loan Archives - The Property Couch

Episode 194 | Seven Tips to Trap Your Surplus Cash

By The Property Couch October 18, 2018 in Podcast

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Folks, have you ever wanted to trap surplus cash and have more money?

If you want to get your hands on the tips to do exactly this, then this is the episode for you!
Because coming your way right now are the 7 Tips to Trap Surplus Cash!

Did you know: this will take us to over 100 money management tips! ‘Cos there are 95 tips in our book, Make Money Simple Again 😉

For the folks who haven’t got a copy of MMSA, you can head to our homepage (thepropertycouch.com.au) and pick up a FREE Chapter of the book!

CLICK HERE for the FREE Chapter of Make Money Simple Again (RRP $29.95)

And just a quick shout out to the countless folk who joined our Money S.M.A.R.T.S Platform to help manage their own money and get financial peace in less than 10 minutes a month — let us know what you think of the Platform!

For those who might be struggling to get passed the Google authenticator stage, which is there to protect your security and anonymity, Ben goes through this in today’s ep! Otherwise, please send us a snapshot of your computer screen, send it to info@thepropertycouch.com.au and we’ll sort it out for you!

We’ve also started a new Facebook Group, Make Money Simple Again, so we can keep sharing money management tips with the listeners who ask to join! Ben promises to jump on once a week to answer any money management questions you might have, especially if they’re about the Money SMARTS Platform.

PLUS Could you be the Property Investor of the Year?

Your Investment Property Magazine is on the hunt for Australia’s Investor of the Year!
If you think you’ve got what it takes to win (up to $20K worth of prizes, including a 12-month membership to LocationScore.com.au!), apply now!
There are three categories up for grabs: New Investor, Strategic Investor and Reno Investor — Entries close Midnight on Tuesday 30^th October 2018

Back to today’s show!

Here’s what you’re in for…

When should you get rid of bad debt?
What’s the enemy of money management?
Why do banks benefit from a cashless society?
How can you master your cash flow management?
How much more do you spend when you pay with plastic? (Yep!)
How can you get “on the same page” with your partner?
Is there a downside to convenience?
What are some smart money management tips?
How should you run your household?
What should you be doing with your credit card?
What money habits can you start doing NOW?
Are you doing this as you grow older? Stop!
How can you resist the temptations of tap and go?

Episode 193 | The Top 50 Significant Urban Areas & Busting the 10-Year Property Investing Myth!

By The Property Couch October 11, 2018 in Podcast

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Folks, we’re on the back end of a great — but late — night!!!

And we come with some equally crazy news!!! Because after the success of last night’s Sold Out Live Webinar… we’ve decided to pick the sleep from of our eyes, and do a ONE-TIME only Encore Webinar 😉

So if you weren’t able to get in because the webinar was already filled, then you can get a second chance to come along! OR… if you came along when we were having “a moment” with the internet (yep, it’s the beauty of being Live folks!)… We’re going to do everything in our power to make sure everything’s clear, audible and freeze-free!

The details:

How to Build a Property Portfolio & Retire on 2K Per Week without renovating, re-develop and sacrifice your weekends!
TOMORROW Friday 12^th October @ 12PM AEDT (yes, that’s lunch time here in Melbourne)!

LAST CHANCE: Get your ticket to the Encore Webinar HERE

TODAY we’ve got a few more surprises…

We’re answering questions that came last night about how to build a property portfolio and retire on $2,000 per month, which we think our tribe of listeners can benefit from!

PLUS, it’s also that time of the month where we get The Capital Growth King, Jeremy Sheppard — Property Analyst, Research Director and the other third of the LocationScore Lads — to tell us what’s been happening in the property market.

The best bit? Jeremy’s bringing with him some very special insights into what the data was saying 3 years ago… compared to what the market’s doing now. You might be shocked!

Want to see how the Top 50 Significant Urban Areas are performing?

CLICK HERE to Get the Top 50 Significant Urban Areas in Australia

Folks, this is normally available for LocationScore Members only, but for our tribe of TPC Listeners, we’re giving you this month’s report totally free! 🙂

Oh, and if you’re wondering where to access our money management platform — Get the Money SMARTS Platform HERE

Alright, TODAY’S Dot Points…

How are the Top 50 Significant Urban Areas performing in Australia?
What’s the average LocationScore? Is this good?
What are we seeing with the latest data?
Is the change in median a good story or a bad one?
Why does it depend on how you interpret the data?
What was the data saying about Brisbane 3 years ago? And now?
Should you rely on a consistent market?
How is Ballarat (Victoria) performing?
Are there suburbs that are showing great potential now?
Why is it not always a good idea to get a credit card?
Should you sell your property after 10 years?
What fees are involved in selling?
What did Bryce’s mentor teach him that changed his investment strategy?
Should you buy an investment property BEFORE your own home?

And TODAY’S Questions…

Question from Saab:

Hi Ben and Bryce, thank you so much for all the info you provide! Just a question on the Money SMARTS system. You talk about utilising the 55 day interest free period on credit cards for the recurring payments for bills etc. Do you think it would be more beneficial to utilise the promotional offers of some cards such as 12 months interest free on purchases? So rather than sweeping the balance of the credit card at the end of every statement period (monthly) you could potentially sweep every 6 months for instance, allowing your money in the offset account to remain there for longer. Thank you in advance for your thoughts!

Money Hack: If you’d like something to help you implement and track your money, get free access to our new Money SMARTS platform!

Question from Erin:

Hi guys, I currently have a brand new property which is my first investment.

I have heard from people that it’s best to only hold a property for 10 years due to the maintenance fees that start occurring after that length of time. Do you agree that after this time period it’s beneficial to sell and move on? Or keep it and pay for whatever upgrades are necessary?

Question from Mike:

Guys, do you think you should own investment properties before you own your family home?

P.S. Looking to download the SUA Tracker Report? Just click fill in the form below and we’ll email it to you right away! 🙂

Episode 103 (Part 1) | Chat with Jan Somers, Housewife And Property Multimillionaire

By The Property Couch February 16, 2017 in Podcast

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We are extremely excited here on The Property Couch this week to announce the long-awaited meeting with our special guest today, JAN SOMERS (as we’re sure you would agree)! With a successful property portfolio spanning over 40 years with countless properties within the country, Jan is an inspirational, property-investing mogul who we all could learn a lot from. As we gained so much gold from the hour-long chat, we’ve had to split the episode into two! In this first part, Bryce Holdaway and Ben Kingsley discuss the following areas with Jan:

What got her into property investing back in 1972 and how did she build her portfolio since then
Her mentor in life and her outlook in education and continuous learning
Her point of view and experience on negative gearing
How did she structure her loans and what kind of loan strategy does she have for her portfolio
Tips on improving your borrowing power
What motivated her to write her books, Building Wealth
Having the right mindset as an investor

And so much more! As Jan is someone who has a continuous passion and drive for property investing, this is definitely a 2-part episode you will not want to miss. Her journey through property investing is definitely a story worth listening to and reading up on so make sure you tune in.

Here’s the link to her books and the PIA Investor software: Click here.

And as always, if you like this episode (Chat with Jan Somers, Housewife And Property Multimillionaire – Part 1), don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. Any questions or ideas? Feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/

Main Menu

Episode 194 | Seven Tips to Trap Your Surplus Cash

Episode 193 | The Top 50 Significant Urban Areas & Busting the 10-Year Property Investing Myth!

Alright, TODAY’S Dot Points…

And TODAY’S Questions…

Episode 103 (Part 1) | Chat with Jan Somers, Housewife And Property Multimillionaire

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