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462 | Top 5 Reasons You Have NOT Become A Successful Property Investor Yet!

By in Podcast, Property Investment

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The sad truth is…some property investors NEVER reach financial freedom. 😔

Why is this?!

Well, after 20+ years of observation, and helping thousands of property investors undergo life-changing mental and financial transformations, we can pinpoint it to just 5 reasons.

Can you guess them?! (We think they might surprise you…. 😲

Reason #1: T_M_
Reason #2: V_ _U_
Reason #3: F_T
Reason #4: A_T_O_ _T_
Reason #5: A_ _I_A_CE

We consider this framework to be just like an onion because we’re peeling back the dense behavioural and emotional layers behind property investors’ psyche to reveal the greatest threats to financial freedom.

 Together, we’ll be explaining why the BEST time to start is when you’re busy, deep diving into why you should be wary of defending decreasing status, why you should NEVER mistake time for information and much more!

An episode packed with tons of new and old wisdom, tune in now and discover how you can immediately start taking action! 💪 💪💪

 

Free Stuff Mentioned

What’s Making Property News: Discover the surprising results from PIPA’s Annual Property Investor Sentiment Survey 2023!

 

Timestamps

  • 0:00 – Top 5 Reasons You Have NOT Become A Successful Property Investor Yet!
  • 2:35 – Mindset Minute: Spruikers play this game
  • 6:43 – THIS is why today’s episode is going to surprise you!
  • 9:17 – The Onion Analogy
  • 12:02 – Reason #1: T_M_
  • 12:51 – Macro: Busy is the best time to…
  • 16:19 – Micro: Try this test (It might reveal a surprising smoke screen)
  • 19:23 – How Bryce went with the test 😮
  • 21:19 – Beware of THIS fallacy folks!!
  • 24:37 – Reason #2: V_ _U_
  • 25:29 – Paying is actually…good?!?!
  • 27:47 – Why has Warren Buffet made such few mistakes?
  • 33:25 – The 4 ways property investors pay
  • 36:52 – Resourcefulness NOT resources!
  • 39:50 – Reason #3: F_T
  • 42:11 – Here’s why many of our listeners might’ve already overcome this!
  • 44:47 – The Pain of Change
  • 48:29 – Ask yourself THIS if you’re unsure about taking action
  • 50:22 – Reason #4: A_T_O_ _T_
  • 51:17 – Think about THESE questions if you’re struggling with this
  • 57:16 – How WE overcome this 😊
  • 58:43 – Reason #5: A_ _I_A_CE
  • 1:06:57 – You don’t need more time, you need more…
  • 1:10:38 – Why it’s about being directionally correct!
  • 1:14:14 – The #1 Hack for Success
  • 1:19:34 – For those YouTube folks who noticed this 😉

And…

  • 1:20:58 – Lifehack: Time in the dark with Tweens
  • 1:24:28 – What’s Making Property News: PIPA’s Sentiment Survey Results Revealed!

 

431 | Paying Too Much Interest? 6 Ways To Avoid Overpaying

By in Podcast, Property Investment

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A mortgage is one the biggest loans most people will ever take out in their life. It’s a scary thought.  

Now here’s the only thing scarier than that…  

Being stuck in Mortgage Jail – and not realising it!  

This sad truth is unfortunately what too many folks are facing, especially with rising rates. That’s why in Episode 431, we’re shining a light on why EVERYONE needs an investment-savvy broker to help them break out of Mortgage Jail and stop overpaying on interest – for good.   

To help us do this, we’re sharing real client stories from our amazing team of investment-savvy brokers who work at the coal face of the lending game every single day.

(For the folks that don’t know – we’ve had the absolute privilege and honour of changing thousands of clients’ lives through Empower Wealth, our award-winning financial advisory.)

From refinancing to bridging, we’ll share 6 creative and clever ways that they’ve found the best solution for our clients and beaten the banks at their own game.  

 And of course, we’ll be dialling it up with tons more wisdom like…
👉 How to tell the difference between an average broker and an investment-savvy broker?
👉 What is Mortgage Prison (and why the banks DON’T want you to know about it)
👉 Why You Need to Fall In Love With The Finances (NOT the bank) and much, much more!  

Another episode with so much gold, listen in now!  

 

P.S. If you’d like to do beat the banks too and save thousands of dollars in interest like our clients already have, why not work with our team! Reach out today for a 100% free, no-obligation chat today >> 

 

P.P.S. Pheewww (That’s how we imagine a party horn sounds when written down) — It’s our 8th Birthday TODAY!! 🎂🍰🧁🥳 🙌🎈🎉🎊 To see our first 20 episodes grow to a collection of 431 episodes (with many more to come) makes our hearts glow with warmth and our faces beam with pride. Thank you to our amazing TPC tribe for tuning in each and every week ❤️ 

 

Free Stuff Mentioned… 

 

Want to work with Bryce & Ben’s Award-Winning Team? 

