016 (Part 2) | The 5 Essential Steps to Property Investing in Australia

By The Property Couch June 19, 2015 in Podcast, Property Investment

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Aaand we’re back at it folks!!

Our first double part episode…ALL IN THE SPACE OF ONE WEEK!

Yep. That’s how important we believe these two lessons are!!

So today we’re finishing our “5 Essential Steps to Property Investing in Australia” framework (Of course, if you haven’t already listened to the first part, tune in here) covering the last TWO steps of the process:

4. Implement (The researching and buying – often what too many people do FIRST in the framework)

5. Manage (The checking and monitoring of the property each year)

Combined, these 5 steps will guide you to effectively and successfully plan and achieve your life goals!

AND (in the wise words of Bryce) if you’d like to turn your dream into a goal, our business – Empower Wealth – offers tailored Property Wealth Planning strategies based on YOUR financial and life goals.

We discuss how these plans work and why they’re important…

Plus we define the 2 key metrics that Empower Wealth uses to create these insanely accurate financial plans!

(Did we mention these advanced calculations have been designed by Ben himself??)

If you’re interested in getting us to help you out with your property journey, check us out here!

There’s so much gold in this framework finale episode, tune in now folks!

Free Stuff Mentioned:

Ep 3: Cash Flow Management
Ep 4: Borrowing Power
Ep 5: Asset Selection
Ep 6: Defence
Episode 016 | (Part 1) The 5 Essential Steps to Property Investing in Australia
Check our Empower Wealth’s Property Portfolio Plan
Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics!
Here’s what it looks like inside!!

What to expect in this 90-pages long Cheatsheet?
- The Foundational Knowledge in each of the First 20 Episodes
- The Absolute GOLD that you should not miss out on!
- Short snippets of quotes from Bryce and Ben that makes all the difference
- Links to all the Free Resources that they mention in those episodes
- Additional bonuses that will help you in understanding the Fundamentals more!
- And of course… Charts and graphs that you can’t find on the podcast!
Interested? Fill in the form below and we’ll email it to you right away.
- First Name
- Email
- Are you also interested to have a better understanding of your cashflow position via our FREE Money SMARTS Platform?
- Yes, I do! Send me my free access to Money SMARTS Platform too.
- Comments
  This field is for validation purposes and should be left unchanged.
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Here’s some of the gold we cover…

0:40 – It’s all strategy and tactics folks…
1:01 – How can you develop the best investment strategy for you? (And how we can help you!)
2:48 – The footy equivalent of what we’re teaching
3:41 – Plan to become, what you plan to become!
5:39 – What you need to factor into your plans…
6:38 – This part’s for those folks who want to do their own plan! (How we do it)
7:50 – Why Ben created Empower Wealth’s simulation software
9:39 – The #1st Key Metric in Ben’s software
10:26 – The #2nd Key Metric in Ben’s software (And why it’s so important!)
12:34 – Step 4 in our framework
15:50 – Step 5! (What often happens without a plan…)
17:38 – What happens when you DO have a plan!
18:18 – Great property investments only require HOW much time?!
20:31 – We’ve done a…webinar?! Plus a bonus you can get!

014 | Should you buy during a Boom? (And are we in a Property Bubble now?!)

By The Property Couch June 5, 2015 in Podcast, Property Investment, Real life stories

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There’s no denying that Sydney and Melbourne are in a boom right now…But what does that mean for the everyday investor?

Here’s the deal:

We’re exploring WHAT you should be considering if you’re thinking of jumping into these heated markets…

WHY having the fundamentals of property selection is important during this time…

And discussing the Australian Prudential Regulation Authority’s (APRA) new changes to lending policies that seriously affect pre-approvals for investors!!

In fact, we’re answering if you should even be investing at all during a boom – After all, how do you know the market hasn’t already peaked?

We’ll also be sharing our strategy for dealing with booming markets! (Check out our episode on buying counter-cyclical as part of this!)

And remember folks…

It’s not a bubble, it’s a balloon! 🎈🎈

You heard it here first!! Now that we’ve verbally trademarked it (Yep, that’s 100% legitimate 😉)…what do we mean?

Well, you’ll have to tune in to find out!

All we’re saying for now is that Sydney’s currently in a property balloon…Listen in now!

