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424 | How This “Weekend Millionaire” Got Out of $45K In Credit Card Debt And Turned His Life Around – Chat with David

We’ve all had big nights out where the next morning…we cringe, sigh and peek at our bank account with a feeling of dread.

But what happens when this is your life every weekend?!  

This was sadly the story of David, today’s awesome Summer Series guest.  

Once a “weekend millionaire” who funnelled all his money into living for the weekend and getting bailed out by the bank of mum and dad, it wasn’t until he went across the world and had some life-changing experiences that he had his “a-ha” moment.  

Tune in to discover the necessary steps leading him to this moment…

The psychology trap behind debt that kept him bogged down for so many years, and how he’s completely transformed his life, starting with one book.

What an amazing and transformational story, David an enormous thank you for sharing your story with our community. Give it a listen now folks!  

 

 

P.S. Exclusive early release: Next week we’re officially releasing our first and ONLY Masterclass which reveals the #3 fundamental secrets on How to build a property portfolio and retire on $2,000 a week.  

BUT because you are a part of our very special TPC community, you can access it early!! Watch it out here >>   

 

Free Stuff Mentioned… 

  • Want help with your sequencing? Reach out to our award-winning financial advisory! Book a free, no-obligation initial chat with our team here and see how we can help you on your investing journey 😊  
  • FREE Lifestyle By Design App: Check out Moorr the APP, our money management platform that’s now officially available as an app on Apple and Android. Check it out today and completely change the way you view and manage your money!  
  • Exclusive early release: Next week we’re officially releasing our first and ONLY Masterclass which reveals the #3 fundamental secrets on How to build a property portfolio and retire on $2,000 a week.   BUT because you are a part of our very special TPC community, you can access it early!! Watch it out here >>   

 

Want to work with Bryce & Ben’s Award-Winning Team? 

 

Here’s some of the gold we cover… 

  • 0:00 Welcome back to a new year folks!! (This is THE year for ACTION!)  
  • 2:37 Today’s incredible story…  
  • 3:11  Meet David 
  • 3:43 A divorce and its impact  
  • 5:28 His private school experience… 
  • 10:48 His first paycheck and getting stuck in the treadmill trap…  
  • 13:28 Bailed out…but not learning the lesson 🙁  
  • 15:35 The quick-fix solution (Beware folks!)  
  • 18:43 Travelling, coming to Australia and his penny-drop moment 
  • 22:03 Getting married and the snowballing debt….  
  • 24:14 How did David start managing his money?  
  • 25:08 The psychology behind Bad Money Management 
  • 27:38 Battling debt and societal expectations  
  • 30:12 The penny drop moment for David (Folks, THIS is why having an accountability partner is key!) 
  • 31:33 The book that transformed his life  
  • 32:18 “It just clicked with me”  
  • 33:35 Debt Avalanche vs. Snowball  
  • 34:22 The Power of Education and Empowerment  
  • 38:11 What were the arguments he and Carla had around money?!  
  • 41:03 Reaching THIS massive milestone 😮  
  • 42:46 Why have money conversations is SO important!  
  • 45:14 Being DEBT FREE + his next steps!  
  • 49:42 THIS is how they manage their money… 
  • 52:24 David’s Words of Wisdom to the community! 
  • 56:42 Future goals + his current portfolio 
  • 59:23 Wow, what a mind-blowing episode folks!  
  • 1:06:25 Early release: Our First Ever Masterclass?! (p.s. something exciting is coming to Moorr!!)

 

423 | How This Reformed Spender Went From $336 To His Name To Getting his First Investment Property – Chat with Mathew & Olivia

 

Have you ever had just $336 to your name?  

 Half of today’s Summer Series duo has. 

As our last episode of 2022, we’re closing out the year with a seriously phenomenal Summer Series Story. 

Meet Mathew and Olivia – our first and only couple in our 2022/23 Summer Series!!  

Raised in two very different backgrounds, this couple had 2 very different expectations around money management and investing… 

With one a spender and the other a reformed saver, tune in to discover how this couple has settled their differences in money norms from emotional buying, to rising interest rates, and how they’re setting themselves up to achieve their next big goals in life. 

Another fantastic episode with TONS of great analogies (The trolley vs. The basket?? The Ego system vs the Ecosystem?!?), we’re closing out 2022 with a bang!  

