390 | Will Interest Rates CRASH the Property Market?!

By The Property Couch May 12, 2022 in Podcast

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With all the buzz around interest rate hikes and inflation, potential market crashes and unpayable mortgage debt, we’ve heard a couple of people feeling anxious about the future…

We want you to stop.

Take a step back.

Breathe.

And listen to this podcast cos’ we’re not only answering the Q: “Will Interest Rates crash the Property Market?!”, but we’re giving you 7 REASONS why we believe in our answer! (With cold hard numbers to back it up!)

Can you guess them below!

S__ E_____
H____ supply
I________
M_____ Stress Story
R____ undersupply
H____ B_____ (This one is often overlooked!)
H_______!

PLUS, we’re diving WAY deeper to cover:

Is now actually a good time to invest in a property (You know, with that famous Warren Buffet quote to be “fearful when others are greedy, and greedy when others are fearful.”)
Why you shouldn’t be investing if you have THIS personality…
What principles should you have front of mind when consuming information about the market??
How can YOU be the voice of reason?

Bryce also breaks down success into this ONE attainable thing…Tune in to find out what it is now!!

P.S. If you haven’t heard…. we’ve got a SPECIAL BONUSISODE for you this week which is all about maximising your tax returns as we bring in the new tax season – listen in now!

Free Stuff Mentioned…

Listen to our newest Bonusisode now to find out the secrets behind maximising your tax return!
Read NAB’s Half Year 2022 Financial Statement and CBA’s Half Year 2022 Financial Statement (Both referenced in Reason #4!)
Check out the RBA’s Cash Rate Target data mentioned in Reason #7
Sign up to CoreLogic to gain access to the Pain & Gain report (Mentioned in “What’s making property news”!)
Listen to our TPC episode with Antonia Mercorella that’s all about Rental Undersupply in QLD!
We want your anxiety-induced questions around interest rates! Ask us through our Speak Pipe through the tab on the bottom right hand of our website here (and get a chance to win our FREE Start & Build course!!)

Here’s some of the gold we cover…

1:34 – Listen to this part for a WHOLE HEAP of special Bonuses! (An email full of FREE RESOURCES?! You’ll want to hear this…)
8:53 – All success requires is s_____!
14:28 – This should be the foundation of your thinking…
18:16 – How YOU can be the voice of reason!
25:40 – Got Buyers’ Remorse? Ask yourselves these questions.
28:30 – OUR ANSWER! (Are we just Prosperity Preachers?!)
30:28 – Reason #1: S_____ E______
34:28 – Reason #2: H____ Supply
38:11 – Lets Data Dive into Reason #2!
39:18 – Reason #3: I______! aka. We NEED people!
41:25 – Reason #4: M_____ Stress Story
44:08 – Another Data Dive! (How bad is the debt?!)
52:20 – Reason #5: R____ undersupply
53:45 – Reason #6: H____ B_____ (This is a cultural one! Think “The Castle” folks…)
57:47 – Reason #7: H_______!
1:04:54 – Is now the best time to buy?!
1:07:10 – Don’t invest now if you have THIS type of personality!
1:12:50 – Give us your Interest Rate Questions!! (Click the tab on the bottom right side of the page)

And

1:14:12 – Why Ben HARDLY types anymore (aka. Bryce’s Lifehack for today 😉)
1:16:03 – A breakdown of CoreLogic’s Pain and Gain report.

389 | Interest Rate Rise: What this means for YOU! – Chat with Evan Lucas

By The Property Couch May 5, 2022 in Podcast

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Right. Let’s get this out of the way first…

Interest rate rises shouldn’t be scary!

There might be some panic-inducing headlines floating around (Especially after the Reserve Bank of Australia’s announcement to raise interest rates for the first time in over a decade)

But in reality, rising interest rates are not bad!

To help us explain why this is true, we’ve got a NEW guest on The Property Couch…

Meet Evan Lucas, Chief Market Strategist at InvestSmart! He is an accomplished financial markets professional who has been investing in and researching global markets for more than a decade!

Evan gained experience at several top-tier global institutions and has worked with the likes of ABN Amro, the Royal Bank of Scotland and RBSMorgans!!

On top of debunking this idea, we’ll be uncovering…

📈 Why the RBA has decided to lift interest rates now,

📈 How inflation psychology actually works (plus how to flip your mindset around it!)

📈 And of course, does this change mean you should go with a fixed or variable interest rate?!?

(PLUS, the RBA and politics, predictions for the future, AND SO MUCH MORE!!!)

Evan will also be sharing his money story growing up and explaining what the GREATEST ASSET you can buy with money is!

So tune in now to cut through the noise and understand the who, what, and why behind rising interest rates!

