Bonusisode: The Art of Investing in Volatile Markets – Chat with Michael Savy

By The Property Couch October 11, 2022 in Free Resources, Podcast

With the turbulent state of today’s markets, it’s no surprise that there’s been a lot of noise around the future of Australia’s market and what it means for investors. 🤯

With many conflicting trends and numbers — and a lack of clarity around the origins of Australia’s inflation — it’s hard to know what remedy is needed from the Reserve Bank of Australia or how to keep successfully investing in such markets.

In Part 2 of this educational series, Ben Kingsley, Managing Director of Empower Wealth and Michael Savy, Partner and Chief Financial Planner of Empower Wealth, break down:

👉 Today’s market data (what do the numbers really mean and what trends are we seeing!)

👉 Michael’s Car Analogy: What do cars, crashes and catching flights have to do with COVID?

👉 What “noise” you should and shouldn’t be listening to, and

👉 How to remain calm (and keep investing) during unpredictable market conditions!

Watch the video now:

Free Stuff Mentioned…

Listen to Part 1 here >> COVID-19 & Share Market Analysis
Worried about rising interest rates? Tune in to our other episodes to understand how it’ll impact you and what you can do to deal with the “monsters under the bed”:
Listen to Ben’s most recent RBA update: RBA Cash Rate October 2022: How To Stop Inflation Psychology!
Are you on the hunt for an expert Financial Planner and SMSF guru? Book a FREE consultation with one of our qualified financial planners here.

Here’s some of the gold we cover…

0:00 – Where we left off…
0:54 – The Famous Car Analogy
4:39 – Where did Australia’s inflation come from?
6:51 – Taming Inflation
9:09 – Inflation & Interest Rates
13:28 – Data Dependent: Let’s break down the numbers
17:13 – Market Analysis
22:38 – So…what opportunities are still here today?
24:29 – THIS is what happens when inflation runs away…
25:27 – How to keep investing in volatile markets!!

411 | Meet the NSW Premier: Reforms, Housing Affordability & Cutting Red Tape – Chat with Dominic Perrottet

By The Property Couch October 6, 2022 in Podcast

Subscribe On Itunes Subscribe On Android

Folks, in honesty, today’s guest needs no introduction – although we’re still going to give him one… 😉

Previously the Treasurer in the Berejiklian Government in 2017 and 2019 (following the re-election of the NSW Liberals and Nationals) he has also served as the Minister for Finance, Services and Property.

A proud husband and father to 7 kids, please welcome to the couch…

The Hon Dominic Perrottet MP, NSW Premier and Member for Epping in the NSW Legislative Assembly!!!! 🎉😱🤸‍♀️

Together, we’re pulling back the curtain on NSW’s newest property reforms, and examining his role in the scrapping of Queensland’s diabolical land tax!

From solving the impending housing affordability crisis to helping everyday Aussies get onto the property ladder and build wealth, the Hon. Dominic Perrottet is sharing what these reforms actually mean for you and why their critical to the future of Australia’s property market.

But of course, that’s not all…

Like all our guests, we get to dive a little deeper into who the Premier of NSW is, looking at his childhood and his money story growing up.

(Psst here’s a teaser: there’s a self-funded school exchange to Italy…at just 15 years old!!)

An extremely insightful episode, the Hon. Dominic Perrottet shines a light on what managing an entire state looks like from the inside. A fantastic episode to kick off October, tune in now folks!!

Free Stuff Mentioned…

Want to be on The Couch? We’re calling all potential 2022/23 Summer Series Guests! If you’d like to share your story, reach out to Stig here (We’d love to hear from you!!).
Read the NSW Government’s media release on its proposed First Home Buyer Choice scheme.
Read this article shedding more light on the Hon. Dominic Perrottet’s role in stopping the QLD’s Land tax.
Read this article on the NSW’s proposed shared equity housing scheme.
Read this article from the Financial Review, “Untouched 35-year-old house with $1.9m price tag sells for $3m” (As mentioned in Ben’s “What’s Making Property News” segment.)
Haven’t heard about QLD’s scrapped Land Tax? Listen to Episode 405 | Why the Great Australian Renter’s Tax is Everyone’s Problem!? for the backstory!

