As our LAST Episode before Christmas, we’ve got a super heart-warming money transformation in store! 🎄🎅🎁  

Meet Jack: a 29-year-old teacher who grew up on Sydney’s northern beaches. 

From happily living at home, spending his days teaching and in his spare time surfing, his world was turned upside down at the age of 25.   

As this special Summer Series Guest says,   

“I felt like I’d lost my safety net.” 

Suddenly with no backup plan and no clarity about his financial future, he knew he had to make a change.   

Tune in to hear how Jack took control of his finances, from starting his dream small business to his first investing experience…. during a pandemic. 😲 

And did we mention…there’s a failed transplant, a touching list of mentors who have helped Jack along the way, and much, much more?!  

Folks, today’s episode is an extraordinary tale of overcoming loss, having grit and saying, “if it’s to be, it’s up to me.”  

A truly awesome episode that brought a warm feeling to our hearts, a massive thank you to Jack for your sharing your story with us.  

  

Free Stuff Mentioned… 

• Want help with your sequencing? Reach out to our award-winning financial advisory! Book a free, no-obligation initial chat with our team here and see how we can help you on your investing journey 😊  
• FREE Lifestyle By Design App: Check out Moorr the APP, our money management platform that’s now officially available as an app on Apple and Android. Check it out today and completely change the way you view and manage your money!  

 

Want to work with Bryce & Ben’s Award-Winning Team? 

• a roadmap to $2k per week passive income? >> Start a conversation with our Qualified Property Investment Advisors…  
• buying an investment-grade property in an investment-grade suburb? >> Start a conversation with our independent and experienced Buyers Agents… 
• set up or review of your borrowing strategy? >> Start a conversation with our Investment Savvy Mortgage Brokers… 
• your defence implementation? >> Start a conversation with our Financial Planners… 
• maximising your tax refund? >> Start a conversation with our Investment Savvy Tax Accountants… 

 

Here’s some of the gold we cover… 

• 0:00 – There are just SO many chapters in this story!  
• 2:23 – Welcome Jack!  
• 3:03 – Growing up with an abundant lifestyle… 
• 6:28 – What he learned from his Dad  
• 9:02 – Jack’s first bank account + foray into investing   
• 12:40 – His turning point   
• 14:28 – How a small business idea became a reality!  
• 15:51 – A kidney transplant gone wrong…😮  
• 18:04 – Losing his dad 🙁
• 23:24 – He could’ve gone down this path…. 
• 25:27– The Mentors He’s Met In Life  
• 27:07 – What was Jack’s first investment? (and how his approach has changed over the years!)  
• 27:43 – His first property-buying experience….during the pandemic!?  
• 28:51 – So how did he keep investing during COVID!?   
• 29:26 – The 2nd property he brought: The trade-offs and ultimate result  
• 31:53 – THIS was critical for him to get his foot onto the property ladder!! 
• 34:33 – Finding Scarcity & His Decision-Making Process 
• 39:30 – Why is Jack doing what he’s doing? (aka. His Life Goals!)  
• 44:13 – How has he been impacted by the rising rates??   
• 45:50 – How & why should Jack stay on his investing path…  
• 49:43 – Why did Jack want to come onto The Property Couch?  
• 52:01 – Jack’s words of wisdom for the community!  
• 53:32 – Sequencing: How can people in positions like Jack move forward?  
• 55:40 – What should you do if you have no idea where you want to live?!  
• 58:39 – Phew! What a testament to building on good money habits!  
• 1:03:33 – Merry Christmas to our TPC Community!   

 

 

“I worked hard my entire life and I had nothing to show for it…” 

 

Folks these are the words from today’s super special guest before she began her complete financial and self-described personal transformation.   

Born into an amazing family with terrible money management…Jessica learned the value of being financially independent from a young age.  

So how did she end up selling the first house she built…with multiple debts…and “walking away with nothing…”?! 

Tune in to find out now and discover the amazing, breathtaking journey she’s been on since then. 

From a lucky break with her first property to borrowing her mum’s life savings to building half a house, today’s multi-chaptered saga is truly a nail-biting, heart-warming tale with lots of laughs along the way.  