Free Stuff Mentioned:

Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away!
- First Name
- Email
- Are you also interested to have a better understanding of your cashflow position via our FREE Money SMARTS Platform?
- Yes, I do! Send me my free access to Money SMARTS Platform too.
- Email
  This field is for validation purposes and should be left unchanged.
84555
Watch Ben’s Commentary on RBA’s release
Should you be a Borderless Investor
How To Spot A Property Spruiker?
Renovation does not equal Riches
Top 10 Suburbs in Sydney in 2003 and what happened to them in 2007?

Here’s some of the gold we cover…

2:08 – What you need to remember about the property market
2:48 – Why Sydney is in a balloon NOT a bubble!
5:10 – FREE data on Sydney’s top performing areas
6:25 – Should you buy during a boom?
7:20 – Why you need to have your property selection fundamentals right!
8:30 – Our strategy for our clients (& why we’re out of the Sydney market right now!)
10:30 – The “Common Sense” point of view
11:13 – A safe strategy for booming markets
11:53 – What is Compression Risk?
12:55 – What properties we’re buying in a boom vs. the typical properties we buy
13:57 – THESE are the times you should buy in!
15:00 – Why you should consider your Timeframe
16:58 – Does the Commonwealth Games impact property value?
18:55 – Are you up to date on APRA’s changes to lender policies?
20:25 – Our key message!

012 | Why Invest in Property?

By The Property Couch May 21, 2015 in Podcast, Property Investment, Real life stories

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It’s no surprise that Ben and Bryce are huge advocates of property investing but until now, they haven’t explained WHY they love it so much! 🏘︎

Today we’re taking a walk down memory lane and discussing why and how Ben and Bryce first got into the residential property market and why they’ve continued to stay!

From Ben’s early love of investing to Bryce’s captivation with Jan Somers’ back of napkin calculations, we’ll also hear about Ben’s “apprenticeship” years that’s made him the guru he is today!!

PLUS we’ll be looking at the fundamentals you should know about investing (Including how property can be BOTH a liquid and non-liquid asset, we know it’s a bit of a head-scratcher…

And applying those to Sydney and Melbourne markets today.

We’re sayin’ that this time – the rising time will NOT lift all ships!

In this podcast, Bryce and Ben also mention that based on CoreLogic’s “Pain and Gain” Report, properties held for shorter time periods are much more susceptible to loss. To read the full report, click the image to the right.

Listen in now!

Free Stuff Mentioned:

Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which shows you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away!
- First Name
- Email
- Are you also interested to have a better understanding of your cashflow position via our FREE Money SMARTS Platform?
- Yes, I do! Send me my free access to Money SMARTS Platform too.
- Email
  This field is for validation purposes and should be left unchanged.
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CoreLogics “Pain and Gain” report. For more information on CoreLogic visit RP Data CoreLogic

Here’s some of the gold we cover…

0:30 – Ben’s been through the wars…
2:12 – Why Ben first got into property investing!
5:20 – Why Bryce first got into property investing!
6:55 – A bit of gold from Robert Kiyosaki
7:45 – What does property investing mean for YOU?
9:00 – Ben’s “apprenticeship” years
10:05 – Sydney and Melbourne folk – beware of the market now!
11:20 – Case Study: Manly (and what you should learn from it!)
14:41 – Why the rising tide will NOT lift all ships
15:30 – THIS is what you need to understand about property investing….
16:15 – Different investing strategies!
16:58 – The independent umpire is….
18:10 – Why property is both an illiquid AND liquid investment!
20:00 – We’re at 4.5k downloads – THANK YOU folks!

011 | Property Spruikers

By The Property Couch May 8, 2015 in Podcast, Property Investment, Real life stories

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We’ve got four words when it comes to property spruikers folks:

Run for the hills! 🏃🏃

Today’s topic is something we’re extremely passionate about which is why we’re focusing an entire episode on it!!

Too often we’ve heard of “sharks in suits” who have no proper training…

Giving terrible financial advice that can cripple folks’ wealth and make that lifestyle dream, well, a dream.

In fact – hearing about these people are why we started this podcast in the first place!

To help you avoid falling into the same situation, today’s episode will define who Property Spruikers are, what they do and why they even exist!

More importantly, though, we’re covering HOW you can avoid them!

We’ll be providing you with industry intel so you can also identify the main tactics they use (As you’ll hear with some spruiker “educators”…)

AND we’ll explain how property advisors will act when they really have your best interests at heart!