Want to work with Bryce & Ben’s Award-Winning Team?

a roadmap to $2k per week passive income? >> Start a conversation with our Qualified Property Investment Advisors…
buying an investment-grade property in an investment-grade suburb? >> Start a conversation with our independent and experienced Buyers Agents…
set up or review of your borrowing strategy? >> Start a conversation with our Investment Savvy Mortgage Brokers…
your defence implementation? >> Start a conversation with our Financial Planners…
maximising your tax refund? >> Start a conversation with our Investment Savvy Tax Accountants…

Here’s some of the gold we cover…

0:00 – What we’re discussing with THE Premier of NSW!!
1:05 – Ladies we want to hear from you! Help us inspire others as a 2022/23 Summer Series guest!
3:14 – Never judge a book by its cover…
3:39 – Meet the NSW Premier, the Hon. Dominic Perrottet!
4:51 – What was his first job straight out of university?
5:58 – Growing up in a family of 12?!?
7:04 – How he funded his exchange program in Year 10! 😮
8:12 – Behind the political curtain of the scrapped QLD Land tax…
12:13 – The proposed tax set to help First Home Buyers!!
14:27 – And this is why Ben is a massive supporter of it…
16:43 – Who is the Shared Equity Scheme Trial targeting, and why?
18:55 – The true goal of this initiative!
19:30 – This is the process the Hon. Dominic Perrottet goes through before making changes…
20:33 – Why has he increased the Accelerated Infrastructure Fund?? (More exciting than it sounds folks!)
22:28 – How this will materialise in Western Sydney
23:19 – This is what will bring the prices of houses down!!!
24:14 – “You can’t kill the goose that lays the golden eggs”
25:13 – Slashing through the Red Tape: Where did the problems begin?
27:47 – Why incentivising councils is important
28:53 – Ben & Bryce’s Radical Pitch: The Override Rule
30:18 – This is how local community charm& housing affordability can be achieved….
31:57 – The Hon. Dominic Perrottet on the Stretched Commuter Belt
33:45 – Why working with regional councils is key!

And…

34:37 – All Politics Aside…Our 2 cents on today’s discussion!!
36:08 – If you have property ideas you’d like to share too, we’re inviting you to the couch!
36:54 – So…is the First Home Buyers Scheme actually a good idea?!
38:38 – Has Siri been chiming in when you don’t want? Here’s how you can turn Siri off on your Apple Watch.
40:27 – A Series of Scrapped Reforms: The UK Mini Budget & QLD Lands Tax!
42:50 – A subdivided AND untouched 35-year-old house sells for…. $3M?!?!?
44:05 – 2023 as the bottom?! You’ll have to tune in next week...😉

410 | What Happens Next? Market Reset, Rental Crisis and How To Solve It All! – Chat with Eleanor Creagh

By The Property Couch September 29, 2022 in Podcast

Subscribe On Itunes Subscribe On Android

Want to know what’s actually going on with Australia’s anxiety-inducing rental crisis?

Or where the market is really heading (based on insider’s data and knowledge?!)

Well folks, we’ve got an extremely wise and exciting guest sitting on the couch today to share just this! Please welcome….

Eleanor Creagh!

She is the Senior Economist at REA Group (the brains behind realestate.com.au) and is a trusted financial commentator.

Specialising in property, financial markets and macroeconomic policy, she has a wealth of experience and knowledge within both domestic and international markets, and…

She’s here to share all of this knowledge today!

Here’s a sneak peek of the Q’s she’s tackling…

👉 Is the Commuter belt boundary extending??
👉 Are we truly locked and loaded for a market crash?
👉 Will Units vs. Houses be favourable in this cycle?
👉 How do the experts identify we’re in a rental crisis and more importantly, how do we get OUT of one?!?
👉 What is a realistic market forecast for 2022/23?
👉 How much further will interest rates really rise?

And so much more!!

(Including how she made her life changing career jump, from studying Veterinary Medicine…and ended up in Australia!!)

Tune in now to discover what the data reveals about today’s market, and where it’s really headed! 🤓

Free Stuff Mentioned…

Want to be on The Couch? We’re calling all potential 2022/23 Summer Series Guests! If you’d like to share your story, reach out to Stig here (We’d love to hear from you!!).
PIPA’s 2022 Breakfast – The Property Investment Professionals of Australia (PIPA) is hosting a breakfast seminar! The event will feature an expert panel who will discuss the future of property investment, especially in light of QLD’s New Land Tax. Click to get your tickets.
Read the results from PIPA’s Annual Property Investor Sentiment Survey 2022 here, and its official statement on its findings here.
For more from Eleanor Creagh, read her articles published on realestate.com.au
Leave us a Question! Have a problem you don’t know how to solve? Ask us on our SpeakPipe now. (Plus, you’ll get a free Start & Build course!)

