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451 | From Unspeakable Trauma to Overcoming Doubts & Beach Holidays: How This Nurse Did it! – Chat with Laraine Kenniff

By in Podcast, Property Investment, Winter Series

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Today we’re continuing our inspirational Winter Series with a story from a true Aussie battler…

Meet Laraine, a nurse in the Trauma Centre Emergency Department who, until very recently, didn’t think she could see an endpoint.  

As she would later share with us… 

“I have been kicked and knocked out, and I get sworn at every shift (literally).  I stay for the people that we can save as a team. However, sometimes the sadness is relentless. 

So what today’s meeting gave me was an endpoint.”  

What happened in this meeting, and the complete psychological and self-belief transformation that Laraine undertook is completely mind-blowing, yet it is just ONE amazing and heartwarming chapter in her remarkable tale. 

Tune in now to hear how she grew beyond a family environment with absolutely NO money conversations to living her life as a battler and later overcoming her self-limiting beliefs to find her financial confidence despite Australia’s interest rate hikes.  

 We promise you – this is one episode that’ll completely blow your mind!  

 Give it a listen now folks 😊 😊 😊  

 

 

Free Stuff Mentioned 

  • Want to experience the same life transformation as Laraine? 😊 Speak to one of our professional advisors (Like Ben.T!) today and find your own path to design your dream lifestyle today!  
  • Get Moorr out of your money: Keep your goals ahead and your comfort and confidence high with Moorr, your home for all your financial needs and affairs.  

 

Here’s some of the gold we cover… 

  • 1:27 – Welcome Laraine 😊  
  • 2:01 – From Osmosis to Fearless Transformation  
  • 2:26 – Ahhhh the 80’s!  
  • 4:58 – Leaving the nest & being really broke 
  • 8:15 – Would I be further ahead if…? 
  • 9:28 – Twins: A different way of processing things  
  • 10:25 – An early chance at peace 
  • 14:48 – “I didn’t think I could keep going on…”   
  • 16:04 – Changing her own paradigms  
  • 17:04 – Folks, it’s about C___meeting I____  
  • 19:50 – FOMO (with a twist 😉) 
  • 21:44 – Going in with a plan of attack…  
  • 22:57 – “This might bankrupt us, but I will get us out of it”  
  • 24:30 – The Stress Test   
  • 25:49 – How she kept her confidence – and goals – ahead!  
  • 28:12 – Trying to be what she wasn’t taught… 
  • 30:16 – Navigating this tightening interest rate cycle (aka. How to find Comfort in the Numbers)  
  • 35:18 – Why Laraine wanted to share her story  
  • 37:22 – …and THIS is how she feels about it!  
  • 38:34 – The Circle of Life   
  • 42:58 – PHEW, what an amazing episode! Thank you, Laraine! 😊  
  • 43:43 – Beware self-limiting beliefs!  
  • 45:46 – “Money is Simple, Behaviour is hard” 
  • 46:55 – Speak to a professional advisor!  
  • 49:21 – Reach out to us on Instagram & Facebook and let us know your favourite part of Laraine’s story! 

 

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450 | Thriving After Divorce – Rebuilding Wealth & Renewing Spirit – Chat with Adam Crane

By in Podcast, Property Investment

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It’s that time of year again, folks! Today marks the exciting beginning of our highly anticipated 2023 Winter Series. 

Get ready for an extraordinary lineup of guests, each with their own awe-inspiring stories that revolve around this year’s captivating theme: “What Drove You To Act.” 

Drawing inspiration from those pivotal moments we see in movies, the light bulb moments and “A-ha” breakthroughs, we delve into the driving forces behind every successful investor’s property journey. 

We kickstart this incredible series with our first guest, Adam. Join us on this transformative journey as we uncover the importance of prioritizing the “big rocks” in the jar of life. We’ll flip the pages and delve into strategies for building resilience, even when confidence takes a hit. 

We navigate the complexities of finances with insights on the “sleep at night tax” and the power of compromise and sacrifice. We’ll confront the venomous obstacles that can hinder progress and emphasize the crucial role of honesty and openness. 

Prepare to wade through murky waters, armed with the tools and knowledge to come out stronger on the other side. Reflecting on our experiences takes courage, however, Adam reminds us that amidst the challenges, it’s essential to enjoy yourself and reward your efforts when times are good. 

Join us as we unlock the potential of sonic tools and discover why a poor man pays twice. And of course, we’ll sprinkle in some light-heartedness with a mention of Spaghetti Bolognese. 

