}Whether you’re deciding to sell, hold, optimise, upgrade, renovate, downsize or invest, our Property Wealth Planning team can help you model your options and map out your next step.
Ben says it all the time. And he’s right.
The podcast, webinars and resources are there to educate. They’re general in nature, designed to help you understand the fundamentals and ask better questions. But 2026 property decisions are personal.
Should you sell or hold? Upgrade or renovate?
Buy now or wait? Keep your current home as an investment?
Make another move — or sit tight?
With changing market conditions, borrowing pressure and proposed property tax changes ahead, the real question is: What’s the right move for your household?
That’s where Empower Wealth, our Advisory firm, can help — by turning general knowledge into a personalised property pathway.
Your property decisions should not be made in isolation.
That’s why Empower Wealth offers two personalised property planning options, each designed for a different stage of the journey.
Whether you’re deciding what to do next over the coming years, or building a long-term portfolio strategy through to retirement, the right plan starts with understanding your goals, numbers and options.
Not sure which plan suits you?
A quick phone chat can help you work out the right next step. No pressure, no obligation.
A short- to medium-term strategy to help you gain clarity on your next major property goal.
Compare your options, model your cash flow and map out what to do over the next 5 to 10 years.
A long-term strategy to help you build a property portfolio designed for retirement and passive income.
Model your financial position through to retirement, understand what to buy and when, and see how each step supports your bigger picture.
}It all starts with a 15-minute chat. If you’re keen to take up the offer or just want to sense check a few things, simply fill in the form and one of our advisers will reach out. No pressure, no commitment.
A simple step-by-step process to help you get clarity on your options, prepare for a productive first conversation and understand the right next step.
Getting started is easy! Simply pop in your details in the form above.
A quick phone chat to better understand your goals, answer any early questions and explain how our planning process works.
It’s also a chance to sense-check your current thinking and bounce around a few initial ideas.
If you’re keen to dive deeper, we’ll recommend you to complete a few details in Moorr.
This helps our team better understand your current position, lock in an online meeting and tailor the conversation to your unique circumstances.
If one of our property plans looks suitable, we’ll talk you through the options. If it’s not the right fit, we’ll let you know.
From there, you decide what happens next. There’s no obligation to commit from the initial consultation.
| Property Pathway Plan | Property Portfolio Plan | |
|---|---|---|
| Planning Horizon | Next major property move | Through to retirement |
|
Existing Property Review (Include Sell, Hold or Optimise Analysis for Investment Property) |
Available as an add-on (per property - tax deductible) |
Included for all existing properties |
| Future Acquisition Strategy | Next property only | All future acquisitions through to retirement |
| Property Sequencing & Timing | Next property only | Complete acquisition roadmap |
|
Property Acquisition Strategy (Targeted growth, yield etc) |
Next property only | Through to retirement |
| Cash Flow Modelling | Up to 20 years | Up to 40 years |
| Debt & Lending Strategy | ||
| Scenario Modelling & What Ifs | ||
| Retirement Income Forecasting | ||
| 40-Year Wealth Projections | ||
| Online Plan Tracking in Moorr |
} work with empower wealth?Many started exactly where you might be now — listening, learning, and wondering what the next step could look like. These are their stories.
Many started exactly where you might be now — listening, learning, and wondering what the next step could look like. These are their stories.
The Introductory Offer is available for a limited number of Property Pathway Plans as part of the launch of this new service.
Because this is a new planning offer, we’re making it available at a reduced introductory price while our team brings the service into market and works closely with early clients.
Rather than setting a fixed end date, we’ll close the offer once our advisor team reaches capacity. This helps ensure each client receives the time, care and strategic attention needed to deliver a high-quality planning experience.
If you’re interested, we recommend registering your interest early so our team can talk you through the next steps.
Yes, absolutely! It’s a no-obligation conversation to understand your situation and help determine whether one of our property planning services may suit you.
Empower Wealth also offers support across mortgage broking, financial planning and tax, so if you’d like to learn more about our broader services, click here.
No. Both plans have a staged payment schedule.
For the Property Pathway Plan, the payment schedule is:
The Existing Investment Property Review may be tax deductible, depending on your circumstances. Please seek advice from your accountant or tax professional.
For the Property Portfolio Plan, the payment schedule is:
If, after your first meeting with a QPIA, you decide the process is not what you expected, we’ll refund your initial deposit and stop the process.
Certainly not. The team can help you work out which plan is more appropriate based on your goals, current position and what you’re trying to decide.
Yes — if you already own an investment property, an Existing Investment Property Review is available as an optional add-on to the Property Pathway Plan.
The review is $550 inc. GST per property and may be tax deductible, depending on your circumstances.
It can help model the implications of selling, holding, renovating, upgrading, downsizing or converting a property into an investment.
Not neccesarily. The Property Pathway Plan is owner-occupier led and can support a range of household property decisions, including buying, upgrading, renovating, rebuilding, downsizing or deciding what to do with an existing property.
Not necessarily. You do not need to already own multiple investment properties. However, it is generally designed for clients who want to build a property portfolio to support their retirement goal and passive income and have the income, borrowing capacity and long-term goals to support that strategy.
That’s okay. The Property Pathway Plan is designed to help you make clearer decisions about your next stage. If your goals change or your position grows over time, our team can talk you through whether a broader Property Portfolio Plan may be more appropriate later.
The Property Couch, Moorr and Empower Wealth are connected, but each plays a different role.
The Property Couch is our free education platform and podcast, created to help Australians make better property, finance and money decisions.
Moorr is our free in-house money, finance and property platform, built to help everyday Australians organise their finances, bring their numbers together and access helpful tools, reports and resources.
Empower Wealth is our advisory business, providing personalised professional services across property, mortgage broking, financial planning and tax.
The Property Couch and Moorr are both completely free to use, and you can access them independently without becoming an Empower Wealth client.
In simple terms: The Property Couch helps educate you. Moorr helps organise and support your numbers. Empower Wealth can provide personalised advice to help you move forward with clarity.
From first conversations to long-term strategies, hear what clients say about working with the team.
![rating](/wp-content/uploads/star-rating-img.webp")
A simple conversation can help you work out the next step. No pressure, no obligation.
