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Episode 175 | Five Foolproof Ways to Conquer your Finance in this Changing Landscape

What an episode we’ve got for you today, folks!! We’re letting you in on the 5 FOOLPROOF WAYS to conquer your finance!! Yep, we’re dead set serious. Why? Because we know in this day and age it can be a little more challenging to get a loan than it used to be!

With APRA’S handbrake on the lending sector, what banks look for can mean you’re jumping through a few more loops just to get approval…  so are there ways to make getting finance easier??

… We think there ARE.  And that is what today’s episode is all about — ways to boost your lending potential. We’ve scoured the corridors of our business to give you some Mortgage Broking Secrets AND a few little odds & ends of our own!!

So … what do you need to know?

 

 

Also folks, don’t forget,

… we’re chasing your MONEY HACKS and FEEDBACK on The Money SMARTS System (good & bad) so you can get the biggest benefit from our new book coming out!!!

CLICK HERE to send us your Money Hacks & Feedback

 

 

 

 

Episode 174 | Stop! Don’t sign the contract until you’ve listened to THIS! – Chat about Strata, Body Corporates & Legal Stuff with Tim Graham

Folks, it’s a SERIOUS episode today… jam-packed with nothing but serious GOLD!! (Please no contract-signing until you’ve swallowed this stuff first.)

Why? Today we’ve got Tim Graham, Partner at HWL Ebsworth Lawyers, to discuss all things Real Estate Law … especially Strata!!

Strata? What do we mean? Think Off the Plan. Subdivision. Owner Corporate (Body Corporate). Townhouse. Apartment. Unit.

 

Yep. Tim practices exclusively in the areas of strata and subdivision law, Owners Corporation and dispute resolution with almost 20 years of experience! He’s the President of the Australian College of Community Association Lawyers (ACCAL), a Fellow of the College, named in Best Lawyers™ Australia for Real Property Law and has been recognised in Doyle’s Guide as a Leading Property and Real Estate Lawyer. He is also a Council Member of Strata Communities Australia. It’s enough to make your jaw drop, especially when you think about his know-how when it comes to domestic and commercial construction law, contractual advice and building defects claims, insurance reviews, repair & maintenance and Water Act cases in the VCAT and the Courts (and then some)!

Basically, Tim’s a heavy hitter who absolutely knows his stuff (Which’s exactly what you want from someone dealing with the “the fourth form of government”).

Quick heads up, folks: You might need to put this one back to 1 speed because there is some GOLDEN but TECHNICAL tips flying around. At the end of the day though, it’s crucial you know this stuff (why spend hundreds of thousands of dollars only to throw more money at a legal dispute?!)

 

Sensible disclaimer: Folks, the gold you’re about to hear is general advice only. So, please DON’T do anything rash, make sure you seek professional advice before making any legal or property investment decision!

 

Your dot point debrief….

 

We’ve also threw in a few Case Studies for Tim to comment on as well:

  • What can you do if someone’s having loud parties on your block?
  • Who’s responsible for cleaning the outside windows?
  • Can you erect a pergola in the backyard of my townhouse?
  • The visitor carpark is always empty, can I use it?
  • What if the complex has a pool and you don’t use it … do you still have to pay?

 

Pheww! What an episode, huh??

And a quick shout out to our previous guest, Nicole Faid, for sending the legendary Tim our way! (You can suss out her episode after: How to Avoid the 7 Costly Mistakes when Buying a Property – Chat with Nicole Faid)

 

P.S. Folks, don’t forget…
Send us your Money Hacks

Let us know if The Money SMARTS System has worked for you!
Tell us what SPENDING HABIT YOUR MOST STRUGGLING WITH

… basically, fill us in on what will help you most & we’ll include it in our new book 😉 info@thepropertycouch.com.au

 

 

Episode 166 | How to Avoid the 7 Common and Costly Settlement Mistakes when Buying a Property – Chat with Nicole Faid

Back by popular demand! We heard from today’s guest back on Episode 107, and joining us again is none other than Nicole Faid, Principal and Founder of Accord Conveyancing, who has handed out accurate legal advice for over 25 years of industry experience! Just a heads up — we covered her awesome back story in that episode, so if you want to hear it (and it’s well worth the listen), go back and check it out!

So — Conveyancing — let’s take the mystery out of it, folks! Because a lot of people out there don’t know what happens once the documents have been handed over to a Conveyancer, especially one like Nicole!