A huge shout out to Mathew and Olivia for sharing your awesome story with the community. 😊  

Give it a listen now folks!  

 

 

P.S. As our last episode of 2022, we hope everyone has a safe and very Happy New Year from all of us on the Couch! See you in 2023 folks! 🎉🥳🎊 

 

Free Stuff Mentioned… 

  • Want help with your sequencing? Reach out to our award-winning financial advisory! Book a free, no-obligation initial chat with our team here and see how we can help you on your investing journey 😊  
  • FREE Lifestyle By Design App: Check out Moorr the APP, our money management platform that’s now officially available as an app on Apple and Android. Check it out today and completely change the way you view and manage your money!  

 

Want to work with Bryce & Ben’s Award-Winning Team? 

 

Here’s some of the gold we cover… 

  • 0:00 Happy New Year folks! (What a ride) + the cracker episode today!!  
  • 2:53 Organise your finances as a single or couple with Moorr the mobile app!  
  • 5:57 Meet Mathew and Olivia! (Our first and only couple!)  
  • 6:56 Mathew’s Money Story: Growing up In Leeds + becoming aware of his family’s financial situation  
  • 11:22 Olivia’s Money Story  
  • 14:27 Mathew’s First Hustling Business 😉 (and what he bought with it!)  
  • 16:07 What Olivia observed coming from a business-owning family!  
  • 18:15 Mathew’s Apprenticeship Years + Coming to Australia 
  • 19:46 How he switched from a spending to a saving mindset! 
  • 23:39 Affording her own car + How This Couple Met… 
  • 25:58 Does Mathew miss the party days?  
  • 27:18 THIS is how they merged their money management system 
  • 30:07 Emotional Buying: How to avoid it!  
  • 33:00 “It was confronting to see…”  
  • 34:06 The Trolley vs. The Basket  
  • 35:08 The flint that set Mathew’s love for property alight   
  • 36:38 How Mathew bought his first investment property!!  
  • 38:27 Auctions & The Game Of Bluff  
  • 42:53 What big plans are in store for this couple?!  
  • 44:57 Shifting mindsets around joint investment properties…  
  • 48:02 How are they feeling towards rising interest rates?  
  • 50:06 THIS was the biggest challenge they faced with their plan  
  • 53:46 How to NOT get caught up in timing the market!!  
  • 55:22 Mathew’s investing support network  
  • 57:45 The couple’s message to the community!  
  • 1:00:55 – Why did this awesome couple come on the couch?!
  • 1:01:19 The Egosystem and the Ecosystem  
  • 1:04:14 What an awesome power couple!  

 

422 | “I Lost My Safety Net”: A Tale Of Overcoming Loss And Finding Your Own Security – Chat with Jack

 

As our LAST Episode before Christmas, we’ve got a super heart-warming money transformation in store! 🎄🎅🎁  

Meet Jack: a 29-year-old teacher who grew up on Sydney’s northern beaches. 

From happily living at home, spending his days teaching and in his spare time surfing, his world was turned upside down at the age of 25.   

As this special Summer Series Guest says,   

“I felt like I’d lost my safety net.” 

Suddenly with no backup plan and no clarity about his financial future, he knew he had to make a change.   

Tune in to hear how Jack took control of his finances, from starting his dream small business to his first investing experience…. during a pandemic. 😲 

And did we mention…there’s a failed transplant, a touching list of mentors who have helped Jack along the way, and much, much more?!  

Folks, today’s episode is an extraordinary tale of overcoming loss, having grit and saying, “if it’s to be, it’s up to me.”  

A truly awesome episode that brought a warm feeling to our hearts, a massive thank you to Jack for your sharing your story with us.  

  

Free Stuff Mentioned… 

  • Want help with your sequencing? Reach out to our award-winning financial advisory! Book a free, no-obligation initial chat with our team here and see how we can help you on your investing journey 😊  
  • FREE Lifestyle By Design App: Check out Moorr the APP, our money management platform that’s now officially available as an app on Apple and Android. Check it out today and completely change the way you view and manage your money!  

 

Want to work with Bryce & Ben’s Award-Winning Team? 