 

Here’s some of the gold we cover… 

  • 0:00 – What’s in store today… 
  • 1:27 – Missed the PICA webinar? Become a member to watch the replay today!  
  • 2:36 – Mindset Minute: When the line between necessities & luxuries blur 😮  
  • 7:11 – Our yardstick for helping clients (Yep. This is a REAL number)  
  • 10:43 – The set-up for today…  
  • 13:13 – Folks, APRA is locking us up in mortgage prison! Here’s Why.  
  • 17:42 – Story #1: They saved how much in interest?!?  
  • 19:16 – Year to Date: How we made it work in our favour.   
  • 21:29 – Story #2: We earned $0. But what we got was priceless.  
  • 23:46 – Refinancing: How To Negotiate Revert Rates  
  • 26:22 – THIS is what experience from an investment-savvy broker brings!!  
  • 28:43 – Bonus Story: This is what folks stand to gain… 
  • 29:40 – Story #3: The solution was simple; all that was needed was the leg work. 
  • 30:55 – Story #4: The loan was only of modest size. So how did we get them the best rate? 
  • 34:45 – There’s A LOT of competition right now; how can you make the most of it? 
  • 37:46 – Story #5: 2 hours work for a $12K incentive?! This is the deal we cut.  
  • 40:44 – This is why you shouldn’t be wedded to your banks!   
  • 42:24 – The Mechanics Behind A Bridging Loan 🌉  
  • 44:51 – Story #6: Their livelihoods were riding on this house. Here’s how they bought it – without the Bank of Mum & Dad!  
  • 47:10 – Why it’s not just about the tactics folks!  
  • 48:13 – This is why Credit Policy knowledge is critical! (Over $30K saved straight up!?!)  
  • 51:18 – The difference between a broker and an investment-savvy broker… 
  • 53:26 – The Key Takeaways (& Free Resources!)  
  • 55:08 – We’re gunning to save $3M+ of interest for our clients. Want to be part of this? Have a FREE, no-obligation chat with our award-winning investment-savvy Mortgage Broking team today. Click here to get started >>  

And… 

 

Get Moorr out of your money:
Log in or create your free account via the Moorr web platform, or download the app on Apple and Android and transform the way you view and track your wealth. 

414 | How This Couple Is Smashing Procrastination & Retiring Early

By in Case Study, Podcast

One of the biggest derailers for any investor is…

Procrastination. 😱 

So how can you avoid falling into this trap?!   

Folks this week we’re back with another super-exciting, real Case Study about Annabelle & Jamie (Pstt – These are fake names!).  

A couple in their late 30s, they’ve spent the past 5 years procrastinating their life’s dream of building a property portfolio and moving from the bustling city of Sydney to the laidback coast of Byron Bay Hinterland. 

Overwhelmed with the number of options and their lack of knowledge, sadly, they believed that this dream has passed them by. 🙁 

Tune in now to discover the sequencing that Annabelle & Jamie can take to still make this dream a reality, and the frameworks and property plan that’ll stop them from falling into the procrastination trap (or from making more costly mistakes) ever again!  

A crazy-but-true episode that highlights the power of planning, taking action and smashing procrastination!

Listen now to see how this couple can achieve all of this while setting themselves up for a $120K passive income AND an early retirement!  

 

P.S. Keen to find out how you can build your optimal property portfolio too??  
Book a free, no–obligation consultation with our award-winning team of Property Investment Advisors here (and avoid falling into the procrastination trap!)  

 

 

Free Stuff Mentioned… 

 

Want to work with Bryce & Ben’s Award-Winning Team? 