Free Stuff Mentioned…

Here’s some of the gold we cover…

2:10 – Stay close to your Mortgage Brokers folks!
3:00 – Don’t get anxious…get understanding!!
4:22 – Welcome Evan Lucas!
5:30 – Evan’s journey to where he is today…
10:35 – The elephant paradigm! 🐘
15:02 – Money can buy you the greatest asset of all: T____.
26:08 – What does buying T___ look like in everyday life?
30:02 – Why is the property market so special?!?
34:44 – Evan explains the reasoning behind the RBA’s cash rate hike (and what “The 3 Mandates” are!)
38:45 – How to flip your mindset folks!
45:51 – Why the rising interest rates shouldn’t be scary! (And it’s actually a…positive?!)
48:03 – How does inflation psychology work??
52:04 – How is the global economy and supply chain influencing Australia’s market?
55:15 – Breaking down Australia’s employment figures!
1:01:04 – Should folks choose fixed or variable interest rates??
1:04:51 – What we predict for the future!
1:09:39 – Will the RBA’s decision impact the Federal Government’s Election??

And…

16:23 – Let’s recap: How to buy your time back and why rising interest rates are good!
1:20:49 – Never waste time re-opening tabs again (This one’s for you Google Chrome users!)
1:22:15 – Beware Scammers folks! Listen to this to understand how they work.

RBA Cash Rate May 2022: Cash Rate to 0.35% – Find out what’s next here!

By The Property Couch May 3, 2022 in Podcast, RBA Announcement

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As we speed through the first half of 2022, we’re back with another announcement from the Reserve Bank of Australia!

The RBA’s May update is not only packed with global economic news from the ongoing war in Ukraine to China’s hard lockdowns but sees the RBA raise interest rates for the first time in 11.5 years.

Tune in now to hear Ben’s evaluation of the update and his predictions for the future!

Here are our three other key themes for this month’s economic

Global inflation,
The impacts of global interest rates, and
What the RBA did today…

Plus, Ben also includes his latest news and commentary on…

The World Bank and IMF cuts 2022 Growth Outlook
How Russia’s invasion of Ukraine is impacting the global economy
China’s COVID crisis: will they relax their policies?
The macro drivers behind global inflation: How long will it last?
Why the RBA has decided to hike interest rates…
The US’s mixed economic report
Low unemployment levels, falling consumer sentiment and the lack of wage growth data in Australia.
CoreLogic’s Home Value Index – May 2022
And heaps more!

DISCLAIMER: This podcast is general information only and is an opinion comment by Ben Kingsley. The information contained in this video is for Australian residents only. The information does not take into account the particular investment objectives or financial situation of any potential viewer. It does not constitute, and should not be relied on as, financial or investment advice or recommendations (expressed or implied) and it should not be used as an invitation to take up any investments or investment services. No investment decision or activity should be undertaken on the basis of this information without first seeking qualified and professional advice.

The Property Couch, its employees or contractors do not represent or guarantee that the information is accurate or free from errors or omissions and therefore provide no warranties or guarantees. The Property Couch disclaims any and all duty of care in relation to the information and liability for any reliance on investment decisions, claiming the use or guidance of this publication or information contained within it.

For more information, please visit: http://thepropertycouch.com.au

385 | THE GREAT AUSTRALIAN DREAM – How to make it more affordable?

By The Property Couch April 7, 2022 in Podcast

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Ahh yes, The Great Australian Dream. 🇦🇺☀️🏖️

Great beaches just a stone’s throw away, endless sunny days and the ability to own a large house on a quarter-acre block of land (With enough space to invite all your mates down for a barbeque on the weekend!)…

But while this dream has survived over the years, its accessibility is another thing entirely.

And it has not gone unnoticed!

A recent 2022 inquiry published by the Standing Committee on Tax and Revenue addresses this very issue…

Titled The Australian Dream: Inquiry into housing affordability and supply in Australia, it provides a list of suggestions on…

How to make The Great Australian Dream MORE affordable!!

And today, we’re unpacking all 16 recommendations from this report!!

There’s all the good stuff, like….

How can the Federal AND State Government play a bigger role in supporting those in need?!

Is removing stamp duty actually a good idea?!

What policy is a good policy for land and house taxes?

We’re also getting some blasts from the past as we look back at Australia’s history to inform us where our future should go…

Like what the Menzie Government did to increase house ownership post World War 2…

PLUS, see the image below to understand Ben’s section in “What’s Making Property News?” this week.

(It’s one of those stories which prove EXACTLY why you should hold out for the long-term!)

So strap in folks, we’re taking a hard look at our current property market and what NEEDS to change!!