 

Here’s some of the gold we cover… 

  • 0:00 There are just SO many chapters in this story!  
  • 2:23 – Welcome Jack!  
  • 3:03 – Growing up with an abundant lifestyle… 
  • 6:28 – What he learned from his Dad  
  • 9:02 – Jack’s first bank account + foray into investing   
  • 12:40 His turning point   
  • 14:28 – How a small business idea became a reality!  
  • 15:51 A kidney transplant gone wrong…😮  
  • 18:04 Losing his dad 🙁
  • 23:24 – He could’ve gone down this path…. 
  • 25:27 The Mentors He’s Met In Life  
  • 27:07 – What was Jack’s first investment? (and how his approach has changed over the years!)  
  • 27:43 – His first property-buying experience….during the pandemic!?  
  • 28:51 – So how did he keep investing during COVID!?   
  • 29:26 – The 2nd property he brought: The trade-offs and ultimate result  
  • 31:53 THIS was critical for him to get his foot onto the property ladder!! 
  • 34:33 – Finding Scarcity & His Decision-Making Process 
  • 39:30 – Why is Jack doing what he’s doing? (aka. His Life Goals!)  
  • 44:13 – How has he been impacted by the rising rates??   
  • 45:50 – How & why should Jack stay on his investing path…  
  • 49:43 – Why did Jack want to come onto The Property Couch?  
  • 52:01 – Jack’s words of wisdom for the community!  
  • 53:32 – Sequencing: How can people in positions like Jack move forward?  
  • 55:40 What should you do if you have no idea where you want to live?!  
  • 58:39 – Phew! What a testament to building on good money habits!  
  • 1:03:33 – Merry Christmas to our TPC Community!   

 

421 | “I walked away with nothing”: How To Start Again and Build Your Financial Peace From Scratch – Chat with Jessica

 

“I worked hard my entire life and I had nothing to show for it…” 

 

Folks these are the words from today’s super special guest before she began her complete financial and self-described personal transformation.   

Born into an amazing family with terrible money management…Jessica learned the value of being financially independent from a young age.  

So how did she end up selling the first house she built…with multiple debts…and “walking away with nothing…”?! 

Tune in to find out now and discover the amazing, breathtaking journey she’s been on since then. 

From a lucky break with her first property to borrowing her mum’s life savings to building half a house, today’s multi-chaptered saga is truly a nail-biting, heart-warming tale with lots of laughs along the way.  

A true inspiration to investors everywhere – A huge THANK YOU to Jessica for sharing your story on the couch today.  

 

 

Free Stuff Mentioned… 

  • Want help with your sequencing? Reach out to our award-winning financial advisory! Book a free, no-obligation initial chat with our team here and see how we can help you on your investing journey 😊  
  • FREE Lifestyle By Design App: Check out Moorr the APP, our money management platform that’s now officially available as an app on Apple and Android. Check it out today and completely change the way you view and manage your money!  
  • See Jessica’s half-a-house below…

 

Want to work with Bryce & Ben’s Award-Winning Team? 

 

Here’s some of the gold we cover… 

  • 0:00 – The incredible story in store… 
  • 2:02 – Meet Jessica!  
  • 2:42 – Growing up with amazing parents, who were terrible at money management… 
  • 4:18 – How Jessica funded her love of horses!   
  • 7:18 How did her family’s financial stress appear in her life?  
  • 8:29 – She still has her first bank account?!?  
  • 10:28 – The trade-offs in life    
  • 13:37 – From Hospitality to University to Bangalow  
  • 15:24 – “I walked away with nothing…” 
  • 16:55 Her Lucky Break: Putting down the $5K deposit for her first property!  
  • 18:23 – Getting out of debt…   
  • 21:25 – A word of advice from Jessica on cars!   
  • 22:43– Building half a house?! (Check out the pics in our show notes!)  
  • 27:42 – Gardening while listening to us…and where it led 
  • 29:57 – Thanks mum & dad!!  
  • 32:01 – “And then I did something I wouldn’t recommend to anyone…” (& how she bought a winner!)   
  • 36:25  One of the most powerful things Jessica has gained from our podcast 
  • 38:23 – Her next investment project…. 
  • 41:15 – A note on Nambucca Heads 
  • 45:22 – Jessica’s goals for the future 
  • 46:40 – Turning Australia’s ship around, co-share living and the future of Australia’s property market (you heard it here first! 😉)  
  • 50:48 How does she feel about today’s rising interest rates?  
  • 54:55 – Ladies! It’s important to get onto the property ladder… 
  • 57:28 – (Psst…Our Moorr platform is now available as an app! 
  • 57:55 – A huge thank you all round!   
  • 1:01:49 – Seriously, what a transformational and empowering story!!  

