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RBA Cash Rate Oct 2023 | To Stick or Slip? Inflation Trend, Property Supply, and an Overlooked Lesson

By in Podcast, RBA Announcement

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Hey folks, amidst all the economic chatter making headlines in Australia, we’re diving into our October RBA update. Got a ton to chat about, and of course, Ben’s back to give us the lowdown.

In this October catch-up, here’s what we’re chatting about:

  • Inflation: Just a quick phase or are we in it for the long haul?
  • All things property: Let’s really get into what’s going on with market supply.
  • And to wrap things up, Ben’s got a lesson on behavioral economics that’s had a big impact on inflation and investment. Seriously, how did we miss this one?

Jump in with us to get the latest scoop and some cool insights to help navigate your financial vibes.

 

 

 

459 | How Can We Solve Australia’s Growing Demand for Property? – Chat with Paul Ryan

By in Podcast, Property Investment

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As new property listings surge higher and the housing market continues to recover post-COVID, how can we solve Australia’s growing demand for property in the capital cities?

Here to help us tackle this giant question that pierces the heart of one of Australia’s biggest upcoming issues, we’re introducing an exceptional, first-time guest to the show…

Welcome Paul Ryan, REA Economist and Specialist in Housing Finance, Market Forecasting and Big Data Analysis! Before joining REA in late 2020, Paul spent a decade at the Reserve Bank of Australia conducting research on the Australian economy, focusing on housing markets, lending risks and regulatory effects on property markets.

Today, we’ll use his vast knowledge and incontestable passion for Macro and Microeconomics to explain how and why property investors act the way we do!

From exploring why we are moving houses less as a nation to unpacking how this upcoming period is an interesting one for property investors, we’re examining the policies that dictate our actions, and the intriguing behavioural patterns and beliefs that have emerged as a result.

Thank you to Paul for sharing so much of your time, wisdom and valuable insights, we can’t wait to have you back on the couch!

Seriously, give it a listen now folks 😊🌌✨

 

Free Stuff Mentioned

 

Timestamps

  • 0:00 – The incoming gold
  • 04:41 – Folks, we don’t always get it right!
  • 15:32 – Mindset Minute: “All success is simply relative to somebody else”
  • 21:23 – Welcome Paul Ryan!
  • 23:05 – Money Backstory: Shares, vets & extreme delayed gratification
  • 24:00 – From science to economics
  • 29:11 – The transition from Macro to Microeconomic insights
  • 29:55 – An insider’s look into working at the RBA!
  • 34:24 – Is the housing market a huge risk?
  • 36:29 – Do people really move around less than they used to?
  • 38:02 – So…why does the RBA care about economic activity?
  • 40:25 – Bank Lending: Why is there a higher risk for Owner Occupiers?
  • 42:15 – Why Stamp Duty is important in Australia!
  • 43:05 – Does the theory translate?
  • 43:59 – The banks won’t run THIS equation 😉
  • 46:15 – Australia vs. International Housing Markets: Anomalies & Debt Levels
  • 48:30: Is it bad for households or renters to have their home owned by another household?
  • 51:15: What’s happened to the property market since the start of 2023?
  • 52:28 – Why it’s an interesting time for property!
  • 54:50 – Are the prices of property really growing?
  • 56:40 – And what about investor activity?
  • 58:31 – Regional Markets since the Pandemic: Where does the commuter belt stretch to?
  • 1:03:30 – The Intrinsic Value of Property
  • 1:03:23 – Why property growth is like…g_a_i_ _?!
  • 1:05:30 –“Homes are not being built where people want to live”
  • 1:06:15 -The fascinating linking between data & people!
  • 1:07:45 – How do we build more homes in our cities?
  • 1:13:40 – The next wave of data allowing us to understand property investors 😮
  • 1:13:58 – Interest Rate Outlook: Are we close to the top of rates?
  • 1:15:40 – Paul’s Perspective: What should APRA’s role REALLY be with the Buffer Rate!?

