TPC Gold | What’s the Ideal Cash Reserve for Investors?

Today’s bonus snippet is from a previous episode where we answer listeners’ burning questions on property investing. 

Tune in to the full episode here: Episode 44 | Q&A – Building Cash Reserve Buffers, Buying at a Premium & Renovating for Profit 

In this TPC Gold soundbite, Bryce & Ben explore the dynamics of aggressive vs passive investing, as well as how to incorporate cash reserve buffers into your property investment plan! 

Discover why having a six-month cash reserve is crucial, how to manage unexpected costs, and the importance of insurance protections. They also discuss finding the balance between exercising caution and maximising your cash flow for property investment.  

Tune in for expert advice on choosing the best property investment strategy for you. 

Free Stuff 

Recent Q&A Episodes

P.S. Have a question you want answered? We’d love to hear from you! 


455 | How a $69,000 Property, 2 Duplexes and a Buffer Changed this Investor’s Life Forever! – Chat with Jodi Page Smith

As winter comes to an end so too does our phenomenal 2023 Winter Series, but you can be sure folks, we’re ending it with a bang!  

This week we’re sitting down with an investor whose childhood was characterised by sacrifice, determination and good money habits… 

Tune in now to hear how this moulded the person she’s become, growing up in a low socioeconomic area to buying her first investment property...just before travelling the globe?!?  

 Yep – Jodi’s story is one that will have you guessing her next move until the very end!!  

From her biggest regret (HINT: it has to with duplexes) to buying that property for $69,000 to the lifesaving decision she made in her 20s to get a certain line of defence… 

We’re unpacking a tale that truly highlights the power of getting your ducks in order, the glory of defence strategies and how determination wins the day over and over again. 

A MASSIVE thank you to Jodi and all our amazing Winter Series guests who’ve stepped up and shared your amazing stories with our community. 

Tune in now to finish our superb 2023 series with one insanely awesome and humble lady! 


P.S. Sad about this series ending? Don’t worry, we’ve got a super exciting guest coming on in just 2 weeks – and trust us, Bryce has been trying for YEARS to get them on…  We can’t wait to reveal who it is 😉 Stay tuned!  


 Give it a listen now or watch the Episode below! 


Free Stuff Mentioned… 

  • Ben needs your help! Fill out PIPA’s 9th Annual Sentiment Survey which helps to assess market attitudes and forms the basis for advocacy work against negative property investing policies. Fill it out here now.  
  • Listen to our earlier Winter Series Guests by clicking here!  


Here’s some of the gold we cover… 

  • 1:22 – Meet Jodi!  
  • 1:52 – Low socioeconomics & her parent’s goals… 
  • 6:05 – Growing up with both working parents 
  • 9:16 – The money exchange between Mum and Dad 
  • 10:38 – How to build financial muscle memory!   
  • 13:08 – From 1 to 15 buckets… 
  • 13:44 – The first investment property: When your parents back your decision… 
  • 14:26 – “I wish I had bought 4”  
  • 16:24 – Why do people keep moving houses?! (Her A-HA moment)  
  • 18:48 – What???? $69,000?!?   
  • 19:19 – A marriage, a duplex and being a Doer  
  • 21:46 The Biggest Regret  
  • 22:36 – Struck by sickness… 
  • 23:55 – Subdividing the tricky way 😮  
  • 26:06 – When you really trust your gut instincts    
  • 27:21 – How to Engineer Success 
  • 29:01 – What has saved Jodi and her family numerous times??  
  • 31:33 – It’s not very sexy but… 
  • 32:51 – The importance of buffers and cashflow management  
  • 35:02 What motivated Jodi to put a professional plan in place?  
  • 36:41– How she gained validation, knowing & peace of mind!   
  • 37:15 – Getting to the finish line quicker?!   
  • 39:41 – Cutting back where possible and interest rates 
  • 41:13 – Making sacrifices to stick to the vision    
  • 43:19 – Their like chalk and cheese  
  • 45:20 – Wanting people to know that…. IT DOES WORK   
  • 48:12 – TAKING ACTION!  



Want to work with Bryce & Ben’s Award-Winning Team? 


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