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527 | “That’s All I Believed I Deserved”: From 19 Rentals to Self-Funding her Forever Home – Chat with Carolyn

Yep. Today’s guest has lived in 19 different rentals since turning 18…😱😱😱 

Within three years, however, she’s transformed her outlook from believing that old, run-down units were “all that she deserved” to self-funding her forever home on a single income!!  

Today on the couch is Carolyn, who takes us on a journey from pursuing a non-traditional career in the creative sector to building an alter ego that kickstarted her journey to achieving the greatest outcome of all – Financial Peace.  

Her story reveals the transformative power of self-belief, why it’s so important to leverage the schemes and savings available for first-home owners and… 

The secret of how she went from saving $50 to $500 a fortnight!?  

We’ve saved one of the most inspirational episodes for our first episode in 2025. Tune in to discover how Carolyn used her lost epiphany to become a proud homeowner!  


Free Stuff  

  • Now is the time to be setting your financial goals for 2025!
    Download Moorr for free and set up your target spending, savings, and surplus for the year on your journey towards financial freedom. (Psst, keep your ears perked for more details on our free upcoming Moorr Webinar)  
  • Get help from Opti, your personal property AI!
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Timestamps  

  • 0:00 – “That’s All I Believed I Deserved”: From 19 Rentals to Self-Funding her Forever Home  
  • 1:25 – Welcome, Carolyn!  
  • 2:11 – Money Story: Moving to Tom Price & growing up with no mortgage?!  
  • 6:36 – An ease with money 
  • 8:43 – “I had a fear of working”  
  • 10:39 – A different ambition, studying arts, and renting as a side effect  
  • 14:57 – Two brothers: Two different approaches  
  • 17:26 – 19 rentals since 18?!  
  • 21:09 – What triggered her from renting to finding a forever home?   
  • 24:36 – The Inner Journey  
  • 26:18 – What makes a good tenant?  
  • 29:29 – The Lightbulb Moment: “Because that’s all I believed I deserved”  
  • 32:52 – Just 3 envelopes: Rent, bills & savings  
  • 34:34 – “If I don’t look after myself, no one will”  
  • 35:20 – How did she step into an Alter Ego?  
  • 37:19 – The first person she told about her property journey… 
  • 39:09 – Playing the role of a prospective buyer  
  • 41:58 – Getting the deposit: The Super Saver Scheme & how it helped get her into property 
  • 43:22 – From Saving $50 to $500 a Fortnight?! How she did it!  
  • 50:12 – How did she know what type of property she wanted?  
  • 51:51 –”I felt over the moon for the next six months”  
  • 54:36 – Carolyn’s advice: From little things, big things grow  
  • 55:52 – There is help out there!  
  • 58:22 – Into the future…  
  • 59:21 – Thank you, Carolyn! What a testament to strategy, sacrifice and mindset shifts  
  • 1:01:43 Now is the time to set your financial goals  
  • 1:05:04 – Chat with Opti, your own property AI!  

 

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