What happens when life’s expectations collide with financial reality? 

In this heartfelt Summer Series episode, Katrina “Kat” S, long-time listener, mum of two, and Bali trip volunteer from Bryce’s 50th, opens up about her real money story…

Growing up in a small country town, learning to save, splurging at uni, facing postnatal depression, and rebuilding her confidence through property. 

Kat gets raw about pressure, parenting, and perfection… and how she found peace in progress, not performance.  

From a risky first investment to the “aha” of building a proper plan, her journey proves that you don’t need to be perfect to move forward; just brave enough to start. 

Resources Mentioned

FREE BOOK: How To Retire on $3K a Week 📘

We’re giving away our latest book for free, just pay $9.95 for shipping. Inside, we unpack the exact frameworks behind Lifestyle By Design and show you how to build a surplus-based money system that actually works.

🎄 Last week to grab it in time for Christmas stockings! Get your copy now!

New Feature: Moorr Acquisition Costs

Buying a property comes with a long list of hidden costs… and most people lose track of them the moment settlement hits. With Moorr’s brand-new Acquisition Costs tool, you can now store every upfront cost in one clean, digital record (Ready for your tax return, your accountant, or your future self!)

👉 Find out more or try it today!

Will You Take On Ben’s Surplus Challenge in Moorr?

Now that Moorr Transactions is live, Ben is setting a challenge to the entire community: Track exactly where your money went in 2025 and set a meaningful surplus target for 2026.

👉 Get started today

Want to learn more about Bryce’s 50th?

This episode references Bryce’s 50th Birthday Charity Trip, where the TPC community came together to raise $74,592.98 in support of the John Fawcett Foundation (JFF), an incredible organisation restoring sight across Indonesia.

👉 See the impact

Guest & Episodes Mentioned:

Timestamps  

  • 0:00 – “You’re Not Broken”: Finding Financial Freedom Through Life’s Tensions – Chat with Kat
  • 1:55 – Kat & Rhys Join Bryce’s 50th Bali Charity Trip: Big Hearts, Big Impact
  • 2:47 – Welcome Kat! Long-Time Listener & Bali Volunteer
  • 4:10 – Growing Up In Macksville: Small-Town Roots & Saving Values
  • 8:15 – The Iconic Nike Tracksuit Story 👟
  • 10:10 – Credit Cards, Uni Life & Emotional Spending
  • 17:10 – Learning Independence At 17 & The Credit Card Spiral
  • 18:40 – Spending Vs Saving: The Emotional Tug Of War
  • 22:05 – Parenting Pressure & The Cost Of Perfection 💭
  • 23:00 – Postnatal Depression: The Turning Point
  • 27:40 – The Importance Of Talking & Asking For Help
  • 32:30 – What Money Really Means: Freedom & Choice
  • 34:25 – Teaching Kids About Money: No Free Rides 🧒
  • 40:30 – The S-Word: Her Property Spruiker Experience 😬
  • 47:00 – Lessons From A Poor Buyer’s Agent Experience
  • 50:30 – What Good Looks Like: Real Expertise Matters
  • 55:35 – The Offset Lesson Every Investor Should Know
  • 56:25 – Kat’s Quote: “If You’re Waiting To Feel Ready, You’ll Wait Forever.”
  • 57:50 – Final Thoughts: Pressure, Progress & Permission To Be Human
  • 1:03:55 – Moorr Acquisition Costs: New Features For Property Investors
  • 1:04:45 – Ben’s 2025 to 2026 Moorr Surplus Challenge (Track Last Year, Plan Next Year)