Want to work with Bryce & Ben’s Award-Winning Team?

a roadmap to $2k per week passive income? >> Start a conversation with our Qualified Property Investment Advisors…
buying an investment-grade property in an investment-grade suburb? >> Start a conversation with our independent and experienced Buyers Agents…
set up or review of your borrowing strategy? >> Start a conversation with our Investment Savvy Mortgage Brokers…
your defence implementation? >> Start a conversation with our Financial Planners…
maximising your tax refund? >> Start a conversation with our Investment Savvy Tax Accountants…

Here’s some of the gold we cover…

0:00 – The Incoming Gold!
2:31 – Exciting things on the horizon! (Don’t miss your chance to get on the couch!)
3:47 – The world is not driven by greed, it’s driven by E_ _ y!
6:43 – Introducing Eleanor Creagh!
7:40 – How Eleanor went from Veterinary Medicine to…Economics?!?
10:25 – Her First Job & Moving to Australia!
12:07 – Getting fined by the family ledger 😂
14:12 – From financially conservative to becoming a confident investor
16:25 – Australia vs. UK’s Property Market
17:37 – Trends REA’s observing in the 2022 market…
21:33 – This is how realestate.com.au tracks demand!
22:54 – Have Australia’s Auction Rates found their bottom?!
24:54 – Measuring Buyers Intent: how many folks are still property hunting?
27:27 – Unpacking markets within markets!
30:20 – Is the Commuter Belt expanding?!?
32:43 – Immigration & The Regional Shift!
34:51 – The Big Rental Squeeze
36:50 – How To Solve Australia’s Grand Rental Crisis
38:51 – Houses Vs. Units: What will we see favoured in this market cycle?
41:18 – We see THIS in every market cycle…
42:00 – APRA’s immovable buffer rate: what does it mean for you??
48:05 – Eleanor’s Crystal Ball: What can we expect from the RBA and its interest rate?
52:27 – Is inflationary pressure set to ease?
54:08 – Realestate.com.au’s ultimate 2022 outlook
55:21 – Predictions of Each State

And…

56:33 – Reflecting on the chat today…
58:59 – What folks need to do over the next couple months!
59:56 – What does your phone know about you??
1:02:43 – THIS is what we discovered from PIPA’s Sentiment Survey (Spoiler: QLD’s land tax is NOT helping the market!)
1:08:55 – This is the group that will suffer the most…🙁
1:11:35 – No less than a 300% increase?!
1:13:32 – Stay tuned….We’re flying to the Premier’s office next week!?!

Bonusisode with Julia – Your Ultimate Guide To Reducing Tax on Vehicles, Private Insurance & Land

By The Property Couch September 25, 2022 in Free Resources, Podcast

IMPORTANT NOTE: This recording was filmed and produced before Queensland’s Land Tax was scrapped.

With a number of policy changes on the cards, in our third episode of “Talking Property Tax with Julia Hartman,” Ben and Julia cover…

Salary Sacrificing For Cars: How do Salary Sacrificing and Novated Leases work? Plus, how can you tell if either is beneficial for you?
Electric Vehicles – What are the changes to Federal Government’s policy and when is the best time to buy?
Private Health Insurance – Is it worth it?
QLD Land Tax Changes – How can you get around it?

Together they’ll reveal how these policies work and what actions are worth taking to reduce your tax repayments.

Tune in now!

p.s. If you are looking for an experienced and qualified tax accountant, you can reach out to us here 👉 https://thepropertycouch.com.au/tax

Free Stuff Mentioned…

Tune in to our other episodes of Talking Property Tax with Julia:
Check out BAN TACS, Julia’s own accounting practice which is also full of fantastic content around property investing and taxes!
Are you searching for a property investment-savvy accountant? Book a FREE consultation with one of our qualified tax accountants here.

Here’s some of the gold we cover…

0:00 – What we’ve covered so far…
3:29 – Salary Sacrificing For Cars
9:02 – What are the potential tax savings?
12:31 – Is it a case-by-case basis?
15:31 – When to Buy an Electric Vehicle?
17:41 – Instant Access Write Off
20:20 – The fine print (how to make sure you’re covered!)
25:16 – Private Health Insurance – The history of the Medicare Levy
28:32 – How to avoid the surcharge!
36:14 – Is it worth it?
38:35 – QLD Land Tax Rules Change
44:03 – A Real Case Study
47:06 – Ben’s predictions for the future…
47:45 – How can you get around it?