And…

  • 1:21:13 – Lifehack: Did you know you can share a YouTube Link that starts at a specific time?! Here’s how…
  • 1:22:54 – WMPN: You’ve got 2 months to object to your land valuation!

 

RBA Cash Rate Sept 2023 | China’s Economic Slowdown and Its Impact on Australian Interest Rates

By in Podcast, RBA Announcement

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As spring paints the town with color, it’s time for our September Economic and RBA commentary update – where the economic scene keeps on shifting. This month, we’re getting into the nitty-gritty of a few key topics. Hang out with Ben as he unpacks the RBA’s latest moves! 😉

 

In today’s RBA update, here are the main things we’re diving into:

  • Checking out how China’s economic slowdown might affect Aussie interest rates.
  • Giving a shout-out to our outgoing RBA Governor, with a little tribute.
  • Taking a deep dive into property updates, focusing on Supply Absorption.
  • And don’t blink, because we’ve got some jaw-dropping data that might raise an eyebrow or two.

 

Stay tuned to keep your finger on the pulse of the latest market buzz and snag some priceless insights for smarter financial moves during this lively season.

 

 

 

458 | Are We At The Turning Point? From Slow Growth To A Surge in Listings – Chat with Tim Lawless

By in Podcast, Property Investment

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Want to know what areas are booming with new listings?   

Or when the market tide will turn?    

Or even, how real estate agents accurately research and predict market trends?  

Well folks, returning to the couch for the FIFTH time (Yep. We seriously can’t get enough of this awesome guest!!) is: CoreLogic’s Research Director, Tim Lawless!  

He is one of Australia’s leading property market analysts and commentators who also heads a team of analysts in Australia and New Zealand. Together with his team, he provides reports on property market conditions and the interplay between economic and demographic forces.  

In this episode, we’ll be unpacking it all, from the economic and market conditions we’re seeing today to the surprising Winter data that was recorded and – of course – what this means for Buyers and Sellers alike as Spring approaches. 

Plus, we make the most of Tim’s super data-charged brain as he reveals the biggest factors impacting the affordability story this spring and the standout markets to watch for.   

A seriously insightful episode for investors heading into the spring buying season. Get prepared and give it a listen now! 😊 

 

 Give it a listen now or watch the Episode below! 

 

Free Stuff Mentioned… 

  • Research like a real estate agent! Check out CoreLogic now (Formerly RP Data).  
  • Discover the newest housing market trends this spring in CoreLogic’s August Property Pulse Report.  
  • Want more data-rich insights from Tim Lawless?  Listen to his previous episodes here.  

 

Here’s some of the gold we cover… 

  • 0:00 – Welcome back for the 5th time, Tim Lawless!  
  • 2:59 – Inside the Lawless household 
  • 4:47 – The newest CoreLogic report & the market today 
  • 10:38 – The Resurgence of Fresh Listings! 
  • 11:49 – Navigating the Rate Hiking Rollercoaster 
  • 12:51 – The sellers’ waiting game  
  • 14:40 – Winter data and the upward trend no one expected 😮 
  • 16:49 – Why Tim thinks housing prices will balance out soon… 
  • 18:53 – Is the Fixed Rate Cliff real?  
  • 19:59 – Are borrowers falling behind on their mortgages?  
  • 21:50 – Stock Levels & Standout Markets! 
  • 24:07 – The Biggest Factors Impacting the Affordability Story  
  • 27:07 – APRA is limiting our borrowing power… 
  • 29:04 – Population growth & migration on the housing market 
  • 31:04 – Which areas have had the biggest rise in listings?   
  • 34:21 – …And here’s the ones with the lowest listings! (EXPLAINED!)  
  • 35:34 – The hotspot drivers you should be looking for     
  • 40:27 – What game are you playing as an investor?  
  • 41:51 – How do Real Estate Agents research & predict the market?  
  • 45:25 – The Turning Point: S_n_im_ _t is the key factor!   
  • 49:12 – Spring Season Preview: What Lies Ahead?  