 

420 | How She Did It: A Single Mum With A 7 Property Portfolio On 36K?! – Chat with Mandy

 

“Some days, I had to choose between feeding the kids and driving them 27km to school…”

 

Folks, some stories are just so insanely awe-inspiring and jaw-dropping that it’s hard not to listen to it twice (or three times!).

The story that today’s Summer Series Guest is sharing with us, is one of them.  

Meet Mandy: a champion mum from the remote town of Forbes.   

Growing up with absolutely NO money conversations around the table, she was constantly in “the bottom percentile” at school and at just 18, became pregnant. 

This is just the very beginning of Mandy’s amazing and transformational journey.  

Without giving away too much, tune in to hear as Mandy swings from her darkest period to her hustling years to now owning a flourishing property portfolio with 7 investment properties… 

While never earning more than 36K a year AND raising 2 young kids by herself 😮 

A truly heart-stopping, eye-opening tale that follows one woman as she grows up in a low economic demographic and proceeds to break through every mental, financial and emotional barrier placed before her.  

Thank you for sharing your incredible story with us Mandy, your vulnerability and openness is an inspiration to investors everywhere.  

Give it a listen now folks!  

 

Free Stuff Mentioned… 

  • Want help with your sequencing? Reach out to our award-winning financial advisory! Book a free, no-obligation initial chat with our team here and see how we can help you on your investing journey 😊  
  • FREE Lifestyle By Design App: We’ve just launched Moorr the mobile app! Take smart money management with you wherever you go, with tons of new exciting features. Check it our on Apple and Android and completely change the way you view and manage your money!  

 

Want to work with Bryce & Ben’s Award-Winning Team? 

 

Here’s some of the gold we cover… 

  • 0:00 – The amazing story we’re diving into today… 
  • 2:34 – Inspired by Moorr!   
  • 3:42 – Meet Mandy Sweeney 😊  
  • 4:16 They NEVER talked about money?!?  
  • 6:46 – The #1 biggest thing she learned from her parents  
  • 8:59 – “We knew the value of the dollar”  
  • 9:36 – The Baby Boomer Era: All about paying off the mortgage 
  • 11:25 – Her First Job & Hating School  
  • 14:33 – A diverse family history: No university degrees & no animosity! 
  • 16:36 Pregnant at…18?!?   
  • 17:10 – The foray into property investing (+ her first child)   
  • 19:22 – Mandy’s Money Management System   
  • 21:24 10 years later, her life completely changes again….  
  • 22:31 – The first house flip   
  • 25:24 – The Car Loan She Just Couldn’t Take (to buying a block of land??!)  
  • 27:29 – “I knew I was destined for low-wage earning”   
  • 28:59 How she’s never bought a house with her own money!   
  • 29:54 – If she’d stayed in a relationship, then THIS critical habit wouldn’t have changed…. 
  • 33:16 – The Transformative Power of Reading 
  • 36:23 Why Mandy didn’t discuss property with her family or friends  
  • 38:36 – Buying houses like she buys shoes?!? (+ her retirement goals)  
  • 40:45 Everything Goes Downhill & How She Got Out Of It!  
  • 42:38 – “I had to choose between feeding the kids and driving them to school”  
  • 46:00 – Earning 35K and sending her daughter to a 34K boarding school… 
  • 51:12 – Fast Forward: 5 dual-earning properties?!   
  • 51:55 – Buying an ex-banking building?! 
  • 54:58 – How Mandy set up her kids financially…   
  • 57:21 – “A dollar earnt is not the same as a dollar given”   
  • 58:48 What does her property portfolio look like today?  
  • 1:01:35 – This is what drives her… 
  • 1:03:08 – How does she implement her MoneySMARTS?  
  • 1:07:52 Mandy’s message to the community   
  • 1:10:22 – The Challenges with Financing in Smaller Towns
  •  1:18:01 – WOW! What an unbelievable story… 

 

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