A true inspiration to investors everywhere – A huge THANK YOU to Jessica for sharing your story on the couch today.  

 

 

Free Stuff Mentioned… 

• Want help with your sequencing? Reach out to our award-winning financial advisory! Book a free, no-obligation initial chat with our team here and see how we can help you on your investing journey 😊  
• FREE Lifestyle By Design App: Check out Moorr the APP, our money management platform that’s now officially available as an app on Apple and Android. Check it out today and completely change the way you view and manage your money!  
• See Jessica’s half-a-house below…

 

Want to work with Bryce & Ben’s Award-Winning Team? 

• a roadmap to $2k per week passive income? >> Start a conversation with our Qualified Property Investment Advisors…  
• buying an investment-grade property in an investment-grade suburb? >> Start a conversation with our independent and experienced Buyers Agents… 
• set up or review of your borrowing strategy? >> Start a conversation with our Investment Savvy Mortgage Brokers… 
• your defence implementation? >> Start a conversation with our Financial Planners… 
• maximising your tax refund? >> Start a conversation with our Investment Savvy Tax Accountants… 

 

Here’s some of the gold we cover… 

• 0:00 – The incredible story in store… 
• 2:02 – Meet Jessica!  
• 2:42 – Growing up with amazing parents, who were terrible at money management… 
• 4:18 – How Jessica funded her love of horses!   
• 7:18 – How did her family’s financial stress appear in her life?  
• 8:29 – She still has her first bank account?!?  
• 10:28 – The trade-offs in life    
• 13:37 – From Hospitality to University to Bangalow  
• 15:24 – “I walked away with nothing…” 
• 16:55 – Her Lucky Break: Putting down the $5K deposit for her first property!  
• 18:23 – Getting out of debt…   
• 21:25 – A word of advice from Jessica on cars!   
• 22:43– Building half a house?! (Check out the pics in our show notes!)  
• 27:42 – Gardening while listening to us…and where it led 
• 29:57 – Thanks mum & dad!!  
• 32:01 – “And then I did something I wouldn’t recommend to anyone…” (& how she bought a winner!)   
• 36:25 – One of the most powerful things Jessica has gained from our podcast 
• 38:23 – Her next investment project…. 
• 41:15 – A note on Nambucca Heads 
• 45:22 – Jessica’s goals for the future 
• 46:40 – Turning Australia’s ship around, co-share living and the future of Australia’s property market (you heard it here first! 😉)  
• 50:48 – How does she feel about today’s rising interest rates?  
• 54:55 – Ladies! It’s important to get onto the property ladder… 
• 57:28 – (Psst…Our Moorr platform is now available as an app!)  
• 57:55 – A huge thank you all round!   
• 1:01:49 – Seriously, what a transformational and empowering story!!  

 

 

“Some days, I had to choose between feeding the kids and driving them 27km to school…”

 

Folks, some stories are just so insanely awe-inspiring and jaw-dropping that it’s hard not to listen to it twice (or three times!).

The story that today’s Summer Series Guest is sharing with us, is one of them.  

Meet Mandy: a champion mum from the remote town of Forbes.   

Growing up with absolutely NO money conversations around the table, she was constantly in “the bottom percentile” at school and at just 18, became pregnant. 

This is just the very beginning of Mandy’s amazing and transformational journey.  

Without giving away too much, tune in to hear as Mandy swings from her darkest period to her hustling years to now owning a flourishing property portfolio with 7 investment properties… 

While never earning more than 36K a year AND raising 2 young kids by herself 😮 

A truly heart-stopping, eye-opening tale that follows one woman as she grows up in a low economic demographic and proceeds to break through every mental, financial and emotional barrier placed before her.  

Thank you for sharing your incredible story with us Mandy, your vulnerability and openness is an inspiration to investors everywhere.  

Give it a listen now folks!  

