Welcome back to The Hill I’ll Die On, our Friday mini-series where we unpack big questions from the community.

This week, Shane and Luke tackle a topic that sparks plenty of debate:

Is it actually harder for young people to buy property today — and is it someone else’s responsibility to fix it?

They explore the gap between income and property prices, the impact of changing economic conditions, and why expectations around first home ownership may need to shift.

At the same time, they discuss the importance of starting somewhere, making compromises, and focusing on what’s achievable rather than ideal.

It’s a balanced, honest conversation that cuts through the noise and gets to the heart of what matters for first home buyers today.

Got a question or a “hill” you want us to unpack? Send it through here 👉 https://thepropertycouch.com.au/topics/

The full episode mentioned to help you buy a home 👉 593 | How to Buy a Home (The Right Way) – Part 1

⏱️ TIMESTAMPS

00:23 – Introduction
00:34 – Shane & Luke take the reins
00:56 – The Listener Question
01:07 – “Young People Can’t Buy Property” Debate
01:29 – Borrowing Capacity vs House Prices
02:01 – The Reality Gap Explained
02:26 – Why “Start Somewhere” Matters
03:07 – How the World Has Changed
03:50 – Hard Work vs Structural Challenges
04:34 – Is It Harder Now?
05:08 – Wage Growth vs Property Prices
05:27 – The Role of Property Spruikers
06:03 – Expectations vs Reality
06:26 – Who Has It Harder?
06:54 – What Actually Matters
07:13 – Helping First Home Buyers Today