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524 | Saving More WITH a Mortgage: Proof That It’s Possible to Go from Living Paycheck to Paycheck to Investing in Property – Chat with Clinton

 “We weren’t criminals by any means, but that’s just how it was.” – Clinton 

Growing up, today’s inspiring Summer Series guest, Clinton, faced such strong feelings of embarrassment and a reality with little to no money.   

His family couldn’t afford car registration — and the fear of fines led them to “duck their heads and pretend we were in an empty car.”  

That lasting feeling of shame, a five-figure bank receipt, and a memorable Christmas present became the catalysts that set Clinton on his journey to financial freedom. 


In this special episode, you’ll hear: 

✅ Learning as you go: Clinton’s journey from first jobs to first apprenticeship 

✅ The life-changing personal loan that changed his perspective on debt 

✅ Dodging spruikers: How Clinton self-educated and built his property knowledge 

✅ Breaking into the Cairns property market: How Clinton and his partner, Alana, took this competitive leap 

✅ Saving more WITH a mortgage: The strategy that’s helping them save for their next investment and stay focused on their financial North Star 

For a motivational story about the power of self-determination, the importance of mentors, and how one small town can change your life, tune in now! 


Free Stuff  

  • New Book Incoming:  
    We’re updating our best-selling book, The Armchair Guide to Property Investing. If you haven’t read it yet, download your free copy now and keep an ear out for the new and improved version in 2025!  

Timestamps  

  • 0:00 – Saving More WITH a Mortgage: Proof That It’s Possible to Go from Living Paycheck to Paycheck to Investing in Property – Chat with Clinton 
  • 1:31 – Welcome Clinton!  
  • 2:26 – Money Story: “We weren’t criminals by any means but that’s just how it was.” 
  • 6:48 – Here’s to Clinton’s supermum!  
  • 10:36 – How washing cars and a five-figure receipt taught him that hard work pays off  
  • 15:33 Weipa: The town that changed his life  
  • 17:36 – Who influenced him to invest?  
  • 21:26 – First jobs to first loans: The credit card debt he was grateful for  
  • 26:02 – How Alana helped straighten him out 😉  
  • 27:15 – Escaping spruikers and how he educated himself!  
  • 31:02 – Do THIS investigative work to avoid being spruiked 
  • 33:59 – A job hurdle for lending  
  • 35:10 – How they secured the first property in Cairns  
  • 36:23 – Working 1 week a month?! How Clinton plans to use his financial freedom 
  • 40:53 – How he’s saving more money WITH a mortgage 😮  
  • 44:08 – Why Clinton came on the couch: “It’s amazing what you can achieve when you put your mind to it.”  
  • 48:10 – How he’s smelling the roses while still having delayed gratification  
  • 51:04 – Thank you Clinton!  
  • 53:50 – New book incoming! 

 

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