 

Free Stuff Mentioned… 

• Want help with your sequencing? Reach out to our award-winning financial advisory! Book a free, no-obligation initial chat with our team here and see how we can help you on your investing journey 😊  
• FREE Lifestyle By Design App: We’ve just launched Moorr the mobile app! Take smart money management with you wherever you go, with tons of new exciting features. Check it our on Apple and Android and completely change the way you view and manage your money!  

 

Want to work with Bryce & Ben’s Award-Winning Team? 

• a roadmap to $2k per week passive income? >> Start a conversation with our Qualified Property Investment Advisors…  
• buying an investment-grade property in an investment-grade suburb? >> Start a conversation with our independent and experienced Buyers Agents… 
• set up or review of your borrowing strategy? >> Start a conversation with our Investment Savvy Mortgage Brokers… 
• your defence implementation? >> Start a conversation with our Financial Planners… 
• maximising your tax refund? >> Start a conversation with our Investment Savvy Tax Accountants… 

 

Here’s some of the gold we cover… 

• 0:00 – The amazing story we’re diving into today… 
• 2:34 – Inspired by Moorr!   
• 3:42 – Meet Mandy Sweeney 😊  
• 4:16 – They NEVER talked about money?!?  
• 6:46 – The #1 biggest thing she learned from her parents  
• 8:59 – “We knew the value of the dollar”  
• 9:36 – The Baby Boomer Era: All about paying off the mortgage 
• 11:25 – Her First Job & Hating School  
• 14:33 – A diverse family history: No university degrees & no animosity! 
• 16:36 – Pregnant at…18?!?   
• 17:10 – The foray into property investing (+ her first child)   
• 19:22 – Mandy’s Money Management System   
• 21:24 – 10 years later, her life completely changes again….  
• 22:31 – The first house flip   
• 25:24 – The Car Loan She Just Couldn’t Take (to buying a block of land??!)  
• 27:29 – “I knew I was destined for low-wage earning”   
• 28:59 – How she’s never bought a house with her own money!   
• 29:54 – If she’d stayed in a relationship, then THIS critical habit wouldn’t have changed…. 
• 33:16 – The Transformative Power of Reading 
• 36:23 – Why Mandy didn’t discuss property with her family or friends  
• 38:36 – Buying houses like she buys shoes?!? (+ her retirement goals)  
• 40:45 – Everything Goes Downhill & How She Got Out Of It!  
• 42:38 – “I had to choose between feeding the kids and driving them to school”  
• 46:00 – Earning 35K and sending her daughter to a 34K boarding school… 
• 51:12 – Fast Forward: 5 dual-earning properties?!   
• 51:55 – Buying an ex-banking building?! 
• 54:58 – How Mandy set up her kids financially…   
• 57:21 – “A dollar earnt is not the same as a dollar given”   
• 58:48 – What does her property portfolio look like today?  
• 1:01:35 – This is what drives her… 
• 1:03:08 – How does she implement her MoneySMARTS?  
• 1:07:52 – Mandy’s message to the community   
• 1:10:22 – The Challenges with Financing in Smaller Towns
•  1:18:01 – WOW! What an unbelievable story… 

 

 It’s finally here folks. It’s the time of the year we’ve all been waiting for (that’s almost better than Christmas 😉).

Today we’re kickstarting the VERY FIRST episode of our 2022-23 Summer Series!!!  

And boy do we have a FANTASTIC lineup of guests for our 5th Summer Series, each with their own absolutely amazing, jaw-dropping stories which are all about this year’s theme… 

What Drove You To Act?   

Inspired by the crux in every movie.

The inspirational light bulb moment.

The Penny Drop “A-ha” moment.

These are the pivotal moments that every successful investor has faced in their property investing journey.  

From their origin story to their darkest-before-dawn moments to their “rising from the ashes”, we’re kickstarting this awesome series with the unique story of AJ.  

 

 

 

We’ve all heard the idea that life’s about making the most of your youth and you can “figure the rest out” later, but what happens when you choose the life-changing and highly rewarding path of delayed gratification?   

Well folks, you’re about to discover what happens because this is the inspiring story of AJ. 