Did you know that Australia’s peak industry body, the Property Investment Professionals of Australia (PIPA) can also help you verify your buyers’ agent if they’re a PIPA member?

Yep, that’s right folks!

There are plenty of good tactics that you can use to stay away from the sharks; to find out more just tune in to today’s episode.

Free Stuff Mentioned:

Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which shows you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away!
- First Name
- Email
- Are you also interested to have a better understanding of your cashflow position via our FREE Money SMARTS Platform?
- Yes, I do! Send me my free access to Money SMARTS Platform too.
- Name
  This field is for validation purposes and should be left unchanged.
32330
Watch Ben’s commentary on the recent rate cuts here.
Looking for a Qualified Property Investment Advisor? Use the Search Function on PIPA Website here or get in touch with us!
Our parent company Empower Wealth is a PIPA Member and all our advisors are QPIAs. You can learn more about our free and no-obligation initial consultation here.

Here’s some of the gold we cover…

1:20 – What we’re NOT against…
2:15 – The problem with Property Spruikers
4:18 – Our message to beginner investors!
4:47 – How to get objective property advice
5:59 – What a true property advisor will do
6:19 – So, what are Property Spruikers?
6:36 – The Property Spruiker’s “argument” (and why it doesn’t work!)
7:43 – A sad real-life example folks 🙁
8:33 – 1 way to tell you’re dealing with a Property Spruiker
9:10 – Why do Spruikers exist?
9:55 – #3 Spruiker tactics!
11:33 – Beware the “educational” spruikers!
12:15 – How to verify a legitimate property educator
13:30 – The miner vs the shovel seller analogy
14:14 – Spruikers will use rental ______
15:40 – “There’s no such thing as a free lunch!”
16:47 – You gotta ask THESE questions
18:00 – How the Property Investment Professionals of Australia (PIPA) can help you avoid spruikers
19:35 – What is two-tier marketing?
21:51 – How to avoid spruikers!
22:42 – Check out Ben’s commentary on the RBA cash rate!

008 | Investment Stock vs. Investment Grade

By The Property Couch April 17, 2015 in Podcast, Property Investment, Real life stories

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Well folks, after eight long weeks of waiting, we’ve FINALLY reached our most anticipated topic yet…Investment Stock vs. Investment Grade Properties!

Did you know, there’s a higher percentage of investors who’ve sold their property for less than their original purchase price, than owner-occupied properties? 💸

Yep, that’s sadly true. That’s why in today’s episode, we’re deep dive into what investment stock actually is, how it differs from investment-grade properties…

...And how to know if YOU’RE being spruiked into buying stock!

We’re also examining the science behind Investment Grade Properties, why depreciation shouldn’t be the end-all, and how becoming a borderless investor can benefit you!!

PLUS, guess what milestone we’ve just achieved…

A HUGE thank you all our listeners and to those of you who have left us a review! We love hearing from you so please keep those reviews and questions coming via the iTunes store or our Facebook page!

Free Stuff Mentioned:

Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away.

Here’s some of the gold we cover…

1:19 – What are some concerns for investors today?
2:10 – What is Investor Stock?
3:00 – Why Investor Stock can cause losses
4:50 – How to tell if your advisor has your best interests at heart
6:00 – The Enthusiastic Amateur (BE WARNED!)
7:43 – How to know YOU’RE not being sold Investment Stock!
8:35 – Don’t Invest in property for THESE perks!
9:06 – Why ________ shouldn’t be the end-all
10:07 – The science behind Investment Grade properties!
11:27 – How WE look for properties
14:00 – Why FOMO is an indicator NOT to buy!
16:33 – How to be a borderless investor
17:29 – Why investing is all about the ____!
18:22 – How you can stay educated on investing
19:20 – We’ve hit WHAT milestone?!

Free Stuff Mentioned:

Here’s what it looks like inside!!

What to expect in this 90-pages long Cheatsheet?

Here’s some of the gold we cover…

Free Stuff Mentioned:

Here’s some of the gold we cover…

Free Stuff Mentioned:

Here’s some of the gold we cover…

Free Stuff Mentioned:

Here’s some of the gold we cover…

Free Stuff Mentioned:

Here’s some of the gold we cover…

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Free Resources

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