And… 

  • 50:40 – Thank You Tim + Key Takeaways!  
  • 54:05 – Lifehack: How to easily see written transcripts on YouTube  
  • 55:51 – What’s Making Property News: 2024 changes to tax brackets – how does it impact you?  

 

Want to work with Bryce & Ben’s Award-Winning Team? 

 

Get Moorr out of your money.
Log in or create your free account via the Moorr web platform, or download the app on Apple and Android and transform the way you view and track your wealth. 

 

456 | Australian Housing Market Update: 2023 Mid-Year Report

By in Podcast, Property Investment, Winter Series

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Want to know the hottest upcoming markets as we round off 2023?  

Or why the housing market is actually just like…a Waterwheel?!?  

Yep. It’s that time of year again folks! We’re sitting down to unpack everything we’ve seen in 2023 so far, why we’re seeing it, and how you can end your year on a high thanks to our Mid-Year Property Outlook! 

From where the cash rate landed (Were our predictions right??) to our forecast for property prices and the biggest reasons why you shouldn’t be focusing on the super macro story, this episode is packed with TONS of topical insights and expert data.  

Plus, we’re covering gold like the biggest enemies of future market growth, the markets that are set to BOOM or BUST and the important upcoming market test that you’ll definitely want to get in before…  

Tune in now to find out what it is and get a super accurate and timely crystal ball reading of the future!😉  

 

P.S. Be sure to tune in to Bryce’s Mindset Minute which explains the secret truth behind a lot of our buying behaviour as consumers. Seriously, “The Man in the Car Paradox” will blow your mind!  

 

 Give it a listen now or watch the Episode below! 

 

Free Stuff Mentioned… 

 

Here’s some of the gold we cover… 

  • 1:21 – Women’s World Cup, Winter Series and Where the Market is Going!  
  • 6:50 – Mindset Minute: The Man in the Car Paradox  
  • 12:48 – Our January 2023 Thesis  
  • 14:19 – The UPDATED Thesis: Where did the cash rate land?  
  • 15:25 – Recreational spend is starting to crash?!  
  • 16:46 – What we didn’t factor in….  
  • 18:48 – The Waterwheel Analogy  
  • 21:14 – The Fiscal Policy: The simple way to understand what’s happening…  
  • 25:38 – Has Business investment started to dry up? 🙁  
  • 28:09 – How to Grow the Pie!!! 
  • 29:29 – Relying on the Government is NOT a plan 
  • 31:42 – The Goldilocks Spot for inflation  
  • 36:01 – Where are we going from here?  
  • 37:03 – The data is saying there will be a ____ in new listing numbers  
  • 38:16 – Trends and opportunities in the market!  
  • 39:45 – Don’t get caught up in the SUPER MACRO. Here’s why… 
  • 43:25 – The positive property growth story 
  • 45:31 – The market bottomed out here…
  • 46:04 – THESE are the enemies of growth! 
  • 47:19 – Why the buffer rate is breaking the market!  
  • 50:01 – Do we really want to poke the bear? 🐻 
  • 51:17 – The Battle of the Rental Freeze & Risk of Stubborn Inflation 😮  
  • 53:10 – Changing the Narrative  
  • 56:29 – The real test: You want to be in BEFORE this!  
  • 58:18 – Herd Mentality & taking advantage of the Market 
  • 1:00:07 – How to be opportunistic when others can’t!  
  • 1:00:50 – Who SHOULDN’T PLAY? BOOM? BUST? 
  • 1:01:57 – Beware of the return of spruikers!  
  • 1:02:32 – Folks, you should still avoid THESE plans… 
  • 1:03:32 – Avoiding certain markets like the plague  
  • 1:06:33 – Life Hack: How does the Man in the Car Paradox affect you?  
  • 1:07:54 – What’s Making Property News: ‘Tis the season of inquiries…   

 

Want to work with Bryce & Ben’s Award-Winning Team? 

 

Get Moorr out of your money.
Log in or create your free account via the Moorr web platform, or download the app on Apple and Android and transform the way you view and track your wealth. 

 

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