Could the next two years be one of the best times to buy property?
In this Friday Fundamentals episode, Ben Kingsley is joined by Stuart Wemyss to unpack what’s really driving property prices and why the current market could present opportunities for buyers willing to think differently.
While many Australians are waiting for greater certainty, Stuart explains why lending volumes, not headlines, are often the biggest driver of property price growth.
Together, they discuss why lower confidence can actually create better buying conditions, how credit availability influences markets, and why supply could be the biggest challenge facing buyers over the coming years.
They also explore:
✅ Why lending volumes are a leading indicator of property prices
✅ The impact of interest rates, credit policy and buyer confidence
✅ Why investors may be stepping back from the market
✅ How supply constraints could support prices
✅ Whether buyers should wait for the “perfect” time
✅ Lessons from purchasing during the GFC
Because when everyone is waiting for certainty, opportunities can often emerge for those prepared to act.
Got a question or a “hill” you’d like us to unpack? Send it through here 👉 https://thepropertycouch.com.au/topics/
⏱️ Timestamps
00:00 Could now be the perfect buying window?
00:45 What drives property prices?
01:31 Why lending volumes matter most
02:08 The three biggest drivers of credit growth
02:52 Why the next 24 months could favour buyers
03:14 Stuart’s GFC buying story
03:37 The best time to buy property
04:46 Investor lending and market activity
05:06 Why supply could be the biggest challenge
06:10 Why prices may remain in equilibrium
07:20 Could APRA change lending settings?
08:08 What falling loan volumes could mean
09:15 Who benefits most from uncertain markets?
10:18 The danger of waiting for perfect conditions
11:05 Looking back from 2036
11:30 Supply, demand and market timing
11:42 Why it doesn’t take much to move a market
![rating](/wp-content/uploads/star-rating-img.webp")
