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Data Dive! Better Price Point, Better Location and Better Returns

YES, WE ARE DOING A DATA DIVE!!! 

And you can expect lots of this kind of bonuses to come through folks because we’ve completed our research platform and we can’t wait to share all our findings with all of you in our community.

Now, for this particular Data Dive, Ben will be focusing on the importance of a better price point, better location and ultimately, a better return on investments. So what are you waiting for? Just fill in the link below and we’ll send it to you right away! 🙂

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186 | Q & A – Should You Pay Down the Principle Loan When Interest Rates are Low? Are Multiple Offset Accounts a Good Idea? PLUS The Step-by-Step Process to Buy an Investment Property!

“The people’s podcast” is EXACTLY that today folks! Because here’s the deal… it’s full-on, gold-packed Q & A Day!!

And we’re diving headfirst into…

  1. Offset accounts —is it a good idea to have multiple offset accounts? And should you offset your highest loan or the oldest loan?
  2. Investing in outer suburbs versus inner suburbs
  3. The step-by-step process of buying an investment property
  4. Buying a home (PPOR) versus an investment property (IP)
  5. Lending — should you pay down the principle of an investment property when interest rates are low?
  6. Why should you join PICA?
  7. TWO amazing LifeHacks from our community!

Oh folks, we don’t want to pick favourites — but even we’ll admit it — these are some solid questions from our listeners!

From start (Mindset Minute) to “Knowledge is empowering, but only if you act on it”… this episode is ALL YOURS!

Before we jump into the questions, click here to download Ben’s Data Dive on Better Price Point, Better Location and Better Returns or fill in the form below and we’ll send it to your email right away.

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Questions from Kyrillos:

  1. If you’re purchasing more than 1 property, can you get more than one offset account? And if so do you split all the cash between them, or is it wiser to pour in all the cash in the offset against a larger loan?
  2. To do with LocationScore — I’ve gone through and created a Spreadsheet of all of the suburbs within 50km of Brisbane’s CBD and found that most of the better-scored suburbs are actually quite far, in terms of the asset selection criteria you guys talk about. I understand that LocationScore is more of a demand versus supply score, so if you’re a Buy and Hold investor, at a suburb level, is buying in a better location still the better option?
  3. Would you be able to run through the process of buying a property? Could you run through a quick, step by step process of what happens when (research, when should you get building and pest inspection etc)?

Note 1: Looking for the link to join the Property Investors Council of Australia (PICA)? Learn more about their membership here!

Note 2: Keen to watch Ben’s Data Dive on Better Price Point, Better Location and Better Returns on Investment? Just click here or fill in the form below to get access to it.

 

Question from Cam:

My partner and I are wanting to buy 1st home. We are 27 years old, have $100,000 saved and are in our 3rd year of full time employment with a combined income of $150K. Should we be stretching ourselves to buy in the area we love FIRST, or should we be buying an investment property and hope to build equity and use it to purchase our Principal Place of Residence down the track?

 

Question from Sonya:

Hi guys, love the podcast. There’s a lot of talk out there about the risk of Australians switching from Interest Only to Principal and Interest loans. I’m currently paying Interest Only, with no interest to refinance as I am starting up my own business and currently don’t have any other income coming in. Half of my loan is fixed, the other half is variable. My question is: should I pay down the principle of my investment property while the interest rates are low to control the risk of a high interest rate at a later date and the Principal and Interest I would have to pay when my loan switches over? I’m less interested in the tax advantages, and am more interested in controlling risk and reducing my overall repayments. I know that the longer my Interest Only repayment is, the higher my repayments will have to be when it switches over — and that doesn’t sound great to me. I’m sure this, and the impact of Interest Only lending, is of interest to other listeners, so I hope you can provide insight. Love your work again. Cheers!

 

 

Data Dive! Better Price Point, Better Location and Better Returns

Fill in the form below and we’ll send it to your email right away! 🙂

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Infographics from McCrindle Research

As mentioned on Episode 185 folks, there are some amazing data and insights from Mark McCrindle! And all his reports and insights are free for download on their website! Go to McCrindle Research website here >>

But if you’d like one now, we’ve compiled all of the reports into one PDF! Just fill in the form below and we’ll email it to you right away.