Tune in now or watch the episode below

 

 

Here’s some of the gold we cover… 

  • 1:53 – Welcome to our Winter Series and our first guest Adam Crane
  • 7:50 – Living within your means
  • 8:20 – Modelled on delayed gratification
  • 10:35 – The cut-off
  • 12:40 – FOMO fed my savings
  • 16:35 – If my bank account is good, I sleep better
  • 22:00 – The paradigm shift
  • 22:45 – What to expect with unexpected life events
  • 23:00 – THE BIG ROCKS IN THE JAR!!!
  • 23:50 – Point of weakness or point of strength?
  • 24:35 – Gaining back the 1%
  • 25:30 – Resilient building
  • 27:05 – Taking a confidence hit
  • 28:40 – Harder to tap out
  • 29:45 – Sleep at night tax??
  • 30:35 – Compromise and sacrifice
  • 31:20 – Easy to say, much harder to practise
  • 31:30 – Venom that exists
  • 32:20 – Honesty and openness is key
  • 33:10 – Through murky waters!!
  • 34:10 – Takes a bigger person to look back
  • 41:00 – What a side hustle…. Sonic Tools, check it out 
  • 42:14 – Obsessed with the surplus number
  • 42:22 – A poor man pays twice….
  • 44:55 – Spaghetti Bolognese….
  • 46:50 – Why you must enjoy yourself too!!!
  • 49:00 – When times are good, you must reward yourself!
  • 54:05 – The trap you fall into
  • 58:30 – Money hacks

Want to work with Bryce & Ben’s Award-Winning Team? 

Get Moorr out of your money:

Log in or create your free account via the Moorr web platform, or download the app on Apple and Android and transform the way you view and track your wealth. 

 

449 | Secrets of Bank Foreclosures and the Debt Spiral – Chat with Laurence Hugo

By in Podcast, Property Investment

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In our latest episode, we had the privilege of sitting down with Laurence Hugo, a true master in the art of negotiation with over three decades of experience in the dynamic worlds of banking and debt management. Prepare to have your expectations shattered because this conversation is anything but dry folks!!! It’s a treasure trove of wisdom and practical solutions for all your financial challenges. 

With his extensive expertise, Laurence specialises in guiding both individuals and businesses through the intricate process of debt settlement. His proven track record includes helping clients secure partial or even complete debt waivers, offering them a much-needed fresh start. 

Laurence’s impact goes beyond his impressive resume. He is a true trailblazer who has revolutionised the Debt Negotiation industry. His innovative approach has transformed the way debt negotiations are carried out, ensuring that individuals and organisations can navigate the landscape of debt management with greater ease and effectiveness. 

Here are some of the key themes we unpack: 

  • Changing the approach and seeing things from a new perspective 
  • How can we triumph in the face of adversity? 
  • Assessing actions and understanding the risks 
  • How to not let financial challenges become a lifelong prison 

If you’re ready to gain invaluable insights and discover practical strategies for overcoming financial hurdles, then this episode is a must-listen. Get ready to be inspired and empowered as Laurence shares his expertise and reshapes the way you perceive the world of debt management. 

There is absolute gold in here for EVERYONE!! 

Don’t miss out on our latest Q&A episode folks!!  Tune in now or watch the episode below

 

Here’s some of the gold we cover… 

  • 2:12 – Mindset Minute 
  • 7:30 – Welcome to The Couch Laurence Hugo 
  • 11:20 – Learning quick about the value of money  
  • 20:45 – 2 different categories  
  • 21:45 – Different animal to banks 
  • 23:20 – Change your highlighter colours!! 
  • 24:40 – Dealing with the problem! 
  • 25:35 – How can you win? 
  • 27:20 – What am I doing? 
  • 28:22 – Risks of an upside-down mortgage 
  • 29:00 – 7 years of arrears???? 
  • 30:00 – If you are facing arrears…. What should you do  
  • 31:40 – Snail’s pace  
  • 32:05 – Communication is EVERYTHING 
  • 32:35 – Banks are made up of human beings!!! 
  • 33:50 – THE ONLY OPTION….. 
  • 35:06 – Keeping control of the process 
  • 39:40 – Overlooking key features!! 
  • 41:40 – Why use a negotiator? 
  • 42:20 – What response are they looking for? 
  • 45:40 – What are those breaches? 
  • 47:15 – Connecting the decision-makers 
  • 48:55 – Debt spiral 
  • 51:40 – Lifelong prison!!! 
  • 52:10 – No one size fits all… 
  • 54:50 – Butterflies and birds… 
  • 56:10 – What is the key time of the month? 
  • 57:00 – Such a clever tactic!! 
  • 1:00:50 – It’s too good to be true!!! 
  • 1:03:20 – Let’s go upstream!!! 
  • 1:04:00 – Good debt vs bad debt 
  • 1:07:15 – That lifeline call that helped make a difference 
  • 1:10:10 – Aiming for being HAPPY in the first place 
  • 1:10:35 – The key to happiness!! 
  • 1:10:50 – The 5 regrets of the dying!!! 
  • 1:11:25 Correlating money to values… 
  • 1:16:56 – If this has raised any concerns, please call Lifeline on 13 11 14 
  • AND…. 
  • 1:23:25 – Life Hack 
  • 1:25:50 – What’s Making Property News 

Please reach out to Laurence and his team of qualified financial experts who will handle your case with sensitivity and respect.

