474 | From Childhood Stocks to City Shocks: How He Escaped Bad Investing Advice! – Chat with Bailey

By The Property Couch December 28, 2023 in Podcast, Property Investment, Summer Series

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It’s our final episode for the year and folks, we’ve saved one absolutely inspirational tale to finish 2023.

As a hint of what’s to come, Bailey – today’s articulate Summer Series guest – invested $500 into Westpac shares at the age of 10.

While this one action already sets him aside, Bailey isn’t special just because of his remarkable approach to investing but because of one skill that, as described by Ben, is “one of the greatest skills to learn in life”.

If that isn’t a cliffhanger folks, then we don’t know what is. 😉

Tune into this fascinating episode to find out what sets this 24-year-old apart from the rest, how he bought his first property at the young age of 21 and to hear the heart-warming reason why he decided to speak out and come onto the couch.

This guest has Ben and Bryce completely rapt. Seriously, give it a listen now folks 😊🌌✨

Free Stuff Mentioned

Struggling to stop and smell the roses? Check out the Moorr platform that Bailey used to help him do it! (This system automates Money SMARTS for you)
FREE BOOK!— Make Money Simple Again
FREE BOOK – The Armchair Guide To Property Investing
The Binge Guide – The First 20 Episodes

Timestamps

0:00 – From Childhood Stocks to City Shocks: How He Escaped Bad Investing Advice!
1:38 – Welcome Bailey!
2:21 – Growing up with a money-savvy mum
6:47 – How he started on his financial future from 10 years old!
10:39 – What sparked his love for investing?
12:16 – Bailey’s lifehack while his friends were at university
15:12 – What he did with all his savings 😲
17:41 – THIS is one of the biggest lessons in life…
21:03 – How did it feel when he bought his first property (You’d be surprised by his answer😉)
25:38 – He’s now stopping and smelling the roses – here’s how!
27:35 – Bailey’s paradigm shift
31:05 – Beware the enthusiastic amateur!
35:15 – These were the biggest lessons he learnt…
37:26 – Why it was actually good that he had a bad experience!
41:14 – His pathway to becoming borderless!
43:19 – Why is rent-vesting right for him?
46:28 – Bailey’s North Star ⭐
50:32 – What drove him to speak on the couch?
51:39 – The secret to goal setting
55:11 – How he’s navigating two extreme interest rate environments
58:21 – Thank you Bailey! What an articulate and inspirational person 😊
1:01:25 – Here’s a challenge to Bailey’s mates

450 | Thriving After Divorce – Rebuilding Wealth & Renewing Spirit – Chat with Adam Crane

By The Property Couch July 6, 2023 in Podcast, Property Investment

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It’s that time of year again, folks! Today marks the exciting beginning of our highly anticipated 2023 Winter Series.

Get ready for an extraordinary lineup of guests, each with their own awe-inspiring stories that revolve around this year’s captivating theme: “What Drove You To Act.”

Drawing inspiration from those pivotal moments we see in movies, the light bulb moments and “A-ha” breakthroughs, we delve into the driving forces behind every successful investor’s property journey.

We kickstart this incredible series with our first guest, Adam. Join us on this transformative journey as we uncover the importance of prioritizing the “big rocks” in the jar of life. We’ll flip the pages and delve into strategies for building resilience, even when confidence takes a hit.

We navigate the complexities of finances with insights on the “sleep at night tax” and the power of compromise and sacrifice. We’ll confront the venomous obstacles that can hinder progress and emphasize the crucial role of honesty and openness.

Prepare to wade through murky waters, armed with the tools and knowledge to come out stronger on the other side. Reflecting on our experiences takes courage, however, Adam reminds us that amidst the challenges, it’s essential to enjoy yourself and reward your efforts when times are good.

Join us as we unlock the potential of sonic tools and discover why a poor man pays twice. And of course, we’ll sprinkle in some light-heartedness with a mention of Spaghetti Bolognese.