And we jump straight into it, folks! So get pumped for the 7 common & COSTLY mistakes you really DON’T want to make…

(If this episode doesn’t cement the fact that it’s crucial to get a contract review BEFORE you sign, very little will!)

 

So, let’s hear it. What exactly are you in for?

  • In a nutshell, what does a conveyancer do?
  • What is the most important document that underpins a contract?
  • How many people don’t get the amount of land they thought they would when purchasing a property?
  • What happens if the discrepancy of this land is less than 5%?
  • What REAL LIFE EXAMPLE happened in Brunswick? (And how much did this mistake cost the buyer?!)
  • Why shouldn’t you rely on your own interpretation of “wear and tear”?
  • Are “back to back settlements” a bad idea?
  • What happens with the conveyancing rules if you’re a borderless investor?
  • What is a “caveat”?
  • If you’re purchasing through a SMSF, what title requirements do you need to be aware of?
  • What can happen in the settlement period that will seriously shock you?
  • Why is it important to distinguish between major and minor issues with the settlement process?
  • When should you conduct a Building and Pest Inspection?
  • How does the art of negotiation fit into all this?
  • What is the best risk management?
  • What do you need to keep in mind with the final inspection?
  • What is the legal requirement about having a granny flat?!

… Yep, it’s a hairy and very serious episode folks, because the mistakes we talk about in this episode can be VERY EXPENSIVE!!

 

TODAY’S TEASER:

P.S Missed yesterday’s Facebook Live?

We answered a couple of questions on your lunchbreak (in 15 minutes)!

WATCH it here.

 

Episode 146 | 10 Reasons Why You’re NOT Rich Yet

Happy Podcast Day folks! Aside from growing our moustaches for Movember, this week we’ve also been growing a ripper episode for you **drum roll please** …

Today, we’re giving you the 10 Reasons Why You’re Not Rich Yet!!!

(Now, we’ll be honest, we’re not huge fans of the word “rich” — we prefer the term ‘financially free’, but you get the gist.)

So why haven’t you got the money you thought you’d have by now? When is the suitcase of cash finally going to land at your feet? Is it something you might be doing/not doing?

Yep, this one just might make you have a long, hard look at yourself (in a nurturing way, of course).  Because there are TEN reasons — a few of which you might be doing now — that are blocking your shot at financial freedom.

 

Speaking of finances, if you help us donate to Movember with a $25 donation or more we will give you a FREE SIGNED COPY OF OUR BEST SELLER BOOK! Yep, we’ll cover the cost of the postage and, guess what … The book’s worth more than $25. AND donations above $2 are tax deductible! 3 wins. You, a good cause and us MoBros!!

How do you do it?

  1. Go to our Mo’s Team Page here and donate $25 or more.
  2. Once you’ve done it, let us know by commenting on this Facebook Post here.
  3. We’ll send you the book. Easy!

AND if we hit our target of raising $5,000 for Movember, Ben has promised to create a FREE WEBINAR on Working Out Your Retirement Gap! But we need to hit the $5,000 mark to make him prioritise this. Remember, it’s for a great cause (and you get to see the guys look ridiculous for another 2 weeks)!

 

Alright, where’s the money at? (What you can expect in today’s show.)

 

Remember: Money’s not everything. And you can experience huge wealth in helping others! Donate to Movember here.

Episode 145 | 8 Reasons Why Vendors Sell Before Auction

Now… it’s Framework Time!! The last framework that we’ve unpacked was Episode 137 on Tips for Buying in Spring so we think we are a little overdue for another one.

The topic that we’ll be chatting about today doesn’t happen all the time, of course, but it does happen: Vendors sell BEFORE they go to auction.

Have you ever wondered why??

Today, we’re exploring some of the main reasons explaining an early sell in this situation. Because if you’re selling (side note: hopefully you’ve received professional advice about this), it pays to know which tactics could be lurking around the corner for you. Of course, if you’re interested in buying property, it saves to know how to negotiate a win before the bidding has had a chance to begin!

 

So, is selling before auction as clear-cut as we might think?

Yep, today we’re digging into the heart of it:

 

P.S. Folks, we’re doing Movember this month! If you would like to support the cause that helps tackle the serious issues affecting men’s health, feel free to donate here. (Bucket loads of good karma awaits you.)

P.S.S. Want more info on PICA? Head to www.pica.asn.au

 

 

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