Want to work with Bryce & Ben’s Award-Winning Team? 

Get Moorr out of your money:

Log in or create your free account via the Moorr web platform, or download the app on Apple and Android and transform the way you view and track your wealth. 

 

Why Investors are Needed to Solve the Affordability Crisis – Bonus Episode with Matt from Aussie Firebug May ’23

By in Podcast, Property Investment

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In May, we had the privilege of being featured on the highly regarded Aussie Fire Bug podcast. We delved into the origins of property acquisition, discussing the humble beginnings that led us on our respective journeys. Additionally, we explored the pressing issue of the Australian housing crisis, dissecting the multifaceted implications and exploring potential solutions.  

These are the key themes we unpack: 

  • How Ben and I originally made a connection  
  • Property investing guidelines and regulations  
  • We dive deep into our investing strategy/philosophy 
  • The Australian Housing and rental crisis  
  • Active property investing vs passive share market investing  
  • Are property investors adding to affordability issues or are they being used as political scapegoats?  
  • How The Property Couch podcast got started  

We extend our gratitude to the Aussie Fire Bug podcast for providing us with a platform to share our insights and engage in meaningful discussions. We hope to continue to inspire and empower our community in pursuit of financial literacy and success.  

Don’t miss this awesome bonus episode folks!  

Want to work with Bryce & Ben’s Award-Winning Team? 

Get Moorr out of your money:

Log in or create your free account via the Moorr web platform, or download the app on Apple and Android and transform the way you view and track your wealth. 

 

448 | The Interest Only vs P&I Debate – which is better?

By in Podcast, Property Investment, Q&A

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In our latest Q&A episode, we dive deep into the intricate mechanics of interest-only loans, we unveil some of the strategies for managing mortgage stress, and we also unlock the hidden gems of building financial muscle memory.  

Get ready to unlock a wealth of knowledge and practical insights as we explore the art of budgeting, saving, and setting goals. Discover the power of delayed gratification and learn how it can shape your financial future. 

In this episode, we address the burning questions that have been on your mind.  

We leave no stone unturned as we demystify these key themes: 

  • The complexities of interest-only loans, shedding light on their benefits and considerations 
  • We explore the nuances of repayment options 
  • Interest rates, and the potential long-term impact of interest-only loans on your financial journey 

We also navigate the realm of mortgage stress and unpack how to establish a realistic budget to prioritising savings!  

But wait, there’s more! Prepare to unleash the ultimate weapon: financial muscle memory. Discover how small, consistent actions can lead to significant financial gains over time. We delve into the psychology of decision-making, empowering you to seize control, make savvy choices, and skyrocket your financial well-being. 

Don’t miss out on our latest Q&A episode folks!!  Tune in now or watch the episode below

 

Here’s some of the gold we cover… 

  • 4:28 – Mindset Minute 
  • 12:35 – Question #1 
  • 15:50 – Not everyone will buy new! 
  • 16:40 – Investing in new vs living in new 
  • 19:23 – The optimal outcome 
  • 20:35 – Basics of Land to asset ratio can be aspirational  
  • 24:40 – We are not fully rusted!! 
  • 26:45 – Question #2 
  • 28:50 – Interest Only mechanics 
  • 30:00 – Will the banks allow IO loans? 
  • 30:25 – How it affects loan term 
  • 31:35 – Interest only lending the whole time 
  • 33:20 – Filling offset buckets is the key 
  • 34:50 – What happens if you refinance to another lender? 
  • 35:50 – Higher interest rate currently 
  • 37:25 – Question #3 
  • 39:40 – Building muscle memory  
  • 41:35 – More surplus to make decisions 
  • 42:30 – Upside gains 
  • 43:00 – Informed decisions  
  • 43:30 – Mortgage stress – Refer to previous episode around Ep 444 – How to tackle mortgage stress 
  • 43:45 – Question #4 
  • 47:00 – Teaching them to fish 
  • 47:50 – The value of money 
  • 50:40 – Budgeting and saving 
  • 51:25 – Try and make it fun 
  • 56:50 – Financial Literacy 
  • 59:00 – Love is spelt T.I.M.E  
  • AND….. 
  • 59:20 – Life Hack (from Ben 😊) 
  • 1:02:20 – What’s Making Property News

Want to work with Bryce & Ben’s Award-Winning Team? 

Get Moorr out of your money:

Log in or create your free account via the Moorr web platform, or download the app on Apple and Android and transform the way you view and track your wealth. 

 

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