Tune in now or watch the episode below

Here’s some of the gold we cover…

1:53 – Welcome to our Winter Series and our first guest Adam Crane
7:50 – Living within your means
8:20 – Modelled on delayed gratification
10:35 – The cut-off
12:40 – FOMO fed my savings
16:35 – If my bank account is good, I sleep better
22:00 – The paradigm shift
22:45 – What to expect with unexpected life events
23:00 – THE BIG ROCKS IN THE JAR!!!
23:50 – Point of weakness or point of strength?
24:35 – Gaining back the 1%
25:30 – Resilient building
27:05 – Taking a confidence hit
28:40 – Harder to tap out
29:45 – Sleep at night tax??
30:35 – Compromise and sacrifice
31:20 – Easy to say, much harder to practise
31:30 – Venom that exists
32:20 – Honesty and openness is key
33:10 – Through murky waters!!
34:10 – Takes a bigger person to look back
41:00 – What a side hustle…. Sonic Tools, check it out
42:14 – Obsessed with the surplus number
42:22 – A poor man pays twice….
44:55 – Spaghetti Bolognese….
46:50 – Why you must enjoy yourself too!!!
49:00 – When times are good, you must reward yourself!
54:05 – The trap you fall into
58:30 – Money hacks

Want to work with Bryce & Ben’s Award-Winning Team?

a roadmap to $2k per week passive income? >> Start a conversation with our Qualified Property Investment Advisors…
buying an investment-grade property in an investment-grade suburb? >> Start a conversation with our independent and experienced Buyers Agents…
set up or review of your borrowing strategy? >> Start a conversation with our Investment Savvy Mortgage Brokers…
your defence implementation? >> Start a conversation with our Financial Planners…
maximising your tax refund? >> Start a conversation with our Investment Savvy Tax Accountants…

Get Moorr out of your money:

Log in or create your free account via the Moorr web platform, or download the app on Apple and Android and transform the way you view and track your wealth.

449 | Secrets of Bank Foreclosures and the Debt Spiral – Chat with Laurence Hugo

By The Property Couch June 29, 2023 in Podcast, Property Investment

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In our latest episode, we had the privilege of sitting down with Laurence Hugo, a true master in the art of negotiation with over three decades of experience in the dynamic worlds of banking and debt management. Prepare to have your expectations shattered because this conversation is anything but dry folks!!! It’s a treasure trove of wisdom and practical solutions for all your financial challenges.

With his extensive expertise, Laurence specialises in guiding both individuals and businesses through the intricate process of debt settlement. His proven track record includes helping clients secure partial or even complete debt waivers, offering them a much-needed fresh start.

Laurence’s impact goes beyond his impressive resume. He is a true trailblazer who has revolutionised the Debt Negotiation industry. His innovative approach has transformed the way debt negotiations are carried out, ensuring that individuals and organisations can navigate the landscape of debt management with greater ease and effectiveness.

Here are some of the key themes we unpack:

Changing the approach and seeing things from a new perspective
How can we triumph in the face of adversity?
Assessing actions and understanding the risks
How to not let financial challenges become a lifelong prison

If you’re ready to gain invaluable insights and discover practical strategies for overcoming financial hurdles, then this episode is a must-listen. Get ready to be inspired and empowered as Laurence shares his expertise and reshapes the way you perceive the world of debt management.

There is absolute gold in here for EVERYONE!!

Don’t miss out on our latest Q&A episode folks!! Tune in now or watch the episode below

Here’s some of the gold we cover…

2:12 – Mindset Minute
7:30 – Welcome to The Couch Laurence Hugo
11:20 – Learning quick about the value of money
20:45 – 2 different categories
21:45 – Different animal to banks
23:20 – Change your highlighter colours!!
24:40 – Dealing with the problem!
25:35 – How can you win?
27:20 – What am I doing?
28:22 – Risks of an upside-down mortgage
29:00 – 7 years of arrears????
30:00 – If you are facing arrears…. What should you do
31:40 – Snail’s pace
32:05 – Communication is EVERYTHING
32:35 – Banks are made up of human beings!!!
33:50 – THE ONLY OPTION…..
35:06 – Keeping control of the process
39:40 – Overlooking key features!!
41:40 – Why use a negotiator?
42:20 – What response are they looking for?
45:40 – What are those breaches?
47:15 – Connecting the decision-makers
48:55 – Debt spiral
51:40 – Lifelong prison!!!
52:10 – No one size fits all…
54:50 – Butterflies and birds…
56:10 – What is the key time of the month?
57:00 – Such a clever tactic!!
1:00:50 – It’s too good to be true!!!
1:03:20 – Let’s go upstream!!!
1:04:00 – Good debt vs bad debt
1:07:15 – That lifeline call that helped make a difference
1:10:10 – Aiming for being HAPPY in the first place
1:10:35 – The key to happiness!!
1:10:50 – The 5 regrets of the dying!!!
1:11:25 Correlating money to values…
1:16:56 – If this has raised any concerns, please call Lifeline on 13 11 14
AND….
1:23:25 – Life Hack
1:25:50 – What’s Making Property News

Please reach out to Laurence and his team of qualified financial experts who will handle your case with sensitivity and respect.

