What if the biggest property mistake isn’t what you buy… but what you do next?

In our latest Q&A episode, Ben K is joined by Couch Crew Polly & Ben T (Fellow QPIAs) to unpack three real investor dilemmas that don’t have easy answers:

🏡 A regional property surges 60%… do you cash out or stay in?

💰 Sell an investment to eliminate your home loan… or keep building wealth?

👯 Combine forces to buy better… or go solo and keep control?

This episode breaks down:

  • The difference between market value vs fair value
  • Why timing matters more in regional markets
  • The hidden costs most investors overlook (insurance, tax, friction)
  • And the question that matters most:
  • What job is this property actually doing for you?

 

Because in the end… The best decision isn’t the one that looks smartest on paper, it’s the one that aligns with your life. 💡

 

P.S. 🚨 Bryce is BACK next week!
The Federal Budget is dropping… and Ben & Bryce will be back on the couch together for a special edition episode to unpack the BIG changes impacting property owners, investors and your money.

Resources Mentioned

  • 💸 Mortgage Hacks Video Series
    Cashflow feeling tight? Ben’s got 6 short videos packed with practical mortgage hacks that could put hundreds of dollars back in your pocket every month. 👉 Listen now!
  • 📱 The Moorr App: Free to Download
    We’re closing in on 100,000 downloads and we’re now the #1 rated money management & budgeting app on iOS.  Asset tracking, automated transactions, property research; and did we mention it’s free? 👉 Harness the latest money management tools and systems
  • 🎙️ Regional Property Webinar
    We’ve got a follow-up webinar dropping post-Federal Budget. Watch this space…

Timestamps  

  • 0:00 – 596 | Should I Sell My Investment Property or Hold? Here’s How to Decide – Q&A Day
  • 0:14 – BREAKING NEWS: What Happened to the Treasurer Ruling Out Negative Gearing Changes?
  • 6:23 – Bryce Returns for Next Week’s Budget Special
  • 7:10 – Q1: Sell a Regional Property After 60% Growth?
  • 8:44 – Regional vs Capital City Investing Explained
  • 13:39 – Why Ben Believes a “Regional Wreckage” Is Coming
  • 17:46 – The Hidden Insurance & Climate Risk Problem
  • 18:15 – Ben’s Cairns Property Story: From Bargain Buy to Exit
  • 22:30 – The Economic Drivers Every Regional Investor Must Assess
  • 24:35 – Q2: Sell an Investment Property to Wipe Out Your Mortgage?
  • 27:23 – The 10/10 Wealth vs Lifestyle Trade-Off
  • 31:48 – Why “Lifestyle by Design” Matters More Than Numbers
  • 34:35 – Q3: Should Siblings Buy Together or Separately?
  • 37:45 – The Exit Strategy Most Joint Buyers Forget
  • 41:24 – What Happens When One Sibling Wants Out?
  • 48:05 – Why Ben Usually Recommends “Run Your Own Race”
  • 49:45 – “You Can’t Undervalue Flexibility”
  • 50:32 – Why Every Investor Needs a Plan (and Flexibility)