 

Here’s some of the gold we cover… 

  • 0:00 – The gold today! 
  • 1:51 – Next we’ll be seeing a mini-budget… 
  • 3:38 – Have you got a compelling story? Share it with us in our 2022/23 Summer Series! 
  • 5:36 – A lot of financial debates are actually just people with different T_m_ H_ri_o_s!  
  • 8:56 – Today’s Case Study: Annabelle & Jamie 
  • 11:51 – Why this isn’t a “money map” it’s a LIFE map folks!  
  • 12:59 – They decided to get help because… 
  • 15:15 – These are the problems we’re trying to solve!  
  • 16:41 – Folks, time horizons are key!!  
  • 17:57 – Why a plan is important for time-poor professionals! 
  • 19:50 – Why we’ve taken a conservative approach!!  
  • 21:29 – The Big-Ticket Items  
  • 22:08 – This is why it’s CRITICAL to get your sequencing in order!!  
  • 22:41 – Their Low LVR and High Incomes are allowing them to… 
  • 24:01 – The First Asset: Trading out of the Big City to the Country
  • 26:30 – Why we don’t model over 7.5%!  
  • 27:44 – If you’re buying period homes, make sure you have this… 
  • 28:58 – …And this is why we didn’t recommend an asset further out!  
  • 30:49 – One Year Later: An Accelerator Asset (Why is it optional?!?)  
  • 34:15 – Expanding the family & smelling the roses!
  • 36:50 – How they’re retiring 9 years before they get super!  
  • 38:40 – The Hidden Derailer For MANY Investors!! 
  • 40:20 – The real value you get when you have a plan!  
  • 44:42 – This is why they’re a LUCKY couple… 
  • 46:50 – We always think it’ll be different THIS time folks…. 
  • 49:43 – What defence do they have?!  
  • 50:57 – During accumulation phase, this is actually your biggest asset!  
  • 52:40 – The Golden Frameworks  
  • 54:25 – The Outcome Of This Plan (aka. The benefits they’ll be reaping!)  

And… 

  • 57:45 – This is why you should always leave a buffer!  
  • 1:01:04 – An announcement for our Moorr Users!  
  • 1:01:46 – Auction Clearance Rates: Good news on the horizon?? 
  • 1:04:03 – Why we need to stop spending folks… 
  • 1:04:57 – Today’s Buffer Rate = Mortgage Prison!  

 

409 | Having It All: How To Make Every Move A Winner!

By in Case Study, Podcast

Folks often believe that it isn’t possible to achieve everything they want in life.  

But what if, with the right sequencing and frameworks…

It was possible to tick off everything on your bucket list?! 

What if you could make every investment decision a “winner”, helping you to achieve your dream lifestyle? 🤯

This is what we’re uncovering today with a real case study featuring Kevin & Bernadette (Not their real names): a young couple who are planning to achieve it all:  

👉 Start a family with 2 (or 3) kids, 

👉 Continue to build an impressive property portfolio that’ll earn them an $80K passive income, and  

👉 Have a comfortable transition into retirement. 

Starting off with an investment property that isn’t faring so well but with 2 steady incomes, we uncover how – through the power of frameworks, sequencing and paper trading – they can achieve ALL their life goals. 

So how will they do it?!   

Listen now to find out! 🤸‍♀️🤸‍♀️🤸‍♀️ 

 

Free Stuff Mentioned… 

 

Want to work with Bryce & Ben’s Award-Winning Team? 

 

Here’s some of the gold we cover… 

  • 0:00 – The gold this week!  
  • 1:07 – What’s New: A homage to the Queen, PIPA’s Breakfast & the Premier of NSW is coming on the couch?!  
  • 7:57 – Something HUGE is coming!!  
  • 9:36 – The 3 Critical Things That Help With Luck  
  • 11:07 – Today’s Case Study… 
  • 13:02 – Let’s just acknowledge this… 
  • 13:19 – Where are Kevin & Bernadette in life??  
  • 16:07 – So, why did they seek help?? 
  • 18:22 – The Google Maps Analogy!  
  • 21:20 – Their Goals: Retiring, Passive Income & Their Plan!!  
  • 23:04 – What were their big-ticket items?!  
  • 24:16 – We actually recommended THIS (We never do this!)  
  • 25:18 – …and this is why we recommended it.  
  • 28:20 – Why NOW is a good time to invest or upgrade to your dream home!!  
  • 29:25 – The problem with their set-up…  
  • 31:14 – This is a classic example of the Buyers Quadrant!  
  • 31:50 – What sequence this couple should follow!  
  • 34:25 – The Third Kid: The value of stress testing your buffers! 
  • 36:05 – What are the challenges this couple is facing??  
  • 37:07 – Maternity Leave & Cash Flow!  
  • 42:42 – What to consider when thinking about having children!  
  • 45:44 – Split Loans: How to tidy up money structures!!  
  • 48:10 – What does their final plan contain?  
  • 51:06 – The Essential Frameworks  
  • 52:40 – The 4 Steps To Build A Property Portfolio  
  • 55:30 – Come join us on the couch! Be our next Summer Series Guest!  

