, real-world examples, and expert conclusions to help you see the full picture. Plus, grab the slides from today’s episode here >>

Folks, no matter your views on this topic, we think it’s important to get the conversation going…so share this with a friend or someone you think who will be interested!

Free Stuff  

• Send us your questions on negative gearing & CGT!
  We’re going LIVE again next week (Wed 16th Oct @1.30pm AEDT), and this time Bryce & Ben will be answering all your questions. Keep them coming in on YouTube and Facebook folks!

• Negative Gearing Video Series + slides from this episode
  Want to know more about negative gearing or view the slides from today’s episode? Fill out the form here >>

• State of the Housing System 2024 report
  This is the first annual report of the National Housing Supply and Affordability Council and goes into extensive detail about the current state of the housing system.

• 2024 Australian Podcast Awards
  It’s the very last day to vote! If we’ve provided value in any way, we’d appreciate a vote for The Property Couch here >>

• Guests & Episodes Mentioned: 
  • RBA September 2024 | Can We Expect a Rate Cut This Side of Christmas?
  • Ep 280 | QLD Govt Shocker: Why the Renter Protection Package Doesn’t Protect Everyone – Chat with Antonia Mercorella
  • UPDATE: Shocker Revoked!! Why Property Owners Can Rest a Little Easier in QLD Now
  • Ep 382 | “Property Investors are Tired of Being the ATMs for the State!” – Chat with Antonia Mercorella

Timestamps  

• 0:33 – What we’re covering today & who this episode is for!
• 05:39 – The history of negative gearing
• 9:53 – Fact Check #1: Did rents increase?
• 14:22 – Fact Check #2: Did supply decrease?
• 18:18 – Negative gearing in the 2000s
• 20:02 – Fact Check #3: Greedy property investors
• 25:02 – Fact Check #4: Negative gearing doesn’t work
• 28:57 – Fact Check #5: Who benefits the most?
• 37:56 – Fact Check #6: Foregone revenue
• 42:30 – Fact Check #7: Investors don’t pay their fair share of tax
• 46:08 – The Capital Gains Tax (CGT) story
• 49:04 – Fact Check #8: Prices “took off” after this?
• 51:05 – How negative gearing really works – real-life example via Moorr
• 57:28 – Who are the Australians investing in property & why?
• 1:02:50 – Welcome Antonia Mercorella!
• 1:04:38 – What will happen if we get rid of negative gearing?
• 1:06:59 – Property investors are not ATMs for the states
• 1:13:46 – Advice for policymakers
• 1:16:21 – Housing supply challenges
• 1:23:53 – Housing demand
• 1:27:40 – Buyer intelligence/behaviour
• 1:29:03 – Technical ability to buy (true demand)
• 1:32:40 – Investor behaviour
• 1:35:05 – The cost to governments
• 1:37:21 – Consequences #1 and #2: Impact on rental supply & prices
• 1:39:01 – Consequence #3: Who actually benefits?
• 1:42:30 – Consequence #4: Risk of new & unaffordable stock
• 1:44:26 – Consequence #5: Risk of under resourcing
• 1:46:17 – Access the slides from today’s episode here >>
• 1:46:35 – Get the conversation going and share this with someone!
• 1:48:45 – After all is said and done, what’s our conclusion?
• 1:51:03 – Keep your questions & comments coming! We’ll answer them LIVE next week.

What’s happening in Australia’s property scene this quarter? 🤔  

You’re about to find out, because Bryce and Ben are back with all the juicy details in this September quarter property market update! 

From sizzling capital growth drivers to the cooling of certain regional hotspots, uncover the trends you need to know to stay ahead in the property game. Whether you’re curious about rental yields or wondering why vacancy rates are spiking (or dropping) in certain markets, they’ve got you covered. 🏘️ 

But they’re not stopping there!  

Our in-house property pros also break down the numbers, reveal vacancy rates, and explore the supply vs. demand story—giving you everything you need to make those smart investment moves. 

Don’t miss out on this power-packed episode that’ll keep you ahead of the property game! 

Free Stuff Mentioned…

• We’re going LIVE next week – Wed 1.30pm (AEDT)!
  Join Bryce & Ben as they discuss all things negative gearing – from fact-checking experts’ commentary to debunking common myths. Make sure to tune in on Facebook or YouTube and get all your questions answered!

• 2024 Australian Podcast Awards
  Just a few more days left before voting closes! If we’ve provided value in any way, we’d appreciate if you could vote for The Property Couch here >>

• Share your story on the podcast!
  Our annual Summer Series is just around the corner, and we’re looking for listeners who have a story to tell! Send your details our way today >>

• Guests & Episodes Mentioned:  
  • RBA September 2024 | Can We Expect a Rate Cut This Side of Christmas? 
  • Ep 336 | Is Price Growth Over? 7 Signs Growth Is Slowing – Chat with Tim Lawless 
  • Ep 412 | The Best & Worst Performing Markets Over 30 Years! – Chat With Tim Lawless 
  • Ep 458 | Are We At The Turning Point? From Slow Growth To A Surge in Listings – Chat with Tim Lawless 
  • Ep 512 | Solving Australia’s Housing Crisis: The Real Issues We’re Overlooking – Chat with Tim Reardon 

Timestamps

• 0:00 – Property Market Update Spring 2024 
• 1:21 – Thoughts on the AFL Grand Final results  
• 2:27 – We’re going LIVE next week on negative gearing!  
• 6:07 – Mindset Minute: The property market is a gambling machine…?! 
• 7:23 – Learning from current trends in the market 
• 10:17 – Change in dwelling values – capital cities & regional centres 
• 15:21 – Why is there a strong bias in the bottom 25% quartile? 
• 16:20 – The very first house Bryce lived in 
• 19:35 – Which markets are at their peak? 
• 23:16 – The arrival of the spring listings! 
• 27:37 – When the tide goes out you can see who’s been swimming naked – Warren Buffett 
• 29:05 – Is WA a one-trick pony? 
• 32:54 – Days on market & stock on market 
• 37:58 – Why are housing approvals so sluggish? 
• 41:07 – Demand supply ratio (DSR+) across all our capital cities 
• 42:06 – Ben’s personal strategy…? 
• 45:51 – The rental story – vacancy rates, changes in rents & gross rental yields  
• 55:18 – Cooling markets & million-dollar suburbs 
• 1:00:55 – Market cycle timing play 
• 1:05:10 – Monthly inflation data & buying counter-cyclical 
• 1:08:14 – We hope this helps folks decide what to do in this next part of the cycle! 

And… 

• 1:11:01 – Lifehack: Find the biggest problems and solve them 
• 1:14:17 – What’s Making Property News: It’s all about negative gearing!! Remember to join us LIVE next Wed at 1.30pm (AEDT) so Bryce & Ben can answer all your burning questions.