400 | 4% Chance of Survival: The Story of Perseverance You Will Find Hard to Believe! – Chat with Michael Crossland

By The Property Couch July 21, 2022 in Podcast, Real life stories

Subscribe On Itunes Subscribe On Android

Imagine, as a child, being diagnosed with an incurable cancer of the central nervous system. Imagine being told that you only have a 4% chance of survival.

Now imagine being offered hope – a shot at life – as a patient in a new cancer drug trial. But…as the days and months creep by, seeing all the other children slowly passing away, one by one, until you are the only survivor left.

Folks, this gut-wrenching, heart hammering vision is the TRUE story of Michael Crossland, the man who survived and continues to beat the odds, every single day.

In celebration of our 400^th episode on the couch, we wanted to give you a story as amazing and meaningful as the milestone you’ve all helped us achieve. A GIGANTIC thank you to all our listeners who tune in every week, we are humbled and honoured to be able to help you on your financial journey. 😊

And Michael is the perfect guest for this.

A businessman and elite sportsman, Michael is at the forefront of today’s new generation of inspirational speakers and is one the most in demand and highly respected speakers in Australia. After releasing his first ‘tell all’ autobiography, Everything Will Be OK: A Story of Hope, Love and Perspective, in 2016, he is now a number 1 bestselling author across 6 different countries.

He’ll be sharing his continued struggle for life, spending ¼ of his entire life in hospital, yet continuing to persevere and grow from pro-athlete to successful businessman. From the heart attack which ended his sporting career to the numerous knockdowns, Michael shares with us his story and how he – and you – can overcome any challenge in life.

Folks, this may be one of our most inspirational and eye-opening episodes, please just tune in to hear the pure gold and wisdom that Michael has to share.

P.S. In case you missed it…we’ve recently rebranded our MyWealth Portal! Introducing Moorr – your new and improved home for all your financial affairs! We’ll be adding more exciting features soon so why not login (or create a free account) and update your details so you don’t miss any of the good stuff. Start achieving more, with moor today 😊 >> www.moorr.com.au

Stuff Mentioned…

Michael’s autobiography – Everything Will Be OK: A Story of Hope, Love and Perspective – Learn more here
Michael’s Charity – the Frontier Projects Charity
Introducing Moorr: our newest evolution of MyWealth Portal! >> moorr.com.au

Here’s some of the gold we cover…

0:40 – Our 400^th Episode folks… Thank YOU!
1:00 – Meet our very special guest, Michael Crossland!
4:43 – How was the money conversation like growing up?
6:21 – One simple question that his mum asked the doctor that saved his life…
7:58 – Being the 25^th candidate for an experimental drug… And the only survivor.
10:32 – How did he achieve one of his BIGGEST dream as a kid despite having a heart attack?!
12:20 – Michael’s challenge to our listeners.
16:20 – The financial inspiration while working at Ritz Carlton…
20:17 – What are the 3P’s that will drive and yet, destroy people?
22:00 – How did all his near-death moments shape his mindset?
24:21 – The worst investment decision he ever made was driven by _ _ _
26:34 – Michael’s discovery when he had hit rock bottom
33:19 – The Passenger vs The Pilot
38:34 – His transition out of the corporate ladder that led him to Haiti
42:15 – Founding the Frontier Projects Charity
43:55 – What triggered him to writing his autobiography, Everything Will Be OK: A Story of Hope, Love and Perspective?
47:41 – The THREE MANTRAS Michael used to overcome his fears and stay mentally and emotionally sharp
51:30 – His most challenging yet the most rewarding experience of his life…
54:40 – Folks, do not miss this quote.
58:29 – What are the next chapters of his journey?

AND….

1:10:55 – What Grade of Financial Wellbeing are you?
1:13:52 – Bryce’s Lifehack for our 400^th Episode!
1:16:05 – Our present to you to help you achieve more, with Moorr!

Free Stuff Mentioned…

Here’s some of the gold we cover…

The Hon Dominic Perrottet MP, NSW Premier and Member for Epping in the NSW Legislative Assembly!!!! 🎉😱🤸‍♀️

Free Stuff Mentioned…

Want to work with Bryce & Ben’s Award-Winning Team?

Here’s some of the gold we cover…

Eleanor Creagh!

Free Stuff Mentioned…

Want to work with Bryce & Ben’s Award-Winning Team?

Here’s some of the gold we cover…

Free Stuff Mentioned…

Here’s some of the gold we cover…

Stuff Mentioned…

Here’s some of the gold we cover…

Instagram

Free Resources

Footer

MONEY SMARTS SYSTEM