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“I have a phobia of working 9-5 til I die.”
- Harley Giddings
There’s a common belief among the younger generation today that the dream of property ownership is well and truly out of reach. (Buying a house for $30K like your grandparents did? Impossible today!)
Today’s special guest, however, is a 24-year-old passionate property investor who is inspiring both the existing AND upcoming generation of investors through his Instagram account “propertywithharley” that documents his learnings, failures and insights on his ride to financial freedom.
Please welcome a member of our very own Mortgage Broking team, who is also an outstanding financial inspiration: Harley Giddings!
Tune in to hear how this young gun built a 3-property portfolio with no silver spoons, the key to mastering delayed gratification at such a young age, and the pivotal books that transformed his life.
An episode that’ll provide inspiration for investors of all ages; listen now, folks! 😊
Free Stuff Mentioned…
- MOORR WEBINAR: From Data to Decisions
7:30pm AEST, Tuesday 20th August
Learn how to set yourself for investing success with Moorr, your all-in-one money management platform. Discover how to efficiently run and manage your investment portfolio from one platform and uncover Moorr’s newest features from the life changing Property Cashflow Projection to its advanced Rental Analysis calculator.
Register for it today >>
- PICA’s 2024 Annual Investor Sentiment Survey closing soon!
We want to hear your thoughts and experiences as landlords on issues across Australia’s property market. This data will be used to protect property investors and their investments against negative regulatory changes. Share your thoughts today!
- Check out Harley’s Instagram!
- (Not Free) Harley’s top life-changing books:
- Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones by James Clear (whom we also had on the pod previously!)
- The Defining Decade by Meg Jay
- The Alchemist by Paulo Coelho
- The Barefoot Investor by Scott Pape
- Resources from Ben’s “What’s Making Property News”: Melbourne developers offer big rebates as unsold lots surge
Timestamps
- 0:00 – No Silver Spoon: The 24-Year-Old Who Owns 3 Properties & Counting?! – Chat with Harley Giddings
- 1:19 – Upcoming Moorr Webinar and PIPA 2024 Sentiment Survey!
- 6:15 – Mindset Minute: “Stay away from negative people. They have a problem for every solution.”
- 7:07 – Welcome Harley!
- 8:02 – 3 properties by 23: The 2 pieces of advice he’d give to those his age
- 9:37 – Money Story: How he formed early delayed gratification
- 14:31 – 15 years old and reading the Barefoot Investor
- 17:12 – The invaluable lessons his parents taught him
- 20:47 – Harley’s first investments & dollar cost averaging
- 22:55 – Why did he decide to pivot from shares to property?
- 24:47 – You’ve got $1G: Invest or self-education?
- 26:13 – The leap of faith into property
- 31:00 – No bank of mum and dad!
- 35:40 – Property #2: Researched & serviced himself
- 38:03 – Data points Harley looks at to decide where to invest!
- 40:12 – The A-team EVERY property investor needs
- 42:13 – Buying in a Company Trust Structure, SMSFs, and more…
- 45:23 – A North Star of $200K in his 30s?!
- 48:21 – We are proud to say he’s part of our Mortgage Broking team
- 49:35 – Common FAQs Harley receives
- 50:56 – Block out the social envy and focus on self-education
- 53:26 – “I work 15 hours every Wednesday”: 2 jobs, 7 days a week
- 56:49 – Why he decided to become a Mortgage Broker
- 59:39 – When is Harley buying a lambo?
- 1:01:28 – How does Harley still live his best life in his 20s AND build a portfolio?
- 1:05:35 – The book that inspired him to start his channel
- 1:10:27 – Harley’s Final Message: Get rid of THIS mindset
- 1:12:15 – If your child is a spender and wants to invest in property, try this first…
And…
- 1:14:07 – What an impressive young guest!
- 1:15:49 – Guest Lifehack: “Look at life in ____ months”
- 1:18:02 – WMPN: We’re back in rebate country 😮