And… 

  • 57:12 – Ever wanted to “Google” where an image is from?! Try this life hack… 
  • 58:56 – Super and Build-To-Rent – will it happen??  
  • 1:01:03 – A Downward Spiral… 
  • 1:02:14 – Auction Clearance Rates: the future not so clear?! 
  • 1:03:07 – Ben’s predictions on RBA’s Interest Rates  

 

399 | “I Just Wanted to Keep the Party Going!”: From Overcoming Addiction to a 4 Investment Property Plan – Chat with Alex

By in Podcast, Summer Series, Winter Series

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“It was almost considered rude in our family to be talking about how money is generated and how much of it is generated, and where it goes. We were sort of told to mind our own business…” 

Folks, we’re finishing our 2022 Winter Series on a high with a guest with an amazing tale that shows the undeniable power of changing your mindset to change your life… 

 

Today’s special guest – Alex – grew up in a household where discussing money was actually considered….rude :O. And this seed grew into a tree of bad money habits and sadly, fed into his alcoholism.  

Expecting to “rent forever” and living cheaply so he could splurge on the weekends, Alex wasn’t thinking about the future, or family, at all… 

So how has he completely transformed from this state, full of years of traumatic money lessons and spendthrift behaviours, into his new life rich with self-funded travel experiences, financial freedom AND a positive mindset towards money?!

(We will say he had a “knight in shining armour” by the name of Sabrina who helped steer him in the right direction 😉)  

And did we mention he had also gone 474 days without a drop when we spoke to him?! Amazing stuff. 

Folks this story is so mind-blowingly raw and honest that we just want to give both Alex (and his Mum AND all his pillars of support) a gigantic hug through the soundwaves. 

Tune in now to learn how planning has allowed Alex to not only change his entire financial story but has helped him to beat his addiction.  So.much.gold!!!!! 👏👏👏 

 

 

P.S And folks, make sure you stay tuned for next week’s episode ‘cos it’s a HUGE milestone for us….Yep. It’s our 400th episode!!!!! And you can be sure we’ve got a super-fantastic-hyper-awesome guest in store for you – watch this space!!! 

 

Free Stuff Mentioned… 

 

Here’s some of the gold we cover… 

  • 0:40 – All great things must end…🙁  
  • 2:45 – Meet Alex!  
  • 3:21 – Money Conversations in Alex’s house were considered…rude?!?! 
  • 5:21 – How 2 different upbringings created 2 VERY different money habits…. 
  • 6:38 – His parent’s divorce 🙁
  • 8:02 – His Teenage Years (aka. Putting money where he DEFINITELY shouldn’t have)  
  • 10:18 – So..what changed his ways?  
  • 12:20 – Alex’s Battle with Alcoholism 
  • 13:55 – How did a lack of Money Conversations affect Alex??  
  • 17:06 – His Mum’s Financial Story as a Superhero Single Mother  
  • 18:16 – “I just wanted to keep the party going…”  
  • 20:00 – The 2 mentors that changed his views on wealth-building… 
  • 22:52 – The events that switched “ON” Alex’s aspirations! 
  • 26:23 – What Drove Them to Seek Professional Advice  
  • 28:28 – So how did his brother’s financial story turn out??  
  • 31:24 – How having plans has helped Alex turn it all around
  • 34:31 – How this family is balancing love of travel, experiences AND wealth-building!! 
  • 37:02 – The Process of Creating the Plan (Did they get that Beach House?!)  
  • 41:49 – Folks, this is why starting TODAY is key!  
  • 44:36 – Why James Simon is actually better at investing than Warren Buffet?!?! 
  • 46:13 – Did Alex and Sabrina enjoy the planning process? 
  • 49:30 – Alex’s Advice to Listeners: “It’s all about M_ _d_e_ at the end of the day…” 
  • 51:21 – What could potentially derail this couple?! 
  • 53:51 – What does their Property Wealth Plan look like? 
  • 57:38 – What would Alex’s mum say?  
  • 59:33 – Public statements do THIS… 
  • 1:01:46 – Ben & Bryce’s Top Takeaways (You can ALWAYS change your money habits folks!) 
  • 1:07:05 – Why couples need an Independent Voice of Reason!!  
  • 1:08:15 – Eager to change your money situation? Listen to this for some of our best-selling resources — for FREE!  
  • 1:09:28 – Folks, get independent advice! (Why not try us out for size? Book in your FREE no-obligation consultation here 😊)  
  • 1:11:39 – We also want to share with you our evergreen CPA lecture on “How to Plan to Build a Passive Income For Life with Property Investment” – watch it here now! 
  • 1:14:30 – We’re hitting a HUGE milestone next week...(Be sure to tune in next week for one of our BEST episodes yet…)  

 

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