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The reports that we’ve combined are…

  • Australian Population Map – This population map resource outlines Australian demographics – city by city, state by state.
  • Sydney Vs Melbourne – Comparing the most significant data of Sydney and Melbourne in a visualised infographic to show how these global cities measure up.
  • Australia’s Household Income and Wealth Distribution – This infographic of annual household income by quintiles shows the spread of total earnings in Australia
  • Australian Income and Wealth Distribution by Generation – Exploring how both income and wealth is distributed across the generations of households in Australia and how it has been changing.
  • Live the Dream Report – FPA and McCrindle partnered to conduct new research into the regrets, dreams, and attitudes to matters of money and life across generations, genders and geographies. The new research shows almost one in four Australians (23%) believe they are ‘definitely’ or ‘mostly’ living the dream. These enviably content people are nearly three times more likely to seek the advice of a financial planner (24%) than those who describe themselves as not yet living the dream (9%)

Again, all of these reports and more are free for download on their website so please do check them out if you love what you see here.
Go to McCrindle Research Website >>

 

185 | Will your Generation achieve “The Great Australian Dream”? — The Future of Australia’s Population, Retirement Expectations, And Other Things You Thought Were True – Chat with Mark McCrindle

Attention! Baby Boomers, Gen XYZ,  Alpha and everyone else — yep, that’s probably you — we have THE episode that just might teach you a thing or two about your generation, your next door neighbour’s generation, AND the next “smashed avocado” to take Australia by storm!

What are we talking about?

Folks, making himself comfortable on the couch today is Mark McCrindle, founder and Principle of McCrindle Research, and an award-winning social researcher, best-selling author, influential thought leader, and, wait for it… a demographer!

This is one topic that made all of us on the show super excited because as a demographer, Mark tracks emerging issues, researches social trends and sets the stage for Australia’s population — which is VERY handy if you want to know where the future’s heading, and why. Plus, he’s also the author of best-selling book, The ABC of XYZ, which opens the “can of worms” on each generation, their values and shares the story of a country centred on “the fair go”.

So, aside from learning the story behind the data, you’re about to hear all about Australia’s people, and our insights into property, retirement and wealth creation!

Oh, and Mark’s brought in his latest infographics and insight and everything — you can get all of them here — so get ready for a knowledge-packed episode! His team’s research into Australians living a successful life is one that you can’t miss as well! Just click here to download or fill in the form below and we’ll send it all to your email. 🙂

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Your dot points for today’s episode:

 

Here are some sample infographics! Want more? Fill in the form below and we’ll send it all to your email. 🙂

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184 | Five Property Investment Rules You Should NOT Ignore Today

Folks, today we’re unpacking the FIVE PROPERTY INVESTMENT RULES that will turn the media headlines on their heads and help you succeed as a property investor in a changing market!

Let’s just come straight out and say it: there is an opportunity in the market RIGHT NOW. No ifs, no buts, no “doom and gloom” about it.

So, what do you need to do to ensure your investment’s safely backed and bound to get you a return?

Simple. Listen to this episode. Implement these 5 rules. And see why the richest and most respected businessman, Warren Buffet, said exactly this…

“Invest when others are fearful, and be fearful when others are greedy.”

Before we jump in and tell you what nuggets of gold you’ll learn today, just a reminder…

Our Free LIVE Webinar, 7 Deadly Sins of Building a Property Portfolio, is happening TONIGHT at 7:30pm (AEST)!!

CLICK HERE to grab the last tickets.

Folks, we promise this Free Live Webinar will help you build a successful property portfolio AND help you avoid and overcome the hidden habits that you might not realise are undermining your success! We’ve only got a very limited number of seats left though, so please reserve your spot before it sells out.

 

And here’s what you can expect from today’s show…

And finally, looking to check out our very first appearance on the Today Show as The Property Couch host? The clip’s below or you can also watch it here. Enjoy! 🙂

 

 

 

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