Want to work with Bryce & Ben’s Award-Winning Team?

a roadmap to $2k per week passive income? >> Start a conversation with our Qualified Property Investment Advisors…
buying an investment-grade property in an investment-grade suburb? >> Start a conversation with our independent and experienced Buyers Agents…
set up or review of your borrowing strategy? >> Start a conversation with our Investment Savvy Mortgage Brokers…
your defence implementation? >> Start a conversation with our Financial Planners…
maximising your tax refund? >> Start a conversation with our Investment Savvy Tax Accountants…

Get Moorr out of your money:

Log in or create your free account via the Moorr web platform, or download the app on Apple and Android and transform the way you view and track your wealth.

Why Investors are Needed to Solve the Affordability Crisis – Bonus Episode with Matt from Aussie Firebug May ’23

By The Property Couch June 27, 2023 in Podcast, Property Investment

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In May, we had the privilege of being featured on the highly regarded Aussie Fire Bug podcast. We delved into the origins of property acquisition, discussing the humble beginnings that led us on our respective journeys. Additionally, we explored the pressing issue of the Australian housing crisis, dissecting the multifaceted implications and exploring potential solutions.

These are the key themes we unpack:

How Ben and I originally made a connection
Property investing guidelines and regulations
We dive deep into our investing strategy/philosophy
The Australian Housing and rental crisis
Active property investing vs passive share market investing
Are property investors adding to affordability issues or are they being used as political scapegoats?
How The Property Couch podcast got started

We extend our gratitude to the Aussie Fire Bug podcast for providing us with a platform to share our insights and engage in meaningful discussions. We hope to continue to inspire and empower our community in pursuit of financial literacy and success.

Don’t miss this awesome bonus episode folks!

Want to work with Bryce & Ben’s Award-Winning Team?

a roadmap to $2k per week passive income? >> Start a conversation with our Qualified Property Investment Advisors…
buying an investment-grade property in an investment-grade suburb? >> Start a conversation with our independent and experienced Buyers Agents…
set up or review of your borrowing strategy? >> Start a conversation with our Investment Savvy Mortgage Brokers…
your defence implementation? >> Start a conversation with our Financial Planners…
maximising your tax refund? >> Start a conversation with our Investment Savvy Tax Accountants…

Get Moorr out of your money:

Log in or create your free account via the Moorr web platform, or download the app on Apple and Android and transform the way you view and track your wealth.

448 | The Interest Only vs P&I Debate – which is better?

By The Property Couch June 22, 2023 in Podcast, Property Investment, Q&A

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In our latest Q&A episode, we dive deep into the intricate mechanics of interest-only loans, we unveil some of the strategies for managing mortgage stress, and we also unlock the hidden gems of building financial muscle memory.

Get ready to unlock a wealth of knowledge and practical insights as we explore the art of budgeting, saving, and setting goals. Discover the power of delayed gratification and learn how it can shape your financial future.

In this episode, we address the burning questions that have been on your mind.

We leave no stone unturned as we demystify these key themes:

The complexities of interest-only loans, shedding light on their benefits and considerations
We explore the nuances of repayment options
Interest rates, and the potential long-term impact of interest-only loans on your financial journey

We also navigate the realm of mortgage stress and unpack how to establish a realistic budget to prioritising savings!

But wait, there’s more! Prepare to unleash the ultimate weapon: financial muscle memory. Discover how small, consistent actions can lead to significant financial gains over time. We delve into the psychology of decision-making, empowering you to seize control, make savvy choices, and skyrocket your financial well-being.

Don’t miss out on our latest Q&A episode folks!! Tune in now or watch the episode below