At 2:30pm AEST on Tuesday, 30th September 2025, the Reserve Bank of Australia handed down its latest cash rate decision—and yep, we went LIVE to unpack it with our usual no-spin, tell-it-how-it-is commentary.

Ben and Evan were behind the mics, breaking down not just the decision itself, but everything influencing it… from inflation and employment to investor sentiment and the psychology behind market shifts.

So… What Happened?

The RBA held the cash rate at 3.60%. Coming off the back of August’s 0.25% cut, today’s hold wasn’t a huge surprise.

But the big story isn’t just the rate itself—it’s what’s building beneath the surface. Confidence is creeping back into the market. Buyer behaviour is shifting. And we might just be seeing the first signs of something bigger…

Wait—What Are “Animal Spirits”?

It’s an economics term, originally coined by John Maynard Keynes, and it refers to the emotional and psychological forces that influence investor decisions. Things like confidence, fear, hope, and herd mentality.

When those spirits awaken, markets often move before the data does. Think FOMO. Think momentum. Think sudden bursts of demand in the property market. That’s what we’re starting to see now.

Why It’s Relevant for Property Investors

We’re already seeing early indicators:

  • Auction clearance rates are on the rise
  • More buyer enquiries are flowing in
  • Spring listings are ramping up

These aren’t just random blips—they’re signs the market might be warming up for the next cycle.

The catch? Once momentum kicks in, it can be fast. That’s why seasoned investors prep in advance—so they’re ready when opportunity knocks.

 

💥 3 Smart Moves Before the Market Heats Up 💥

  1. Check Your Loan: A competitive mortgage can save you thousands. If you haven’t reviewed yours in a while, now’s the time.
  1. Sort Your Strategy: Thinking of buying? Investing? Upsizing? Getting clear on your plan helps you act quickly and confidently.
  1. Don’t Wait for the Headlines: Smart investors don’t follow the news—they’re already a step ahead of it.

 

Final Thoughts

This might be a turning point for the property market. It won’t come with fireworks or bold declarations—but if you’re watching closely, you’ll see the shift.

Are you positioned to act? Or will you be playing catch up?

If you don’t already have your A Team assembled, our award-winning team is here to help. Simply book in for your free appointment below. Remember, knowledge is power—but action is what gets results.