From growing up in a financially tight household to the pivotal moment in his childhood that transformed his entire family’s dialogue around money… 

He’ll be sharing how he invested in his FIRST property at just 16 years old (Yep. You read that right! And did we mention he COMPLETELY self-funded it?! Tune in to 15:22 to find out how!) 

The failproof investing style that’s bought him his successful 6-property portfolio (and you can implement it too!)… 

And all of life’s journeys in between, taking him from Afghanistan to Antarctica to Darwin and beyond. 

There are also NO budgets, a divorce and some truly great words of wisdom from AJ tucked in between the pages of this week’s episode. 

A truly impressive and stirring story. A ginormous thank you to AJ for taking the leap of faith with us this year and sharing his amazing story with our community.  

 Listen now folks for an instant boost of motivation! 😊  

 

 

 

P.S. And for those parents who are tossing up, ‘how much should I be telling my kids about money?’, listen to 1:03:58 to find out how Bryce & Ben are navigating this tricky question.  

 

Free Stuff Mentioned… 

• Want help with your sequencing? Reach out to our award-winning financial advisory! Book a free, no-obligation initial chat with our team here and see how we can help you on your investing journey 😊  
• FREE Lifestyle By Design App: Check out Moorr the APP, our money management platform that’s now officially available as an app on Apple and Android. Check it out today and completely change the way you view and manage your money!  

 

Want to work with Bryce & Ben’s Award-Winning Team? 

• a roadmap to $2k per week passive income? >> Start a conversation with our Qualified Property Investment Advisors…  
• buying an investment-grade property in an investment-grade suburb? >> Start a conversation with our independent and experienced Buyers Agents… 
• set up or review of your borrowing strategy? >> Start a conversation with our Investment Savvy Mortgage Brokers… 
• your defence implementation? >> Start a conversation with our Financial Planners… 
• maximising your tax refund? >> Start a conversation with our Investment Savvy Tax Accountants… 

 

Here’s some of the gold we cover… 

• 0:00 – Woohooo!! It’s the 1st Ep of our 2022-23 Summer Series!!   
• 1:55 – We launched Moorr the APP!  
• 3:53 – Welcome Andrew! (aka. AJ)  
• 4:30 – He did THIS at just 14?! 😮  
• 7:55 – How did AJ pick up his family’s tight financial situation?  
• 8:50 – The Money Story Growing Up  
• 10:05 – This completely changed his family’s dialogue around money… 
• 10:44 – AJ bought his first investment at HOW old?! (This is INCREDIBLE folks…) 
• 11:44 – The university push & changing generational beliefs  
• 15:22 – He saved THIS amount in his first year…and what he almost bought (Thanks dad!)  
• 16:48 – The Process & Structure Behind His First Property  
• 20:26 – The second property & getting his trade   
• 21:10 – “I only went to year 10 but I can work that out…” 
• 23:31 – How AJ buys his properties with no emotional attachments 
• 26:22 – Being shipped out with the army & the third property   
• 29:30 – A tenant of 19 years?! How AJ deals with his tenants    
• 30:53 – Moving from Darwin…    
• 33:03 – The ONLY splurging he does  
• 34:23 – He’s never had a budget?! How does he do it?!?  
• 36:01 – The Biggest Investing Driver For AJ  
• 37:25 – He fell into this investing fallacy… 😉   
• 38:38 – Overcoming relationship breakdowns & joint investments  
• 42:46 – Meeting the love of his life…before moving to Antarctica?!?  
• 44:04 – NSW folks: Beware Gazumping!!  
• 47:49 – The journey to finding his dream family home…  
• 51:15 – “It’s funny to pay more for one property than the entire sum of 5 others”  
• 53:38 – Debt levels & the Golden Q: Is he done with his portfolio?!  
• 57:04 – The Trade-Offs 
• 59:04 – AJ’s message to the community 
• 1:02:48 – How much should you be telling your kids?! 
• 1:03:58 – This is how Bryce & Ben navigate it…  
• 1:07:45 – Thank you for sharing your story AJ!!  
• 1:11:36 – Ben’s changing up?!?!  
• 1:08:35 – A fantastic start to an awesome lineup of guests…